Cost of Living Comparison Between Tbilisi and Muzaffarabad Cost of Living Comparison Between Tbilisi and Muzaffarabad

Monthly Cost of Living

A single person spends $1,197 per month in Tbilisi vs $286 in Muzaffarabad, rent included.

A couple spends around $1,868 per month in Tbilisi vs $492 in Muzaffarabad, rent included.

A family of three spends $2,538 per month in Tbilisi vs $698 in Muzaffarabad, rent included.

Tbilisi costs about 319% more than Muzaffarabad, driven mainly by Eating Out.

Both Tbilisi and Muzaffarabad are more affordable than the global median – Tbilisi 10% lower, Muzaffarabad 79% lower.

Meal at Budget Restaurant

$10.82 ₾28.39

$1.43 PKR 398

656.64%

Three-Course Dinner for Two, Mid-Range

$43.85 ₾115

$14.04 PKR 3,898

212.32%

Fast Food Meal (McDonalds, etc)

$8.31 ₾21.80

$2.11 PKR 585

293.84%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.39 PKR 385

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.49 PKR 970

Cappuccino

$2.97 ₾7.78

$1.07 PKR 298

177.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₾2.01

$0.32 PKR 88.8

140.63%

Water (0.33 liter bottle)

$0.46 ₾1.20

$0.21 PKR 58.1

119.05%

Local Beer (0.5 liter draught)

$2.14 ₾5.63

Imported Beer (0.33 liter bottle)

$2.87 ₾7.52

Milk (1 liter)

$1.90 ₾4.99

$0.84 PKR 233

126.19%

White Bread (500g)

$0.71 ₾1.86

$0.52 PKR 145

36.54%

Rice (white) (1kg)

$1.91 ₾5.00

$1.26 PKR 349

51.59%

Eggs

$2.48 ₾6.52

$1.16 PKR 323

113.79%

Local Cheese (1kg)

$7.74 ₾20.29

$6.10 PKR 1,695

26.89%

Chicken Fillets (1kg)

$6.18 ₾16.21

$2.66 PKR 739

132.33%

Beef Round Steak (1kg)

$9.57 ₾25.12

$2.92 PKR 811

227.74%

Apples (1kg)

$1.17 ₾3.06

$0.93 PKR 259

25.81%

Banana (1kg)

$1.65 ₾4.34

$0.65 PKR 180

153.85%

Oranges (1kg)

$1.85 ₾4.84

$0.52 PKR 143

255.77%

Tomato (1kg)

$2.33 ₾6.11

$0.46 PKR 128

406.52%

Potato (1kg)

$0.71 ₾1.85

$0.34 PKR 94.1

108.82%

Onion (1kg)

$0.67 ₾1.76

$0.44 PKR 122

52.27%

Lettuce (1 head)

$1.19 ₾3.12

$0.24 PKR 66.5

395.83%

Water (1.5 liter bottle)

$0.66 ₾1.72

$0.36 PKR 101

83.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.40 PKR 390

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 PKR 276

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.36 PKR 655

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.65

$1.38 PKR 382

111.59%

Wine (Bottle)

$7.69 ₾20.18

Local Beer (0.5 liter bottle)

$1.59 ₾4.18

Imported Beer (0.33 liter bottle)

$2.31 ₾6.06

One-way Ticket (Public Transport)

$0.38 ₾1.01

$0.37 PKR 102

2.70%

Public Transport Monthly Pass (Regular Price)

$14.76 ₾38.72

$7.14 PKR 1,983

106.72%

Taxi Start (Normal Tariff)

$1.50 ₾3.92

$0.84 PKR 233

78.57%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.77

$0.33 PKR 90.9

106.06%

Taxi 1hour Waiting (Normal Tariff)

$7.26 ₾19.04

$2.59 PKR 718

180.31%

Gasoline (1 liter)

$1.09 ₾2.87

$0.95 PKR 265

14.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K ₾48.8K

$17.9K PKR 5.0M

3.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.7K

$22.5K PKR 6.3M

-9.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 ₾192

$53.6 PKR 14.9K

36.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₾31.41

$4.02 PKR 1,117

197.76%

Internet (50+ Mbps, Unlimited Data)

$18.00 ₾47.22

$11.70 PKR 3,249

53.85%

Gym Membership (Monthly)

$61.0 ₾160

$7.19 PKR 1,997

748.12%

Tennis Court (1 Hour on Weekend)

$16.52 ₾43.34

$5.34 PKR 1,482

209.36%

Cinema Ticket

$6.70 ₾17.58

$3.64 PKR 1,010

84.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾705

$25.13 PKR 6,978

969.48%

International Primary School, 1 Child (Yearly)

$5,152 ₾13.5K

$934 PKR 259.3K

451.81%

Jeans (Levis 501 Or Similar)

$76.5 ₾201

$5.29 PKR 1,469

1346.50%

Summer Dress (H&M, Zara, etc)

$43.41 ₾114

$8.78 PKR 2,439

394.42%

Sport Shoes (Adidas, Nike)

$120 ₾316

$87.8 PKR 24.4K

37.25%

Men's Leather Business Shoes

$111 ₾290

$10.62 PKR 2,950

941.05%

1-bedroom Apartment, City Center (Monthly)

$687 ₾1,803

$59.2 PKR 16.4K

1060.99%

1-bedroom Apartment, Outside City Center (Monthly)

$470 ₾1,234

$27.33 PKR 7,588

1621.30%

3-bedroom Apartment, City Center (Monthly)

$1,353 ₾3,550

$143 PKR 39.7K

845.67%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,069

$111 PKR 30.9K

608.18%

Buy Apartment in City Center (m2)

$2,468 ₾6,473

$821 PKR 228.1K

200.46%

Buy Apartment Outside City Center (m2)

$1,456 ₾3,818

$516 PKR 143.4K

181.88%

Average Monthly Net Salary (After Tax)

$659 ₾1,729

$290 PKR 80.6K

127.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

-37.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Muzaffarabad: July 13, 2026

Cost Breakdown

A central one-bedroom costs $687 in Tbilisi versus $59.2 in Muzaffarabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 127% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Tbilisi versus $14.00 in Muzaffarabad. Monthly groceries follow the same trend: $205 vs $84.0 – making Muzaffarabad the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Muzaffarabad: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 319%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,796 per month in Tbilisi and $428 in Muzaffarabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muzaffarabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 145% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $44.00 in Tbilisi and $14.00 in Muzaffarabad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Muzaffarabad, where all-in costs run around $286, than in Tbilisi at $1,197. In Muzaffarabad it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Muzaffarabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muzaffarabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.