Last update: Oct 2026

Cost of Living Comparison Between Phuket and Ndola

For one person, living is cheaper in Ndola: $719 a month against $1,208 in Phuket, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
35

Cost of Living Index in Ndola
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Ndola Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Ndola

🇿🇲 Zambia

$719

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Ndola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Ndola actually costs, broken down by who's living it.

A single person spends $1,208 per month in Phuket vs $719 in Ndola, rent included.

Phuket $1,208
Ndola $719

A couple spends around $2,027 per month in Phuket vs $1,721 in Ndola, rent included.

Phuket $2,027
Ndola $1,721

A family of three spends $2,845 per month in Phuket vs $2,723 in Ndola, rent included.

Phuket $2,845
Ndola $2,723

Phuket costs about 68% more than Ndola, and outside of rent the biggest gap is in leisure.

Both Phuket and Ndola are more affordable than the global median – Phuket 11% lower, Ndola 47% lower.

Meal at Budget Restaurant

$4.40 ฿147

$5.58 ZMW 111

-21.15%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$30.02 ZMW 597

7.46%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$5.00 ZMW 99.4

75.20%

Cappuccino

$2.83 ฿94.5

$2.76 ZMW 54.8

2.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$0.52 ZMW 10.25

73.08%

Water (0.33 liter bottle)

$0.47 ฿15.56

$0.24 ZMW 4.73

95.83%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$1.22 ZMW 24.31

109.02%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$2.21 ZMW 44.02

73.30%

Milk (1 liter)

$1.73 ฿57.7

$1.65 ZMW 32.92

4.85%

White Bread (500g)

$1.47 ฿49.11

$1.18 ZMW 23.56

24.58%

Rice (white) (1kg)

$1.51 ฿50.6

$2.13 ZMW 42.31

-29.11%

Eggs

$2.17 ฿72.7

$1.56 ZMW 31.07

39.10%

Local Cheese (1kg)

$19.70 ฿658

$10.15 ZMW 202

94.09%

Chicken Fillets (1kg)

$3.34 ฿112

$6.18 ZMW 123

-45.95%

Beef Round Steak (1kg)

$11.16 ฿373

$6.71 ZMW 133

66.32%

Apples (1kg)

$2.85 ฿95.1

$1.47 ZMW 29.27

93.88%

Banana (1kg)

$1.70 ฿56.9

$2.41 ZMW 48.00

-29.46%

Oranges (1kg)

$2.19 ฿73.3

$3.74 ZMW 74.3

-41.44%

Tomato (1kg)

$2.05 ฿68.4

$1.54 ZMW 30.72

33.12%

Potato (1kg)

$1.45 ฿48.57

$2.53 ZMW 50.4

-42.69%

Onion (1kg)

$1.38 ฿46.16

$1.80 ZMW 35.84

-23.33%

Lettuce (1 head)

$1.07 ฿35.69

$1.10 ZMW 21.93

-2.73%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.58 ZMW 11.60

-12.07%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$3.09 ZMW 61.5

37.86%

Wine (Bottle)

$18.58 ฿621

$9.83 ZMW 196

89.01%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$1.46 ZMW 28.97

21.92%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$2.35 ZMW 46.73

21.28%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$0.72 ZMW 14.29

213.89%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

Taxi Start (Normal Tariff)

$3.01 ฿101

$2.57 ZMW 51.2

17.12%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$1.53 ZMW 30.41

-30.72%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$5.03 ZMW 100

-23.26%

Gasoline (1 liter)

$1.45 ฿48.45

$1.35 ZMW 26.78

7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$7,392 ZMW 147.0K

256.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$26.9K ZMW 534.7K

0.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$80.2 ZMW 1,596

20.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$10.45 ZMW 208

5.65%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$55.2 ZMW 1,098

-68.96%

Gym Membership (Monthly)

$52.2 ฿1,744

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

Cinema Ticket

$7.81 ฿261

$6.04 ZMW 120

29.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$135 ZMW 2,692

310.80%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$16.3K ZMW 324.7K

-29.06%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$23.64 ZMW 470

171.57%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$15.39 ZMW 306

86.42%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$45.69 ZMW 909

108.71%

Men's Leather Business Shoes

$88.0 ฿2,940

$71.4 ZMW 1,421

23.19%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$177 ZMW 3,526

315.84%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$148 ZMW 2,948

211.92%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$370 ZMW 7,365

465.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$1,482 ZMW 29.5K

-18.95%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$596 ZMW 11.9K

-16.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-80.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Ndola: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Ndola

$148 20.6% 67.9% $314

Groceries & Markets

Phuket

$269 22.2%

Ndola

$223 31.1% 16.8% $45

Monthly Utilities & Internet

Phuket

$125 10.3%

Ndola

$146 20.3% 17.1% $21

Clothing & Footwear

Phuket

$124 10.3%

Ndola

$70 9.8% 43.5% $54

Eating Out

Phuket

$121 10%

Ndola

$106 14.8% 12.4% $15

Sport & Entertainment

Phuket

$68 5.6%

Ndola

$12 * 1.7% 82.2% $56

Getting Around

Phuket

$39 3.3%

Ndola

$13 * 1.8% 66.8% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $737 in Phuket versus $177 in Ndola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Ndola, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Phuket versus $30.00 in Ndola. Monthly groceries follow the same trend: $269 vs $223 – making Ndola the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇿🇲 Ndola

🕒 Local time

21:53 9:53 PM

16:53 4:53 PM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

455,194

💱 Currency

Thai Baht THB ฿

Zambian Kwacha ZMW ZK

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 ZMW = 5.03 USD

100 ZMW = 4.47 EUR

Exchange rates and currency converter

ZMW, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Zambian Kwacha exchange rates as of October 22, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Phuket Ndola 8,040 km ≈ 11 h nonstop flight

From you

Phuket
Ndola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ndola: Cost of Living - Frequently Asked Questions

Yes – Phuket is pricier by about 68%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,813 per month in Phuket and $1,079 in Ndola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Phuket and $30.00 in Ndola. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ndola, where all-in costs run around $719, than in Phuket at $1,208. In Ndola it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.