Cost of Living Comparison Between Okinawa and Nago, Okinawa Cost of Living Comparison Between Okinawa and Nago, Okinawa

Monthly Cost of Living

A single person spends $1,385 per month in Okinawa vs $1,253 in Nago, Okinawa, rent included.

A couple spends around $2,168 per month in Okinawa vs $1,929 in Nago, Okinawa, rent included.

A family of three spends $2,950 per month in Okinawa vs $2,605 in Nago, Okinawa, rent included.

Okinawa costs about 11% more than Nago, Okinawa, driven mainly by Eating Out.

Okinawa sits 1% above the global median, while Nago, Okinawa is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.17 ¥1,589

$6.77 ¥1,057

50.22%

Three-Course Dinner for Two, Mid-Range

$40.19 ¥6,278

$34.39 ¥5,372

16.87%

Fast Food Meal (McDonalds, etc)

$6.98 ¥1,090

$5.45 ¥851

28.07%

Cappuccino

$4.17 ¥651

$3.06 ¥478

36.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ¥230

$1.08 ¥168

36.11%

Water (0.33 liter bottle)

$0.93 ¥146

$0.82 ¥128

13.41%

Local Beer (0.5 liter draught)

$2.04 ¥319

$2.03 ¥317

0.49%

Imported Beer (0.33 liter bottle)

$4.32 ¥675

$3.17 ¥495

36.28%

Milk (1 liter)

$1.55 ¥242

$1.51 ¥237

2.65%

White Bread (500g)

$2.12 ¥332

$1.60 ¥249

32.50%

Rice (white) (1kg)

$3.76 ¥588

$4.78 ¥746

-21.34%

Eggs

$1.76 ¥275

$2.31 ¥361

-23.81%

Local Cheese (1kg)

$18.00 ¥2,812

$10.20 ¥1,593

76.47%

Chicken Fillets (1kg)

$4.78 ¥747

$6.49 ¥1,014

-26.35%

Beef Round Steak (1kg)

$22.13 ¥3,457

$15.51 ¥2,423

42.68%

Apples (1kg)

$3.66 ¥572

$5.33 ¥832

-31.33%

Banana (1kg)

$2.66 ¥415

$2.53 ¥396

5.14%

Oranges (1kg)

$2.14 ¥334

$4.10 ¥641

-47.80%

Tomato (1kg)

$5.19 ¥811

$4.52 ¥707

14.82%

Potato (1kg)

$2.38 ¥371

$3.29 ¥514

-27.66%

Onion (1kg)

$2.55 ¥398

$2.67 ¥417

-4.49%

Lettuce (1 head)

$1.29 ¥201

$1.33 ¥208

-3.01%

Water (1.5 liter bottle)

$0.78 ¥122

$0.81 ¥127

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 ¥601

$4.23 ¥661

-9.22%

Wine (Bottle)

$6.23 ¥973

$6.65 ¥1,039

-6.32%

Local Beer (0.5 liter bottle)

$1.95 ¥305

$1.99 ¥311

-2.01%

Imported Beer (0.33 liter bottle)

$3.16 ¥494

$2.26 ¥353

39.82%

One-way Ticket (Public Transport)

$1.43 ¥223

$1.59 ¥248

-10.06%

Public Transport Monthly Pass (Regular Price)

$64.6 ¥10.1K

$55.4 ¥8,657

16.51%

Taxi Start (Normal Tariff)

$3.73 ¥583

$3.54 ¥553

5.37%

Taxi (Normal Tariff) (1km)

$3.48 ¥544

$3.03 ¥473

14.85%

Taxi 1hour Waiting (Normal Tariff)

$11.36 ¥1,774

$21.00 ¥3,281

-45.90%

Gasoline (1 liter)

$1.05 ¥164

$1.23 ¥193

-14.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ¥3.2M

$23.1K ¥3.6M

-10.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.8K ¥2.3M

$17.0K ¥2.7M

-12.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 ¥24.8K

$140 ¥21.8K

13.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.07 ¥3,916

$27.30 ¥4,266

-8.17%

Internet (50+ Mbps, Unlimited Data)

$53.2 ¥8,309

$33.82 ¥5,283

57.27%

Gym Membership (Monthly)

$71.8 ¥11.2K

$57.3 ¥8,945

25.43%

Tennis Court (1 Hour on Weekend)

$54.2 ¥8,461

$14.01 ¥2,189

286.58%

Cinema Ticket

$12.09 ¥1,889

$13.24 ¥2,068

-8.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ¥50.6K

$286 ¥44.6K

13.28%

International Primary School, 1 Child (Yearly)

$5,516 ¥861.6K

$13.6K ¥2.1M

-59.41%

Jeans (Levis 501 Or Similar)

$49.91 ¥7,797

$43.03 ¥6,722

15.99%

Summer Dress (H&M, Zara, etc)

$22.70 ¥3,546

$29.23 ¥4,566

-22.34%

Sport Shoes (Adidas, Nike)

$79.0 ¥12.3K

$60.5 ¥9,450

30.60%

Men's Leather Business Shoes

$95.0 ¥14.8K

$90.5 ¥14.1K

4.97%

1-bedroom Apartment, City Center (Monthly)

$398 ¥62.2K

$470 ¥73.5K

-15.42%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ¥49.6K

$326 ¥50.9K

-2.66%

3-bedroom Apartment, City Center (Monthly)

$828 ¥129.3K

$869 ¥135.8K

-4.82%

3-bedroom Apartment, Outside City Center (Monthly)

$653 ¥102.0K

$665 ¥104.0K

-1.93%

Buy Apartment in City Center (m2)

$8,509 ¥1.3M

$2,793 ¥436.3K

204.68%

Buy Apartment Outside City Center (m2)

$1,199 ¥187.2K

$2,084 ¥325.6K

-42.49%

Average Monthly Net Salary (After Tax)

$1,819 ¥284.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

1.81

23.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: August 30, 2026

Last update for Nago, Okinawa: August 30, 2026

Cost Breakdown

A central one-bedroom costs $398 in Okinawa versus $470 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Okinawa versus $34.00 in Nago, Okinawa. Monthly groceries follow the same trend: $327 vs $308 – making Nago, Okinawa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 11%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,077 per month in Okinawa and $1,879 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 17% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $324 per month in Okinawa and $286 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,253, than in Okinawa at $1,385. In Nago, Okinawa it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.