Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Napier

For one person, living costs are similar in Lisbon and in Napier: $2,210 and $2,251 a month, rent and utilities included.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
108

Cost of Living Index in Napier
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Napier Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Napier

🇳🇿 New Zealand

$2,251

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Napier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Napier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $2,251 in Napier.

Lisbon $2,210
Napier $2,251

Estimated couple costs with rent: $3,275 in Lisbon versus $3,239 in Napier.

Lisbon $3,275
Napier $3,239

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $4,227 in Napier.

Lisbon $4,341
Napier $4,227

Monthly costs are close between Lisbon and Napier; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Lisbon 62% above, Napier 65% above.

Meal at Budget Restaurant

$16.65 €14.85

$18.60 NZ$33.09

-10.48%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.1

$95.3 NZ$170

-35.23%

Fast Food Meal (McDonalds, etc)

$11.36 €10.13

$9.50 NZ$16.90

19.58%

Cappuccino

$2.97 €2.65

$3.45 NZ$6.15

-13.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.04

$2.27 NZ$4.03

0.88%

Water (0.33 liter bottle)

$1.74 €1.55

$2.32 NZ$4.12

-25.00%

Local Beer (0.5 liter draught)

$3.40 €3.04

$6.67 NZ$11.87

-49.03%

Imported Beer (0.33 liter bottle)

$3.31 €2.95

$5.74 NZ$10.22

-42.33%

Milk (1 liter)

$1.16 €1.03

$1.63 NZ$2.91

-28.83%

White Bread (500g)

$1.91 €1.71

$1.51 NZ$2.68

26.49%

Rice (white) (1kg)

$1.51 €1.35

$1.48 NZ$2.64

2.03%

Eggs

$4.02 €3.59

$5.65 NZ$10.04

-28.85%

Local Cheese (1kg)

$12.94 €11.54

$7.52 NZ$13.37

72.07%

Chicken Fillets (1kg)

$7.77 €6.94

$8.58 NZ$15.26

-9.44%

Beef Round Steak (1kg)

$17.76 €15.85

$12.76 NZ$22.70

39.18%

Apples (1kg)

$2.30 €2.06

$2.29 NZ$4.08

0.44%

Banana (1kg)

$1.73 €1.55

$1.67 NZ$2.98

3.59%

Oranges (1kg)

$1.86 €1.66

$3.13 NZ$5.56

-40.58%

Tomato (1kg)

$2.59 €2.31

$2.88 NZ$5.13

-10.07%

Potato (1kg)

$1.82 €1.62

$1.79 NZ$3.18

1.68%

Onion (1kg)

$1.97 €1.76

$2.59 NZ$4.60

-23.94%

Lettuce (1 head)

$1.47 €1.31

$1.86 NZ$3.31

-20.97%

Water (1.5 liter bottle)

$0.72 €0.65

$1.18 NZ$2.10

-38.98%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.87

$20.68 NZ$36.78

-68.18%

Wine (Bottle)

$5.61 €5.00

$8.47 NZ$15.07

-33.77%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$2.55 NZ$4.54

-46.67%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$2.44 NZ$4.34

-12.30%

One-way Ticket (Public Transport)

$2.33 €2.08

$1.97 NZ$3.50

18.27%

Public Transport Monthly Pass (Regular Price)

$44.68 €39.86

$104 NZ$185

-56.98%

Taxi Start (Normal Tariff)

$3.85 €3.43

$2.30 NZ$4.10

67.39%

Taxi (Normal Tariff) (1km)

$1.07 €0.95

$1.84 NZ$3.28

-41.85%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.69

$30.23 NZ$53.8

-45.55%

Gasoline (1 liter)

$2.20 €1.96

$1.54 NZ$2.74

42.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.5K

$25.9K NZ$46.1K

32.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.5K

$23.9K NZ$42.4K

62.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$185 NZ$329

-12.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.43

$35.28 NZ$62.8

-47.82%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.21

$48.81 NZ$86.8

-32.92%

Gym Membership (Monthly)

$44.55 €39.74

$34.62 NZ$61.6

28.68%

Tennis Court (1 Hour on Weekend)

$19.10 €17.04

$10.85 NZ$19.30

76.04%

Cinema Ticket

$9.60 €8.56

$8.68 NZ$15.44

10.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €596

$690 NZ$1,228

-3.29%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$16.8K NZ$29.9K

4.87%

Jeans (Levis 501 Or Similar)

$102 €91.0

$107 NZ$190

-4.61%

Summer Dress (H&M, Zara, etc)

$44.46 €39.67

$35.09 NZ$62.4

26.70%

Sport Shoes (Adidas, Nike)

$98.5 €87.9

$104 NZ$186

-5.57%

Men's Leather Business Shoes

$124 €110

$121 NZ$216

1.81%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,435

$1,193 NZ$2,123

34.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,062

$1,080 NZ$1,921

10.21%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,509

$1,707 NZ$3,037

64.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,796

$1,491 NZ$2,653

35.00%

Buy Apartment in City Center (m2)

$7,839 €6,994

$4,873 NZ$8,668

60.87%

Buy Apartment Outside City Center (m2)

$4,576 €4,082

$3,334 NZ$5,930

37.26%

Average Monthly Net Salary (After Tax)

$1,575 €1,405

$3,110 NZ$5,532

-49.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

6.54

-41.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Napier: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Napier

$1.1K 48% 9.3% $110

Groceries & Markets

Lisbon

$272 12.3%

Napier

$279 12.4% 2.4% $6.5

Eating Out

Lisbon

$243 11%

Napier

$282 12.5% 16.2% $39

Monthly Utilities & Internet

Lisbon

$212 9.6%

Napier

$269 12% 26.8% $57

Clothing & Footwear

Lisbon

$166 7.5%

Napier

$166 7.4% 0.2% $0.4

Sport & Entertainment

Lisbon

$64 2.9%

Napier

$52 2.3% 18.4% $12

Getting Around

Lisbon

$63 2.9%

Napier

$123 5.5% 95% $60

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $1,193 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays 97% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Lisbon vs $95 in Napier for a mid-range dinner for two. Groceries echo the gap at $272 vs $279 per month, with Lisbon cheaper across the board.

Good to know

🇵🇹 Lisbon

🇳🇿 Napier

🕒 Local time

12:12 12:12 PM

01:12 1:12 AM

13 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

65,000

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.562 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.99 NZD (1 NZD = 0.504 EUR).

USD to EUR in detail →

On the map

Lowest

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Between locations

Lisbon Napier 19,490 km ≈ 25 h nonstop flight

From you

Lisbon
Napier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Napier: Cost of Living - Frequently Asked Questions

On paper, salaries run 49% lower in Lisbon. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,608 in Lisbon versus $1,193 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Lisbon versus $690 in Napier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Lisbon runs roughly 57% less than in Napier. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Napier are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Lisbon wins on affordability, Napier on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.