Cost of Living Comparison Between Ndola and Phuket Cost of Living Comparison Between Ndola and Phuket

Monthly Cost of Living

A single person spends $751 per month in Ndola vs $1,253 in Phuket, rent included.

A couple spends around $1,768 per month in Ndola vs $2,043 in Phuket, rent included.

A family of three spends $2,784 per month in Ndola vs $2,833 in Phuket, rent included.

Ndola is about 40% cheaper than Phuket, driven mainly by Sport & Entertainment.

Both Ndola and Phuket are more affordable than the global median – Ndola 45% lower, Phuket 9% lower.

Currency
🍽 Eating Out
Ndola
Phuket
Difference
Meal at Budget Restaurant
$5.75 ZMW 110
$4.56 ฿150
26.10%
Three-Course Dinner for Two, Mid-Range
$31.73 ZMW 608
$32.62 ฿1,072
-2.73%
Fast Food Meal (McDonalds, etc)
$5.13 ZMW 98.2
$8.90 ฿293
-42.36%
Cappuccino
$2.89 ZMW 55.4
$2.80 ฿92.2
3.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 ZMW 10.63
$0.88 ฿28.93
-36.36%
Water (0.33 liter bottle)
$0.25 ZMW 4.75
$0.49 ฿16.08
-48.98%
Local Beer (0.5 liter draught)
$1.29 ZMW 24.64
$2.39 ฿78.5
-46.03%
Imported Beer (0.33 liter bottle)
$2.35 ZMW 45.02
$3.71 ฿122
-36.66%
🛒 Groceries & Markets
Ndola
Phuket
Difference
Milk (1 liter)
$1.74 ZMW 33.29
$1.79 ฿58.7
-2.79%
White Bread (500g)
$1.19 ZMW 22.76
$1.44 ฿47.38
-17.36%
Rice (white) (1kg)
$2.14 ZMW 41.01
$1.58 ฿52.1
35.44%
Eggs
$1.65 ZMW 31.56
$2.13 ฿69.9
-22.54%
Local Cheese (1kg)
$10.73 ZMW 205
$19.92 ฿655
-46.13%
Chicken Fillets (1kg)
$6.47 ZMW 124
$3.43 ฿113
88.63%
Beef Round Steak (1kg)
$6.81 ZMW 130
$11.33 ฿372
-39.89%
Apples (1kg)
$1.59 ZMW 30.49
$2.95 ฿96.9
-46.10%
Banana (1kg)
$2.51 ZMW 48.00
$1.72 ฿56.6
45.93%
Oranges (1kg)
$3.76 ZMW 72.0
$2.32 ฿76.4
62.07%
Tomato (1kg)
$1.65 ZMW 31.61
$2.08 ฿68.4
-20.67%
Potato (1kg)
$2.61 ZMW 49.89
$1.47 ฿48.33
77.55%
Onion (1kg)
$1.95 ZMW 37.32
$1.36 ฿44.64
43.38%
Lettuce (1 head)
$1.16 ZMW 22.22
$1.10 ฿36.12
5.45%
Water (1.5 liter bottle)
$0.66 ZMW 12.54
$0.57 ฿18.89
15.79%
Cigarettes 20 Pack (Marlboro, Camel)
$3.12 ZMW 59.7
$4.27 ฿140
-26.93%
Wine (Bottle)
$10.45 ZMW 200
$18.42 ฿605
-43.27%
Local Beer (0.5 liter bottle)
$1.52 ZMW 29.17
$1.87 ฿61.5
-18.72%
Imported Beer (0.33 liter bottle)
$2.42 ZMW 46.43
$2.92 ฿96.0
-17.12%
🚌 Getting Around
Ndola
Phuket
Difference
One-way Ticket (Public Transport)
$0.75 ZMW 14.41
$2.22 ฿72.9
-66.22%
Public Transport Monthly Pass (Regular Price)
-
$22.90 ฿753
-
Taxi Start (Normal Tariff)
$2.60 ZMW 49.81
$3.03 ฿99.6
-14.19%
Taxi (Normal Tariff) (1km)
$1.56 ZMW 29.85
$1.07 ฿35.31
45.79%
Taxi 1hour Waiting (Normal Tariff)
$5.22 ZMW 99.9
$3.93 ฿129
32.82%
Gasoline (1 liter)
$1.47 ZMW 28.20
$1.49 ฿49.04
-1.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,874 ZMW 150.8K
$27.1K ฿891.7K
-70.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K ZMW 520.4K
$27.5K ฿902.3K
-1.01%
🧾 Monthly Utilities & Internet
Ndola
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.6 ZMW 1,620
$103 ฿3,379
-17.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.89 ZMW 209
$10.99 ฿361
-0.91%
Internet (50+ Mbps, Unlimited Data)
$57.9 ZMW 1,109
$17.51 ฿576
230.78%
🎉 Sport & Entertainment
Ndola
Phuket
Difference
Gym Membership (Monthly)
-
$53.5 ฿1,760
-
Tennis Court (1 Hour on Weekend)
-
$11.20 ฿368
-
Cinema Ticket
$6.17 ZMW 118
$7.48 ฿246
-17.51%
🧸 Childcare & Education
Ndola
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$143 ZMW 2,732
$557 ฿18.3K
-74.38%
International Primary School, 1 Child (Yearly)
$16.7K ZMW 320.4K
$11.9K ฿389.6K
41.17%
👕👟 Clothing & Footwear
Ndola
Phuket
Difference
Jeans (Levis 501 Or Similar)
$24.07 ZMW 461
$64.1 ฿2,106
-62.43%
Summer Dress (H&M, Zara, etc)
$16.45 ZMW 315
$29.07 ฿956
-43.41%
Sport Shoes (Adidas, Nike)
$47.47 ZMW 909
$96.0 ฿3,154
-50.53%
Men's Leather Business Shoes
$75.9 ZMW 1,453
$90.3 ฿2,970
-16.01%
🏠 Accommodation & Living
Ndola
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$181 ZMW 3,474
$730 ฿24.0K
-75.15%
1-bedroom Apartment, Outside City Center (Monthly)
$157 ZMW 3,009
$500 ฿16.4K
-68.57%
3-bedroom Apartment, City Center (Monthly)
$388 ZMW 7,439
$2,090 ฿68.7K
-81.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,519 ZMW 29.1K
$1,209 ฿39.7K
25.58%
Buy Apartment in City Center (m2)
-
$3,596 ฿118.2K
-
Buy Apartment Outside City Center (m2)
-
$2,512 ฿82.6K
-
💵 Salaries & Financials
Ndola
Phuket
Difference
Average Monthly Net Salary (After Tax)
$591 ZMW 11.3K
$503 ฿16.5K
17.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
29
5.57
420.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: September 1, 2026

Last update for Phuket: August 31, 2026

Cost Breakdown

A central one-bedroom costs $181 in Ndola versus $730 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Ndola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ndola versus $33.00 in Phuket. Monthly groceries follow the same trend: $233 vs $273 – making Ndola the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ndola vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Ndola?
Yes – Phuket is pricier by about 67%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,127 per month in Ndola and $1,880 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ndola or in Phuket?
A mid-range dinner for two costs $32.00 in Ndola and $33.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ndola and in Phuket?
Groceries cost about 17% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Ndola or in Phuket?
A $1,500 monthly budget goes further in Ndola, where all-in costs run around $751, than in Phuket at $1,253. In Ndola it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Ndola or Phuket more family-friendly?
Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ndola or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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