Last update: Oct 2026

Cost of Living Comparison Between Nanyuki and Cebu

For one person, living is cheaper in Nanyuki: $606 a month against $918 in Cebu, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Nanyuki
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Nanyuki Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nanyuki

🇰🇪 Kenya

$606

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nanyuki and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nanyuki and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $606 in Nanyuki versus $918 in Cebu.

Nanyuki $606
Cebu $918

Estimated couple costs with rent: $1,014 in Nanyuki versus $1,409 in Cebu.

Nanyuki $1,014
Cebu $1,409

Monthly costs for a family of three with rent: $1,422 in Nanyuki versus $1,900 in Cebu.

Nanyuki $1,422
Cebu $1,900

Living in Nanyuki costs roughly 34% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Nanyuki 55% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.47 KES 838

$3.09 ₱194

109.39%

Three-Course Dinner for Two, Mid-Range

$34.36 KES 4,455

$24.22 ₱1,525

41.87%

Fast Food Meal (McDonalds, etc)

$6.46 KES 838

$3.92 ₱247

64.80%

Cappuccino

$2.65 KES 343

$2.51 ₱158

5.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 KES 86.3

$1.59 ₱100

-57.86%

Water (0.33 liter bottle)

$0.57 KES 73.5

$0.53 ₱33.43

7.55%

Local Beer (0.5 liter draught)

$2.25 KES 291

$1.78 ₱112

26.40%

Imported Beer (0.33 liter bottle)

$2.64 KES 342

$2.17 ₱137

21.66%

Milk (1 liter)

$0.92 KES 119

$1.92 ₱121

-52.08%

White Bread (500g)

$0.56 KES 72.9

$1.36 ₱85.4

-58.82%

Rice (white) (1kg)

$1.13 KES 147

$1.01 ₱63.5

11.88%

Eggs

$1.70 KES 221

$2.03 ₱128

-16.26%

Local Cheese (1kg)

$10.69 KES 1,386

$9.86 ₱621

8.42%

Chicken Fillets (1kg)

$6.40 KES 830

$4.39 ₱277

45.79%

Beef Round Steak (1kg)

$6.17 KES 800

$7.60 ₱479

-18.82%

Apples (1kg)

$3.27 KES 423

$3.30 ₱208

-0.91%

Banana (1kg)

$1.09 KES 141

$1.39 ₱87.8

-21.58%

Oranges (1kg)

$1.95 KES 253

$2.33 ₱147

-16.31%

Tomato (1kg)

$1.11 KES 143

$1.50 ₱94.3

-26.00%

Potato (1kg)

$1.12 KES 145

$2.36 ₱149

-52.54%

Onion (1kg)

$1.04 KES 135

$1.90 ₱119

-45.26%

Lettuce (1 head)

$0.74 KES 95.4

$1.19 ₱74.9

-37.82%

Water (1.5 liter bottle)

$0.75 KES 96.8

$0.63 ₱39.71

19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 KES 455

$3.00 ₱189

17.00%

Wine (Bottle)

$11.59 KES 1,502

$6.03 ₱379

92.21%

Local Beer (0.5 liter bottle)

$2.22 KES 288

$1.23 ₱77.7

80.49%

Imported Beer (0.33 liter bottle)

$2.81 KES 365

$1.75 ₱110

60.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.57 KES 204

$0.77 ₱48.62

103.90%

Taxi (Normal Tariff) (1km)

$1.57 KES 204

$0.23 ₱14.53

582.61%

Taxi 1hour Waiting (Normal Tariff)

$2.98 KES 386

$4.46 ₱281

-33.18%

Gasoline (1 liter)

$1.59 KES 206

$1.31 ₱82.8

21.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K KES 2.8M

$21.2K ₱1.3M

2.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K KES 2.7M

$19.1K ₱1.2M

7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.2 KES 7,288

$120 ₱7,569

-53.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.87 KES 1,927

$14.00 ₱882

6.21%

Internet (50+ Mbps, Unlimited Data)

$34.63 KES 4,489

$27.54 ₱1,734

25.74%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.54 KES 977

$5.65 ₱356

33.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 KES 32.8K

$275 ₱17.3K

-8.20%

International Primary School, 1 Child (Yearly)

$12.1K KES 1.6M

$7,918 ₱498.5K

52.98%

Jeans (Levis 501 Or Similar)

$27.78 KES 3,601

$49.33 ₱3,106

-43.69%

Summer Dress (H&M, Zara, etc)

$29.61 KES 3,838

$25.24 ₱1,589

17.31%

Sport Shoes (Adidas, Nike)

$70.9 KES 9,186

$77.0 ₱4,846

-7.94%

Men's Leather Business Shoes

$58.9 KES 7,630

$57.2 ₱3,601

2.88%

1-bedroom Apartment, City Center (Monthly)

$78.2 KES 10.1K

$500 ₱31.5K

-84.35%

1-bedroom Apartment, Outside City Center (Monthly)

$64.9 KES 8,408

$309 ₱19.4K

-79.00%

3-bedroom Apartment, City Center (Monthly)

$233 KES 30.2K

$1,078 ₱67.9K

-78.39%

3-bedroom Apartment, Outside City Center (Monthly)

$192 KES 24.9K

$615 ₱38.7K

-68.83%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$116 KES 15.1K

$346 ₱21.8K

-66.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

7.2

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nanyuki: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nanyuki

$202 33.4%

Cebu

$206 22.4% 1.8% $3.7

Eating Out

Nanyuki

$124 20.5%

Cebu

$88 9.6% 29% $36

Monthly Utilities & Internet

Nanyuki

$106 17.5%

Cebu

$162 17.6% 53% $56

Clothing & Footwear

Nanyuki

$84 13.9%

Cebu

$94 10.2% 11.6% $9.7

Accommodation & Living

Nanyuki

$65 10.7%

Cebu

$309 33.6% 376% $244

Sport & Entertainment

Nanyuki

$15 * 2.5%

Cebu

$44 4.8% 189% $29

Getting Around

Nanyuki

$9.4 * 1.6%

Cebu

$16 1.7% 65.1% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $78.2 in Nanyuki and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 197% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Nanyuki vs $24.00 in Cebu. Groceries flip the comparison at $202 vs $206, with Nanyuki cheaper for home cooking.

Good to know

🇰🇪 Nanyuki

🇵🇭 Cebu

🕒 Local time

15:13 3:13 PM

20:13 8:13 PM

5 h ahead of Nanyuki

🌤 Weather

👥 Population

32,000

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Nanyuki Cebu 9,660 km ≈ 13 h nonstop flight

From you

Nanyuki
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nanyuki vs Cebu: Cost of Living - Frequently Asked Questions

Nanyuki is cheaper overall, especially in groceries, clothing, and leisure. The 52% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 197% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $78.2 in Nanyuki versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $606 per month in Nanyuki versus $918 in Cebu – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Nanyuki gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nanyuki is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nanyuki and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nanyuki gentler on the wallet – expenses run 52% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.