Cost of Living Comparison Between Bishkek and Naga Cost of Living Comparison Between Bishkek and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $867 in Bishkek versus $779 in Naga.

Estimated couple costs with rent: $1,344 in Bishkek versus $1,145 in Naga.

Monthly costs for a family of three with rent: $1,822 in Bishkek versus $1,510 in Naga.

Living in Bishkek is roughly 11% more expensive than in Naga, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Bishkek 35% lower, Naga 41% lower.

Meal at Budget Restaurant

$6.14 KGS 537

$3.45 ₱212

77.97%

Three-Course Dinner for Two, Mid-Range

$21.32 KGS 1,864

$18.03 ₱1,107

18.25%

Fast Food Meal (McDonalds, etc)

$5.71 KGS 499

$3.29 ₱202

73.56%

Cappuccino

$2.01 KGS 175

$2.46 ₱151

-18.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 KGS 59.8

$0.83 ₱50.9

-18.07%

Water (0.33 liter bottle)

$0.35 KGS 30.79

$0.37 ₱22.43

-5.41%

Local Beer (0.5 liter draught)

$1.18 KGS 103

$1.36 ₱83.6

-13.24%

Imported Beer (0.33 liter bottle)

$1.68 KGS 147

$2.17 ₱133

-22.58%

Milk (1 liter)

$0.95 KGS 83.1

$1.90 ₱117

-50.00%

White Bread (500g)

$0.50 KGS 43.73

$1.27 ₱77.9

-60.63%

Rice (white) (1kg)

$1.55 KGS 135

$0.86 ₱52.9

80.23%

Eggs

$1.80 KGS 157

$1.72 ₱105

4.65%

Local Cheese (1kg)

$8.08 KGS 707

$8.23 ₱506

-1.82%

Chicken Fillets (1kg)

$4.83 KGS 423

$4.20 ₱258

15.00%

Beef Round Steak (1kg)

$7.90 KGS 691

$7.50 ₱460

5.33%

Apples (1kg)

$1.07 KGS 93.9

$2.90 ₱178

-63.10%

Banana (1kg)

$1.85 KGS 162

$1.57 ₱96.6

17.83%

Oranges (1kg)

$2.09 KGS 183

$2.70 ₱166

-22.59%

Tomato (1kg)

$1.76 KGS 154

$1.55 ₱95.4

13.55%

Potato (1kg)

$0.58 KGS 51.0

$2.32 ₱142

-75.00%

Onion (1kg)

$0.49 KGS 42.93

$2.54 ₱156

-80.71%

Lettuce (1 head)

$0.59 KGS 51.5

$1.06 ₱65.1

-44.34%

Water (1.5 liter bottle)

$0.47 KGS 41.39

$0.76 ₱46.86

-38.16%

Cigarettes 20 Pack (Marlboro, Camel)

$1.75 KGS 153

$2.60 ₱159

-32.69%

Wine (Bottle)

$8.01 KGS 700

$3.85 ₱237

108.05%

Local Beer (0.5 liter bottle)

$1.21 KGS 105

$1.21 ₱74.2

Imported Beer (0.33 liter bottle)

$1.97 KGS 172

$1.97 ₱121

One-way Ticket (Public Transport)

$0.22 KGS 19.14

$0.28 ₱17.38

-21.43%

Public Transport Monthly Pass (Regular Price)

$11.51 KGS 1,006

Taxi Start (Normal Tariff)

$1.33 KGS 116

$0.81 ₱49.87

64.20%

Taxi (Normal Tariff) (1km)

$0.22 KGS 19.22

$0.22 ₱13.47

Taxi 1hour Waiting (Normal Tariff)

$3.45 KGS 302

$2.08 ₱128

65.87%

Gasoline (1 liter)

$0.80 KGS 69.8

$1.11 ₱67.9

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K KGS 3.2M

$26.9K ₱1.7M

37.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K KGS 3.0M

$20.2K ₱1.2M

70.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.77 KGS 2,952

$113 ₱6,937

-70.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.72 KGS 587

$32.32 ₱1,985

-79.21%

Internet (50+ Mbps, Unlimited Data)

$11.89 KGS 1,039

$26.39 ₱1,620

-54.95%

Gym Membership (Monthly)

$42.07 KGS 3,678

$34.42 ₱2,114

22.23%

Tennis Court (1 Hour on Weekend)

$15.98 KGS 1,397

Cinema Ticket

$4.47 KGS 391

$5.76 ₱354

-22.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 KGS 17.3K

$153 ₱9,418

29.33%

International Primary School, 1 Child (Yearly)

$4,596 KGS 401.8K

$4,369 ₱268.2K

5.21%

Jeans (Levis 501 Or Similar)

$37.96 KGS 3,319

$45.11 ₱2,770

-15.85%

Summer Dress (H&M, Zara, etc)

$39.57 KGS 3,460

$27.01 ₱1,659

46.50%

Sport Shoes (Adidas, Nike)

$92.9 KGS 8,117

$75.4 ₱4,630

23.13%

Men's Leather Business Shoes

$102 KGS 8,941

$53.7 ₱3,299

90.34%

1-bedroom Apartment, City Center (Monthly)

$494 KGS 43.2K

$267 ₱16.4K

85.30%

1-bedroom Apartment, Outside City Center (Monthly)

$368 KGS 32.2K

$173 ₱10.6K

112.60%

3-bedroom Apartment, City Center (Monthly)

$904 KGS 79.1K

$323 ₱19.8K

179.75%

3-bedroom Apartment, Outside City Center (Monthly)

$637 KGS 55.7K

$266 ₱16.3K

139.61%

Buy Apartment in City Center (m2)

$1,750 KGS 153.0K

Buy Apartment Outside City Center (m2)

$1,196 KGS 104.6K

Average Monthly Net Salary (After Tax)

$490 KGS 42.9K

$147 ₱9,033

233.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

6.67

202.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bishkek: July 25, 2026

Last update for Naga: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $494 in Bishkek and $267 in Naga. Housing cost is often the main lever when comparing two cities.

Bishkek pays 233% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Bishkek vs $18.00 in Naga. Groceries flip the comparison at $170 vs $196, with Bishkek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bishkek vs Naga: Cost of Living - Frequently Asked Questions

Naga is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 233% higher in Bishkek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $494 in Bishkek versus $267 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $198 in Bishkek versus $153 in Naga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naga – a meal for two runs $18.00 versus $21.00 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Naga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Naga is more practical. Housing and childcare are both notably cheaper than in Bishkek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bishkek and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 11% less than in Bishkek. Beyond cost, consider language, visa policies, and how big the international community is in each city.