Last update: Nov 2026

Cost of Living Comparison Between Okinawa and Nago, Okinawa

For one person, living is cheaper in Nago, Okinawa: $1,239 a month against $1,379 in Okinawa, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Okinawa
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Okinawa Living Index
59

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index

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Okinawa

🇯🇵 Japan

$1,379

/mo nomad

Nago, Okinawa

🇯🇵 Japan

$1,239

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Nago, Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Nago, Okinawa actually costs, broken down by who's living it.

A single person spends $1,379 per month in Okinawa vs $1,239 in Nago, Okinawa, rent included.

Okinawa $1,379
Nago, Okinawa $1,239

A couple spends around $2,171 per month in Okinawa vs $1,920 in Nago, Okinawa, rent included.

Okinawa $2,171
Nago, Okinawa $1,920

A family of three spends $2,964 per month in Okinawa vs $2,601 in Nago, Okinawa, rent included.

Okinawa $2,964
Nago, Okinawa $2,601

Okinawa costs about 11% more than Nago, Okinawa, and outside of rent the biggest gap is in eating out.

Okinawa sits 2% above the global median, while Nago, Okinawa is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.74 ¥1,543

$7.10 ¥1,125

37.18%

Three-Course Dinner for Two, Mid-Range

$40.63 ¥6,436

$34.07 ¥5,397

19.25%

Fast Food Meal (McDonalds, etc)

$6.87 ¥1,088

$5.48 ¥869

25.36%

Cappuccino

$3.91 ¥619

$3.08 ¥488

26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ¥222

$1.09 ¥173

28.44%

Water (0.33 liter bottle)

$0.93 ¥147

$0.76 ¥121

22.37%

Local Beer (0.5 liter draught)

$2.61 ¥414

$2.07 ¥327

26.09%

Imported Beer (0.33 liter bottle)

$6.02 ¥954

$3.09 ¥490

94.82%

Milk (1 liter)

$1.63 ¥258

$1.59 ¥252

2.52%

White Bread (500g)

$2.10 ¥333

$1.57 ¥249

33.76%

Rice (white) (1kg)

$3.89 ¥617

$4.65 ¥736

-16.34%

Eggs

$1.78 ¥282

$2.23 ¥353

-20.18%

Local Cheese (1kg)

$18.10 ¥2,867

$10.07 ¥1,595

79.74%

Chicken Fillets (1kg)

$4.89 ¥775

$6.32 ¥1,001

-22.63%

Beef Round Steak (1kg)

$22.24 ¥3,523

$15.20 ¥2,407

46.32%

Apples (1kg)

$3.79 ¥600

$5.37 ¥851

-29.42%

Banana (1kg)

$2.59 ¥411

$2.56 ¥406

1.17%

Oranges (1kg)

$2.14 ¥339

$3.90 ¥618

-45.13%

Tomato (1kg)

$5.18 ¥820

$4.69 ¥743

10.45%

Potato (1kg)

$2.49 ¥394

$3.35 ¥530

-25.67%

Onion (1kg)

$2.48 ¥392

$2.54 ¥403

-2.36%

Lettuce (1 head)

$1.26 ¥200

$1.40 ¥222

-10.00%

Water (1.5 liter bottle)

$0.78 ¥123

$0.89 ¥140

-12.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 ¥638

$4.21 ¥667

-4.28%

Wine (Bottle)

$6.40 ¥1,013

$6.74 ¥1,068

-5.04%

Local Beer (0.5 liter bottle)

$1.88 ¥297

$1.98 ¥313

-5.05%

Imported Beer (0.33 liter bottle)

$3.18 ¥503

$2.28 ¥360

39.47%

One-way Ticket (Public Transport)

$1.50 ¥237

$1.59 ¥251

-5.66%

Public Transport Monthly Pass (Regular Price)

$65.1 ¥10.3K

$55.4 ¥8,773

17.48%

Taxi Start (Normal Tariff)

$3.92 ¥620

$3.39 ¥537

15.63%

Taxi (Normal Tariff) (1km)

