Last update: Oct 2026

Cost of Living Comparison Between Bishkek and Naga

For one person, living is cheaper in Naga: $552 a month against $977 in Bishkek, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bishkek
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Bishkek Living Index

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Bishkek

🇰🇬 Kyrgyzstan

$977

/mo nomad

Naga

🇵🇭 Philippines

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Bishkek and in Naga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bishkek and in Naga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $977 in Bishkek versus $552 in Naga.

Bishkek $977
Naga $552

Estimated couple costs with rent: $1,505 in Bishkek versus $845 in Naga.

Bishkek $1,505
Naga $845

Monthly costs for a family of three with rent: $2,032 in Bishkek versus $1,138 in Naga.

Bishkek $2,032
Naga $1,138

Living in Bishkek is roughly 77% more expensive than in Naga, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Bishkek 28% lower, Naga 59% lower.

Meal at Budget Restaurant

$6.80 KGS 595

$5.10 ₱326

33.33%

Three-Course Dinner for Two, Mid-Range

$29.12 KGS 2,547

$13.37 ₱854

117.80%

Fast Food Meal (McDonalds, etc)

$5.70 KGS 499

$2.77 ₱177

105.78%

Cappuccino

$2.45 KGS 215

$2.74 ₱175

-10.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 KGS 65.8

$0.67 ₱42.90

11.94%

Water (0.33 liter bottle)

$0.41 KGS 35.69

$0.22 ₱14.03

86.36%

Local Beer (0.5 liter draught)

$1.39 KGS 121

$1.31 ₱83.4

6.11%

Imported Beer (0.33 liter bottle)

$1.92 KGS 168

$3.09 ₱198

-37.86%

Milk (1 liter)

$1.03 KGS 89.9

$1.95 ₱125

-47.18%

White Bread (500g)

$0.41 KGS 36.15

$0.80 ₱51.1

-48.75%

Rice (white) (1kg)

$1.73 KGS 151

$0.77 ₱49.27

124.68%

Eggs

$1.76 KGS 154

$1.68 ₱107

4.76%

Local Cheese (1kg)

$7.73 KGS 677

$10.06 ₱643

-23.16%

Chicken Fillets (1kg)

$4.62 KGS 404

$4.12 ₱264

12.14%

Beef Round Steak (1kg)

$8.74 KGS 764

$6.84 ₱437

27.78%

Apples (1kg)

$1.42 KGS 124

$1.90 ₱121

-25.26%

Banana (1kg)

$1.83 KGS 160

$1.66 ₱106

10.24%

Oranges (1kg)

$2.01 KGS 176

$2.41 ₱154

-16.60%

Tomato (1kg)

$1.56 KGS 137

$2.37 ₱152

-34.18%

Potato (1kg)

$0.61 KGS 53.4

$2.53 ₱162

-75.89%

Onion (1kg)

$0.51 KGS 44.34

$2.21 ₱141

-76.92%

Lettuce (1 head)

$0.71 KGS 62.3

$4.63 ₱296

-84.67%

Water (1.5 liter bottle)

$0.57 KGS 49.86

$0.60 ₱38.38

-5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.07 KGS 181

$2.76 ₱176

-25.00%

Wine (Bottle)

$9.05 KGS 792

$3.77 ₱241

140.05%

Local Beer (0.5 liter bottle)

$1.37 KGS 120

$1.53 ₱97.6

-10.46%

Imported Beer (0.33 liter bottle)

$1.93 KGS 169

One-way Ticket (Public Transport)

$0.24 KGS 21.01

Public Transport Monthly Pass (Regular Price)

$11.55 KGS 1,010

Taxi Start (Normal Tariff)

$0.89 KGS 78.2

$0.58 ₱36.83

53.45%

Taxi (Normal Tariff) (1km)

$0.44 KGS 38.35

Taxi 1hour Waiting (Normal Tariff)

$5.56 KGS 486

Gasoline (1 liter)

