Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Toronto

For one person, living is cheaper in Mumbai (Bombay): $769 a month against $2,530 in Toronto, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Mumbai (Bombay)

🇮🇳 India

$769

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $769 in Mumbai (Bombay) versus $2,530 in Toronto.

Mumbai (Bombay) $769
Toronto $2,530

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $3,646 in Toronto.

Mumbai (Bombay) $1,281
Toronto $3,646

Monthly costs for a family of three with rent: $1,793 in Mumbai (Bombay) versus $4,761 in Toronto.

Mumbai (Bombay) $1,793
Toronto $4,761

Living in Mumbai (Bombay) costs roughly 70% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Mumbai (Bombay) is 43% below, Toronto is 89% above.

Meal at Budget Restaurant

$5.29 ₹512

$17.67 CA$25.19

-70.06%

Three-Course Dinner for Two, Mid-Range

$21.16 ₹2,048

$77.4 CA$110

-72.65%

Fast Food Meal (McDonalds, etc)

$4.08 ₹394

$10.47 CA$14.93

-61.03%

Cappuccino

$2.61 ₹253

$4.08 CA$5.81

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹35.00

$2.12 CA$3.02

-83.02%

Water (0.33 liter bottle)

$0.13 ₹12.56

$1.76 CA$2.51

-92.61%

Local Beer (0.5 liter draught)

$2.63 ₹255

$6.17 CA$8.80

-57.37%

Imported Beer (0.33 liter bottle)

$4.12 ₹398

$6.89 CA$9.82

-40.20%

Milk (1 liter)

$0.73 ₹70.5

$2.43 CA$3.46

-69.96%

White Bread (500g)

$0.50 ₹48.39

$2.75 CA$3.92

-81.82%

Rice (white) (1kg)

$0.76 ₹73.6

$2.23 CA$3.18

-65.92%

Eggs

$1.00 ₹96.9

$3.45 CA$4.91

-71.01%

Local Cheese (1kg)

$5.56 ₹538

$8.93 CA$12.73

-37.74%

Chicken Fillets (1kg)

$3.60 ₹349

$11.44 CA$16.31

-68.53%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$2.15 ₹208

$3.75 CA$5.34

-42.67%

Banana (1kg)

$0.72 ₹69.8

$1.15 CA$1.64

-37.39%

Oranges (1kg)

$1.24 ₹120

$3.55 CA$5.06

-65.07%

Tomato (1kg)

$0.50 ₹48.21

$4.28 CA$6.10

-88.32%

Potato (1kg)

$0.34 ₹32.59

$1.85 CA$2.63

-81.62%

Onion (1kg)

$0.37 ₹35.51

$1.67 CA$2.38

-77.84%

Lettuce (1 head)

$0.44 ₹42.60

$2.22 CA$3.16

-80.18%

Water (1.5 liter bottle)

$0.28 ₹26.87

$1.21 CA$1.72

-76.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹491

$13.88 CA$19.78

-63.40%

Wine (Bottle)

$8.32 ₹805

$14.25 CA$20.31

-41.61%

Local Beer (0.5 liter bottle)

$1.94 ₹188

$2.20 CA$3.13

-11.82%

Imported Beer (0.33 liter bottle)

$3.07 ₹297

$2.42 CA$3.45

26.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.16 ₹596

One-way Ticket (Public Transport)

$0.22 ₹21.29

$2.42 CA$3.44

-90.91%

Public Transport Monthly Pass (Regular Price)

$5.61 ₹543

$111 CA$158

-94.93%

Taxi Start (Normal Tariff)

$0.31 ₹29.53

$2.90 CA$4.13

-89.31%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.47

$1.26 CA$1.80

-73.81%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹149

$22.03 CA$31.40

-93.01%

Gasoline (1 liter)

$1.15 ₹111

$1.22 CA$1.74

-5.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$27.6K CA$39.4K

-43.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ₹2.1M

$19.8K CA$28.3K

10.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.7 ₹5,877

$122 CA$174

-50.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.39 ₹425

$32.03 CA$45.66

-86.29%

Internet (50+ Mbps, Unlimited Data)

$8.80 ₹852

$47.92 CA$68.3

-81.64%

Gym Membership (Monthly)

$26.08 ₹2,525

$38.90 CA$55.5

-32.96%

Tennis Court (1 Hour on Weekend)

$13.19 ₹1,277

$23.24 CA$33.12

-43.24%

Cinema Ticket

$4.49 ₹434

$12.61 CA$17.97

-64.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 ₹11.0K

$834 CA$1,189

-86.35%

International Primary School, 1 Child (Yearly)

$5,082 ₹491.9K

$23.3K CA$33.3K

-78.22%

Jeans (Levis 501 Or Similar)

$36.13 ₹3,497

$52.6 CA$75.0

-31.31%

Summer Dress (H&M, Zara, etc)

$39.96 ₹3,867

$40.26 CA$57.4

-0.75%

Sport Shoes (Adidas, Nike)

$54.5 ₹5,270

$96.2 CA$137

-43.40%

Men's Leather Business Shoes

$47.98 ₹4,644

$123 CA$175

-60.97%

1-bedroom Apartment, City Center (Monthly)

$598 ₹57.9K

$1,598 CA$2,278

-62.55%

1-bedroom Apartment, Outside City Center (Monthly)

$344 ₹33.3K

$1,435 CA$2,045

-76.02%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹173.9K

$2,657 CA$3,787

-32.37%

3-bedroom Apartment, Outside City Center (Monthly)

$866 ₹83.8K

$2,096 CA$2,988

-58.71%

Buy Apartment in City Center (m2)

$5,811 ₹562.3K

$8,033 CA$11.5K

-27.67%

Buy Apartment Outside City Center (m2)

$2,418 ₹234.0K

$6,557 CA$9,347

-63.13%

Average Monthly Net Salary (After Tax)

$768 ₹74.4K

$3,743 CA$5,335

-79.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

4.47

85.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$344 44.9%

Toronto

$1.4K 55.4% 317% $1.1K

Groceries & Markets

Mumbai (Bombay)

$116 15.1%

Toronto

$340 13.1% 193% $224

Eating Out

Mumbai (Bombay)

$109 14.2%

Toronto

$282 10.9% 158% $173

Clothing & Footwear

Mumbai (Bombay)

$80 10.5%

Toronto

$140 5.4% 74.8% $60

Monthly Utilities & Internet

Mumbai (Bombay)

$74 9.6%

Toronto

$202 7.8% 173% $128

Sport & Entertainment

Mumbai (Bombay)

$35 4.6%

Toronto

$64 2.5% 82.9% $29

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Toronto

$130 5% 1439% $121

Cost Breakdown

A one-bedroom apartment in the center runs $598 in Mumbai (Bombay) and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 387% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $116 vs $340 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇨🇦 Toronto

🕒 Local time

10:34 10:34 AM

01:04 1:04 AM

9 h 30 min behind Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

2,731,571

💱 Currency

Indian Rupee INR ₹

Canadian Dollar CAD $

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Mumbai (Bombay) Toronto 12,490 km ≈ 16 h nonstop flight

From you

Mumbai (Bombay)
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Toronto: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Toronto differ by about 229% in total monthly costs ($769 vs $2,530 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 387% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $598 in Mumbai (Bombay) versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 193% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $769 in Mumbai (Bombay) versus $2,530 in Toronto, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Toronto. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 229% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.