Last update: Oct 2026

Cost of Living Comparison Between Nago, Okinawa and Okinawa

For one person, living is cheaper in Nago, Okinawa: $1,231 a month against $1,364 in Okinawa, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Nago, Okinawa

🇯🇵 Japan

$1,231

/mo nomad

Okinawa

🇯🇵 Japan

$1,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Nago, Okinawa and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nago, Okinawa and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,231 per month in Nago, Okinawa vs $1,364 in Okinawa, rent included.

Nago, Okinawa $1,231
Okinawa $1,364

A couple spends around $1,923 per month in Nago, Okinawa vs $2,154 in Okinawa, rent included.

Nago, Okinawa $1,923
Okinawa $2,154

A family of three spends $2,614 per month in Nago, Okinawa vs $2,944 in Okinawa, rent included.

Nago, Okinawa $2,614
Okinawa $2,944

Nago, Okinawa is about 10% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Nago, Okinawa sits 9% below the global median, while Okinawa is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.82 ¥1,077

$9.91 ¥1,566

-31.18%

Three-Course Dinner for Two, Mid-Range

$35.35 ¥5,586

$39.91 ¥6,306

-11.43%

Fast Food Meal (McDonalds, etc)

$5.68 ¥898

$7.13 ¥1,126

-20.34%

Cappuccino

$3.03 ¥479

$3.87 ¥611

-21.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥173

$1.47 ¥233

-25.17%

Water (0.33 liter bottle)

$0.76 ¥121

$0.99 ¥156

-23.23%

Local Beer (0.5 liter draught)

$2.10 ¥332

$2.51 ¥397

-16.33%

Imported Beer (0.33 liter bottle)

$3.05 ¥482

$4.34 ¥685

-29.72%

Milk (1 liter)

$1.52 ¥239

$1.63 ¥257

-6.75%

White Bread (500g)

$1.64 ¥259

$2.07 ¥326

-20.77%

Rice (white) (1kg)

$4.67 ¥738

$3.88 ¥612

20.36%

Eggs

$2.28 ¥361

$1.78 ¥281

28.09%

Local Cheese (1kg)

$10.13 ¥1,601

$17.97 ¥2,840

-43.63%

Chicken Fillets (1kg)

$6.15 ¥971

$4.85 ¥766

26.80%

Beef Round Steak (1kg)

$15.49 ¥2,448

$22.79 ¥3,601

-32.03%

Apples (1kg)

$5.36 ¥847

$3.62 ¥571

48.07%

Banana (1kg)

$2.55 ¥402

$2.70 ¥427

-5.56%

Oranges (1kg)

$4.13 ¥652

$2.19 ¥345

88.58%

Tomato (1kg)

$4.53 ¥716

$5.16 ¥816

-12.21%

Potato (1kg)

$3.24 ¥511

$2.39 ¥377

35.56%

Onion (1kg)

$2.56 ¥404

$2.45 ¥386

4.49%

Lettuce (1 head)

$1.38 ¥217

$1.26 ¥199

9.52%

Water (1.5 liter bottle)

$0.88 ¥140

$0.78 ¥122

12.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ¥674

$4.02 ¥635

5.97%

Wine (Bottle)

$6.50 ¥1,027

$6.30 ¥995

3.17%

Local Beer (0.5 liter bottle)

$1.91 ¥302

$1.90 ¥299

0.53%

Imported Beer (0.33 liter bottle)

$2.37 ¥375

$3.35 ¥530

-29.25%

One-way Ticket (Public Transport)

$1.58 ¥250

$1.48 ¥233

6.76%

Public Transport Monthly Pass (Regular Price)

$56.0 ¥8,840

$65.9 ¥10.4K

-15.09%

Taxi Start (Normal Tariff)

$3.43 ¥542

$3.96 ¥625

-13.38%

Taxi (Normal Tariff) (1km)

$2.87 ¥454

$3.42 ¥540

-16.08%

Taxi 1hour Waiting (Normal Tariff)

$21.07 ¥3,329

$11.40 ¥1,802

84.82%

Gasoline (1 liter)

$1.23 ¥194

$1.06 ¥167

16.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ¥3.7M

$21.1K ¥3.3M

11.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥2.7M

$15.1K ¥2.4M

11.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥21.9K

$158 ¥25.0K

-12.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.18 ¥4,294

$25.31 ¥3,999

7.39%

Internet (50+ Mbps, Unlimited Data)

$34.51 ¥5,452

$52.8 ¥8,338

-34.62%

Gym Membership (Monthly)

$57.1 ¥9,012

$71.1 ¥11.2K

-19.76%

Tennis Court (1 Hour on Weekend)

$13.97 ¥2,207

$55.3 ¥8,734

-74.73%

Cinema Ticket

$13.04 ¥2,061

$11.95 ¥1,888

9.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 ¥45.0K

$329 ¥52.0K

-13.48%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.1M

$5,632 ¥889.8K

140.26%

Jeans (Levis 501 Or Similar)

$43.95 ¥6,944

$50.2 ¥7,928

-12.42%

Summer Dress (H&M, Zara, etc)

$28.96 ¥4,575

$23.08 ¥3,647

25.48%

Sport Shoes (Adidas, Nike)

$59.0 ¥9,328

$80.5 ¥12.7K

-26.69%

Men's Leather Business Shoes

$92.2 ¥14.6K

$94.6 ¥14.9K

-2.46%

1-bedroom Apartment, City Center (Monthly)

$461 ¥72.8K

$403 ¥63.6K

14.49%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$320 ¥50.6K

2.55%

3-bedroom Apartment, City Center (Monthly)

$878 ¥138.6K

$841 ¥132.9K

4.29%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥104.1K

$663 ¥104.7K

-0.58%

Buy Apartment in City Center (m2)

$2,826 ¥446.5K

$8,665 ¥1.4M

-67.38%

Buy Apartment Outside City Center (m2)

$1,726 ¥272.6K

$1,213 ¥191.7K

42.24%

Average Monthly Net Salary (After Tax)

$1,809 ¥285.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

2.23

-18.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nago, Okinawa: October 19, 2026

Last update for Okinawa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nago, Okinawa

$328 26.7%

Okinawa

$320 23.5% 2.5% $8.2

Groceries & Markets

Nago, Okinawa

$306 24.9%

Okinawa

$330 24.2% 7.7% $24

Monthly Utilities & Internet

Nago, Okinawa

$200 16.3%

Okinawa

$236 17.3% 18% $36

Eating Out

Nago, Okinawa

$132 10.7%

Okinawa

$178 13.1% 35% $46

Clothing & Footwear

Nago, Okinawa

$101 8.2%

Okinawa

$112 8.2% 10.8% $11

Sport & Entertainment

Nago, Okinawa

$83 6.8%

Okinawa

$95 7% 14.3% $12

Getting Around

Nago, Okinawa

$80 6.5%

Okinawa

$93 6.8% 15.9% $13

Cost Breakdown

A central one-bedroom costs $461 in Nago, Okinawa versus $403 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Nago, Okinawa versus $40.00 in Okinawa. Monthly groceries follow the same trend: $306 vs $330 – making Nago, Okinawa the more affordable choice for daily food spending.

Good to know

🇯🇵 Nago, Okinawa

🇯🇵 Okinawa

🕒 Local time

19:51 7:51 PM

Same time as Nago, Okinawa

🌤 Weather

👥 Population

63,554

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nago, Okinawa vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 11%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,847 per month in Nago, Okinawa and $2,047 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 18% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $285 per month in Nago, Okinawa and $329 in Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,231, than in Okinawa at $1,364. In Nago, Okinawa it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.