Last update: Oct 2026

Cost of Living Comparison Between Nashik and Cebu

For one person, living is cheaper in Nashik: $376 a month against $934 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Nashik
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Nashik Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nashik

🇮🇳 India

$376

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Nashik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nashik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $376 in Nashik versus $934 in Cebu.

Nashik $376
Cebu $934

Estimated couple costs with rent: $602 in Nashik versus $1,415 in Cebu.

Nashik $602
Cebu $1,415

Monthly costs for a family of three with rent: $828 in Nashik versus $1,896 in Cebu.

Nashik $828
Cebu $1,896

Living in Nashik costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nashik 72% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.77 ₹268

$3.03 ₱190

-8.58%

Three-Course Dinner for Two, Mid-Range

$7.89 ₹764

$23.48 ₱1,473

-66.40%

Fast Food Meal (McDonalds, etc)

$5.21 ₹504

$4.09 ₱256

27.38%

Cappuccino

$1.83 ₹177

$2.52 ₱158

-27.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₹29.66

$1.54 ₱96.9

-79.87%

Water (0.33 liter bottle)

$0.17 ₹16.31

$0.49 ₱30.98

-65.31%

Local Beer (0.5 liter draught)

$1.67 ₹162

$1.79 ₱112

-6.70%

Imported Beer (0.33 liter bottle)

$4.28 ₹414

$2.26 ₱142

89.38%

Milk (1 liter)

$0.80 ₹77.5

$1.95 ₱122

-58.97%

White Bread (500g)

$0.45 ₹43.38

$1.43 ₱89.7

-68.53%

Rice (white) (1kg)

$0.61 ₹59.0

$1.02 ₱63.8

-40.20%

Eggs

$0.81 ₹78.2

$2.06 ₱129

-60.68%

Local Cheese (1kg)

$5.96 ₹577

$9.81 ₱615

-39.25%

Chicken Fillets (1kg)

$2.52 ₹244

$4.61 ₱289

-45.34%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$2.35 ₹228

$3.31 ₱207

-29.00%

Banana (1kg)

$0.49 ₹47.37

$1.45 ₱90.9

-66.21%

Oranges (1kg)

$0.85 ₹82.0

$2.36 ₱148

-63.98%

Tomato (1kg)

$0.59 ₹57.1

$1.54 ₱96.4

-61.69%

Potato (1kg)

$0.43 ₹41.65

$2.36 ₱148

-81.78%

Onion (1kg)

$0.52 ₹49.99

$1.99 ₱125

-73.87%

Lettuce (1 head)

$0.50 ₹48.48

$1.15 ₱72.1

-56.52%

Water (1.5 liter bottle)

$0.28 ₹26.76

$0.67 ₱42.15

-58.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.11 ₹494

$3.00 ₱188

70.33%

Wine (Bottle)

$4.79 ₹464

$6.35 ₱398

-24.57%

Local Beer (0.5 liter bottle)

$1.85 ₹179

$1.31 ₱81.9

41.22%

Imported Beer (0.33 liter bottle)

$3.95 ₹382

$1.73 ₱108

128.32%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.68 ₹356

One-way Ticket (Public Transport)

$0.27 ₹26.29

$0.25 ₱15.78

8.00%

Public Transport Monthly Pass (Regular Price)

$4.77 ₹462

$12.65 ₱793

-62.29%

Taxi Start (Normal Tariff)

$0.50 ₹48.09

$0.74 ₱46.32

-32.43%

Taxi (Normal Tariff) (1km)

$0.27 ₹26.20

$0.21 ₱13.11

28.57%

Taxi 1hour Waiting (Normal Tariff)

$1.29 ₹124

$4.33 ₱271

-70.21%

Gasoline (1 liter)

$1.11 ₹107

$1.33 ₱83.5

-16.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,427 ₹815.5K

$21.8K ₱1.4M

-61.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K ₹1.7M

$19.4K ₱1.2M

-10.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.91 ₹2,120

$121 ₱7,563

-81.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.32 ₹321

$14.45 ₱907

-77.02%

Internet (50+ Mbps, Unlimited Data)

$6.51 ₹630

$28.29 ₱1,774

-76.99%

Gym Membership (Monthly)

$16.64 ₹1,610

$32.68 ₱2,050

-49.08%

Tennis Court (1 Hour on Weekend)

$7.33 ₹710

$6.39 ₱401

14.71%

Cinema Ticket

$3.48 ₹337

$5.46 ₱342

-36.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$30.60 ₹2,961

$273 ₱17.1K

-88.81%

International Primary School, 1 Child (Yearly)

$954 ₹92.3K

$8,156 ₱511.5K

-88.30%

Jeans (Levis 501 Or Similar)

$13.16 ₹1,274

$49.57 ₱3,109

-73.45%

Summer Dress (H&M, Zara, etc)

$16.63 ₹1,610

$24.87 ₱1,560

-33.13%

Sport Shoes (Adidas, Nike)

$36.96 ₹3,577

$76.6 ₱4,804

-51.74%

Men's Leather Business Shoes

$29.74 ₹2,879

$59.3 ₱3,717

-49.81%

1-bedroom Apartment, City Center (Monthly)

$149 ₹14.5K

$506 ₱31.7K

-70.46%

1-bedroom Apartment, Outside City Center (Monthly)

$85.7 ₹8,295

$309 ₱19.4K

-72.30%

3-bedroom Apartment, City Center (Monthly)

$326 ₹31.6K

$1,052 ₱66.0K

-68.97%

3-bedroom Apartment, Outside City Center (Monthly)

$186 ₹18.0K

$619 ₱38.8K

-69.89%

Buy Apartment in City Center (m2)

$645 ₹62.4K

$2,915 ₱182.9K

-77.89%

Buy Apartment Outside City Center (m2)

$477 ₹46.2K

$1,867 ₱117.1K

-74.43%

Average Monthly Net Salary (After Tax)

$302 ₹29.2K

$341 ₱21.4K

-11.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.24

7.2

28.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nashik: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nashik

$104 27.8%

Cebu

$210 22.7% 102% $106

Accommodation & Living

Nashik

$86 22.9%

Cebu

$309 33.5% 261% $224

Eating Out

Nashik

$79 21%

Cebu

$88 9.6% 12.4% $9.8

Clothing & Footwear

Nashik

$43 11.6%

Cebu

$95 10.2% 118% $51

Monthly Utilities & Internet

Nashik

$32 8.5%

Cebu

$163 17.7% 415% $132

Sport & Entertainment

Nashik

$24 6.3%

Cebu

$44 4.7% 84.7% $20

Getting Around

Nashik

$7.7 2.1%

Cebu

$15 1.7% 100% $7.7

Cost Breakdown

A one-bedroom apartment in the center runs $149 in Nashik and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $8.00 in Nashik vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $104 vs $210 per month, with Nashik cheaper across the board.

Good to know

🇮🇳 Nashik

🇵🇭 Cebu

🕒 Local time

08:38 8:38 AM

11:08 11:08 AM

2 h 30 min ahead of Nashik

🌤 Weather

👥 Population

1,486,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Nashik Cebu 5,470 km ≈ 7 h nonstop flight

From you

Nashik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nashik vs Cebu: Cost of Living - Frequently Asked Questions

Nashik is cheaper overall, especially in groceries, eating out, and clothing. The 149% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 13% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $149 in Nashik versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $376 per month in Nashik versus $934 in Cebu – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nashik runs roughly 165% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Nashik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nashik is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nashik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nashik gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.