Last update: Nov 2026

Cost of Living Comparison Between Muskogee, OK and Chicago, IL

For one person, living is cheaper in Muskogee, OK: $1,808 a month against $3,072 in Chicago, IL, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Muskogee, OK
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Muskogee, OK Living Index
146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Muskogee, OK

🇺🇸 United States

$1,808

/mo nomad

Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Monthly Cost of Living

How much you'll spend in Muskogee, OK and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muskogee, OK and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $1,808 per month in Muskogee, OK vs $3,072 in Chicago, IL, rent included.

Muskogee, OK $1,808
Chicago, IL $3,072

A couple spends around $2,672 per month in Muskogee, OK vs $4,545 in Chicago, IL, rent included.

Muskogee, OK $2,672
Chicago, IL $4,545

A family of three spends $3,536 per month in Muskogee, OK vs $6,019 in Chicago, IL, rent included.

Muskogee, OK $3,536
Chicago, IL $6,019

Muskogee, OK is about 41% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Muskogee, OK and Chicago, IL sit above the global median – Muskogee, OK by 34%, Chicago, IL by 127%.

Meal at Budget Restaurant

$10.02 $10.02

$20.39 $20.39

-50.86%

Three-Course Dinner for Two, Mid-Range

$59.3 $59.3

$88.6 $88.6

-33.01%

Fast Food Meal (McDonalds, etc)

$11.07 $11.07

$12.85 $12.85

-13.85%

Cappuccino

$4.94 $4.94

$5.78 $5.78

-14.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$2.74 $2.74

-16.42%

Water (0.33 liter bottle)

$1.72 $1.72

$2.26 $2.26

-23.89%

Local Beer (0.5 liter draught)

$5.88 $5.88

$6.88 $6.88

-14.53%

Imported Beer (0.33 liter bottle)

$9.11 $9.11

$9.24 $9.24

-1.41%

Milk (1 liter)

$0.95 $0.95

$1.26 $1.26

-24.60%

White Bread (500g)

$2.73 $2.73

$3.55 $3.55

-23.10%

Rice (white) (1kg)

$2.32 $2.32

$5.38 $5.38

-56.88%

Eggs

$2.45 $2.45

$4.55 $4.55

-46.15%

Local Cheese (1kg)

$10.36 $10.36

$13.65 $13.65

-24.10%

Chicken Fillets (1kg)

$15.62 $15.62

$14.07 $14.07

11.02%

Beef Round Steak (1kg)

$16.89 $16.89

$18.06 $18.06

-6.48%

Apples (1kg)

$3.18 $3.18

$5.16 $5.16

-38.37%

Banana (1kg)

$1.44 $1.44

$1.98 $1.98

-27.27%

Oranges (1kg)

$3.00 $3.00

$3.88 $3.88

-22.68%

Tomato (1kg)

$2.52 $2.52

$4.83 $4.83

-47.83%

Potato (1kg)

$2.19 $2.19

$2.81 $2.81

-22.06%

Onion (1kg)

$1.99 $1.99

$2.67 $2.67

-25.47%

Lettuce (1 head)

$1.79 $1.79

$2.07 $2.07

-13.53%

Water (1.5 liter bottle)

$2.93 $2.93

$3.03 $3.03

-3.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 $10.80

$13.90 $13.90

-22.30%

Wine (Bottle)

$12.13 $12.13

$15.05 $15.05

-19.40%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$2.63 $2.63

-15.21%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$3.45 $3.45

6.96%

One-way Ticket (Public Transport)

$1.99 $1.99

$2.43 $2.43

-18.11%

Public Transport Monthly Pass (Regular Price)

$62.8 $62.8

$75.3 $75.3

-16.57%

Taxi Start (Normal Tariff)

$3.87 $3.87

$3.17 $3.17

22.08%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$1.70 $1.70

15.29%

Taxi 1hour Waiting (Normal Tariff)

