Cost of Living Comparison Between Tbilisi and Muzaffarabad Cost of Living Comparison Between Tbilisi and Muzaffarabad

Monthly Cost of Living

A single person spends $1,209 per month in Tbilisi vs $287 in Muzaffarabad, rent included.

A couple spends around $1,867 per month in Tbilisi vs $489 in Muzaffarabad, rent included.

A family of three spends $2,526 per month in Tbilisi vs $690 in Muzaffarabad, rent included.

Tbilisi costs about 321% more than Muzaffarabad, driven mainly by Eating Out.

Both Tbilisi and Muzaffarabad are more affordable than the global median – Tbilisi 10% lower, Muzaffarabad 79% lower.

Meal at Budget Restaurant

$10.80 ₾28.71

$1.37 PKR 382

688.32%

Three-Course Dinner for Two, Mid-Range

$43.18 ₾115

$14.42 PKR 4,011

199.45%

Fast Food Meal (McDonalds, etc)

$8.29 ₾22.04

$2.15 PKR 598

285.58%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.37 PKR 382

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.51 PKR 977

Cappuccino

$3.00 ₾7.97

$1.03 PKR 286

191.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₾2.17

$0.32 PKR 88.8

156.25%

Water (0.33 liter bottle)

$0.46 ₾1.21

$0.21 PKR 58.4

119.05%

Local Beer (0.5 liter draught)

$2.23 ₾5.93

Imported Beer (0.33 liter bottle)

$2.92 ₾7.75

Milk (1 liter)

$1.93 ₾5.12

$0.80 PKR 221

141.25%

White Bread (500g)

$0.68 ₾1.81

$0.56 PKR 157

21.43%

Rice (white) (1kg)

$1.88 ₾5.00

$1.25 PKR 349

50.40%

Eggs

$2.54 ₾6.74

$1.16 PKR 323

118.97%

Local Cheese (1kg)

$7.42 ₾19.70

$5.95 PKR 1,654

24.71%

Chicken Fillets (1kg)

$6.19 ₾16.44

$2.66 PKR 740

132.71%

Beef Round Steak (1kg)

$9.36 ₾24.87

$2.94 PKR 817

218.37%

Apples (1kg)

$1.22 ₾3.25

$1.00 PKR 279

22.00%

Banana (1kg)

$1.66 ₾4.40

$0.63 PKR 176

163.49%

Oranges (1kg)

$1.80 ₾4.78

$0.54 PKR 151

233.33%

Tomato (1kg)

$2.24 ₾5.96

$0.47 PKR 131

376.60%

Potato (1kg)

$0.71 ₾1.89

$0.36 PKR 101

97.22%

Onion (1kg)

$0.67 ₾1.79

$0.43 PKR 120

55.81%

Lettuce (1 head)

$1.18 ₾3.13

$0.26 PKR 72.6

353.85%

Water (1.5 liter bottle)

$0.66 ₾1.76

$0.36 PKR 101

83.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.38 PKR 384

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 285

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 PKR 645

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₾7.91

$1.43 PKR 398

108.39%

Wine (Bottle)

$7.61 ₾20.22

Local Beer (0.5 liter bottle)

$1.54 ₾4.08

Imported Beer (0.33 liter bottle)

$2.25 ₾5.99

One-way Ticket (Public Transport)

$0.36 ₾0.95

$0.37 PKR 102

-2.70%

Public Transport Monthly Pass (Regular Price)

$14.44 ₾38.38

$7.00 PKR 1,947

106.29%

Taxi Start (Normal Tariff)

$1.49 ₾3.97

$0.85 PKR 236

75.29%

Taxi (Normal Tariff) (1km)

$0.68 ₾1.82

$0.35 PKR 98.7

94.29%

Taxi 1hour Waiting (Normal Tariff)

$7.23 ₾19.20

$2.69 PKR 748

168.77%

Gasoline (1 liter)

$1.14 ₾3.04

$0.95 PKR 265

20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.1K

$17.4K PKR 4.8M

5.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₾53.1K

$22.7K PKR 6.3M

-12.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 ₾196

$53.9 PKR 15.0K

36.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾30.92

$4.00 PKR 1,114

191.00%

Internet (50+ Mbps, Unlimited Data)

$17.84 ₾47.41

$11.28 PKR 3,138

58.16%

Gym Membership (Monthly)

$60.1 ₾160

$7.11 PKR 1,978

745.71%

Tennis Court (1 Hour on Weekend)

$16.80 ₾44.65

$5.37 PKR 1,493

212.85%

Cinema Ticket

$6.60 ₾17.55

$3.47 PKR 965

90.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 ₾708

$24.39 PKR 6,786

992.37%

International Primary School, 1 Child (Yearly)

$5,191 ₾13.8K

$934 PKR 259.9K

455.76%

Jeans (Levis 501 Or Similar)

$77.7 ₾206

$5.27 PKR 1,466

1374.38%

Summer Dress (H&M, Zara, etc)

$44.75 ₾119

$9.03 PKR 2,513

395.57%

Sport Shoes (Adidas, Nike)

$117 ₾310

$87.0 PKR 24.2K

34.30%

Men's Leather Business Shoes

$113 ₾300

$10.45 PKR 2,907

980.48%

1-bedroom Apartment, City Center (Monthly)

$693 ₾1,840

$59.0 PKR 16.4K

1073.85%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ₾1,227

$27.15 PKR 7,553

1600.55%

3-bedroom Apartment, City Center (Monthly)

$1,320 ₾3,507

$143 PKR 39.7K

824.56%

3-bedroom Apartment, Outside City Center (Monthly)

$774 ₾2,057

$110 PKR 30.7K

602.52%

Buy Apartment in City Center (m2)

$2,430 ₾6,458

$1,020 PKR 283.7K

138.34%

Buy Apartment Outside City Center (m2)

$1,446 ₾3,842

$441 PKR 122.6K

228.17%

Average Monthly Net Salary (After Tax)

$673 ₾1,788

$291 PKR 80.9K

131.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

-37.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Muzaffarabad: May 31, 2026

Cost Breakdown

A central one-bedroom costs $693 in Tbilisi versus $59.0 in Muzaffarabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 131% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $14.00 in Muzaffarabad. Monthly groceries follow the same trend: $203 vs $84.0 – making Muzaffarabad the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Muzaffarabad: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 321%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,813 per month in Tbilisi and $431 in Muzaffarabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muzaffarabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 142% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $43.00 in Tbilisi and $14.00 in Muzaffarabad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Muzaffarabad, where all-in costs run around $287, than in Tbilisi at $1,209. In Muzaffarabad it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Muzaffarabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muzaffarabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.