Last update: Oct 2026

Cost of Living Comparison Between Naga and Bishkek

For one person, living is cheaper in Naga: $552 a month against $977 in Bishkek, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bishkek
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Bishkek Living Index

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Naga

🇵🇭 Philippines

$552

/mo nomad

Bishkek

🇰🇬 Kyrgyzstan

$977

/mo nomad

Monthly Cost of Living

How much you'll spend in Naga and in Bishkek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naga and in Bishkek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $552 in Naga versus $977 in Bishkek.

Naga $552
Bishkek $977

Estimated couple costs with rent: $845 in Naga versus $1,505 in Bishkek.

Naga $845
Bishkek $1,505

Monthly costs for a family of three with rent: $1,138 in Naga versus $2,032 in Bishkek.

Naga $1,138
Bishkek $2,032

Living in Naga costs roughly 44% less than in Bishkek, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Naga 59% lower, Bishkek 28% lower.

Meal at Budget Restaurant

$5.10 ₱326

$6.80 KGS 595

-25.00%

Three-Course Dinner for Two, Mid-Range

$13.37 ₱854

$29.12 KGS 2,547

-54.09%

Fast Food Meal (McDonalds, etc)

$2.77 ₱177

$5.70 KGS 499

-51.40%

Cappuccino

$2.74 ₱175

$2.45 KGS 215

11.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱42.90

$0.75 KGS 65.8

-10.67%

Water (0.33 liter bottle)

$0.22 ₱14.03

$0.41 KGS 35.69

-46.34%

Local Beer (0.5 liter draught)

$1.31 ₱83.4

$1.39 KGS 121

-5.76%

Imported Beer (0.33 liter bottle)

$3.09 ₱198

$1.92 KGS 168

60.94%

Milk (1 liter)

$1.95 ₱125

$1.03 KGS 89.9

89.32%

White Bread (500g)

$0.80 ₱51.1

$0.41 KGS 36.15

95.12%

Rice (white) (1kg)

$0.77 ₱49.27

$1.73 KGS 151

-55.49%

Eggs

$1.68 ₱107

$1.76 KGS 154

-4.55%

Local Cheese (1kg)

$10.06 ₱643

$7.73 KGS 677

30.14%

Chicken Fillets (1kg)

$4.12 ₱264

$4.62 KGS 404

-10.82%

Beef Round Steak (1kg)

$6.84 ₱437

$8.74 KGS 764

-21.74%

Apples (1kg)

$1.90 ₱121

$1.42 KGS 124

33.80%

Banana (1kg)

$1.66 ₱106

$1.83 KGS 160

-9.29%

Oranges (1kg)

$2.41 ₱154

$2.01 KGS 176

19.90%

Tomato (1kg)

$2.37 ₱152

$1.56 KGS 137

51.92%

Potato (1kg)

$2.53 ₱162

$0.61 KGS 53.4

314.75%

Onion (1kg)

$2.21 ₱141

$0.51 KGS 44.34

333.33%

Lettuce (1 head)

$4.63 ₱296

$0.71 KGS 62.3

552.11%

Water (1.5 liter bottle)

$0.60 ₱38.38

$0.57 KGS 49.86

5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 ₱176

$2.07 KGS 181

33.33%

Wine (Bottle)

$3.77 ₱241

$9.05 KGS 792

-58.34%

Local Beer (0.5 liter bottle)

$1.53 ₱97.6

$1.37 KGS 120

11.68%

Imported Beer (0.33 liter bottle)

$1.93 KGS 169

One-way Ticket (Public Transport)

$0.24 KGS 21.01

Public Transport Monthly Pass (Regular Price)

$11.55 KGS 1,010

Taxi Start (Normal Tariff)

$0.58 ₱36.83

$0.89 KGS 78.2

-34.83%

Taxi (Normal Tariff) (1km)

$0.44 KGS 38.35

Taxi 1hour Waiting (Normal Tariff)

