Cost of Living Comparison Between Napier and Lisbon Cost of Living Comparison Between Napier and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $2,286 in Napier versus $2,296 in Lisbon.

Estimated couple costs with rent: $3,288 in Napier versus $3,376 in Lisbon.

Monthly costs for a family of three with rent: $4,290 in Napier versus $4,457 in Lisbon.

Monthly costs are close between Napier and Lisbon; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Napier 67% above, Lisbon 68% above.

Meal at Budget Restaurant

$19.24 NZ$33.63

$17.59 €15.33

9.38%

Three-Course Dinner for Two, Mid-Range

$94.8 NZ$166

$62.9 €54.8

50.76%

Fast Food Meal (McDonalds, etc)

$9.57 NZ$16.73

$11.58 €10.10

-17.36%

Cappuccino

$3.39 NZ$5.93

$3.10 €2.70

9.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 NZ$3.86

$2.49 €2.17

-11.24%

Water (0.33 liter bottle)

$2.35 NZ$4.11

$1.74 €1.52

35.06%

Local Beer (0.5 liter draught)

$6.95 NZ$12.16

$3.48 €3.03

99.71%

Imported Beer (0.33 liter bottle)

$5.64 NZ$9.87

$3.44 €3.00

63.95%

Milk (1 liter)

$1.69 NZ$2.95

$1.15 €1.00

46.96%

White Bread (500g)

$1.53 NZ$2.67

$1.91 €1.66

-19.90%

Rice (white) (1kg)

$1.45 NZ$2.53

$1.50 €1.31

-3.33%

Eggs

$5.92 NZ$10.35

$3.98 €3.47

48.74%

Local Cheese (1kg)

$8.08 NZ$14.13

$13.29 €11.59

-39.20%

Chicken Fillets (1kg)

$8.67 NZ$15.15

$8.01 €6.98

8.24%

Beef Round Steak (1kg)

$12.78 NZ$22.34

$18.04 €15.73

-29.16%

Apples (1kg)

$2.42 NZ$4.22

$2.35 €2.05

2.98%

Banana (1kg)

$1.63 NZ$2.85

$1.75 €1.53

-6.86%

Oranges (1kg)

$3.19 NZ$5.59

$1.85 €1.62

72.43%

Tomato (1kg)

$3.00 NZ$5.25

$2.55 €2.22

17.65%

Potato (1kg)

$1.76 NZ$3.07

$1.84 €1.61

-4.35%

Onion (1kg)

$2.59 NZ$4.53

$2.10 €1.83

23.33%

Lettuce (1 head)

$1.93 NZ$3.37

$1.49 €1.30

29.53%

Water (1.5 liter bottle)

$1.21 NZ$2.11

$0.82 €0.71

47.56%

Cigarettes 20 Pack (Marlboro, Camel)

$20.73 NZ$36.24

$7.10 €6.19

191.97%

Wine (Bottle)

$8.62 NZ$15.07

$5.91 €5.15

45.85%

Local Beer (0.5 liter bottle)

$2.59 NZ$4.53

$1.31 €1.15

97.71%

Imported Beer (0.33 liter bottle)

$2.59 NZ$4.53

$2.13 €1.86

21.60%

One-way Ticket (Public Transport)

$1.74 NZ$3.05

$2.36 €2.05

-26.27%

Public Transport Monthly Pass (Regular Price)

$86.1 NZ$150

$46.62 €40.63

84.58%

Taxi Start (Normal Tariff)

$2.28 NZ$3.99

$4.08 €3.55

-44.12%

Taxi (Normal Tariff) (1km)

$1.88 NZ$3.28

$1.14 €0.99

64.91%

Taxi 1hour Waiting (Normal Tariff)

$30.49 NZ$53.3

$17.09 €14.90

78.41%

Gasoline (1 liter)

$1.63 NZ$2.85

$2.31 €2.01

-29.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K NZ$45.9K

$34.1K €29.7K

-23.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NZ$42.5K

$41.4K €36.1K

-41.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 NZ$329

$169 €147

11.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.76 NZ$62.5

$19.33 €16.85

85.00%

Internet (50+ Mbps, Unlimited Data)

$49.90 NZ$87.2

$33.51 €29.21

48.91%

Gym Membership (Monthly)

$35.22 NZ$61.6

$48.84 €42.57

-27.89%

Tennis Court (1 Hour on Weekend)

$11.15 NZ$19.50

$19.43 €16.94

-42.61%

Cinema Ticket

$8.58 NZ$15.00

$9.57 €8.34

-10.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$711 NZ$1,242

$696 €607

2.10%

International Primary School, 1 Child (Yearly)

$12.5K NZ$21.9K

$17.4K €15.1K

-27.93%

Jeans (Levis 501 Or Similar)

$109 NZ$190

$105 €91.8

3.27%

Summer Dress (H&M, Zara, etc)

$56.6 NZ$99.0

$47.75 €41.62

18.53%

Sport Shoes (Adidas, Nike)

$104 NZ$181

$101 €87.6

2.99%

Men's Leather Business Shoes

$120 NZ$210

$124 €108

-3.42%

1-bedroom Apartment, City Center (Monthly)

$1,227 NZ$2,145

$1,662 €1,449

-26.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,105 NZ$1,932

$1,246 €1,086

-11.32%

3-bedroom Apartment, City Center (Monthly)

$1,731 NZ$3,026

$2,965 €2,584

-41.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,538 NZ$2,689

$2,049 €1,786

-24.92%

Buy Apartment in City Center (m2)

$4,969 NZ$8,687

$7,834 €6,829

-36.57%

Buy Apartment Outside City Center (m2)

$3,407 NZ$5,955

$4,464 €3,892

-23.70%

Average Monthly Net Salary (After Tax)

$3,159 NZ$5,523

$1,632 €1,422

93.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.78

73.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: September 13, 2026

Last update for Lisbon: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,227 in Napier and $1,662 in Lisbon. Housing cost is often the main lever when comparing two cities.

Napier pays 94% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $95.0 in Napier vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $285 vs $277 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napier vs Lisbon: Cost of Living - Frequently Asked Questions

Average pay runs 94% higher in Napier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,227 in Napier versus $1,662 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Napier runs roughly 85% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

Shoppers in Lisbon pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,286 in Napier versus $2,296 in Lisbon, a $2,500 budget is realistic in Napier but tight or insufficient in Lisbon. The gap between the two cities makes Napier the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Napier and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Napier wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.