Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nanyuki

For one person, living is cheaper in Nanyuki: $606 a month against $918 in Cebu, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Nanyuki
Learn more

Nanyuki Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Nanyuki

🇰🇪 Kenya

$606

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nanyuki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nanyuki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $606 in Nanyuki.

Cebu $918
Nanyuki $606

Estimated couple costs with rent: $1,409 in Cebu versus $1,014 in Nanyuki.

Cebu $1,409
Nanyuki $1,014

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,422 in Nanyuki.

Cebu $1,900
Nanyuki $1,422

Living in Cebu is roughly 52% more expensive than in Nanyuki, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Nanyuki 55% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.47 KES 838

-52.24%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$34.36 KES 4,455

-29.51%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.46 KES 838

-39.32%

Cappuccino

$2.51 ₱158

$2.65 KES 343

-5.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.67 KES 86.3

137.31%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.57 KES 73.5

-7.02%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.25 KES 291

-20.89%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.64 KES 342

-17.80%

Milk (1 liter)

$1.92 ₱121

$0.92 KES 119

108.70%

White Bread (500g)

$1.36 ₱85.4

$0.56 KES 72.9

142.86%

Rice (white) (1kg)

$1.01 ₱63.5

$1.13 KES 147

-10.62%

Eggs

$2.03 ₱128

$1.70 KES 221

19.41%

Local Cheese (1kg)

$9.86 ₱621

$10.69 KES 1,386

-7.76%

Chicken Fillets (1kg)

$4.39 ₱277

$6.40 KES 830

-31.41%

Beef Round Steak (1kg)

$7.60 ₱479

$6.17 KES 800

23.18%

Apples (1kg)

$3.30 ₱208

$3.27 KES 423

0.92%

Banana (1kg)

$1.39 ₱87.8

$1.09 KES 141

27.52%

Oranges (1kg)

$2.33 ₱147

$1.95 KES 253

19.49%

Tomato (1kg)

$1.50 ₱94.3

$1.11 KES 143

35.14%

Potato (1kg)

$2.36 ₱149

$1.12 KES 145

110.71%

Onion (1kg)

$1.90 ₱119

$1.04 KES 135

82.69%

Lettuce (1 head)

$1.19 ₱74.9

$0.74 KES 95.4

60.81%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.75 KES 96.8

-16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.51 KES 455

-14.53%

Wine (Bottle)

$6.03 ₱379

$11.59 KES 1,502

-47.97%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.22 KES 288

-44.59%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.81 KES 365

-37.72%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.57 KES 204

-50.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.57 KES 204

-85.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.98 KES 386

49.66%

Gasoline (1 liter)

$1.31 ₱82.8

$1.59 KES 206

-17.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.9K KES 2.8M

-2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.5K KES 2.7M

-6.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$56.2 KES 7,288

113.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.87 KES 1,927

-5.85%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$34.63 KES 4,489

-20.47%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.54 KES 977

-25.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$253 KES 32.8K

8.93%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.1K KES 1.6M

-34.63%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$27.78 KES 3,601

77.57%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$29.61 KES 3,838

-14.76%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$70.9 KES 9,186

8.62%

Men's Leather Business Shoes

$57.2 ₱3,601

$58.9 KES 7,630

-2.80%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$78.2 KES 10.1K

539.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$64.9 KES 8,408

376.21%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$233 KES 30.2K

362.73%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$192 KES 24.9K

220.78%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$116 KES 15.1K

197.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.71

-51.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nanyuki: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nanyuki

$65 10.7% 79% $244

Groceries & Markets

Cebu

$206 22.4%

Nanyuki

$202 33.4% 1.8% $3.7

Monthly Utilities & Internet

Cebu

$162 17.6%

Nanyuki

$106 17.5% 34.7% $56

Clothing & Footwear

Cebu

$94 10.2%

Nanyuki

$84 13.9% 10.4% $9.7

Eating Out

Cebu

$88 9.6%

Nanyuki

$124 20.5% 40.8% $36

Sport & Entertainment

Cebu

$44 4.8%

Nanyuki

$15 * 2.5% 65.5% $29

Getting Around

Cebu

$16 1.7%

Nanyuki

$9.4 * 1.6% 39.4% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $78.2 in Nanyuki. Housing cost is often the main lever when comparing two cities.

Cebu pays 197% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $34.00 in Nanyuki. Groceries flip the comparison at $206 vs $202, with Nanyuki cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇪 Nanyuki

🕒 Local time

21:59 9:59 PM

16:59 4:59 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

32,000

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nanyuki 9,660 km ≈ 13 h nonstop flight

From you

Cebu
Nanyuki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nanyuki: Cost of Living - Frequently Asked Questions

Nanyuki is cheaper overall, especially in groceries, clothing, and leisure. The 52% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 197% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $78.2 in Nanyuki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $606 in Nanyuki – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Nanyuki gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nanyuki is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nanyuki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nanyuki gentler on the wallet – expenses run 52% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.