$3.47 ¥549

$2.91 ¥461

19.24%

Taxi 1hour Waiting (Normal Tariff)

$11.44 ¥1,812

$20.70 ¥3,279

-44.73%

Gasoline (1 liter)

$1.05 ¥166

$1.24 ¥197

-15.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ¥3.4M

$23.1K ¥3.7M

-7.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.0K ¥2.4M

$17.0K ¥2.7M

-11.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ¥25.7K

$139 ¥22.0K

17.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.31 ¥4,010

$27.03 ¥4,281

-6.36%

Internet (50+ Mbps, Unlimited Data)

$53.6 ¥8,494

$33.62 ¥5,325

59.49%

Gym Membership (Monthly)

$71.8 ¥11.4K

$56.8 ¥8,994

26.52%

Tennis Court (1 Hour on Weekend)

$56.8 ¥9,002

$13.96 ¥2,212

307.09%

Cinema Ticket

$12.04 ¥1,908

$13.32 ¥2,111

-9.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 ¥52.2K

$277 ¥43.8K

19.15%

International Primary School, 1 Child (Yearly)

$5,654 ¥895.6K

$13.5K ¥2.1M

-58.18%

Jeans (Levis 501 Or Similar)

$48.74 ¥7,720

$42.56 ¥6,742

14.52%

Summer Dress (H&M, Zara, etc)

$23.34 ¥3,698

$28.99 ¥4,592

-19.49%

Sport Shoes (Adidas, Nike)

$81.3 ¥12.9K

$59.2 ¥9,370

37.36%

Men's Leather Business Shoes

$98.0 ¥15.5K

$92.2 ¥14.6K

6.24%

1-bedroom Apartment, City Center (Monthly)

$407 ¥64.5K

$468 ¥74.2K

-13.10%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ¥51.7K

$335 ¥53.0K

-2.44%

3-bedroom Apartment, City Center (Monthly)

$825 ¥130.7K

$877 ¥139.0K

-5.95%

3-bedroom Apartment, Outside City Center (Monthly)

$667 ¥105.6K

$650 ¥102.9K

2.63%

Buy Apartment in City Center (m2)

$8,711 ¥1.4M

$2,795 ¥442.8K

211.65%

Buy Apartment Outside City Center (m2)

$1,220 ¥193.3K

$1,789 ¥283.4K

-31.78%

Average Monthly Net Salary (After Tax)

$1,814 ¥287.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

1.81

23.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: November 1, 2026

Last update for Nago, Okinawa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okinawa

$330 23.9%

Nago, Okinawa

$307 24.8% 6.9% $23

Accommodation & Living

Okinawa

$327 23.7%

Nago, Okinawa

$335 27% 2.5% $8.1

Monthly Utilities & Internet

Okinawa

$241 17.5%

Nago, Okinawa

$199 16.1% 17.4% $42

Eating Out

Okinawa

$180 13.1%

Nago, Okinawa

$134 10.8% 25.4% $46

Clothing & Footwear

Okinawa

$113 8.2%

Nago, Okinawa

$100 8.1% 11.3% $13

Sport & Entertainment

Okinawa

$96 7%

Nago, Okinawa

$83 6.7% 13% $13

Getting Around

Okinawa

$92 6.7%

Nago, Okinawa

$80 6.4% 13.7% $13

Cost Breakdown

A central one-bedroom costs $407 in Okinawa versus $468 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $41 in Okinawa versus $34 in Nago, Okinawa. Monthly groceries follow the same trend: $330 vs $307 – making Nago, Okinawa the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇯🇵 Nago, Okinawa

🕒 Local time

08:50 8:50 AM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

63,554

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Okinawa vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 11%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,068 per month in Okinawa and $1,858 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments: a one-bedroom in the center costs $407 there versus $468 in Nago, Okinawa.

Public transport costs about 15% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $330 per month in Okinawa and $277 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

It depends on your priorities. Okinawa has an edge in some lifestyle areas, with costs from $1,239 in Nago, Okinawa to $1,379 in Okinawa. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.