Last update: Oct 2026

Cost of Living Comparison Between Arnhem and Naperville, IL

For one person, living is cheaper in Arnhem: $2,568 a month against $2,821 in Naperville, IL, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Naperville, IL outweigh lower spending on other living expenses.

125

Cost of Living Index in Arnhem
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Arnhem Living Index
137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index

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Arnhem

🇳🇱 Netherlands

$2,568

/mo nomad

Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Monthly Cost of Living

How much you'll spend in Arnhem and in Naperville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arnhem and in Naperville, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,568 in Arnhem versus $2,821 in Naperville, IL.

Arnhem $2,568
Naperville, IL $2,821

Estimated couple costs with rent: $3,757 in Arnhem versus $3,974 in Naperville, IL.

Arnhem $3,757
Naperville, IL $3,974

Monthly costs for a family of three with rent: $4,947 in Arnhem versus $5,127 in Naperville, IL.

Arnhem $4,947
Naperville, IL $5,127

Living in Arnhem costs roughly 9% less than in Naperville, IL, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Arnhem 89% above, Naperville, IL 108% above.

Meal at Budget Restaurant

$22.16 €19.71

$14.01 $14.01

58.17%

Three-Course Dinner for Two, Mid-Range

$86.4 €76.9

$74.9 $74.9

15.46%

Fast Food Meal (McDonalds, etc)

$13.26 €11.80

$11.98 $11.98

10.68%

Cappuccino

$4.13 €3.67

$5.27 $5.27

-21.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 €2.89

$2.88 $2.88

12.85%

Water (0.33 liter bottle)

$2.95 €2.62

$2.29 $2.29

28.82%

Local Beer (0.5 liter draught)

$5.55 €4.93

$6.13 $6.13

-9.46%

Imported Beer (0.33 liter bottle)

$5.63 €5.00

$8.45 $8.45

-33.37%

Milk (1 liter)

$1.42 €1.26

$0.78 $0.78

82.05%

White Bread (500g)

$2.05 €1.83

$2.85 $2.85

-28.07%

Rice (white) (1kg)

$2.27 €2.02

$2.95 $2.95

-23.05%

Eggs

$5.13 €4.56

$3.52 $3.52

45.74%

Local Cheese (1kg)

$13.20 €11.74

$7.74 $7.74

70.54%

Chicken Fillets (1kg)

$14.63 €13.01

$11.46 $11.46

27.66%

Beef Round Steak (1kg)

$15.55 €13.83

$10.49 $10.49

48.24%

Apples (1kg)

$2.69 €2.40

$5.49 $5.49

-51.00%

Banana (1kg)

$2.43 €2.16

$1.66 $1.66

46.39%

Oranges (1kg)

$1.86 €1.66

$3.47 $3.47

-46.40%

Tomato (1kg)

$5.48 €4.87

$5.37 $5.37

2.05%

Potato (1kg)

$1.85 €1.65

$1.70 $1.70

8.82%

Onion (1kg)

$2.44 €2.17

$3.35 $3.35

-27.16%

Lettuce (1 head)

$1.22 €1.09

$1.69 $1.69

-27.81%

Water (1.5 liter bottle)

$0.75 €0.67

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 €12.63

$12.21 $12.21

16.22%

Wine (Bottle)

$6.85 €6.09

$8.21 $8.21

-16.57%

Local Beer (0.5 liter bottle)

$1.44 €1.28

$1.76 $1.76

-18.18%

Imported Beer (0.33 liter bottle)

$2.61 €2.32

$3.99 $3.99

-34.59%

One-way Ticket (Public Transport)

$4.54 €4.04

Public Transport Monthly Pass (Regular Price)

$111 €98.9

$130 $130

-14.41%

Taxi Start (Normal Tariff)

$3.95 €3.51

$5.61 $5.61

-29.59%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$2.91 $2.91

-21.65%

Taxi 1hour Waiting (Normal Tariff)

