Cost of Living Comparison Between Naga and Bishkek Cost of Living Comparison Between Naga and Bishkek

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Naga versus $867 in Bishkek.

Estimated couple costs with rent: $1,145 in Naga versus $1,344 in Bishkek.

Monthly costs for a family of three with rent: $1,510 in Naga versus $1,822 in Bishkek.

Living in Naga costs roughly 10% less than in Bishkek, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Naga 41% lower, Bishkek 35% lower.

Meal at Budget Restaurant

$3.45 ₱212

$6.14 KGS 537

-43.81%

Three-Course Dinner for Two, Mid-Range

$18.03 ₱1,107

$21.32 KGS 1,864

-15.43%

Fast Food Meal (McDonalds, etc)

$3.29 ₱202

$5.71 KGS 499

-42.38%

Cappuccino

$2.46 ₱151

$2.01 KGS 175

22.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱50.9

$0.68 KGS 59.8

22.06%

Water (0.33 liter bottle)

$0.37 ₱22.43

$0.35 KGS 30.79

5.71%

Local Beer (0.5 liter draught)

$1.36 ₱83.6

$1.18 KGS 103

15.25%

Imported Beer (0.33 liter bottle)

$2.17 ₱133

$1.68 KGS 147

29.17%

Milk (1 liter)

$1.90 ₱117

$0.95 KGS 83.1

100.00%

White Bread (500g)

$1.27 ₱77.9

$0.50 KGS 43.73

154.00%

Rice (white) (1kg)

$0.86 ₱52.9

$1.55 KGS 135

-44.52%

Eggs

$1.72 ₱105

$1.80 KGS 157

-4.44%

Local Cheese (1kg)

$8.23 ₱506

$8.08 KGS 707

1.86%

Chicken Fillets (1kg)

$4.20 ₱258

$4.83 KGS 423

-13.04%

Beef Round Steak (1kg)

$7.50 ₱460

$7.90 KGS 691

-5.06%

Apples (1kg)

$2.90 ₱178

$1.07 KGS 93.9

171.03%

Banana (1kg)

$1.57 ₱96.6

$1.85 KGS 162

-15.14%

Oranges (1kg)

$2.70 ₱166

$2.09 KGS 183

29.19%

Tomato (1kg)

$1.55 ₱95.4

$1.76 KGS 154

-11.93%

Potato (1kg)

$2.32 ₱142

$0.58 KGS 51.0

300.00%

Onion (1kg)

$2.54 ₱156

$0.49 KGS 42.93

418.37%

Lettuce (1 head)

$1.06 ₱65.1

$0.59 KGS 51.5

79.66%

Water (1.5 liter bottle)

$0.76 ₱46.86

$0.47 KGS 41.39

61.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱159

$1.75 KGS 153

48.57%

Wine (Bottle)

$3.85 ₱237

$8.01 KGS 700

-51.94%

Local Beer (0.5 liter bottle)

$1.21 ₱74.2

$1.21 KGS 105

Imported Beer (0.33 liter bottle)

$1.97 ₱121

$1.97 KGS 172

One-way Ticket (Public Transport)

$0.28 ₱17.38

$0.22 KGS 19.14

27.27%

Public Transport Monthly Pass (Regular Price)

$11.51 KGS 1,006

Taxi Start (Normal Tariff)

$0.81 ₱49.87

$1.33 KGS 116

-39.10%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.47

$0.22 KGS 19.22

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱128

$3.45 KGS 302

-39.71%

Gasoline (1 liter)

$1.11 ₱67.9

$0.80 KGS 69.8

38.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ₱1.7M

$37.0K KGS 3.2M

-27.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$34.5K KGS 3.0M

-41.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₱6,937

$33.77 KGS 2,952

234.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.32 ₱1,985

$6.72 KGS 587

380.95%

Internet (50+ Mbps, Unlimited Data)

$26.39 ₱1,620

$11.89 KGS 1,039

121.95%

Gym Membership (Monthly)

$34.42 ₱2,114

$42.07 KGS 3,678

-18.18%

Tennis Court (1 Hour on Weekend)

$15.98 KGS 1,397

Cinema Ticket

$5.76 ₱354

$4.47 KGS 391

28.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,418

$198 KGS 17.3K

-22.68%

International Primary School, 1 Child (Yearly)

$4,369 ₱268.2K

$4,596 KGS 401.8K

-4.95%

Jeans (Levis 501 Or Similar)

$45.11 ₱2,770

$37.96 KGS 3,319

18.84%

Summer Dress (H&M, Zara, etc)

$27.01 ₱1,659

$39.57 KGS 3,460

-31.74%

Sport Shoes (Adidas, Nike)

$75.4 ₱4,630

$92.9 KGS 8,117

-18.78%

Men's Leather Business Shoes

$53.7 ₱3,299

$102 KGS 8,941

-47.46%

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.4K

$494 KGS 43.2K

-46.03%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.6K

$368 KGS 32.2K

-52.96%

3-bedroom Apartment, City Center (Monthly)

$323 ₱19.8K

$904 KGS 79.1K

-64.25%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₱16.3K

$637 KGS 55.7K

-58.26%

Buy Apartment in City Center (m2)

$1,750 KGS 153.0K

Buy Apartment Outside City Center (m2)

$1,196 KGS 104.6K

Average Monthly Net Salary (After Tax)

$147 ₱9,033

$490 KGS 42.9K

-69.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

20.2

-66.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: July 26, 2026

Last update for Bishkek: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $267 in Naga and $494 in Bishkek. Housing cost is often the main lever when comparing two cities.

Bishkek pays 233% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Naga vs $21.00 in Bishkek. Groceries flip the comparison at $196 vs $170, with Bishkek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Bishkek: Cost of Living - Frequently Asked Questions

Naga is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 233% lower in Bishkek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $267 in Naga versus $494 in Bishkek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $153 in Naga versus $198 in Bishkek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naga – a meal for two runs $18.00 versus $21.00 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Naga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Naga is more practical. Housing and childcare are both notably cheaper than in Bishkek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naga and Bishkek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 11% less than in Bishkek. Beyond cost, consider language, visa policies, and how big the international community is in each city.