Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Muskogee, OK

For one person, living is cheaper in Muskogee, OK: $1,808 a month against $3,072 in Chicago, IL, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
87

Cost of Living Index in Muskogee, OK
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Muskogee, OK Living Index

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Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Muskogee, OK

🇺🇸 United States

$1,808

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Muskogee, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Muskogee, OK actually costs, broken down by who's living it.

A single person spends $3,072 per month in Chicago, IL vs $1,808 in Muskogee, OK, rent included.

Chicago, IL $3,072
Muskogee, OK $1,808

A couple spends around $4,545 per month in Chicago, IL vs $2,672 in Muskogee, OK, rent included.

Chicago, IL $4,545
Muskogee, OK $2,672

A family of three spends $6,019 per month in Chicago, IL vs $3,536 in Muskogee, OK, rent included.

Chicago, IL $6,019
Muskogee, OK $3,536

Chicago, IL costs about 70% more than Muskogee, OK, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Muskogee, OK sit above the global median – Chicago, IL by 127%, Muskogee, OK by 34%.

Meal at Budget Restaurant

$20.39 $20.39

$10.02 $10.02

103.49%

Three-Course Dinner for Two, Mid-Range

$88.6 $88.6

$59.3 $59.3

49.28%

Fast Food Meal (McDonalds, etc)

$12.85 $12.85

$11.07 $11.07

16.08%

Cappuccino

$5.78 $5.78

$4.94 $4.94

17.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$2.29 $2.29

19.65%

Water (0.33 liter bottle)

$2.26 $2.26

$1.72 $1.72

31.40%

Local Beer (0.5 liter draught)

$6.88 $6.88

$5.88 $5.88

17.01%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$9.11 $9.11

1.43%

Milk (1 liter)

$1.26 $1.26

$0.95 $0.95

32.63%

White Bread (500g)

$3.55 $3.55

$2.73 $2.73

30.04%

Rice (white) (1kg)

$5.38 $5.38

$2.32 $2.32

131.90%

Eggs

$4.55 $4.55

$2.45 $2.45

85.71%

Local Cheese (1kg)

$13.65 $13.65

$10.36 $10.36

31.76%

Chicken Fillets (1kg)

$14.07 $14.07

$15.62 $15.62

-9.92%

Beef Round Steak (1kg)

$18.06 $18.06

$16.89 $16.89

6.93%

Apples (1kg)

$5.16 $5.16

$3.18 $3.18

62.26%

Banana (1kg)

$1.98 $1.98

$1.44 $1.44

37.50%

Oranges (1kg)

$3.88 $3.88

$3.00 $3.00

29.33%

Tomato (1kg)

$4.83 $4.83

$2.52 $2.52

91.67%

Potato (1kg)

$2.81 $2.81

$2.19 $2.19

28.31%

Onion (1kg)

$2.67 $2.67

$1.99 $1.99

34.17%

Lettuce (1 head)

$2.07 $2.07

$1.79 $1.79

15.64%

Water (1.5 liter bottle)

$3.03 $3.03

$2.93 $2.93

3.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 $13.90

$10.80 $10.80

28.70%

Wine (Bottle)

$15.05 $15.05

$12.13 $12.13

24.07%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$2.23 $2.23

17.94%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$3.69 $3.69

-6.50%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.99 $1.99

22.11%

Public Transport Monthly Pass (Regular Price)

$75.3 $75.3

$62.8 $62.8

19.87%

Taxi Start (Normal Tariff)

$3.17 $3.17

$3.87 $3.87

-18.09%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.96 $1.96

-13.27%

Taxi 1hour Waiting (Normal Tariff)

$24.90 $24.90

$25.58 $25.58

-2.66%

Gasoline (1 liter)

$1.28 $1.28

$0.94 $0.94

36.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$27.7K $27.7K

29.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.3K $24.3K

10.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$161 $161

19.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$87.4 $87.4

-20.36%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$64.6 $64.6

-3.69%

Gym Membership (Monthly)

$47.79 $47.79

$40.21 $40.21

18.85%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

Cinema Ticket

$17.83 $17.83

$11.78 $11.78

51.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 $1,815

$1,768 $1,768

2.64%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$22.2K $22.2K

83.36%

Jeans (Levis 501 Or Similar)

$66.2 $66.2

$25.85 $25.85

156.02%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$24.95 $24.95

105.97%

Sport Shoes (Adidas, Nike)

$103 $103

$55.9 $55.9

84.85%

Men's Leather Business Shoes

$143 $143

$40.66 $40.66

250.84%

1-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$819 $819

209.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,621 $1,621

$684 $684

137.13%

3-bedroom Apartment, City Center (Monthly)

$4,828 $4,828

$1,275 $1,275

278.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,734 $2,734

$1,110 $1,110

146.40%

Buy Apartment in City Center (m2)

$4,163 $4,163

$3,210 $3,210

29.70%

Buy Apartment Outside City Center (m2)

$2,723 $2,723

$2,623 $2,623

3.81%

Average Monthly Net Salary (After Tax)

$4,924 $4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.56

3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Muskogee, OK: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52.8%

Muskogee, OK

$684 37.8% 57.8% $937

Groceries & Markets

Chicago, IL

$439 14.3%

Muskogee, OK

$361 19.9% 17.9% $79

Eating Out

Chicago, IL

$344 11.2%

Muskogee, OK

$236 13.1% 31.3% $108

Monthly Utilities & Internet

Chicago, IL

$324 10.5%

Muskogee, OK

$313 17.3% 3.4% $11

Clothing & Footwear

Chicago, IL

$164 5.3%

Muskogee, OK

$66 3.7% 59.5% $97

Getting Around

Chicago, IL

$97 3.2%

Muskogee, OK

$84 4.7% 12.7% $12

Sport & Entertainment

Chicago, IL

$83 2.7%

Muskogee, OK

$64 3.5% 23.6% $20

Cost Breakdown

A central one-bedroom costs $2,531 in Chicago, IL versus $819 in Muskogee, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $59 in Muskogee, OK. Monthly groceries follow the same trend: $439 vs $361 – making Muskogee, OK the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Muskogee, OK

🕒 Local time

22:59 10:59 PM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

37,113

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

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Chicago, IL Muskogee, OK 960 km ≈ 1 h 45 min nonstop flight

From you

Chicago, IL
Muskogee, OK

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Muskogee, OK: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,072 in Chicago, IL, $1,808 in Muskogee, OK – Muskogee, OK comes out roughly 41% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,608 per month in Chicago, IL and $2,712 in Muskogee, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muskogee, OK, especially for central apartments: a one-bedroom in the center costs $819 there versus $2,531 in Chicago, IL.

Groceries cost about 22% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $59 in Muskogee, OK. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Muskogee, OK, where all-in costs run around $1,808, than in Chicago, IL at $3,072. In Muskogee, OK it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Muskogee, OK – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Muskogee, OK is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.