$32.80 €29.17

$17.46 $17.46

87.86%

Gasoline (1 liter)

$2.38 €2.12

$1.08 $1.08

120.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.9K €37.3K

$24.4K $24.4K

71.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €35.2K

$25.8K $25.8K

53.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 €249

$173 $173

61.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.97 €20.43

$52.4 $52.4

-56.17%

Internet (50+ Mbps, Unlimited Data)

$42.64 €37.93

$51.6 $51.6

-17.35%

Gym Membership (Monthly)

$40.97 €36.44

$70.7 $70.7

-42.04%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$15.09 $15.09

-24.52%

Cinema Ticket

$14.33 €12.75

$11.99 $11.99

19.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,238 €1,101

$1,477 $1,477

-16.21%

International Primary School, 1 Child (Yearly)

$5,891 €5,240

$12.7K $12.7K

-53.55%

Jeans (Levis 501 Or Similar)

$98.1 €87.3

$57.5 $57.5

70.47%

Summer Dress (H&M, Zara, etc)

$28.65 €25.49

$24.78 $24.78

15.62%

Sport Shoes (Adidas, Nike)

$107 €95.3

$87.4 $87.4

22.69%

Men's Leather Business Shoes

$158 €140

$50.6 $50.6

211.35%

1-bedroom Apartment, City Center (Monthly)

$1,401 €1,247

$2,037 $2,037

-31.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,164 €1,035

$1,616 $1,616

-28.01%

3-bedroom Apartment, City Center (Monthly)

$2,242 €1,995

$3,308 $3,308

-32.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,833 €1,631

$2,429 $2,429

-24.54%

Buy Apartment in City Center (m2)

$5,282 €4,698

$2,253 $2,253

134.46%

Buy Apartment Outside City Center (m2)

$4,119 €3,663

$2,241 $2,241

83.75%

Average Monthly Net Salary (After Tax)

$3,684 €3,277

$6,526 $6,526

-43.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

6.43

-38.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arnhem: October 19, 2026

Last update for Naperville, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arnhem

$1.2K 45.3%

Naperville, IL

$1.6K 57.3% 38.9% $453

Monthly Utilities & Internet

Arnhem

$346 13.5%

Naperville, IL

$277 9.8% 19.9% $69

Groceries & Markets

Arnhem

$337 13.1%

Naperville, IL

$304 * 10.8% 9.8% $33

Eating Out

Arnhem

$330 12.9%

Naperville, IL

$280 9.9% 15.4% $51

Clothing & Footwear

Arnhem

$176 6.9%

Naperville, IL

$99 3.5% 43.7% $77

Getting Around

Arnhem

$145 5.6%

Naperville, IL

$150 * 5.3% 3.7% $5.4

Sport & Entertainment

Arnhem

$70 2.7%

Naperville, IL

$95 3.4% 35.9% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,401 in Arnhem and $2,037 in Naperville, IL. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $86.0 in Arnhem vs $75.0 in Naperville, IL for a mid-range dinner for two. Groceries echo the gap at $337 vs $304 per month, with Naperville, IL cheaper across the board.

Good to know

🇳🇱 Arnhem

🇺🇸 Naperville, IL

🕒 Local time

05:15 5:15 AM

22:15 10:15 PM

7 h behind Arnhem

🌤 Weather

👥 Population

165,770

149,540

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Arnhem Naperville, IL 6,730 km ≈ 9 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arnhem vs Naperville, IL: Cost of Living - Frequently Asked Questions

Arnhem and Naperville, IL differ by about 10% in total monthly costs ($2,568 vs $2,821 including rent). Arnhem is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in Naperville, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,401 in Arnhem versus $2,037 in Naperville, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Naperville, IL pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Arnhem – a meal for two runs $86.0 versus $75.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Arnhem is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Arnhem and Naperville, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Arnhem gentler on the wallet – expenses run 10% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.