Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $769 a month against $2,530 in Toronto, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$769

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $769 in Mumbai (Bombay).

Toronto $2,530
Mumbai (Bombay) $769

Estimated couple costs with rent: $3,646 in Toronto versus $1,281 in Mumbai (Bombay).

Toronto $3,646
Mumbai (Bombay) $1,281

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,793 in Mumbai (Bombay).

Toronto $4,761
Mumbai (Bombay) $1,793

Living in Toronto is roughly 229% more expensive than in Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Mumbai (Bombay) is 43% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$5.29 ₹512

234.03%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$21.16 ₹2,048

265.69%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$4.08 ₹394

156.62%

Cappuccino

$4.08 CA$5.81

$2.61 ₹253

56.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.36 ₹35.00

488.89%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.13 ₹12.56

1253.85%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.63 ₹255

134.60%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.12 ₹398

67.23%

Milk (1 liter)

$2.43 CA$3.46

$0.73 ₹70.5

232.88%

White Bread (500g)

$2.75 CA$3.92

$0.50 ₹48.39

450.00%

Rice (white) (1kg)

$2.23 CA$3.18

$0.76 ₹73.6

193.42%

Eggs

$3.45 CA$4.91

$1.00 ₹96.9

245.00%

Local Cheese (1kg)

$8.93 CA$12.73

$5.56 ₹538

60.61%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.60 ₹349

217.78%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.15 ₹208

74.42%

Banana (1kg)

$1.15 CA$1.64

$0.72 ₹69.8

59.72%

Oranges (1kg)

$3.55 CA$5.06

$1.24 ₹120

186.29%

Tomato (1kg)

$4.28 CA$6.10

$0.50 ₹48.21

756.00%

Potato (1kg)

$1.85 CA$2.63

$0.34 ₹32.59

444.12%

Onion (1kg)

$1.67 CA$2.38

$0.37 ₹35.51

351.35%

Lettuce (1 head)

$2.22 CA$3.16

$0.44 ₹42.60

404.55%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.28 ₹26.87

332.14%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$5.08 ₹491

173.23%

Wine (Bottle)

$14.25 CA$20.31

$8.32 ₹805

71.27%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.94 ₹188

13.40%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.07 ₹297

-21.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.16 ₹596

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.22 ₹21.29

1000.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$5.61 ₹543

1873.98%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$0.31 ₹29.53

835.48%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.33 ₹31.47

281.82%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$1.54 ₹149

1330.52%

Gasoline (1 liter)

$1.22 CA$1.74

$1.15 ₹111

6.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$15.7K ₹1.5M

75.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$21.8K ₹2.1M

-9.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$60.7 ₹5,877

100.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$4.39 ₹425

629.61%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$8.80 ₹852

444.55%

Gym Membership (Monthly)

$38.90 CA$55.5

$26.08 ₹2,525

49.16%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$13.19 ₹1,277

76.19%

Cinema Ticket

$12.61 CA$17.97

$4.49 ₹434

180.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$114 ₹11.0K

632.77%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$5,082 ₹491.9K

359.22%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$36.13 ₹3,497

45.59%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$39.96 ₹3,867

0.75%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$54.5 ₹5,270

76.68%

Men's Leather Business Shoes

$123 CA$175

$47.98 ₹4,644

156.23%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$598 ₹57.9K

167.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$344 ₹33.3K

316.94%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,797 ₹173.9K

47.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$866 ₹83.8K

142.18%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$5,811 ₹562.3K

38.25%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,418 ₹234.0K

171.25%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$768 ₹74.4K

387.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.29

-46.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Mumbai (Bombay): October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Mumbai (Bombay)

$344 44.9% 76% $1.1K

Groceries & Markets

Toronto

$340 13.1%

Mumbai (Bombay)

$116 15.1% 65.9% $224

Eating Out

Toronto

$282 10.9%

Mumbai (Bombay)

$109 14.2% 61.2% $173

Monthly Utilities & Internet

Toronto

$202 7.8%

Mumbai (Bombay)

$74 9.6% 63.4% $128

Clothing & Footwear

Toronto

$140 5.4%

Mumbai (Bombay)

$80 10.5% 42.8% $60

Getting Around

Toronto

$130 5%

Mumbai (Bombay)

$8.4 1.1% 93.5% $121

Sport & Entertainment

Toronto

$64 2.5%

Mumbai (Bombay)

$35 4.6% 45.3% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $598 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Toronto pays 387% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $340 vs $116 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Mumbai (Bombay)

🕒 Local time

03:30 3:30 AM

13:00 1:00 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

12,442,373

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Mumbai (Bombay) 12,490 km ≈ 16 h nonstop flight

From you

Toronto
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Toronto and Mumbai (Bombay) differ by about 229% in total monthly costs ($2,530 vs $769 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 387% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $598 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 193% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $769 in Mumbai (Bombay) versus $2,530 in Toronto, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Toronto. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 229% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.