Last update: Oct 2026

Cost of Living Comparison Between Nakuru and Cebu

For one person, living is cheaper in Nakuru: $645 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Nakuru
Learn more

Nakuru Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nakuru

🇰🇪 Kenya

$645

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nakuru and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nakuru and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $645 in Nakuru versus $918 in Cebu.

Nakuru $645
Cebu $918

Estimated couple costs with rent: $998 in Nakuru versus $1,409 in Cebu.

Nakuru $998
Cebu $1,409

Monthly costs for a family of three with rent: $1,352 in Nakuru versus $1,900 in Cebu.

Nakuru $1,352
Cebu $1,900

Living in Nakuru costs roughly 30% less than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Nakuru 52% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.84 KES 498

$3.09 ₱194

24.27%

Three-Course Dinner for Two, Mid-Range

$35.30 KES 4,577

$24.22 ₱1,525

45.75%

Fast Food Meal (McDonalds, etc)

$6.33 KES 820

$3.92 ₱247

61.48%

Cappuccino

$1.99 KES 257

$2.51 ₱158

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 KES 52.4

$1.59 ₱100

-74.84%

Water (0.33 liter bottle)

$0.22 KES 28.45

$0.53 ₱33.43

-58.49%

Local Beer (0.5 liter draught)

$2.29 KES 296

$1.78 ₱112

28.65%

Imported Beer (0.33 liter bottle)

$2.63 KES 341

$2.17 ₱137

21.20%

Milk (1 liter)

$0.51 KES 66.6

$1.92 ₱121

-73.44%

White Bread (500g)

$0.48 KES 62.4

$1.36 ₱85.4

-64.71%

Rice (white) (1kg)

$1.50 KES 194

$1.01 ₱63.5

48.51%

Eggs

$1.53 KES 199

$2.03 ₱128

-24.63%

Local Cheese (1kg)

$10.54 KES 1,366

$9.86 ₱621

6.90%

Chicken Fillets (1kg)

$6.35 KES 823

$4.39 ₱277

44.65%

Beef Round Steak (1kg)

$6.34 KES 822

$7.60 ₱479

-16.58%

Apples (1kg)

$3.34 KES 432

$3.30 ₱208

1.21%

Banana (1kg)

$1.08 KES 140

$1.39 ₱87.8

-22.30%

Oranges (1kg)

$1.98 KES 256

$2.33 ₱147

-15.02%

Tomato (1kg)

$1.13 KES 147

$1.50 ₱94.3

-24.67%

Potato (1kg)

$1.07 KES 139

$2.36 ₱149

-54.66%

Onion (1kg)

$1.06 KES 137

$1.90 ₱119

-44.21%

Lettuce (1 head)

$0.68 KES 88.6

$1.19 ₱74.9

-42.86%

Water (1.5 liter bottle)

$0.74 KES 96.5

$0.63 ₱39.71

17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 KES 462

$3.00 ₱189

18.67%

Wine (Bottle)

$11.46 KES 1,485

$6.03 ₱379

90.05%

Local Beer (0.5 liter bottle)

$2.29 KES 297

$1.23 ₱77.7

86.18%

Imported Beer (0.33 liter bottle)

$2.81 KES 364

$1.75 ₱110

60.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.51 KES 195

$0.77 ₱48.62

96.10%

Taxi (Normal Tariff) (1km)

$1.58 KES 205

$0.23 ₱14.53

586.96%

Taxi 1hour Waiting (Normal Tariff)

$2.83 KES 367

$4.46 ₱281

-36.55%

Gasoline (1 liter)

$1.59 KES 206

$1.31 ₱82.8

21.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K KES 2.8M

$21.2K ₱1.3M

2.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K KES 2.6M

$19.1K ₱1.2M

5.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.1 KES 7,143

$120 ₱7,569

-54.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.10 KES 1,957

$14.00 ₱882

7.86%

Internet (50+ Mbps, Unlimited Data)

$35.60 KES 4,615

$27.54 ₱1,734

29.27%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.90 KES 1,024

$5.65 ₱356

39.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 KES 31.8K

$275 ₱17.3K

-10.84%

International Primary School, 1 Child (Yearly)

$12.4K KES 1.6M

$7,918 ₱498.5K

56.21%

Jeans (Levis 501 Or Similar)

$27.81 KES 3,605

$49.33 ₱3,106

-43.62%

Summer Dress (H&M, Zara, etc)

$29.41 KES 3,814

$25.24 ₱1,589

16.52%

Sport Shoes (Adidas, Nike)

$70.3 KES 9,111

$77.0 ₱4,846

-8.69%

Men's Leather Business Shoes

$58.6 KES 7,595

$57.2 ₱3,601

2.41%

1-bedroom Apartment, City Center (Monthly)

$221 KES 28.6K

$500 ₱31.5K

-55.82%

1-bedroom Apartment, Outside City Center (Monthly)

$139 KES 18.1K

$309 ₱19.4K

-54.90%

3-bedroom Apartment, City Center (Monthly)

$543 KES 70.4K

$1,078 ₱67.9K

-49.60%

3-bedroom Apartment, Outside City Center (Monthly)

$194 KES 25.2K

$615 ₱38.7K

-68.41%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

7.2

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nakuru: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nakuru

$198 30.7%

Cebu

$206 22.4% 3.9% $7.7

Accommodation & Living

Nakuru

$139 21.6%

Cebu

$309 33.6% 122% $170

Monthly Utilities & Internet

Nakuru

$106 16.4%

Cebu

$162 17.6% 52.9% $56

Eating Out

Nakuru

$93 14.4%

Cebu

$88 9.6% 4.8% $4.4

Clothing & Footwear

Nakuru

$84 13%

Cebu

$94 10.2% 12.2% $10

Sport & Entertainment

Nakuru

$16 * 2.5%

Cebu

$44 4.8% 176% $28

Getting Around

Nakuru

$9.4 * 1.5%

Cebu

$16 1.7% 65.6% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $221 in Nakuru and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Nakuru vs $24.00 in Cebu. Groceries flip the comparison at $198 vs $206, with Nakuru cheaper for home cooking.

Good to know

🇰🇪 Nakuru

🇵🇭 Cebu

🕒 Local time

11:41 11:41 AM

16:41 4:41 PM

5 h ahead of Nakuru

🌤 Weather

👥 Population

307,990

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Nakuru Cebu 9,780 km ≈ 13 h nonstop flight

From you

Nakuru
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nakuru vs Cebu: Cost of Living - Frequently Asked Questions

Nakuru is cheaper overall, especially in groceries, clothing, and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $967 in Nakuru and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $221 in Nakuru versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $645 per month in Nakuru versus $918 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nakuru gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nakuru is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nakuru and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nakuru gentler on the wallet – expenses run 42% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.