Cost of Living Comparison Between Tbilisi and Muzaffarabad Cost of Living Comparison Between Tbilisi and Muzaffarabad

Monthly Cost of Living

A single person spends $1,286 per month in Tbilisi vs $406 in Muzaffarabad, rent included.

A couple spends around $2,044 per month in Tbilisi vs $621 in Muzaffarabad, rent included.

A family of three spends $2,802 per month in Tbilisi vs $836 in Muzaffarabad, rent included.

Tbilisi costs about 217% more than Muzaffarabad, driven mainly by Eating Out.

Both Tbilisi and Muzaffarabad are more affordable than the global median – Tbilisi 6% lower, Muzaffarabad 70% lower.

Meal at Budget Restaurant

$11.72 ₾30.58

$1.41 PKR 392

731.21%

Three-Course Dinner for Two, Mid-Range

$37.88 ₾98.9

$16.39 PKR 4,547

131.12%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.43

$2.18 PKR 604

346.79%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.48 PKR 411

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.42 PKR 947

Cappuccino

$3.41 ₾8.91

$1.05 PKR 291

224.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.77

$0.44 PKR 121

140.91%

Water (0.33 liter bottle)

$0.65 ₾1.69

$0.25 PKR 69.6

160.00%

Local Beer (0.5 liter draught)

$2.70 ₾7.06

Imported Beer (0.33 liter bottle)

$3.10 ₾8.09

Milk (1 liter)

$2.20 ₾5.74

$0.84 PKR 234

161.90%

White Bread (500g)

$0.81 ₾2.10

$0.59 PKR 163

37.29%

Rice (white) (1kg)

$1.64 ₾4.27

$1.02 PKR 282

60.78%

Eggs

$2.75 ₾7.19

$0.88 PKR 243

212.50%

Local Cheese (1kg)

$9.01 ₾23.52

$6.34 PKR 1,760

42.11%

Chicken Fillets (1kg)

$6.55 ₾17.10

$2.55 PKR 708

156.86%

Beef Round Steak (1kg)

$12.62 ₾32.94

$3.17 PKR 879

298.11%

Apples (1kg)

$1.67 ₾4.36

$1.11 PKR 308

50.45%

Banana (1kg)

$1.81 ₾4.73

$0.81 PKR 226

123.46%

Oranges (1kg)

$1.93 ₾5.04

$0.37 PKR 103

421.62%

Tomato (1kg)

$2.59 ₾6.76

$0.35 PKR 95.9

640.00%

Potato (1kg)

$0.87 ₾2.26

$0.35 PKR 96.9

148.57%

Onion (1kg)

$0.65 ₾1.69

$0.30 PKR 83.6

116.67%

Lettuce (1 head)

$1.39 ₾3.63

$0.33 PKR 91.7

321.21%

Water (1.5 liter bottle)

$0.80 ₾2.08

$0.34 PKR 95.3

135.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 495

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.16 PKR 321

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₾8.78

$0.93 PKR 258

261.29%

Wine (Bottle)

$7.54 ₾19.68

Local Beer (0.5 liter bottle)

$1.61 ₾4.21

Imported Beer (0.33 liter bottle)

$2.25 ₾5.86

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.19 PKR 52.3

94.74%

Public Transport Monthly Pass (Regular Price)

$15.11 ₾39.45

$9.56 PKR 2,653

58.05%

Taxi Start (Normal Tariff)

$1.17 ₾3.06

$0.93 PKR 258

25.81%

Taxi (Normal Tariff) (1km)

$0.80 ₾2.09

$0.37 PKR 103

116.22%

Taxi 1hour Waiting (Normal Tariff)

$11.33 ₾29.58

$1.58 PKR 439

617.09%

Gasoline (1 liter)

$1.33 ₾3.47

$1.00 PKR 277

33.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾65.2K

$17.9K PKR 5.0M

39.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾58.4K

$24.3K PKR 6.7M

-7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾233

$115 PKR 31.9K

-22.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 ₾34.58

$5.55 PKR 1,541

138.74%

Internet (50+ Mbps, Unlimited Data)

$19.46 ₾50.8

$8.86 PKR 2,459

119.64%

Gym Membership (Monthly)

$68.4 ₾179

$14.47 PKR 4,015

372.84%

Tennis Court (1 Hour on Weekend)

$18.68 ₾48.77

Cinema Ticket

$6.63 ₾17.32

$4.26 PKR 1,182

55.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₾949

$49.51 PKR 13.7K

634.17%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$839 PKR 232.6K

1171.30%

Jeans (Levis 501 Or Similar)

$104 ₾270

$5.52 PKR 1,532

1775.18%

Summer Dress (H&M, Zara, etc)

$38.84 ₾101

$9.14 PKR 2,535

324.95%

Sport Shoes (Adidas, Nike)

$117 ₾304

$90.3 PKR 25.0K

29.15%

Men's Leather Business Shoes

$123 ₾320

$10.71 PKR 2,970

1046.31%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,782

$126 PKR 34.8K

443.59%

1-bedroom Apartment, Outside City Center (Monthly)

$447 ₾1,166

$77.0 PKR 21.4K

479.75%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,353

$249 PKR 69.1K

415.41%

3-bedroom Apartment, Outside City Center (Monthly)

$920 ₾2,401

$151 PKR 41.8K

510.71%

Buy Apartment in City Center (m2)

$2,487 ₾6,492

$945 PKR 262.2K

163.11%

Buy Apartment Outside City Center (m2)

$1,423 ₾3,715

$527 PKR 146.2K

170.10%

Average Monthly Net Salary (After Tax)

$646 ₾1,686

$294 PKR 81.6K

119.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.73

-15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 31, 2026

Last update for Muzaffarabad: September 1, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $126 in Muzaffarabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 120% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $16.00 in Muzaffarabad. Monthly groceries follow the same trend: $232 vs $84.0 – making Muzaffarabad the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Muzaffarabad: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 217%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,929 per month in Tbilisi and $609 in Muzaffarabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muzaffarabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 176% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $38.00 in Tbilisi and $16.00 in Muzaffarabad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Muzaffarabad, where all-in costs run around $406, than in Tbilisi at $1,286. In Muzaffarabad it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Muzaffarabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muzaffarabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.