Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nashik

For one person, living is cheaper in Nashik: $376 a month against $934 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Nashik
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Nashik Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Nashik

🇮🇳 India

$376

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nashik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nashik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $376 in Nashik.

Cebu $934
Nashik $376

Estimated couple costs with rent: $1,415 in Cebu versus $602 in Nashik.

Cebu $1,415
Nashik $602

Monthly costs for a family of three with rent: $1,896 in Cebu versus $828 in Nashik.

Cebu $1,896
Nashik $828

Living in Cebu is roughly 149% more expensive than in Nashik, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Nashik 72% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.77 ₹268

9.39%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$7.89 ₹764

197.59%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.21 ₹504

-21.50%

Cappuccino

$2.52 ₱158

$1.83 ₹177

37.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.31 ₹29.66

396.77%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.17 ₹16.31

188.24%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.67 ₹162

7.19%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.28 ₹414

-47.20%

Milk (1 liter)

$1.95 ₱122

$0.80 ₹77.5

143.75%

White Bread (500g)

$1.43 ₱89.7

$0.45 ₹43.38

217.78%

Rice (white) (1kg)

$1.02 ₱63.8

$0.61 ₹59.0

67.21%

Eggs

$2.06 ₱129

$0.81 ₹78.2

154.32%

Local Cheese (1kg)

$9.81 ₱615

$5.96 ₹577

64.60%

Chicken Fillets (1kg)

$4.61 ₱289

$2.52 ₹244

82.94%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.35 ₹228

40.85%

Banana (1kg)

$1.45 ₱90.9

$0.49 ₹47.37

195.92%

Oranges (1kg)

$2.36 ₱148

$0.85 ₹82.0

177.65%

Tomato (1kg)

$1.54 ₱96.4

$0.59 ₹57.1

161.02%

Potato (1kg)

$2.36 ₱148

$0.43 ₹41.65

448.84%

Onion (1kg)

$1.99 ₱125

$0.52 ₹49.99

282.69%

Lettuce (1 head)

$1.15 ₱72.1

$0.50 ₹48.48

130.00%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.28 ₹26.76

139.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.11 ₹494

-41.29%

Wine (Bottle)

$6.35 ₱398

$4.79 ₹464

32.57%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.85 ₹179

-29.19%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.95 ₹382

-56.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.68 ₹356

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.27 ₹26.29

-7.41%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$4.77 ₹462

165.20%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.50 ₹48.09

48.00%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.27 ₹26.20

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$1.29 ₹124

235.66%

Gasoline (1 liter)

$1.33 ₱83.5

$1.11 ₹107

19.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$8,427 ₹815.5K

158.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$17.3K ₹1.7M

12.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$21.91 ₹2,120

450.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.32 ₹321

335.24%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$6.51 ₹630

334.56%

Gym Membership (Monthly)

$32.68 ₱2,050

$16.64 ₹1,610

96.39%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$7.33 ₹710

-12.82%

Cinema Ticket

$5.46 ₱342

$3.48 ₹337

56.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$30.60 ₹2,961

793.50%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$954 ₹92.3K

754.89%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$13.16 ₹1,274

276.67%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$16.63 ₹1,610

49.55%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$36.96 ₹3,577

107.22%

Men's Leather Business Shoes

$59.3 ₱3,717

$29.74 ₹2,879

99.26%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$149 ₹14.5K

238.54%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$85.7 ₹8,295

261.00%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$326 ₹31.6K

222.31%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$186 ₹18.0K

232.08%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$645 ₹62.4K

352.28%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$477 ₹46.2K

291.13%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$302 ₹29.2K

13.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.24

-22.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nashik: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Nashik

$86 22.9% 72.3% $224

Groceries & Markets

Cebu

$210 22.7%

Nashik

$104 27.8% 50.5% $106

Monthly Utilities & Internet

Cebu

$163 17.7%

Nashik

$32 8.5% 80.6% $132

Clothing & Footwear

Cebu

$95 10.2%

Nashik

$43 11.6% 54.1% $51

Eating Out

Cebu

$88 9.6%

Nashik

$79 21% 11.1% $9.8

Sport & Entertainment

Cebu

$44 4.7%

Nashik

$24 6.3% 45.9% $20

Getting Around

Cebu

$15 1.7%

Nashik

$7.7 2.1% 50.1% $7.7

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $149 in Nashik. Housing cost is often the main lever when comparing two cities.

Cebu pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $8.00 in Nashik for a mid-range dinner for two. Groceries echo the gap at $210 vs $104 per month, with Nashik cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Nashik

🕒 Local time

11:49 11:49 AM

09:19 9:19 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,486,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Nashik 5,470 km ≈ 7 h nonstop flight

From you

Cebu
Nashik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nashik: Cost of Living - Frequently Asked Questions

Nashik is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 13% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $149 in Nashik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $376 in Nashik – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nashik runs roughly 165% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Nashik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nashik is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nashik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nashik gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.