Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nakuru

For one person, living is cheaper in Nakuru: $645 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
31

Cost of Living Index in Nakuru
Learn more

Nakuru Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Nakuru

🇰🇪 Kenya

$645

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nakuru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nakuru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $645 in Nakuru.

Cebu $918
Nakuru $645

Estimated couple costs with rent: $1,409 in Cebu versus $998 in Nakuru.

Cebu $1,409
Nakuru $998

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,352 in Nakuru.

Cebu $1,900
Nakuru $1,352

Living in Cebu is roughly 42% more expensive than in Nakuru, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 32% lower, Nakuru 52% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.84 KES 498

-19.53%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$35.30 KES 4,577

-31.39%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.33 KES 820

-38.07%

Cappuccino

$2.51 ₱158

$1.99 KES 257

26.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 KES 52.4

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.22 KES 28.45

140.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.29 KES 296

-22.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.63 KES 341

-17.49%

Milk (1 liter)

$1.92 ₱121

$0.51 KES 66.6

276.47%

White Bread (500g)

$1.36 ₱85.4

$0.48 KES 62.4

183.33%

Rice (white) (1kg)

$1.01 ₱63.5

$1.50 KES 194

-32.67%

Eggs

$2.03 ₱128

$1.53 KES 199

32.68%

Local Cheese (1kg)

$9.86 ₱621

$10.54 KES 1,366

-6.45%

Chicken Fillets (1kg)

$4.39 ₱277

$6.35 KES 823

-30.87%

Beef Round Steak (1kg)

$7.60 ₱479

$6.34 KES 822

19.87%

Apples (1kg)

$3.30 ₱208

$3.34 KES 432

-1.20%

Banana (1kg)

$1.39 ₱87.8

$1.08 KES 140

28.70%

Oranges (1kg)

$2.33 ₱147

$1.98 KES 256

17.68%

Tomato (1kg)

$1.50 ₱94.3

$1.13 KES 147

32.74%

Potato (1kg)

$2.36 ₱149

$1.07 KES 139

120.56%

Onion (1kg)

$1.90 ₱119

$1.06 KES 137

79.25%

Lettuce (1 head)

$1.19 ₱74.9

$0.68 KES 88.6

75.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.74 KES 96.5

-14.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.56 KES 462

-15.73%

Wine (Bottle)

$6.03 ₱379

$11.46 KES 1,485

-47.38%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.29 KES 297

-46.29%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.81 KES 364

-37.72%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.51 KES 195

-49.01%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.58 KES 205

-85.44%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.83 KES 367

57.60%

Gasoline (1 liter)

$1.31 ₱82.8

$1.59 KES 206

-17.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.7K KES 2.8M

-1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.3K KES 2.6M

-5.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$55.1 KES 7,143

118.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$15.10 KES 1,957

-7.28%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$35.60 KES 4,615

-22.64%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.90 KES 1,024

-28.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$245 KES 31.8K

12.16%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.4K KES 1.6M

-35.98%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$27.81 KES 3,605

77.38%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$29.41 KES 3,814

-14.18%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$70.3 KES 9,111

9.52%

Men's Leather Business Shoes

$57.2 ₱3,601

$58.6 KES 7,595

-2.36%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$221 KES 28.6K

126.33%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$139 KES 18.1K

121.73%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$543 KES 70.4K

98.40%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$194 KES 25.2K

216.55%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.71

-51.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nakuru: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nakuru

$139 21.6% 54.9% $170

Groceries & Markets

Cebu

$206 22.4%

Nakuru

$198 30.7% 3.7% $7.7

Monthly Utilities & Internet

Cebu

$162 17.6%

Nakuru

$106 16.4% 34.6% $56

Clothing & Footwear

Cebu

$94 10.2%

Nakuru

$84 13% 10.9% $10

Eating Out

Cebu

$88 9.6%

Nakuru

$93 14.4% 5% $4.4

Sport & Entertainment

Cebu

$44 4.8%

Nakuru

$16 * 2.5% 63.8% $28

Getting Around

Cebu

$16 1.7%

Nakuru

$9.4 * 1.5% 39.6% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $221 in Nakuru. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $35.00 in Nakuru. Groceries flip the comparison at $206 vs $198, with Nakuru cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇰🇪 Nakuru

🕒 Local time

18:14 6:14 PM

13:14 1:14 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

307,990

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nakuru 9,780 km ≈ 13 h nonstop flight

From you

Cebu
Nakuru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nakuru: Cost of Living - Frequently Asked Questions

Nakuru is cheaper overall, especially in groceries, clothing, and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $967 in Nakuru to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $221 in Nakuru. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $645 in Nakuru – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nakuru gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nakuru is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nakuru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nakuru gentler on the wallet – expenses run 42% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.