Cost of Living Comparison Between Lisbon and Napier Cost of Living Comparison Between Lisbon and Napier

Monthly Cost of Living

Monthly costs for one person with rent: $2,227 in Lisbon versus $1,910 in Napier.

Estimated couple costs with rent: $3,305 in Lisbon versus $3,134 in Napier.

Monthly costs for a family of three with rent: $4,384 in Lisbon versus $4,358 in Napier.

Living in Lisbon is roughly 17% more expensive than Napier, driven mainly by Eating Out.

Both cities are pricier than the global median: Lisbon 66% above, Napier 43% above.

Meal at Budget Restaurant

$16.17 €13.84

$20.18 NZ$34.52

-19.87%

Three-Course Dinner for Two, Mid-Range

$64.6 €55.3

$101 NZ$173

-36.30%

Fast Food Meal (McDonalds, etc)

$10.38 €8.88

$11.31 NZ$19.34

-8.22%

Cappuccino

$2.77 €2.37

$3.59 NZ$6.15

-22.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 €1.92

$2.31 NZ$3.95

-2.60%

Water (0.33 liter bottle)

$1.57 €1.35

$2.23 NZ$3.82

-29.60%

Local Beer (0.5 liter draught)

$3.49 €2.99

$7.03 NZ$12.01

-50.36%

Imported Beer (0.33 liter bottle)

$4.00 €3.43

$6.42 NZ$10.98

-37.69%

Milk (1 liter)

$1.08 €0.93

$1.68 NZ$2.87

-35.71%

White Bread (500g)

$1.74 €1.49

$1.67 NZ$2.86

4.19%

Rice (white) (1kg)

$1.74 €1.49

$1.84 NZ$3.14

-5.43%

Eggs

$3.18 €2.72

$6.12 NZ$10.46

-48.04%

Local Cheese (1kg)

$13.43 €11.50

$8.39 NZ$14.34

60.07%

Chicken Fillets (1kg)

$7.99 €6.84

$9.07 NZ$15.52

-11.91%

Beef Round Steak (1kg)

$16.09 €13.77

$12.60 NZ$21.54

27.70%

Apples (1kg)

$2.28 €1.95

$2.51 NZ$4.29

-9.16%

Banana (1kg)

$1.72 €1.48

$1.81 NZ$3.09

-4.97%

Oranges (1kg)

$1.94 €1.66

$2.43 NZ$4.15

-20.16%

Tomato (1kg)

$2.54 €2.18

$3.36 NZ$5.75

-24.40%

Potato (1kg)

$1.83 €1.57

$2.09 NZ$3.57

-12.44%

Onion (1kg)

$2.04 €1.75

$2.25 NZ$3.84

-9.33%

Lettuce (1 head)

$1.98 €1.69

$2.10 NZ$3.60

-5.71%

Water (1.5 liter bottle)

$0.85 €0.73

$1.25 NZ$2.14

-32.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 €5.87

$20.53 NZ$35.10

-66.63%

Wine (Bottle)

$5.78 €4.94

$9.03 NZ$15.43

-35.99%

Local Beer (0.5 liter bottle)

$1.37 €1.18

$2.50 NZ$4.28

-45.20%

Imported Beer (0.33 liter bottle)

$2.90 €2.48

$2.63 NZ$4.50

10.27%

One-way Ticket (Public Transport)

$2.28 €1.95

$1.85 NZ$3.16

23.24%

Public Transport Monthly Pass (Regular Price)

$46.84 €40.10

$47.38 NZ$81.0

-1.14%

Taxi Start (Normal Tariff)

$4.08 €3.49

$2.73 NZ$4.67

49.45%

Taxi (Normal Tariff) (1km)

$0.82 €0.70

$1.71 NZ$2.93

-52.05%

Taxi 1hour Waiting (Normal Tariff)

$18.27 €15.64

$34.61 NZ$59.2

-47.21%

Gasoline (1 liter)

$2.01 €1.72

$1.71 NZ$2.92

17.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €30.2K

$26.8K NZ$45.9K

31.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €32.9K

$23.1K NZ$39.5K

66.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 €124

$195 NZ$333

-25.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.96 €17.94

$37.21 NZ$63.6

-43.67%

Internet (50+ Mbps, Unlimited Data)

$40.05 €34.29

$48.66 NZ$83.2

-17.69%

Gym Membership (Monthly)

$48.79 €41.76

$38.72 NZ$66.2

26.01%

Tennis Court (1 Hour on Weekend)

$18.69 €16.00

$11.55 NZ$19.75

61.82%

Cinema Ticket

$9.06 €7.76

$8.99 NZ$15.37

0.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$607 €519

$765 NZ$1,308

-20.69%

International Primary School, 1 Child (Yearly)

$16.3K €14.0K

$12.1K NZ$20.6K

35.49%

Jeans (Levis 501 Or Similar)

$105 €89.6

$101 NZ$173

3.57%

Summer Dress (H&M, Zara, etc)

$40.95 €35.06

$58.3 NZ$99.7

-29.74%

Sport Shoes (Adidas, Nike)

$93.6 €80.1

$102 NZ$175

-8.39%

Men's Leather Business Shoes

$119 €101

$130 NZ$222

-8.72%

1-bedroom Apartment, City Center (Monthly)

$1,604 €1,373

$1,263 NZ$2,160

26.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,236 €1,058

$751 NZ$1,284

64.50%

3-bedroom Apartment, City Center (Monthly)

$3,046 €2,607

$1,629 NZ$2,785

87.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,057 €1,761

$1,647 NZ$2,816

24.88%

Buy Apartment in City Center (m2)

$7,709 €6,599

$1,704 NZ$2,913

352.52%

Buy Apartment Outside City Center (m2)

$4,266 €3,652

$1,561 NZ$2,670

173.29%

Average Monthly Net Salary (After Tax)

$1,584 €1,356

$3,229 NZ$5,521

-50.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.69

-43.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: April 26, 2026

Last update for Napier: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,604 in Lisbon and $1,263 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays 104% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Lisbon vs $101 in Napier for a mid-range dinner for two. Groceries echo the gap at $271 vs $294 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Napier: Cost of Living - Frequently Asked Questions

Lisbon and Napier differ by about 17% in total monthly costs ($2,227 vs $1,910 including rent). Napier is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Napier earns 104% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,604 in Lisbon versus $1,263 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $607 in Lisbon versus $765 in Napier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,910 in Napier versus $2,227 in Lisbon, a $2,500 budget is realistic in Napier but tight or insufficient in Lisbon. The gap between the two cities makes Napier the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Napier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Napier gentler on the wallet – expenses run 17% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.