Last update: Oct 2026

Cost of Living Comparison Between Napier and Lisbon

For one person, living costs are similar in Napier and in Lisbon: $2,251 and $2,210 a month, rent and utilities included.

108

Cost of Living Index in Napier
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Napier Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Napier

🇳🇿 New Zealand

$2,251

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Napier and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Napier and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,251 in Napier versus $2,210 in Lisbon.

Napier $2,251
Lisbon $2,210

Estimated couple costs with rent: $3,239 in Napier versus $3,275 in Lisbon.

Napier $3,239
Lisbon $3,275

Monthly costs for a family of three with rent: $4,227 in Napier versus $4,341 in Lisbon.

Napier $4,227
Lisbon $4,341

Monthly costs are close between Napier and Lisbon; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Napier 65% above, Lisbon 62% above.

Meal at Budget Restaurant

$18.60 NZ$33.07

$16.65 €14.92

11.71%

Three-Course Dinner for Two, Mid-Range

$95.3 NZ$169

$61.7 €55.3

54.39%

Fast Food Meal (McDonalds, etc)

$9.50 NZ$16.89

$11.36 €10.18

-16.37%

Cappuccino

$3.45 NZ$6.14

$2.97 €2.66

16.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 NZ$4.03

$2.29 €2.05

-0.87%

Water (0.33 liter bottle)

$2.32 NZ$4.12

$1.74 €1.56

33.33%

Local Beer (0.5 liter draught)

$6.67 NZ$11.86

$3.40 €3.05

96.18%

Imported Beer (0.33 liter bottle)

$5.74 NZ$10.21

$3.31 €2.97

73.41%

Milk (1 liter)

$1.63 NZ$2.90

$1.16 €1.04

40.52%

White Bread (500g)

$1.51 NZ$2.68

$1.91 €1.71

-20.94%

Rice (white) (1kg)

$1.48 NZ$2.64

$1.51 €1.36

-1.99%

Eggs

$5.65 NZ$10.04

$4.02 €3.60

40.55%

Local Cheese (1kg)

$7.52 NZ$13.36

$12.94 €11.59

-41.89%

Chicken Fillets (1kg)

$8.58 NZ$15.25

$7.77 €6.97

10.42%

Beef Round Steak (1kg)

$12.76 NZ$22.68

$17.76 €15.92

-28.15%

Apples (1kg)

$2.29 NZ$4.08

$2.30 €2.06

-0.43%

Banana (1kg)

$1.67 NZ$2.97

$1.73 €1.55

-3.47%

Oranges (1kg)

$3.13 NZ$5.56

$1.86 €1.66

68.28%

Tomato (1kg)

$2.88 NZ$5.12

$2.59 €2.32

11.20%

Potato (1kg)

$1.79 NZ$3.18

$1.82 €1.63

-1.65%

Onion (1kg)

$2.59 NZ$4.60

$1.97 €1.76

31.47%

Lettuce (1 head)

$1.86 NZ$3.31

$1.47 €1.32

26.53%

Water (1.5 liter bottle)

$1.18 NZ$2.10

$0.72 €0.65

63.89%

Cigarettes 20 Pack (Marlboro, Camel)

$20.68 NZ$36.75

$6.58 €5.90

214.29%

Wine (Bottle)

$8.47 NZ$15.06

$5.61 €5.02

50.98%

Local Beer (0.5 liter bottle)

$2.55 NZ$4.54

$1.36 €1.22

87.50%

Imported Beer (0.33 liter bottle)

$2.44 NZ$4.34

$2.14 €1.91

14.02%

One-way Ticket (Public Transport)

$1.97 NZ$3.49

$2.33 €2.09

-15.45%

Public Transport Monthly Pass (Regular Price)

$104 NZ$185

$44.68 €40.04

132.48%

Taxi Start (Normal Tariff)

$2.30 NZ$4.09

$3.85 €3.45

-40.26%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.28

$1.07 €0.96

71.96%

Taxi 1hour Waiting (Normal Tariff)

$30.23 NZ$53.7

$16.46 €14.75

83.66%

Gasoline (1 liter)

$1.54 NZ$2.74

$2.20 €1.97

-30.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K NZ$46.0K

$34.2K €30.6K

-24.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K NZ$42.4K

$38.7K €34.7K

-38.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 NZ$329

$161 €144

14.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.28 NZ$62.7

$18.41 €16.50

91.63%

Internet (50+ Mbps, Unlimited Data)

$48.81 NZ$86.8

$32.74 €29.34

49.08%

Gym Membership (Monthly)

$34.62 NZ$61.5

$44.55 €39.92

-22.29%

Tennis Court (1 Hour on Weekend)

$10.85 NZ$19.29

$19.10 €17.11

-43.19%

Cinema Ticket

$8.68 NZ$15.43

$9.60 €8.60

-9.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$690 NZ$1,227

$668 €598

3.40%

International Primary School, 1 Child (Yearly)

$16.8K NZ$29.9K

$17.6K €15.8K

-4.65%

Jeans (Levis 501 Or Similar)

$107 NZ$190

$102 €91.4

4.83%

Summer Dress (H&M, Zara, etc)

$35.09 NZ$62.4

$44.46 €39.85

-21.08%

Sport Shoes (Adidas, Nike)

$104 NZ$185

$98.5 €88.3

5.90%

Men's Leather Business Shoes

$121 NZ$216

$124 €111

-1.78%

1-bedroom Apartment, City Center (Monthly)

$1,193 NZ$2,121

$1,608 €1,441

-25.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,080 NZ$1,919

$1,190 €1,066

-9.27%

3-bedroom Apartment, City Center (Monthly)

$1,707 NZ$3,035

$2,812 €2,520

-39.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,491 NZ$2,651

$2,013 €1,804

-25.92%

Buy Apartment in City Center (m2)

$4,873 NZ$8,662

$7,839 €7,025

-37.84%

Buy Apartment Outside City Center (m2)

$3,334 NZ$5,926

$4,576 €4,100

-27.14%

Average Monthly Net Salary (After Tax)

$3,110 NZ$5,528

$1,575 €1,411

97.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.85

69.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: October 24, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Napier

$1.1K 48%

Lisbon

$1.2K 53.8% 10.2% $110

Eating Out

Napier

$282 12.5%

Lisbon

$243 11% 14% $39

Groceries & Markets

Napier

$279 12.4%

Lisbon

$272 12.3% 2.3% $6.5

Monthly Utilities & Internet

Napier

$269 12%

Lisbon

$212 9.6% 21.1% $57

Clothing & Footwear

Napier

$166 7.4%

Lisbon

$166 7.5% 0.2% $0.4

Getting Around

Napier

$123 5.5%

Lisbon

$63 2.9% 48.7% $60

Sport & Entertainment

Napier

$52 2.3%

Lisbon

$64 2.9% 22.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,193 in Napier and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Napier pays 97% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $95 in Napier vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $279 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇳🇿 Napier

🇵🇹 Lisbon

🕒 Local time

00:08 12:08 AM

11:08 11:08 AM

13 h behind Napier

🌤 Weather

👥 Population

65,000

545,923 Capital

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

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Between locations

Napier Lisbon 19,490 km ≈ 25 h nonstop flight

From you

Napier
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napier vs Lisbon: Cost of Living - Frequently Asked Questions

Average pay runs 97% higher in Napier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,193 in Napier versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $690 in Napier versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Lisbon runs roughly 57% less than in Napier. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Napier and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Lisbon wins on affordability, Napier on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.