Cost of Living Comparison Between Bishkek and Naga Cost of Living Comparison Between Bishkek and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $886 in Bishkek versus $770 in Naga.

Estimated couple costs with rent: $1,355 in Bishkek versus $1,117 in Naga.

Monthly costs for a family of three with rent: $1,825 in Bishkek versus $1,463 in Naga.

Living in Bishkek is roughly 15% more expensive than Naga, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Bishkek 34% lower, Naga 43% lower.

Meal at Budget Restaurant

$6.39 KGS 558

$3.65 ₱222

75.07%

Three-Course Dinner for Two, Mid-Range

$21.07 KGS 1,842

$17.76 ₱1,078

18.64%

Fast Food Meal (McDonalds, etc)

$5.77 KGS 504

$3.40 ₱206

69.71%

Cappuccino

$2.01 KGS 176

$2.44 ₱148

-17.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 KGS 56.3

$0.77 ₱46.49

-16.88%

Water (0.33 liter bottle)

$0.32 KGS 28.30

$0.40 ₱24.15

-20.00%

Local Beer (0.5 liter draught)

$1.17 KGS 102

$1.37 ₱83.0

-14.60%

Imported Beer (0.33 liter bottle)

$1.68 KGS 147

$2.15 ₱131

-21.86%

Milk (1 liter)

$0.89 KGS 77.9

$1.90 ₱115

-53.16%

White Bread (500g)

$0.46 KGS 40.17

$1.27 ₱76.9

-63.78%

Rice (white) (1kg)

$1.60 KGS 140

$0.85 ₱51.4

88.24%

Eggs

$1.79 KGS 156

$1.70 ₱103

5.29%

Local Cheese (1kg)

$7.89 KGS 690

$8.00 ₱486

-1.38%

Chicken Fillets (1kg)

$5.01 KGS 438

$4.19 ₱255

19.57%

Beef Round Steak (1kg)

$7.67 KGS 671

$7.87 ₱478

-2.54%

Apples (1kg)

$1.06 KGS 92.6

$2.86 ₱174

-62.94%

Banana (1kg)

$1.94 KGS 170

$1.54 ₱93.7

25.97%

Oranges (1kg)

$2.01 KGS 176

$2.58 ₱157

-22.09%

Tomato (1kg)

$1.74 KGS 152

$1.55 ₱93.9

12.26%

Potato (1kg)

$0.59 KGS 51.7

$2.31 ₱140

-74.46%

Onion (1kg)

$0.49 KGS 42.77

$2.50 ₱152

-80.40%

Lettuce (1 head)

$0.59 KGS 51.4

$1.06 ₱64.3

-44.34%

Water (1.5 liter bottle)

$0.48 KGS 41.72

$0.73 ₱44.19

-34.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.71 KGS 149

$2.52 ₱153

-32.14%

Wine (Bottle)

$7.86 KGS 687

$3.80 ₱230

106.84%

Local Beer (0.5 liter bottle)

$1.21 KGS 106

$1.15 ₱69.8

5.22%

Imported Beer (0.33 liter bottle)

$1.96 KGS 171

$2.04 ₱124

-3.92%

One-way Ticket (Public Transport)

$0.22 KGS 19.20

$0.26 ₱15.58

-15.38%

Public Transport Monthly Pass (Regular Price)

$11.60 KGS 1,014

Taxi Start (Normal Tariff)

$1.38 KGS 121

$0.84 ₱51.0

64.29%

Taxi (Normal Tariff) (1km)

$0.22 KGS 19.10

$0.22 ₱13.27

Taxi 1hour Waiting (Normal Tariff)

$3.53 KGS 309

$2.07 ₱126

70.53%

Gasoline (1 liter)

$0.85 KGS 74.1

$1.15 ₱69.9

-26.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K KGS 3.3M

$27.0K ₱1.6M

42.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K KGS 3.0M

$20.2K ₱1.2M

69.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.53 KGS 2,931

$110 ₱6,701

-69.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.94 KGS 607

$32.14 ₱1,951

-78.41%

Internet (50+ Mbps, Unlimited Data)

$11.95 KGS 1,045

$26.84 ₱1,630

-55.48%

Gym Membership (Monthly)

$42.58 KGS 3,722

$33.57 ₱2,038

26.84%

Tennis Court (1 Hour on Weekend)

$15.95 KGS 1,394

Cinema Ticket

$4.56 KGS 399

$5.92 ₱359

-22.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 KGS 17.6K

$152 ₱9,242

31.94%

International Primary School, 1 Child (Yearly)

$4,559 KGS 398.6K

$4,349 ₱264.1K

4.85%

Jeans (Levis 501 Or Similar)

$36.62 KGS 3,202

$46.62 ₱2,831

-21.45%

Summer Dress (H&M, Zara, etc)

$39.83 KGS 3,482

$26.17 ₱1,589

52.20%

Sport Shoes (Adidas, Nike)

$94.8 KGS 8,284

$74.8 ₱4,544

26.63%

Men's Leather Business Shoes

$102 KGS 8,922

$53.3 ₱3,236

91.48%

1-bedroom Apartment, City Center (Monthly)

$484 KGS 42.3K

$262 ₱15.9K

84.89%

1-bedroom Apartment, Outside City Center (Monthly)

$365 KGS 31.9K

$174 ₱10.6K

109.34%

3-bedroom Apartment, City Center (Monthly)

$911 KGS 79.6K

$326 ₱19.8K

179.14%

3-bedroom Apartment, Outside City Center (Monthly)

$636 KGS 55.6K

$268 ₱16.3K

137.04%

Buy Apartment in City Center (m2)

$1,651 KGS 144.4K

Buy Apartment Outside City Center (m2)

$1,155 KGS 101.0K

Average Monthly Net Salary (After Tax)

$481 KGS 42.0K

$145 ₱8,823

230.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

6.67

202.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bishkek: June 8, 2026

Last update for Naga: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $484 in Bishkek and $262 in Naga. Housing cost is often the main lever when comparing two cities.

Bishkek pays 231% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Bishkek vs $18.00 in Naga. Groceries flip the comparison at $169 vs $194, with Bishkek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bishkek vs Naga: Cost of Living - Frequently Asked Questions

Naga is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

Bishkek pays 231% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $484 in Bishkek versus $262 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $201 in Bishkek versus $152 in Naga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naga – a meal for two runs $18.00 versus $21.00 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

At $770 in Naga versus $886 in Bishkek, a $2,000 budget is realistic in Naga but tight or insufficient in Bishkek. The gap between the two cities makes Naga the clear choice for anyone on this budget.

For families, Naga is more practical. Housing and childcare are both notably cheaper than in Bishkek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bishkek and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 15% less than in Bishkek. Beyond cost, consider language, visa policies, and how big the international community is in each city.