Last update: Oct 2026

Cost of Living Comparison Between Muzaffarabad and Tbilisi

For one person, living is cheaper in Muzaffarabad: $385 a month against $1,270 in Tbilisi, rent and utilities included – about $10,600 less a year. Other living expenses account for most of the difference.

19

Cost of Living Index in Muzaffarabad
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Muzaffarabad Living Index
61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

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Muzaffarabad

🇵🇰 Pakistan

$385

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Muzaffarabad and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muzaffarabad and in Tbilisi actually costs, broken down by who's living it.

A single person spends $385 per month in Muzaffarabad vs $1,270 in Tbilisi, rent included.

Muzaffarabad $385
Tbilisi $1,270

A couple spends around $558 per month in Muzaffarabad vs $2,008 in Tbilisi, rent included.

Muzaffarabad $558
Tbilisi $2,008

A family of three spends $730 per month in Muzaffarabad vs $2,745 in Tbilisi, rent included.

Muzaffarabad $730
Tbilisi $2,745

Muzaffarabad is about 70% cheaper than Tbilisi, and outside of rent the biggest gap is in eating out.

Both Muzaffarabad and Tbilisi are more affordable than the global median – Muzaffarabad 72% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$1.40 PKR 387

$11.51 ₾29.79

-87.84%

Three-Course Dinner for Two, Mid-Range

$8.97 PKR 2,482

$38.27 ₾99.1

-76.56%

Fast Food Meal (McDonalds, etc)

$2.21 PKR 613

$9.80 ₾25.36

-77.45%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.47 PKR 406

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.97 PKR 822

Cappuccino

$1.06 PKR 293

$3.55 ₾9.19

-70.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 PKR 112

$1.06 ₾2.74

-61.32%

Water (0.33 liter bottle)

$0.21 PKR 58.8

$0.62 ₾1.60

-66.13%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

Milk (1 liter)

$1.00 PKR 276

$2.16 ₾5.59

-53.70%

White Bread (500g)

$0.68 PKR 187

$0.76 ₾1.96

-10.53%

Rice (white) (1kg)

$0.94 PKR 261

$1.74 ₾4.51

-45.98%

Eggs

$0.93 PKR 258

$2.79 ₾7.21

-66.67%

Local Cheese (1kg)

$3.58 PKR 991

$9.20 ₾23.83

-61.09%

Chicken Fillets (1kg)

$2.55 PKR 707

$6.53 ₾16.89

-60.95%

Beef Round Steak (1kg)

$3.28 PKR 908

$12.81 ₾33.17

-74.40%

Apples (1kg)

$1.10 PKR 305

$1.67 ₾4.31

-34.13%

Banana (1kg)

$0.56 PKR 156

$1.85 ₾4.79

-69.73%

Oranges (1kg)

$0.37 PKR 103

$1.98 ₾5.13

-81.31%

Tomato (1kg)

$0.35 PKR 95.9

$2.51 ₾6.49

-86.06%

Potato (1kg)

$0.35 PKR 96.7

$0.87 ₾2.26

-59.77%

Onion (1kg)

$0.28 PKR 77.5

$0.73 ₾1.89

-61.64%

Lettuce (1 head)

$0.42 PKR 115

$1.42 ₾3.67

-70.42%

Water (1.5 liter bottle)

$0.25 PKR 69.0

$0.72 ₾1.88

-65.28%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.41 PKR 390

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.75 PKR 206

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 PKR 193

Cigarettes 20 Pack (Marlboro, Camel)

$0.87 PKR 241

$3.38 ₾8.74

-74.26%

Wine (Bottle)

$7.84 ₾20.31

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

One-way Ticket (Public Transport)

$0.19 PKR 52.7

$0.37 ₾0.96

-48.65%

Public Transport Monthly Pass (Regular Price)

$10.03 PKR 2,776

$15.52 ₾40.16

-35.37%

Taxi Start (Normal Tariff)

$1.09 PKR 303

$1.14 ₾2.94

-4.39%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.79 ₾2.05

-7.59%

Taxi 1hour Waiting (Normal Tariff)

$1.40 PKR 389

$11.57 ₾29.96

-87.90%

Gasoline (1 liter)

