Cost of Living Comparison Between Lisbon and Napier Cost of Living Comparison Between Lisbon and Napier

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $2,286 in Napier.

Estimated couple costs with rent: $3,376 in Lisbon versus $3,288 in Napier.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $4,290 in Napier.

Monthly costs are close between Lisbon and Napier; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Lisbon 68% above, Napier 67% above.

Meal at Budget Restaurant

$17.59 €15.33

$19.24 NZ$33.63

-8.58%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.8

$94.8 NZ$166

-33.67%

Fast Food Meal (McDonalds, etc)

$11.58 €10.10

$9.57 NZ$16.73

21.00%

Cappuccino

$3.10 €2.70

$3.39 NZ$5.93

-8.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$2.21 NZ$3.86

12.67%

Water (0.33 liter bottle)

$1.74 €1.52

$2.35 NZ$4.11

-25.96%

Local Beer (0.5 liter draught)

$3.48 €3.03

$6.95 NZ$12.16

-49.93%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$5.64 NZ$9.87

-39.01%

Milk (1 liter)

$1.15 €1.00

$1.69 NZ$2.95

-31.95%

White Bread (500g)

$1.91 €1.66

$1.53 NZ$2.67

24.84%

Rice (white) (1kg)

$1.50 €1.31

$1.45 NZ$2.53

3.45%

Eggs

$3.98 €3.47

$5.92 NZ$10.35

-32.77%

Local Cheese (1kg)

$13.29 €11.59

$8.08 NZ$14.13

64.48%

Chicken Fillets (1kg)

$8.01 €6.98

$8.67 NZ$15.15

-7.61%

Beef Round Steak (1kg)

$18.04 €15.73

$12.78 NZ$22.34

41.16%

Apples (1kg)

$2.35 €2.05

$2.42 NZ$4.22

-2.89%

Banana (1kg)

$1.75 €1.53

$1.63 NZ$2.85

7.36%

Oranges (1kg)

$1.85 €1.62

$3.19 NZ$5.59

-42.01%

Tomato (1kg)

$2.55 €2.22

$3.00 NZ$5.25

-15.00%

Potato (1kg)

$1.84 €1.61

$1.76 NZ$3.07

4.55%

Onion (1kg)

$2.10 €1.83

$2.59 NZ$4.53

-18.92%

Lettuce (1 head)

$1.49 €1.30

$1.93 NZ$3.37

-22.80%

Water (1.5 liter bottle)

$0.82 €0.71

$1.21 NZ$2.11

-32.23%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.19

$20.73 NZ$36.24

-65.75%

Wine (Bottle)

$5.91 €5.15

$8.62 NZ$15.07

-31.44%

Local Beer (0.5 liter bottle)

$1.31 €1.15

$2.59 NZ$4.53

-49.42%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

$2.59 NZ$4.53

-17.76%

One-way Ticket (Public Transport)

$2.36 €2.05

$1.74 NZ$3.05

35.63%

Public Transport Monthly Pass (Regular Price)

$46.62 €40.63

$86.1 NZ$150

-45.82%

Taxi Start (Normal Tariff)

$4.08 €3.55

$2.28 NZ$3.99

78.95%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

$1.88 NZ$3.28

-39.36%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.90

$30.49 NZ$53.3

-43.95%

Gasoline (1 liter)

$2.31 €2.01

$1.63 NZ$2.85

41.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

$26.3K NZ$45.9K

29.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.1K

$24.3K NZ$42.5K

70.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$188 NZ$329

-10.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.85

$35.76 NZ$62.5

-45.95%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.21

$49.90 NZ$87.2

-32.85%

Gym Membership (Monthly)

$48.84 €42.57

$35.22 NZ$61.6

38.67%

Tennis Court (1 Hour on Weekend)

$19.43 €16.94

$11.15 NZ$19.50

74.26%

Cinema Ticket

$9.57 €8.34

$8.58 NZ$15.00

11.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €607

$711 NZ$1,242

-2.06%

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$12.5K NZ$21.9K

38.76%

Jeans (Levis 501 Or Similar)

$105 €91.8

$109 NZ$190

-3.16%

Summer Dress (H&M, Zara, etc)

$47.75 €41.62

$56.6 NZ$99.0

-15.64%

Sport Shoes (Adidas, Nike)

$101 €87.6

$104 NZ$181

-2.91%

Men's Leather Business Shoes

$124 €108

$120 NZ$210

3.54%

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,449

$1,227 NZ$2,145

35.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,086

$1,105 NZ$1,932

12.77%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,584

$1,731 NZ$3,026

71.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,786

$1,538 NZ$2,689

33.20%

Buy Apartment in City Center (m2)

$7,834 €6,829

$4,969 NZ$8,687

57.65%

Buy Apartment Outside City Center (m2)

$4,464 €3,892

$3,407 NZ$5,955

31.05%

Average Monthly Net Salary (After Tax)

$1,632 €1,422

$3,159 NZ$5,523

-48.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

6.54

-42.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for Napier: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $1,227 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays 94% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63.0 in Lisbon vs $95.0 in Napier for a mid-range dinner for two. Groceries echo the gap at $277 vs $285 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Napier: Cost of Living - Frequently Asked Questions

On paper, salaries run 94% lower in Napier. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,662 in Lisbon versus $1,227 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Napier runs roughly 85% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

Shoppers in Lisbon pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,286 in Napier versus $2,296 in Lisbon, a $2,500 budget is realistic in Napier but tight or insufficient in Lisbon. The gap between the two cities makes Napier the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Napier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Napier wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.