Last update: Oct 2026

Cost of Living Comparison Between Neum and Athens

For one person, living is cheaper in Neum: $955 a month against $1,775 in Athens, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Neum
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Neum Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Neum and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Neum versus $1,775 in Athens.

Neum $955
Athens $1,775

Estimated couple costs with rent: $1,410 in Neum versus $2,721 in Athens.

Neum $1,410
Athens $2,721

Monthly costs for a family of three with rent: $1,866 in Neum versus $3,666 in Athens.

Neum $1,866
Athens $3,666

Living in Neum costs roughly 46% less than in Athens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Neum is 29% below, Athens is 31% above.

Meal at Budget Restaurant

$5.29 BAM 9.24

$16.69 €14.91

-68.30%

Three-Course Dinner for Two, Mid-Range

$30.98 BAM 54.1

$67.8 €60.6

-54.30%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.91

$11.14 €9.95

-49.10%

Cappuccino

$1.90 BAM 3.32

$4.03 €3.60

-52.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.33

$2.77 €2.47

-31.41%

Water (0.33 liter bottle)

$1.18 BAM 2.07

$0.55 €0.49

114.55%

Local Beer (0.5 liter draught)

$2.52 BAM 4.41

$5.74 €5.13

-56.10%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.83

$5.45 €4.87

-59.82%

Milk (1 liter)

$1.12 BAM 1.96

$1.82 €1.63

-38.46%

White Bread (500g)

$0.95 BAM 1.65

$1.38 €1.23

-31.16%

Rice (white) (1kg)

$2.07 BAM 3.62

$2.80 €2.50

-26.07%

Eggs

$2.57 BAM 4.48

$4.83 €4.32

-46.79%

Local Cheese (1kg)

$7.88 BAM 13.77

$15.05 €13.45

-47.64%

Chicken Fillets (1kg)

$7.37 BAM 12.87

$10.63 €9.50

-30.67%

Beef Round Steak (1kg)

$10.39 BAM 18.15

$18.43 €16.46

-43.62%

Apples (1kg)

$1.12 BAM 1.96

$2.20 €1.97

-49.09%

Banana (1kg)

$1.62 BAM 2.83

$1.90 €1.69

-14.74%

Oranges (1kg)

$1.36 BAM 2.37

$1.37 €1.22

-0.73%

Tomato (1kg)

$1.20 BAM 2.09

$2.10 €1.88

-42.86%

Potato (1kg)

$0.98 BAM 1.72

$1.08 €0.97

-9.26%

Onion (1kg)

$0.99 BAM 1.72

$1.12 €1.01

-11.61%

Lettuce (1 head)

$0.76 BAM 1.32

$1.12 €1.00

-32.14%

Water (1.5 liter bottle)

$0.71 BAM 1.24

$0.88 €0.79

-19.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.86

$5.48 €4.90

-28.28%

Wine (Bottle)

$3.99 BAM 6.96

$10.13 €9.05

-60.61%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.36

$2.13 €1.90

-63.38%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.55

$2.25 €2.01

-60.44%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$1.36 €1.22

-6.62%

Public Transport Monthly Pass (Regular Price)

$57.4 BAM 100

$29.89 €26.71

92.07%

Taxi Start (Normal Tariff)

$1.74 BAM 3.05

$4.45 €3.98

-60.90%

Taxi (Normal Tariff) (1km)

$0.60 BAM 1.04

$1.02 €0.91

-41.18%

Taxi 1hour Waiting (Normal Tariff)

$5.79 BAM 10.11

$16.92 €15.12

-65.78%

Gasoline (1 liter)

$1.55 BAM 2.70

$2.25 €2.01

-31.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.2K

$28.0K €25.0K

6.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BAM 37.3K

$28.2K €25.2K

-24.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 BAM 237

$205 €183

-33.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 BAM 30.82

$26.65 €23.82

-33.81%

Internet (50+ Mbps, Unlimited Data)

$25.86 BAM 45.18

$30.38 €27.15

-14.88%

Gym Membership (Monthly)

$32.47 BAM 56.7

$54.5 €48.69

-40.41%

Tennis Court (1 Hour on Weekend)

$11.52 BAM 20.13

$25.88 €23.12

-55.49%

Cinema Ticket

$5.74 BAM 10.02

$10.42 €9.31

-44.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 BAM 346

$569 €509

-65.23%

International Primary School, 1 Child (Yearly)

$2,317 BAM 4,048

$12.6K €11.2K

-81.59%

Jeans (Levis 501 Or Similar)

$59.4 BAM 104

$88.7 €79.2

-33.04%

Summer Dress (H&M, Zara, etc)

$33.42 BAM 58.4

$40.46 €36.16

-17.40%

Sport Shoes (Adidas, Nike)

$85.8 BAM 150

$105 €93.8

-18.20%

Men's Leather Business Shoes

$83.3 BAM 146

$121 €108

-31.32%

1-bedroom Apartment, City Center (Monthly)

$345 BAM 603

$741 €662

-53.44%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 433

$655 €585

-62.18%

3-bedroom Apartment, City Center (Monthly)

$506 BAM 884

$1,300 €1,161

-61.06%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BAM 620

$1,148 €1,026

-69.07%

Buy Apartment in City Center (m2)

$2,410 BAM 4,210

$4,014 €3,587

-39.96%

Buy Apartment Outside City Center (m2)

$1,786 BAM 3,120

$3,460 €3,092

-48.38%

Average Monthly Net Salary (After Tax)

$847 BAM 1,480

$1,242 €1,110

-31.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

4.48

-35.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: October 11, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neum

$248 25.9%

Athens

$655 36.9% 164% $407

Groceries & Markets

Neum

$188 19.7%

Athens

$310 17.5% 65.4% $123

Monthly Utilities & Internet

Neum

$179 18.7%

Athens

$262 14.7% 46.2% $83

Clothing & Footwear

Neum

$118 12.4%

Athens

$160 9% 35.7% $42

Eating Out

Neum

$112 11.7%

Athens

$268 15.1% 140% $157

Getting Around

Neum

$67 7%

Athens

$45 2.5% 33.2% $22

Sport & Entertainment

Neum

$44 4.6%

Athens

$75 4.2% 71.4% $31

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Neum and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Neum vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $188 vs $310 per month, with Neum cheaper across the board.

Good to know

🇧🇦 Neum

🇬🇷 Athens

🕒 Local time

10:48 10:48 AM

11:48 11:48 AM

1 h ahead of Neum

🌤 Weather

👥 Population

3,200

3,090,508 Capital

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Euro EUR €

📈 Exchange rate

1 BAM = 0.572 USD

1 BAM = 0.511 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Euro exchange rates as of October 14, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to BAM in detail →

On the map

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Between locations

Neum Athens 760 km ≈ 1 h 30 min nonstop flight

From you

Neum
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Athens: Cost of Living - Frequently Asked Questions

Neum wins on cost – living expenses run 86% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Neum the obvious pick if budget is a priority.

On paper, salaries run 47% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $345 in Neum versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Neum – a meal for two runs $31.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $955 per month in Neum versus $1,775 in Athens – a 86% gap that adds up to real savings over time for anyone picking the cheaper option.

At $955 in Neum versus $1,775 in Athens, a $2,000 budget is realistic in Neum but tight or insufficient in Athens. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both work as nomad bases, but Neum delivers better value – similar infrastructure at $955 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Neum hard to pass up.

Safety-wise, Neum and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 86% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.