Cost of Living Comparison Between Ndola and Phuket Cost of Living Comparison Between Ndola and Phuket

Monthly Cost of Living

A single person spends $742 per month in Ndola vs $1,250 in Phuket, rent included.

A couple spends around $1,740 per month in Ndola vs $2,284 in Phuket, rent included.

A family of three spends $2,738 per month in Ndola vs $3,317 in Phuket, rent included.

Ndola is about 41% cheaper than Phuket, driven mainly by Monthly Utilities & Internet.

Both Ndola and Phuket are more affordable than the global median – Ndola 44% lower, Phuket 6% lower.

Currency
🍽 Eating Out
Ndola
Phuket
Difference
Meal at Budget Restaurant
$7.08 ZMW 129
$4.55 ฿153
55.60%
Three-Course Dinner for Two, Mid-Range
$25.36 ZMW 462
$46.18 ฿1,553
-45.08%
Fast Food Meal (McDonalds, etc)
$3.68 ZMW 67.0
$8.84 ฿297
-58.37%
Cappuccino
$1.96 ZMW 35.69
$3.06 ฿103
-35.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.35 ZMW 6.34
$0.73 ฿24.40
-52.05%
Water (0.33 liter bottle)
$0.18 ZMW 3.25
$0.40 ฿13.39
-55.00%
Local Beer (0.5 liter draught)
$0.88 ZMW 15.98
$2.43 ฿81.8
-63.79%
Imported Beer (0.33 liter bottle)
$1.74 ZMW 31.67
$3.78 ฿127
-53.97%
🛒 Groceries & Markets
Ndola
Phuket
Difference
Milk (1 liter)
$1.30 ZMW 23.62
$2.26 ฿76.0
-42.48%
White Bread (500g)
$0.79 ZMW 14.39
$1.81 ฿60.9
-56.35%
Rice (white) (1kg)
$1.65 ZMW 29.99
$2.25 ฿75.8
-26.67%
Eggs
$1.32 ZMW 24.09
$2.25 ฿75.5
-41.33%
Local Cheese (1kg)
$7.82 ZMW 142
$19.51 ฿656
-59.92%
Chicken Fillets (1kg)
$3.95 ZMW 71.9
$3.65 ฿123
8.22%
Beef Round Steak (1kg)
$4.67 ZMW 85.0
$13.05 ฿439
-64.21%
Apples (1kg)
$1.23 ZMW 22.38
$3.23 ฿109
-61.92%
Banana (1kg)
$1.60 ZMW 29.19
$1.62 ฿54.4
-1.23%
Oranges (1kg)
$2.67 ZMW 48.58
$2.38 ฿80.1
12.18%
Tomato (1kg)
$1.17 ZMW 21.31
$2.03 ฿68.1
-42.36%
Potato (1kg)
$1.82 ZMW 33.14
$1.53 ฿51.6
18.95%
Onion (1kg)
$1.32 ZMW 24.10
$1.50 ฿50.5
-12.00%
Lettuce (1 head)
$0.86 ZMW 15.57
$0.98 ฿32.91
-12.24%
Water (1.5 liter bottle)
$0.52 ZMW 9.46
$0.52 ฿17.39
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.55 ZMW 46.49
$4.44 ฿149
-42.57%
Wine (Bottle)
$10.79 ZMW 196
$18.32 ฿616
-41.10%
Local Beer (0.5 liter bottle)
$1.09 ZMW 19.93
$1.86 ฿62.7
-41.40%
Imported Beer (0.33 liter bottle)
$1.58 ZMW 28.83
$2.68 ฿90.1
-41.04%
🚌 Getting Around
Ndola
Phuket
Difference
One-way Ticket (Public Transport)
$0.56 ZMW 10.19
$1.41 ฿47.46
-60.28%
Public Transport Monthly Pass (Regular Price)
-
$11.70 ฿393
-
Taxi Start (Normal Tariff)
$1.85 ZMW 33.69
$3.11 ฿105
-40.51%
Taxi (Normal Tariff) (1km)
-
$1.04 ฿35.06
-
Taxi 1hour Waiting (Normal Tariff)
$9.45 ZMW 172
$14.11 ฿474
-33.03%
Gasoline (1 liter)
$1.23 ZMW 22.37
$1.31 ฿44.10
-6.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,861 ZMW 143.1K
$27.8K ฿935.4K
-71.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K ZMW 510.0K
$33.2K ฿1.1M
-15.65%
🧾 Monthly Utilities & Internet
Ndola
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$91.3 ZMW 1,662
$122 ฿4,118
-25.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.46 ZMW 664
$13.59 ฿457
168.29%
Internet (50+ Mbps, Unlimited Data)
$123 ZMW 2,241
$18.70 ฿629
558.50%
🎉 Sport & Entertainment
Ndola
Phuket
Difference
Gym Membership (Monthly)
-
$60.5 ฿2,034
-
Tennis Court (1 Hour on Weekend)
-
$16.98 ฿571
-
Cinema Ticket
$4.25 ZMW 77.3
$9.07 ฿305
-53.14%
🧸 Childcare & Education
Ndola
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$178 ZMW 3,240
$706 ฿23.8K
-74.80%
International Primary School, 1 Child (Yearly)
$9,526 ZMW 173.4K
$15.8K ฿531.5K
-39.72%
👕👟 Clothing & Footwear
Ndola
Phuket
Difference
Jeans (Levis 501 Or Similar)
$18.59 ZMW 338
$58.6 ฿1,969
-68.25%
Summer Dress (H&M, Zara, etc)
$17.17 ZMW 312
$35.36 ฿1,189
-51.44%
Sport Shoes (Adidas, Nike)
$84.8 ZMW 1,543
$115 ฿3,883
-26.60%
Men's Leather Business Shoes
$73.2 ZMW 1,333
$83.7 ฿2,816
-12.54%
🏠 Accommodation & Living
Ndola
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$126 ZMW 2,295
$626 ฿21.0K
-79.84%
1-bedroom Apartment, Outside City Center (Monthly)
$109 ZMW 1,979
$445 ฿15.0K
-75.57%
3-bedroom Apartment, City Center (Monthly)
$276 ZMW 5,020
$2,040 ฿68.6K
-86.48%
3-bedroom Apartment, Outside City Center (Monthly)
$1,485 ZMW 27.0K
$1,492 ฿50.2K
-0.48%
Buy Apartment in City Center (m2)
-
$3,483 ฿117.1K
-
Buy Apartment Outside City Center (m2)
-
$2,577 ฿86.7K
-
💵 Salaries & Financials
Ndola
Phuket
Difference
Average Monthly Net Salary (After Tax)
$608 ZMW 11.1K
$500 ฿16.8K
21.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
25
5.33
369.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: July 12, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A central one-bedroom costs $126 in Ndola versus $626 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Ndola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Ndola versus $46.00 in Phuket. Monthly groceries follow the same trend: $170 vs $289 – making Ndola the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ndola vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Ndola?
Yes – Phuket is pricier by about 69%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,113 per month in Ndola and $1,875 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ndola or in Phuket?
A mid-range dinner for two costs $25.00 in Ndola and $46.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ndola and in Phuket?
Groceries cost about 70% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Ndola or in Phuket?
A $1,500 monthly budget goes further in Ndola, where all-in costs run around $742, than in Phuket at $1,250. In Ndola it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Ndola or Phuket more family-friendly?
Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ndola or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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