Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana

😐 Solo nomad: Mumbai (Bombay) is 10.7% more expensive than Ludhiana without rent, and 46.6% more expensive with rent.
😐 Family of 3: Mumbai (Bombay) is 18% more expensive than Ludhiana without rent, and 30.5% more expensive with rent.
Currency
🍽 Eating Out
Mumbai (Bombay)
Ludhiana
Difference
Meal at Budget Restaurant
$5.26 ₹484
$2.84 ₹261
85.21%
Three-Course Dinner for Two, Mid-Range
$21.90 ₹2,017
$11.66 ₹1,074
87.82%
Fast Food Meal (McDonalds, etc)
$4.55 ₹419
$3.97 ₹366
14.61%
Cappuccino
$2.64 ₹243
$1.93 ₹178
36.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₹43.69
$0.42 ₹38.86
11.90%
Water (0.33 liter bottle)
$0.17 ₹15.25
$0.24 ₹22.08
-29.17%
Local Beer (0.5 liter draught)
$2.26 ₹208
$1.78 ₹164
26.97%
Imported Beer (0.33 liter bottle)
$3.98 ₹367
$3.39 ₹312
17.40%
🛒 Groceries & Markets
Mumbai (Bombay)
Ludhiana
Difference
Milk (1 liter)
$0.79 ₹72.6
$0.74 ₹68.3
6.76%
White Bread (500g)
$0.49 ₹45.01
$0.54 ₹49.43
-9.26%
Rice (white) (1kg)
$0.82 ₹75.3
$0.85 ₹78.2
-3.53%
Eggs
$1.03 ₹94.8
$0.99 ₹91.3
4.04%
Local Cheese (1kg)
$7.16 ₹660
$4.26 ₹393
68.08%
Chicken Fillets (1kg)
$3.96 ₹365
$3.33 ₹307
18.92%
Apples (1kg)
$2.39 ₹221
$2.25 ₹207
6.22%
Banana (1kg)
$0.77 ₹71.0
$0.71 ₹65.7
8.45%
Oranges (1kg)
$1.27 ₹117
$0.91 ₹83.9
39.56%
Tomato (1kg)
$0.70 ₹64.6
$0.40 ₹36.46
75.00%
Potato (1kg)
$0.53 ₹48.38
$0.29 ₹26.60
82.76%
Onion (1kg)
$0.63 ₹58.4
$0.35 ₹32.53
80.00%
Lettuce (1 head)
$0.68 ₹62.5
$0.45 ₹41.56
51.11%
Water (1.5 liter bottle)
$0.35 ₹32.53
$0.34 ₹31.57
2.94%
Cigarettes 20 Pack (Marlboro, Camel)
$4.15 ₹382
$3.55 ₹327
16.90%
Wine (Bottle)
$7.78 ₹716
$13.01 ₹1,198
-40.20%
Local Beer (0.5 liter bottle)
$2.16 ₹199
$1.96 ₹180
10.20%
Imported Beer (0.33 liter bottle)
$3.31 ₹305
$3.50 ₹322
-5.43%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.18 ₹662
$7.12 ₹656
0.84%
🚌 Getting Around
Mumbai (Bombay)
Ludhiana
Difference
One-way Ticket (Public Transport)
$0.24 ₹22.20
$0.61 ₹56.3
-60.66%
Public Transport Monthly Pass (Regular Price)
$4.69 ₹432
$17.26 ₹1,590
-72.83%
Taxi Start (Normal Tariff)
$0.36 ₹33.20
$1.73 ₹159
-79.19%
Taxi (Normal Tariff) (1km)
-
$0.35 ₹32.50
-
Taxi 1hour Waiting (Normal Tariff)
$1.37 ₹126
$2.34 ₹216
-41.45%
Gasoline (1 liter)
$1.19 ₹110
$1.17 ₹108
1.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.3K ₹1.6M
$16.6K ₹1.5M
4.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K ₹2.3M
$21.5K ₹2.0M
14.81%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Ludhiana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$50.2 ₹4,627
$63.0 ₹5,804
-20.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.04 ₹465
$3.45 ₹318
46.09%
Internet (50+ Mbps, Unlimited Data)
$8.64 ₹796
$6.35 ₹584
36.06%
🎉 Sport & Entertainment
Mumbai (Bombay)
Ludhiana
Difference
Gym Membership (Monthly)
$22.88 ₹2,108
$17.03 ₹1,569
34.35%
Tennis Court (1 Hour on Weekend)
$11.97 ₹1,102
$6.51 ₹600
83.87%
Cinema Ticket
$4.61 ₹425
$4.02 ₹370
14.68%
🧸 Childcare & Education
Mumbai (Bombay)
Ludhiana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹10.9K
$78.5 ₹7,227
50.78%
International Primary School, 1 Child (Yearly)
$3,348 ₹308.3K
$1,607 ₹148.0K
108.29%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Ludhiana
Difference
Jeans (Levis 501 Or Similar)
$30.03 ₹2,766
$24.05 ₹2,216
24.86%
Summer Dress (H&M, Zara, etc)
$30.73 ₹2,831
$36.24 ₹3,338
-15.20%
Sport Shoes (Adidas, Nike)
$55.5 ₹5,115
$63.2 ₹5,817
-12.05%
Men's Leather Business Shoes
$40.77 ₹3,755
$39.74 ₹3,660
2.59%
🏠 Accommodation & Living
Mumbai (Bombay)
Ludhiana
Difference
1-bedroom Apartment, City Center (Monthly)
$709 ₹65.4K
$202 ₹18.6K
251.87%
1-bedroom Apartment, Outside City Center (Monthly)
$349 ₹32.2K
$123 ₹11.3K
185.11%
3-bedroom Apartment, City Center (Monthly)
$1,774 ₹163.4K
$499 ₹46.0K
255.18%
3-bedroom Apartment, Outside City Center (Monthly)
$827 ₹76.2K
$495 ₹45.6K
67.15%
Buy Apartment in City Center (m2)
$6,908 ₹636.3K
$627 ₹57.8K
1001.45%
Buy Apartment Outside City Center (m2)
$2,614 ₹240.8K
$517 ₹47.6K
406.06%
💵 Salaries & Financials
Mumbai (Bombay)
Ludhiana
Difference
Average Monthly Net Salary (After Tax)
$746 ₹68.7K
$438 ₹40.3K
70.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.22
8.62
6.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): March 1, 2026

Last update for Ludhiana: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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