$25.58 $25.58

$24.90 $24.90

2.73%

Gasoline (1 liter)

$0.94 $0.94

$1.28 $1.28

-26.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$35.8K $35.8K

-22.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$26.8K $26.8K

-9.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$192 $192

-16.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$87.4 $87.4

$69.6 $69.6

25.56%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$62.2 $62.2

3.83%

Gym Membership (Monthly)

$40.21 $40.21

$47.79 $47.79

-15.86%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

Cinema Ticket

$11.78 $11.78

$17.83 $17.83

-33.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,768 $1,768

$1,815 $1,815

-2.57%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$40.6K $40.6K

-45.46%

Jeans (Levis 501 Or Similar)

$25.85 $25.85

$66.2 $66.2

-60.94%

Summer Dress (H&M, Zara, etc)

$24.95 $24.95

$51.4 $51.4

-51.45%

Sport Shoes (Adidas, Nike)

$55.9 $55.9

$103 $103

-45.90%

Men's Leather Business Shoes

$40.66 $40.66

$143 $143

-71.50%

1-bedroom Apartment, City Center (Monthly)

$819 $819

$2,531 $2,531

-67.66%

1-bedroom Apartment, Outside City Center (Monthly)

$684 $684

$1,621 $1,621

-57.83%

3-bedroom Apartment, City Center (Monthly)

$1,275 $1,275

$4,828 $4,828

-73.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,110 $1,110

$2,734 $2,734

-59.42%

Buy Apartment in City Center (m2)

$3,210 $3,210

$4,163 $4,163

-22.90%

Buy Apartment Outside City Center (m2)

$2,623 $2,623

$2,723 $2,723

-3.67%

Average Monthly Net Salary (After Tax)

$4,924 $4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.78

-3.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muskogee, OK: November 1, 2026

Last update for Chicago, IL: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Muskogee, OK

$684 37.8%

Chicago, IL

$1.6K 52.8% 137% $937

Groceries & Markets

Muskogee, OK

$361 19.9%

Chicago, IL

$439 14.3% 21.8% $79

Monthly Utilities & Internet

Muskogee, OK

$313 17.3%

Chicago, IL

$324 10.5% 3.5% $11

Eating Out

Muskogee, OK

$236 13.1%

Chicago, IL

$344 11.2% 45.6% $108

Getting Around

Muskogee, OK

$84 4.7%

Chicago, IL

$97 3.2% 14.5% $12

Clothing & Footwear

Muskogee, OK

$66 3.7%

Chicago, IL

$164 5.3% 147% $97

Sport & Entertainment

Muskogee, OK

$64 3.5%

Chicago, IL

$83 2.7% 30.8% $20

Cost Breakdown

A central one-bedroom costs $819 in Muskogee, OK versus $2,531 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $59 in Muskogee, OK versus $89 in Chicago, IL. Monthly groceries follow the same trend: $361 vs $439 – making Muskogee, OK the more affordable choice for daily food spending.

Good to know

🇺🇸 Muskogee, OK

🇺🇸 Chicago, IL

🕒 Local time

22:45 10:45 PM

Same time as Muskogee, OK

🌤 Weather

👥 Population

37,113

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

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Between locations

Muskogee, OK Chicago, IL 960 km ≈ 1 h 45 min nonstop flight

From you

Muskogee, OK
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muskogee, OK vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,808 in Muskogee, OK, $3,072 in Chicago, IL – Muskogee, OK comes out roughly 41% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,712 per month in Muskogee, OK and $4,608 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muskogee, OK, especially for central apartments: a one-bedroom in the center costs $819 there versus $2,531 in Chicago, IL.

Groceries cost about 22% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $59 in Muskogee, OK and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Muskogee, OK, where all-in costs run around $1,808, than in Chicago, IL at $3,072. In Muskogee, OK it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Muskogee, OK – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Muskogee, OK is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.