$0.98 KGS 85.6

$1.19 ₱76.0

-17.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K KGS 2.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K KGS 2.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.36 KGS 4,318

$97.7 ₱6,243

-49.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.75 KGS 503

$23.84 ₱1,523

-75.88%

Internet (50+ Mbps, Unlimited Data)

$11.91 KGS 1,042

$25.59 ₱1,635

-53.46%

Gym Membership (Monthly)

$53.9 KGS 4,713

$7.73 ₱494

597.02%

Tennis Court (1 Hour on Weekend)

$14.66 KGS 1,282

Cinema Ticket

$5.59 KGS 489

$4.80 ₱307

16.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 KGS 19.0K

International Primary School, 1 Child (Yearly)

$7,810 KGS 683.2K

$7,801 ₱498.4K

0.13%

Jeans (Levis 501 Or Similar)

$56.3 KGS 4,924

Summer Dress (H&M, Zara, etc)

$43.87 KGS 3,837

Sport Shoes (Adidas, Nike)

$91.8 KGS 8,027

Men's Leather Business Shoes

$89.9 KGS 7,862

1-bedroom Apartment, City Center (Monthly)

$599 KGS 52.4K

$158 ₱10.1K

278.52%

1-bedroom Apartment, Outside City Center (Monthly)

$410 KGS 35.9K

$85.9 ₱5,487

377.37%

3-bedroom Apartment, City Center (Monthly)

$1,030 KGS 90.1K

$240 ₱15.4K

328.46%

3-bedroom Apartment, Outside City Center (Monthly)

$718 KGS 62.8K

$195 ₱12.5K

267.59%

Buy Apartment in City Center (m2)

$1,811 KGS 158.4K

Buy Apartment Outside City Center (m2)

$1,209 KGS 105.8K

Average Monthly Net Salary (After Tax)

$498 KGS 43.5K

$138 ₱8,843

259.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.1

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bishkek: October 27, 2026

Last update for Naga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bishkek

$410 42%

Naga

–

Groceries & Markets

Bishkek

$176 18%

Naga

–

Clothing & Footwear

Bishkek

$127 13%

Naga

–

Eating Out

Bishkek

$116 11.9%

Naga

–

Monthly Utilities & Internet

Bishkek

$67 6.9%

Naga

–

Sport & Entertainment

Bishkek

$65 6.7%

Naga

–

Getting Around

Bishkek

$16 1.6%

Naga

–

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Bishkek and $158 in Naga. Housing cost is often the main lever when comparing two cities.

Bishkek pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $29 in Bishkek vs $13 in Naga. Groceries flip the comparison at $176 vs $202, with Bishkek cheaper for home cooking.

Good to know

🇰🇬 Bishkek

🇵🇭 Naga

🕒 Local time

01:59 1:59 AM

03:59 3:59 AM

2 h ahead of Bishkek

🌤 Weather

👥 Population

1,012,500 Capital

115,750

💱 Currency

Kyrgyzstani Som KGS сом

Philippine Peso PHP ₱

📈 Exchange rate

100 KGS = 1.14 USD

100 KGS = 1.03 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KGS – Kyrgyzstani Som Converter

🇺🇸 United States Dollar ($)

🇰🇬 Kyrgyzstani Som (сом)

Kyrgyzstani Som exchange rates as of October 28, 2026: 1 USD = 87.47 KGS (100 KGS = 1.14 USD). 1 EUR = 97.37 KGS (100 KGS = 1.03 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to KGS in detail →

On the map

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Highest

Between locations

Bishkek Naga 5,650 km ≈ 8 h nonstop flight

From you

Bishkek
Naga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bishkek vs Naga: Cost of Living - Frequently Asked Questions

Naga is about 44% cheaper overall, especially in leisure, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Bishkek is about 3.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $599 in Bishkek versus $158 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Bishkek pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Naga – a meal for two runs $13 versus $29 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Naga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bishkek and Naga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Naga wins on affordability, Bishkek on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.