Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Muzaffarabad

For one person, living is cheaper in Muzaffarabad: $385 a month against $1,270 in Tbilisi, rent and utilities included – about $10,600 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index
19

Cost of Living Index in Muzaffarabad
Learn more

Muzaffarabad Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Muzaffarabad

🇵🇰 Pakistan

$385

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Muzaffarabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Muzaffarabad actually costs, broken down by who's living it.

A single person spends $1,266 per month in Tbilisi vs $387 in Muzaffarabad, rent included.

Tbilisi $1,266
Muzaffarabad $387

A couple spends around $2,007 per month in Tbilisi vs $560 in Muzaffarabad, rent included.

Tbilisi $2,007
Muzaffarabad $560

A family of three spends $2,749 per month in Tbilisi vs $733 in Muzaffarabad, rent included.

Tbilisi $2,749
Muzaffarabad $733

Tbilisi costs about 227% more than Muzaffarabad, and outside of rent the biggest gap is in groceries.

Both Tbilisi and Muzaffarabad are more affordable than the global median – Tbilisi 6% lower, Muzaffarabad 71% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$1.40 PKR 387

722.14%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$8.97 PKR 2,482

326.64%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$2.21 PKR 613

343.44%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.47 PKR 406

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.97 PKR 822

Cappuccino

$3.55 ₾9.19

$1.06 PKR 293

234.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$0.41 PKR 112

158.54%

Water (0.33 liter bottle)

$0.62 ₾1.60

$0.21 PKR 58.8

195.24%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

Milk (1 liter)

$2.16 ₾5.59

$1.00 PKR 276

116.00%

White Bread (500g)

$0.76 ₾1.96

$0.68 PKR 187

11.76%

Rice (white) (1kg)

$1.74 ₾4.51

$0.94 PKR 261

85.11%

Eggs

$2.79 ₾7.21

$0.93 PKR 258

200.00%

Local Cheese (1kg)

$9.20 ₾23.83

$3.58 PKR 991

156.98%

Chicken Fillets (1kg)

$6.53 ₾16.89

$2.55 PKR 707

156.08%

Beef Round Steak (1kg)

$12.81 ₾33.17

$3.28 PKR 908

290.55%

Apples (1kg)

$1.67 ₾4.31

$1.10 PKR 305

51.82%

Banana (1kg)

$1.85 ₾4.79

$0.56 PKR 156

230.36%

Oranges (1kg)

$1.98 ₾5.13

$0.37 PKR 103

435.14%

Tomato (1kg)

$2.51 ₾6.49

$0.35 PKR 95.9

617.14%

Potato (1kg)

$0.87 ₾2.26

$0.35 PKR 96.7

148.57%

Onion (1kg)

$0.73 ₾1.89

$0.28 PKR 77.5

160.71%

Lettuce (1 head)

$1.42 ₾3.67

$0.42 PKR 115

238.10%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.25 PKR 69.0

188.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.41 PKR 390

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.75 PKR 206

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 PKR 193

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$0.87 PKR 241

288.51%

Wine (Bottle)

$7.84 ₾20.31

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.19 PKR 52.7

94.74%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

$10.03 PKR 2,776

54.74%

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$1.09 PKR 303

4.59%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.73 PKR 203

8.22%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$1.40 PKR 389

726.43%

Gasoline (1 liter)

$1.50 ₾3.87

$0.95 PKR 262

57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$22.3K PKR 6.2M

10.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$25.6K PKR 7.1M

-12.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$118 PKR 32.5K

-24.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$5.53 PKR 1,530

136.53%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$9.20 PKR 2,547

112.28%

Gym Membership (Monthly)

$64.2 ₾166

$14.84 PKR 4,107

332.48%

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

$8.20 PKR 2,269

133.90%

Cinema Ticket

$6.99 ₾18.10

$2.05 PKR 567

240.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$46.79 PKR 13.0K

697.50%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$1,039 PKR 287.6K

928.62%

Jeans (Levis 501 Or Similar)

$103 ₾266

$5.46 PKR 1,512

1780.40%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$8.83 PKR 2,444

358.44%

Sport Shoes (Adidas, Nike)

$116 ₾301

$49.77 PKR 13.8K

133.72%

Men's Leather Business Shoes

$122 ₾316

$10.63 PKR 2,942

1047.13%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$124 PKR 34.4K

444.07%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$76.1 PKR 21.0K

497.26%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$256 PKR 70.8K

399.47%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$146 PKR 40.5K

507.56%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

$947 PKR 262.0K

154.49%

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

$483 PKR 133.7K

193.45%

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$289 PKR 80.1K

142.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

-15.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Muzaffarabad: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Muzaffarabad

$76 19.7% 83.3% $378

Groceries & Markets

Tbilisi

$233 18.3%

Muzaffarabad

$76 19.7% 67.4% $157

Eating Out

Tbilisi

$191 15%

Muzaffarabad

$33 8.6% 82.7% $158

Clothing & Footwear

Tbilisi

$172 13.5%

Muzaffarabad

$34 8.7% 80.4% $138

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Muzaffarabad

$132 34.3% 9.4% $11

Sport & Entertainment

Tbilisi

$78 6.2%

Muzaffarabad

$19 4.9% 75.8% $59

Getting Around

Tbilisi

$22 1.7%

Muzaffarabad

$16 4% 29.6% $6.6

Cost Breakdown

A central one-bedroom costs $666 in Tbilisi versus $129 in Muzaffarabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 133% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Tbilisi versus $9.00 in Muzaffarabad. Monthly groceries follow the same trend: $234 vs $75.0 – making Muzaffarabad the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇵🇰 Muzaffarabad

🕒 Local time

14:02 2:02 PM

15:02 3:02 PM

1 h ahead of Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

149,913

💱 Currency

Georgian Lari GEL ₾

Pakistani Rupee PKR ₨

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi Muzaffarabad 2,630 km ≈ 3 h 45 min nonstop flight

From you

Tbilisi
Muzaffarabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Muzaffarabad: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 227%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,899 per month in Tbilisi and $581 in Muzaffarabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muzaffarabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 212% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Tbilisi and $9.00 in Muzaffarabad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Muzaffarabad, where all-in costs run around $387, than in Tbilisi at $1,266. In Muzaffarabad it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Muzaffarabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muzaffarabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.