$0.95 PKR 262

$1.50 ₾3.87

-36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PKR 6.2M

$24.6K ₾63.7K

-9.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K PKR 7.1M

$22.4K ₾57.9K

14.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 PKR 32.5K

$88.3 ₾228

33.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.53 PKR 1,530

$13.08 ₾33.86

-57.72%

Internet (50+ Mbps, Unlimited Data)

$9.20 PKR 2,547

$19.53 ₾50.6

-52.89%

Gym Membership (Monthly)

$14.84 PKR 4,107

$64.2 ₾166

-76.88%

Tennis Court (1 Hour on Weekend)

$8.20 PKR 2,269

$19.18 ₾49.66

-57.25%

Cinema Ticket

$2.05 PKR 567

$6.99 ₾18.10

-70.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.79 PKR 13.0K

$373 ₾966

-87.46%

International Primary School, 1 Child (Yearly)

$1,039 PKR 287.6K

$10.7K ₾27.7K

-90.28%

Jeans (Levis 501 Or Similar)

$5.46 PKR 1,512

$103 ₾266

-94.68%

Summer Dress (H&M, Zara, etc)

$8.83 PKR 2,444

$40.48 ₾105

-78.19%

Sport Shoes (Adidas, Nike)

$49.77 PKR 13.8K

$116 ₾301

-57.21%

Men's Leather Business Shoes

$10.63 PKR 2,942

$122 ₾316

-91.28%

1-bedroom Apartment, City Center (Monthly)

$124 PKR 34.4K

$677 ₾1,753

-81.62%

1-bedroom Apartment, Outside City Center (Monthly)

$76.1 PKR 21.0K

$454 ₾1,176

-83.26%

3-bedroom Apartment, City Center (Monthly)

$256 PKR 70.8K

$1,277 ₾3,305

-79.98%

3-bedroom Apartment, Outside City Center (Monthly)

$146 PKR 40.5K

$890 ₾2,304

-83.54%

Buy Apartment in City Center (m2)

$947 PKR 262.0K

$2,410 ₾6,238

-60.71%

Buy Apartment Outside City Center (m2)

$483 PKR 133.7K

$1,418 ₾3,670

-65.92%

Average Monthly Net Salary (After Tax)

$289 PKR 80.1K

$703 ₾1,819

-58.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

18.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: October 18, 2026

Last update for Tbilisi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Muzaffarabad

$132 34.3%

Tbilisi

$121 9.5% 8.6% $11

Accommodation & Living

Muzaffarabad

$76 19.7%

Tbilisi

$454 35.8% 497% $378

Groceries & Markets

Muzaffarabad

$76 19.7%

Tbilisi

$233 18.3% 207% $157

Clothing & Footwear

Muzaffarabad

$34 8.7%

Tbilisi

$172 13.5% 411% $138

Eating Out

Muzaffarabad

$33 8.6%

Tbilisi

$191 15% 477% $158

Sport & Entertainment

Muzaffarabad

$19 4.9%

Tbilisi

$78 6.2% 313% $59

Getting Around

Muzaffarabad

$16 4%

Tbilisi

$22 1.7% 42.1% $6.6

Cost Breakdown

A central one-bedroom costs $124 in Muzaffarabad versus $677 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 143% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $9.00 in Muzaffarabad versus $38.00 in Tbilisi. Monthly groceries follow the same trend: $76.0 vs $233 – making Muzaffarabad the more affordable choice for daily food spending.

Good to know

🇵🇰 Muzaffarabad

🇬🇪 Tbilisi

🕒 Local time

15:51 3:51 PM

14:51 2:51 PM

1 h behind Muzaffarabad

🌤 Weather

👥 Population

149,913

1,241,700 Capital

💱 Currency

Pakistani Rupee PKR ₨

Georgian Lari GEL ₾

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Muzaffarabad Tbilisi 2,630 km ≈ 3 h 45 min nonstop flight

From you

Muzaffarabad
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muzaffarabad vs Tbilisi: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 230%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $578 per month in Muzaffarabad and $1,906 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muzaffarabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 206% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $9.00 in Muzaffarabad and $38.00 in Tbilisi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Muzaffarabad, where all-in costs run around $385, than in Tbilisi at $1,270. In Muzaffarabad it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Muzaffarabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muzaffarabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.