Cost of Living Comparison Between Bishkek and Naga Cost of Living Comparison Between Bishkek and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $966 in Bishkek versus $557 in Naga.

Estimated couple costs with rent: $1,507 in Bishkek versus $854 in Naga.

Monthly costs for a family of three with rent: $2,048 in Bishkek versus $1,151 in Naga.

Living in Bishkek is roughly 73% more expensive than in Naga, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Bishkek 30% lower, Naga 60% lower.

Meal at Budget Restaurant

$6.71 KGS 587

$5.32 ₱334

26.13%

Three-Course Dinner for Two, Mid-Range

$28.54 KGS 2,495

$13.41 ₱841

112.83%

Fast Food Meal (McDonalds, etc)

$5.92 KGS 517

$2.81 ₱176

110.68%

Cappuccino

$2.48 KGS 217

$2.78 ₱175

-10.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 KGS 66.5

$0.75 ₱46.90

1.33%

Water (0.33 liter bottle)

$0.40 KGS 35.31

$0.25 ₱15.79

60.00%

Local Beer (0.5 liter draught)

$1.33 KGS 117

$1.27 ₱79.9

4.72%

Imported Beer (0.33 liter bottle)

$1.98 KGS 173

$3.10 ₱194

-36.13%

Milk (1 liter)

$1.04 KGS 90.8

$1.97 ₱124

-47.21%

White Bread (500g)

$0.41 KGS 35.89

$0.85 ₱53.5

-51.76%

Rice (white) (1kg)

$1.71 KGS 150

$0.85 ₱53.2

101.18%

Eggs

$1.68 KGS 147

$1.69 ₱106

-0.59%

Local Cheese (1kg)

$7.73 KGS 676

$10.51 ₱659

-26.45%

Chicken Fillets (1kg)

$4.49 KGS 392

$4.08 ₱256

10.05%

Beef Round Steak (1kg)

$8.77 KGS 767

$7.14 ₱447

22.83%

Apples (1kg)

$1.41 KGS 124

$2.01 ₱126

-29.85%

Banana (1kg)

$1.84 KGS 161

$1.71 ₱107

7.60%

Oranges (1kg)

$2.09 KGS 182

$2.33 ₱146

-10.30%

Tomato (1kg)

$1.61 KGS 141

$2.43 ₱152

-33.74%

Potato (1kg)

$0.57 KGS 49.90

$2.51 ₱157

-77.29%

Onion (1kg)

$0.47 KGS 41.24

$2.33 ₱146

-79.83%

Lettuce (1 head)

$0.70 KGS 61.5

$4.82 ₱302

-85.48%

Water (1.5 liter bottle)

$0.60 KGS 52.5

$0.62 ₱38.98

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 KGS 182

$2.85 ₱179

-27.02%

Wine (Bottle)

$8.88 KGS 776

$3.90 ₱244

127.69%

Local Beer (0.5 liter bottle)

$1.42 KGS 124

$1.59 ₱99.5

-10.69%

Imported Beer (0.33 liter bottle)

$1.92 KGS 168

One-way Ticket (Public Transport)

$0.24 KGS 21.10

Public Transport Monthly Pass (Regular Price)

$11.57 KGS 1,012

Taxi Start (Normal Tariff)

$0.87 KGS 76.5

$0.55 ₱34.43

58.18%

Taxi (Normal Tariff) (1km)

$0.48 KGS 42.17

Taxi 1hour Waiting (Normal Tariff)

$5.70 KGS 499

Gasoline (1 liter)

$0.96 KGS 84.2

$1.16 ₱72.7

-17.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K KGS 2.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K KGS 2.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.6 KGS 4,422

$101 ₱6,316

-49.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.62 KGS 491

$24.23 ₱1,519

-76.81%

Internet (50+ Mbps, Unlimited Data)

$11.88 KGS 1,038

$26.46 ₱1,659

-55.10%

Gym Membership (Monthly)

$55.9 KGS 4,886

$7.82 ₱490

614.71%

Tennis Court (1 Hour on Weekend)

$14.46 KGS 1,264

Cinema Ticket

$5.74 KGS 501

$4.66 ₱292

23.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 KGS 19.5K

International Primary School, 1 Child (Yearly)

$7,761 KGS 678.5K

$7,917 ₱496.3K

-1.97%

Jeans (Levis 501 Or Similar)

$56.3 KGS 4,923

Summer Dress (H&M, Zara, etc)

$43.86 KGS 3,835

Sport Shoes (Adidas, Nike)

$90.6 KGS 7,921

Men's Leather Business Shoes

$91.0 KGS 7,957

1-bedroom Apartment, City Center (Monthly)

$602 KGS 52.6K

$157 ₱9,817

284.55%

1-bedroom Apartment, Outside City Center (Monthly)

$407 KGS 35.6K

$86.8 ₱5,442

369.28%

3-bedroom Apartment, City Center (Monthly)

$1,098 KGS 96.0K

$250 ₱15.6K

340.03%

3-bedroom Apartment, Outside City Center (Monthly)

$700 KGS 61.2K

$199 ₱12.4K

252.40%

Buy Apartment in City Center (m2)

$1,802 KGS 157.6K

Buy Apartment Outside City Center (m2)

$1,182 KGS 103.3K

Average Monthly Net Salary (After Tax)

$492 KGS 43.0K

$144 ₱9,027

241.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bishkek: September 6, 2026

Last update for Naga: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $602 in Bishkek and $157 in Naga. Housing cost is often the main lever when comparing two cities.

Bishkek pays 242% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Bishkek vs $13.00 in Naga. Groceries flip the comparison at $176 vs $208, with Bishkek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bishkek vs Naga: Cost of Living - Frequently Asked Questions

Naga is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 73% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 242% higher in Bishkek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $602 in Bishkek versus $157 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Bishkek pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Naga – a meal for two runs $13.00 versus $29.00 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

At $557 in Naga versus $966 in Bishkek, a $2,000 budget is realistic in Naga but tight or insufficient in Bishkek. The gap between the two cities makes Naga the clear choice for anyone on this budget.

For families, Naga is more practical. Housing and childcare are both notably cheaper than in Bishkek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bishkek and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 73% less than in Bishkek. Beyond cost, consider language, visa policies, and how big the international community is in each city.