Last update: Oct 2026

Cost of Living Comparison Between Muntinlupa and Karachi

For one person, living is cheaper in Karachi: $482 a month against $742 in Muntinlupa, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in Muntinlupa
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Muntinlupa Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Muntinlupa

🇵🇭 Philippines

$742

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Muntinlupa and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muntinlupa and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $742 in Muntinlupa versus $482 in Karachi.

Muntinlupa $742
Karachi $482

Estimated couple costs with rent: $1,173 in Muntinlupa versus $750 in Karachi.

Muntinlupa $1,173
Karachi $750

Monthly costs for a family of three with rent: $1,604 in Muntinlupa versus $1,018 in Karachi.

Muntinlupa $1,604
Karachi $1,018

Living in Muntinlupa is roughly 54% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Muntinlupa 45% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.94 ₱248

$2.13 PKR 588

84.98%

Three-Course Dinner for Two, Mid-Range

$27.36 ₱1,723

$13.30 PKR 3,678

105.71%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$5.45 PKR 1,507

-48.44%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,004

Cappuccino

$2.36 ₱149

$2.09 PKR 579

12.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 ₱59.7

$0.40 PKR 111

137.50%

Water (0.33 liter bottle)

$0.44 ₱27.43

$0.26 PKR 71.1

69.23%

Local Beer (0.5 liter draught)

$1.16 ₱72.8

Imported Beer (0.33 liter bottle)

$1.78 ₱112

Milk (1 liter)

$1.64 ₱103

$0.92 PKR 254

78.26%

White Bread (500g)

$1.22 ₱76.6

$0.56 PKR 156

117.86%

Rice (white) (1kg)

$1.02 ₱64.3

$1.25 PKR 345

-18.40%

Eggs

$2.07 ₱130

$1.23 PKR 341

68.29%

Local Cheese (1kg)

$5.00 ₱315

$5.67 PKR 1,569

-11.82%

Chicken Fillets (1kg)

$3.78 ₱238

$3.16 PKR 875

19.62%

Beef Round Steak (1kg)

$6.93 ₱437

$6.28 PKR 1,736

10.35%

Apples (1kg)

$2.37 ₱149

$1.26 PKR 348

88.10%

Banana (1kg)

$1.53 ₱96.5

$0.53 PKR 147

188.68%

Oranges (1kg)

$2.58 ₱163

$1.00 PKR 276

158.00%

Tomato (1kg)

$1.23 ₱77.7

$0.56 PKR 154

119.64%

Potato (1kg)

$1.79 ₱112

$0.33 PKR 91.3

442.42%

Onion (1kg)

$1.93 ₱122

$0.34 PKR 95.1

467.65%

Lettuce (1 head)

$0.98 ₱61.9

$0.42 PKR 116

133.33%

Water (1.5 liter bottle)

$0.56 ₱35.08

$0.44 PKR 121

27.27%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.90 ₱183

$1.84 PKR 508

57.61%

Wine (Bottle)

$8.68 ₱547

Local Beer (0.5 liter bottle)

$1.28 ₱80.9

Imported Beer (0.33 liter bottle)

$2.09 ₱132

One-way Ticket (Public Transport)

$0.26 ₱16.63

$0.28 PKR 77.0

-7.14%

Public Transport Monthly Pass (Regular Price)

$12.39 ₱781

$9.99 PKR 2,763

24.02%

Taxi Start (Normal Tariff)

$0.74 ₱46.68

$0.92 PKR 256

-19.57%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.70 PKR 193

-67.14%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$2.16 PKR 596

-10.19%

Gasoline (1 liter)

$1.22 ₱76.6

$1.38 PKR 382

-11.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$17.9K PKR 5.0M

17.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.1K PKR 7.5M

-28.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ₱7,732

$113 PKR 31.4K

8.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.06 ₱1,011

$5.95 PKR 1,647

169.92%

Internet (50+ Mbps, Unlimited Data)

$23.97 ₱1,510

$13.16 PKR 3,640

82.14%

Gym Membership (Monthly)

$32.71 ₱2,060

$21.55 PKR 5,962

51.79%

Tennis Court (1 Hour on Weekend)

$4.82 ₱304

$18.23 PKR 5,041

-73.56%

Cinema Ticket

$5.17 ₱325

$4.21 PKR 1,164

22.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,507

$52.2 PKR 14.4K

158.98%

International Primary School, 1 Child (Yearly)

$8,993 ₱566.5K

$1,940 PKR 536.7K

363.49%

Jeans (Levis 501 Or Similar)

$32.60 ₱2,053

$17.55 PKR 4,855

85.75%

Summer Dress (H&M, Zara, etc)

$19.70 ₱1,241

$23.51 PKR 6,502

-16.21%

Sport Shoes (Adidas, Nike)

$77.7 ₱4,891

$68.9 PKR 19.1K

12.75%

Men's Leather Business Shoes

$58.6 ₱3,690

$40.59 PKR 11.2K

44.32%

1-bedroom Apartment, City Center (Monthly)

$270 ₱17.0K

$118 PKR 32.6K

129.17%

1-bedroom Apartment, Outside City Center (Monthly)

$172 ₱10.8K

$73.6 PKR 20.4K

133.46%

3-bedroom Apartment, City Center (Monthly)

$517 ₱32.5K

$357 PKR 98.9K

44.53%

3-bedroom Apartment, Outside City Center (Monthly)

$393 ₱24.8K

$188 PKR 52.0K

109.21%

Buy Apartment in City Center (m2)

$2,401 ₱151.2K

$1,060 PKR 293.2K

126.46%

Buy Apartment Outside City Center (m2)

$994 ₱62.6K

$481 PKR 133.0K

106.81%

Average Monthly Net Salary (After Tax)

$602 ₱37.9K

$183 PKR 50.6K

229.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.21

-48.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muntinlupa: October 10, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Muntinlupa

$181 24.4%

Karachi

$101 21% 44% $80

Accommodation & Living

Muntinlupa

$172 23.2%

Karachi

$74 15.3% 57.2% $98

Monthly Utilities & Internet

Muntinlupa

$163 21.9%

Karachi

$133 27.5% 18.6% $30

Clothing & Footwear

Muntinlupa

$85 11.4%

Karachi

$68 14.1% 20.2% $17

Eating Out

Muntinlupa

$83 11.2%

Karachi

$61 12.7% 26.6% $22

Sport & Entertainment

Muntinlupa

$43 5.8%

Karachi

$30 6.2% 30.4% $13

Getting Around

Muntinlupa

$15 2.1%

Karachi

$16 3.2% 1.2% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Muntinlupa and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Muntinlupa pays 229% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Muntinlupa vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $181 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Muntinlupa

🇵🇰 Karachi

🕒 Local time

01:32 1:32 AM

22:32 10:32 PM

3 h behind Muntinlupa

🌤 Weather

👥 Population

543,445

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Muntinlupa Karachi 5,740 km ≈ 8 h nonstop flight

From you

Muntinlupa
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muntinlupa vs Karachi: Cost of Living - Frequently Asked Questions

Muntinlupa and Karachi differ by about 54% in total monthly costs ($742 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 229% higher in Muntinlupa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $270 in Muntinlupa versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $742 per month in Muntinlupa versus $482 in Karachi – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 24% less than in Muntinlupa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Muntinlupa and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 54% less than in Muntinlupa. Beyond cost, consider language, visa policies, and how big the international community is in each city.