Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Naperville, IL

For one person, living costs are similar in Austin, TX and in Naperville, IL: $2,698 and $2,821 a month, rent and utilities included.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Naperville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Naperville, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,821 in Naperville, IL.

Austin, TX $2,698
Naperville, IL $2,821

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,974 in Naperville, IL.

Austin, TX $4,160
Naperville, IL $3,974

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $5,127 in Naperville, IL.

Austin, TX $5,622
Naperville, IL $5,127

Living in Austin, TX costs roughly 4% less than in Naperville, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Naperville, IL 108% above.

Meal at Budget Restaurant

$20.63 $20.63

$14.01 $14.01

47.25%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$74.9 $74.9

12.97%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.98 $11.98

0.75%

Cappuccino

$5.48 $5.48

$5.27 $5.27

3.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.88 $2.88

31.94%

Water (0.33 liter bottle)

$2.47 $2.47

$2.29 $2.29

7.86%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.13 $6.13

31.32%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.45 $8.45

5.09%

Milk (1 liter)

$1.11 $1.11

$0.78 $0.78

42.31%

White Bread (500g)

$3.72 $3.72

$2.85 $2.85

30.53%

Rice (white) (1kg)

$3.37 $3.37

$2.95 $2.95

14.24%

Eggs

$4.32 $4.32

$3.52 $3.52

22.73%

Local Cheese (1kg)

$13.13 $13.13

$7.74 $7.74

69.64%

Chicken Fillets (1kg)

$14.15 $14.15

$11.46 $11.46

23.47%

Beef Round Steak (1kg)

$16.33 $16.33

$10.49 $10.49

55.67%

Apples (1kg)

$4.55 $4.55

$5.49 $5.49

-17.12%

Banana (1kg)

$1.46 $1.46

$1.66 $1.66

-12.05%

Oranges (1kg)

$4.71 $4.71

$3.47 $3.47

35.73%

Tomato (1kg)

$4.15 $4.15

$5.37 $5.37

-22.72%

Potato (1kg)

$2.58 $2.58

$1.70 $1.70

51.76%

Onion (1kg)

$2.35 $2.35

$3.35 $3.35

-29.85%

Lettuce (1 head)

$1.77 $1.77

$1.69 $1.69

4.73%

Water (1.5 liter bottle)

$2.14 $2.14

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$12.21 $12.21

-17.28%

Wine (Bottle)

$15.19 $15.19

$8.21 $8.21

85.02%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.76 $1.76

60.23%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.99 $3.99

-13.78%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$130 $130

-68.44%

Taxi Start (Normal Tariff)

$2.80 $2.80

$5.61 $5.61

-50.09%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.91 $2.91

-45.02%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$17.46 $17.46

96.68%

Gasoline (1 liter)

$0.94 $0.94

$1.08 $1.08

-12.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$24.4K $24.4K

39.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$173 $173

28.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$52.4 $52.4

12.38%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$51.6 $51.6

36.83%

Gym Membership (Monthly)

$57.7 $57.7

$70.7 $70.7

-18.38%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$15.09 $15.09

9.54%

Cinema Ticket

$14.26 $14.26

$11.99 $11.99

18.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,477 $1,477

2.27%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$12.7K $12.7K

64.73%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$57.5 $57.5

-10.90%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$24.78 $24.78

78.25%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$87.4 $87.4

-0.42%

Men's Leather Business Shoes

$104 $104

$50.6 $50.6

106.27%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$2,037 $2,037

-4.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,616 $1,616

-18.57%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$3,308 $3,308

10.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,429 $2,429

5.60%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,253 $2,253

226.47%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,241 $2,241

39.61%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$6,526 $6,526

-18.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.43

5.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Naperville, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Naperville, IL

$1.6K 57.3% 22.8% $300

Groceries & Markets

Austin, TX

$406 15.1%

Naperville, IL

$304 * 10.8% 25.1% $102

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Naperville, IL

$277 9.8% 21.3% $75

Eating Out

Austin, TX

$350 13%

Naperville, IL

$280 9.9% 20.1% $71

Clothing & Footwear

Austin, TX

$129 4.8%

Naperville, IL

$99 3.5% 23.2% $30

Sport & Entertainment

Austin, TX

$86 3.2%

Naperville, IL

$95 3.4% 9.8% $8.5

Getting Around

Austin, TX

$58 2.2%

Naperville, IL

$150 * 5.3% 159% $92

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $2,037 in Naperville, IL. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $75.0 in Naperville, IL for a mid-range dinner for two. Groceries echo the gap at $406 vs $304 per month, with Naperville, IL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Naperville, IL

🕒 Local time

22:17 10:17 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

149,540

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Naperville, IL 1,540 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Naperville, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Naperville, IL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 5% lower than in Naperville, IL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 23% lower in Naperville, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $2,037 in Naperville, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,821 in Naperville, IL – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 217% less than in Naperville, IL. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Naperville, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 5% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.