$5.56 KGS 486

Gasoline (1 liter)

$1.19 ₱76.0

$0.98 KGS 85.6

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K KGS 2.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K KGS 2.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.7 ₱6,243

$49.36 KGS 4,318

97.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.84 ₱1,523

$5.75 KGS 503

314.61%

Internet (50+ Mbps, Unlimited Data)

$25.59 ₱1,635

$11.91 KGS 1,042

114.86%

Gym Membership (Monthly)

$7.73 ₱494

$53.9 KGS 4,713

-85.65%

Tennis Court (1 Hour on Weekend)

$14.66 KGS 1,282

Cinema Ticket

$4.80 ₱307

$5.59 KGS 489

-14.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 KGS 19.0K

International Primary School, 1 Child (Yearly)

$7,801 ₱498.4K

$7,810 KGS 683.2K

-0.13%

Jeans (Levis 501 Or Similar)

$56.3 KGS 4,924

Summer Dress (H&M, Zara, etc)

$43.87 KGS 3,837

Sport Shoes (Adidas, Nike)

$91.8 KGS 8,027

Men's Leather Business Shoes

$89.9 KGS 7,862

1-bedroom Apartment, City Center (Monthly)

$158 ₱10.1K

$599 KGS 52.4K

-73.58%

1-bedroom Apartment, Outside City Center (Monthly)

$85.9 ₱5,487

$410 KGS 35.9K

-79.05%

3-bedroom Apartment, City Center (Monthly)

$240 ₱15.4K

$1,030 KGS 90.1K

-76.66%

3-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.5K

$718 KGS 62.8K

-72.80%

Buy Apartment in City Center (m2)

$1,811 KGS 158.4K

Buy Apartment Outside City Center (m2)

$1,209 KGS 105.8K

Average Monthly Net Salary (After Tax)

$138 ₱8,843

$498 KGS 43.5K

-72.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.1

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 26, 2026

Last update for Bishkek: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naga

–

Bishkek

$410 42%

Groceries & Markets

Naga

–

Bishkek

$176 18%

Clothing & Footwear

Naga

–

Bishkek

$127 13%

Eating Out

Naga

–

Bishkek

$116 11.9%

Monthly Utilities & Internet

Naga

–

Bishkek

$67 6.9%

Sport & Entertainment

Naga

–

Bishkek

$65 6.7%

Getting Around

Naga

–

Bishkek

$16 1.6%

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Naga and $599 in Bishkek. Housing cost is often the main lever when comparing two cities.

Bishkek pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $13 in Naga vs $29 in Bishkek. Groceries flip the comparison at $202 vs $176, with Bishkek cheaper for home cooking.

Good to know

🇵🇭 Naga

🇰🇬 Bishkek

🕒 Local time

22:23 10:23 PM

20:23 8:23 PM

2 h behind Naga

🌤 Weather

👥 Population

115,750

1,012,500 Capital

💱 Currency

Philippine Peso PHP ₱

Kyrgyzstani Som KGS сом

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 KGS = 1.14 USD

100 KGS = 1.03 EUR

Exchange rates and currency converter

KGS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

Kyrgyzstani Som exchange rates as of October 28, 2026: 1 USD = 87.47 KGS (100 KGS = 1.14 USD). 1 EUR = 97.35 KGS (100 KGS = 1.03 EUR).

USD to PHP in detail →

On the map

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Between locations

Naga Bishkek 5,650 km ≈ 8 h nonstop flight

From you

Naga
Bishkek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Bishkek: Cost of Living - Frequently Asked Questions

Naga is cheaper overall, especially in leisure, eating out, and transport. The 77% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 72% lower in Naga. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $158 in Naga versus $599 in Bishkek. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Bishkek pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Naga – a meal for two runs $13 versus $29 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Naga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naga and Bishkek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Naga wins on affordability, Bishkek on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.