Last update: Oct 2026

Cost of Living Comparison Between Naperville, IL and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,821 in Naperville, IL, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index
77

Cost of Living Index in Monterrey
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Monterrey Living Index

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Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Naperville, IL and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naperville, IL and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Naperville, IL versus $1,599 in Monterrey.

Naperville, IL $2,821
Monterrey $1,599

Estimated couple costs with rent: $3,974 in Naperville, IL versus $2,493 in Monterrey.

Naperville, IL $3,974
Monterrey $2,493

Monthly costs for a family of three with rent: $5,127 in Naperville, IL versus $3,387 in Monterrey.

Naperville, IL $5,127
Monterrey $3,387

Living in Naperville, IL is roughly 76% more expensive than in Monterrey, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Naperville, IL 108% above, Monterrey 18% above.

Meal at Budget Restaurant

$14.01 $14.01

$13.80 MX$255

1.52%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$47.99 MX$887

55.99%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$10.65 MX$197

12.49%

Cappuccino

$5.27 $5.27

$3.99 MX$73.7

32.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.66 MX$30.76

73.49%

Water (0.33 liter bottle)

$2.29 $2.29

$0.99 MX$18.21

131.31%

Local Beer (0.5 liter draught)

$6.13 $6.13

$2.36 MX$43.64

159.75%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$4.43 MX$81.8

90.74%

Milk (1 liter)

$0.78 $0.78

$1.82 MX$33.58

-57.14%

White Bread (500g)

$2.85 $2.85

$2.83 MX$52.4

0.71%

Rice (white) (1kg)

$2.95 $2.95

$1.92 MX$35.44

53.65%

Eggs

$3.52 $3.52

$2.48 MX$45.78

41.94%

Local Cheese (1kg)

$7.74 $7.74

$11.74 MX$217

-34.07%

Chicken Fillets (1kg)

$11.46 $11.46

$9.10 MX$168

25.93%

Beef Round Steak (1kg)

$10.49 $10.49

$12.53 MX$232

-16.28%

Apples (1kg)

$5.49 $5.49

$3.34 MX$61.6

64.37%

Banana (1kg)

$1.66 $1.66

$1.57 MX$29.10

5.73%

Oranges (1kg)

$3.47 $3.47

$2.16 MX$39.86

60.65%

Tomato (1kg)

$5.37 $5.37

$2.47 MX$45.65

117.41%

Potato (1kg)

$1.70 $1.70

$2.31 MX$42.64

-26.41%

Onion (1kg)

$3.35 $3.35

$2.68 MX$49.47

25.00%

Lettuce (1 head)

$1.69 $1.69

$1.46 MX$26.90

15.75%

Water (1.5 liter bottle)

$1.19 MX$22.07

Cigarettes 20 Pack (Marlboro, Camel)

$12.21 $12.21

$4.75 MX$87.8

157.05%

Wine (Bottle)

$8.21 $8.21

$13.58 MX$251

-39.54%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.92 MX$35.52

-8.33%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.88 MX$53.2

38.54%

One-way Ticket (Public Transport)

$0.79 MX$14.66

Public Transport Monthly Pass (Regular Price)

$130 $130

$31.36 MX$579

314.22%

Taxi Start (Normal Tariff)

$5.61 $5.61

$1.59 MX$29.44

252.83%

Taxi (Normal Tariff) (1km)

$2.91 $2.91

$1.06 MX$19.58

174.53%

Taxi 1hour Waiting (Normal Tariff)

$17.46 $17.46

$10.80 MX$200

61.67%

Gasoline (1 liter)

$1.08 $1.08

$1.55 MX$28.59

-30.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$24.2K MX$446.4K

1.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$24.3K MX$449.4K

6.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$117 MX$2,159

48.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 $52.4

$26.38 MX$488

98.67%

Internet (50+ Mbps, Unlimited Data)

$51.6 $51.6

$26.04 MX$481

98.12%

Gym Membership (Monthly)

$70.7 $70.7

$30.26 MX$559

133.61%

Tennis Court (1 Hour on Weekend)

$15.09 $15.09

$21.25 MX$393

-28.99%

Cinema Ticket

$11.99 $11.99

$5.23 MX$96.6

129.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$673 MX$12.4K

119.62%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$11.1K MX$205.2K

14.22%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$72.1 MX$1,332

-20.17%

Summer Dress (H&M, Zara, etc)

$24.78 $24.78

$42.38 MX$783

-41.53%

Sport Shoes (Adidas, Nike)

$87.4 $87.4

$112 MX$2,066

-21.85%

Men's Leather Business Shoes

$50.6 $50.6

$119 MX$2,200

-57.50%

1-bedroom Apartment, City Center (Monthly)

$2,037 $2,037

$949 MX$17.5K

114.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,616 $1,616

$666 MX$12.3K

142.59%

3-bedroom Apartment, City Center (Monthly)

$3,308 $3,308

$1,821 MX$33.7K

81.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,429 $2,429

$1,271 MX$23.5K

91.10%

Buy Apartment in City Center (m2)

$2,253 $2,253

$4,050 MX$74.8K

-44.38%

Buy Apartment Outside City Center (m2)

$2,241 $2,241

$2,348 MX$43.4K

-4.52%

Average Monthly Net Salary (After Tax)

$6,526 $6,526

$1,155 MX$21.3K

464.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

11.79

-45.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: October 19, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naperville, IL

$1.6K 57.3%

Monterrey

$666 41.7% 58.8% $950

Groceries & Markets

Naperville, IL

$304 * 10.8%

Monterrey

$304 19% 0.1% $0.4

Eating Out

Naperville, IL

$280 9.9%

Monterrey

$221 13.9% 20.8% $58

Monthly Utilities & Internet

Naperville, IL

$277 9.8%

Monterrey

$169 10.6% 38.9% $108

Getting Around

Naperville, IL

$150 * 5.3%

Monterrey

$41 2.6% 72.4% $109

Clothing & Footwear

Naperville, IL

$99 3.5%

Monterrey

$155 9.7% 56.8% $56

Sport & Entertainment

Naperville, IL

$95 3.4%

Monterrey

$41 2.6% 57% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,037 in Naperville, IL and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 465% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Naperville, IL vs $48.00 in Monterrey. Groceries flip the comparison at $304 vs $304, with Naperville, IL cheaper for home cooking.

Good to know

🇺🇸 Naperville, IL

🇲🇽 Monterrey

🕒 Local time

13:05 1:05 PM

12:05 12:05 PM

1 h behind Naperville, IL

🌤 Weather

👥 Population

149,540

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

Naperville, IL Monterrey 2,110 km ≈ 3 h 15 min nonstop flight

From you

Naperville, IL
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Monterrey: Cost of Living - Frequently Asked Questions

Naperville, IL and Monterrey differ by about 76% in total monthly costs ($2,821 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 465% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,037 in Naperville, IL versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $75.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,821 per month in Naperville, IL versus $1,599 in Monterrey – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,599 in Monterrey versus $2,821 in Naperville, IL, a $2,000 budget is realistic in Monterrey but tight or insufficient in Naperville, IL. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Monterrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Monterrey gentler on the wallet – expenses run 76% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.