Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana

😐 Solo nomad: Mumbai (Bombay) is 8% more expensive than Ludhiana without rent, and 48.7% more expensive with rent.

😐 Family of 3: Mumbai (Bombay) is 17.4% more expensive than Ludhiana without rent, and 38.8% more expensive with rent.

Meal at Budget Restaurant

$5.35 ₹458

$2.88 ₹246

85.76%

Three-Course Dinner for Two, Mid-Range

$22.26 ₹1,904

$11.53 ₹986

93.06%

Fast Food Meal (McDonalds, etc)

$4.57 ₹391

$4.16 ₹356

9.86%

Cappuccino

$2.55 ₹218

$1.97 ₹168

29.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹39.86

$0.43 ₹36.5

9.30%

Water (0.33 liter bottle)

$0.18 ₹15.64

$0.26 ₹22.39

-30.77%

Local Beer (0.5 liter draught)

$2.28 ₹195

$1.76 ₹151

29.55%

Imported Beer (0.33 liter bottle)

$4.17 ₹357

$3.37 ₹288

23.74%

Milk (1 liter)

$0.75 ₹64.1

$0.74 ₹63.4

1.35%

White Bread (500g)

$0.48 ₹40.88

$0.58 ₹49.75

-17.24%

Rice (white) (1kg)

$0.79 ₹67.4

$0.85 ₹72.5

-7.06%

Eggs

$1.07 ₹91.8

$0.97 ₹83.4

10.31%

Local Cheese (1kg)

$7.14 ₹610

$4.3 ₹368

66.05%

Chicken Fillets (1kg)

$3.94 ₹337

$3.45 ₹295

14.20%

Apples (1kg)

$2.35 ₹201

$2.31 ₹198

1.73%

Banana (1kg)

$0.75 ₹64.5

$0.65 ₹55.7

15.38%

Oranges (1kg)

$1.31 ₹112

$0.91 ₹78.1

43.96%

Tomato (1kg)

$0.7 ₹59.5

$0.43 ₹36.64

62.79%

Potato (1kg)

$0.52 ₹44.76

$0.31 ₹26.67

67.74%

Onion (1kg)

$0.6 ₹51.1

$0.33 ₹28.16

81.82%

Lettuce (1 head)

$0.69 ₹59.2

$0.45 ₹38.41

53.33%

Water (1.5 liter bottle)

$0.36 ₹30.48

$0.38 ₹32.2

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.2 ₹359

$3.77 ₹322

11.41%

Wine (Bottle)

$9.31 ₹796

$13.76 ₹1,176

-32.34%

Local Beer (0.5 liter bottle)

$2.07 ₹177

$1.99 ₹170

4.02%

Imported Beer (0.33 liter bottle)

$3.4 ₹291

$3.6 ₹308

-5.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.24 ₹619

One-way Ticket (Public Transport)

$0.22 ₹18.78

$0.65 ₹55.8

-66.15%

Public Transport Monthly Pass (Regular Price)

$4.68 ₹400

$17.78 ₹1,521

-73.68%

Taxi Start (Normal Tariff)

$0.34 ₹28.97

$1.79 ₹153

-81.01%

Taxi (Normal Tariff) (1km)

$0.36 ₹30.49

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹120

$2.29 ₹196

-38.43%

Gasoline (1 liter)

$1.19 ₹102

$1.23 ₹105

-3.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K ₹1.5M

$16.7K ₹1.4M

4.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.1M

$21.2K ₹1.8M

16.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.5 ₹4,403

$62.7 ₹5,361

-17.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.88 ₹418

$3.51 ₹300

39.03%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹759

$6.62 ₹566

34.14%

Gym Membership (Monthly)

$23.36 ₹1,998

$17.14 ₹1,466

36.29%

Tennis Court (1 Hour on Weekend)

$12.2 ₹1,043

$6.35 ₹543

92.13%

Cinema Ticket

$4.71 ₹403

$4.12 ₹352

14.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹10.1K

$80.7 ₹6,905

46.49%

International Primary School, 1 Child (Yearly)

$3,391 ₹290K

$1,581 ₹135.2K

114.54%

Jeans (Levis 501 Or Similar)

$30.2 ₹2,583

$24.57 ₹2,102

22.91%

Summer Dress (H&M, Zara, etc)

$30.5 ₹2,609

$35.64 ₹3,048

-14.42%

Sport Shoes (Adidas, Nike)

$55 ₹4,707

$61.9 ₹5,298

-11.16%

Men's Leather Business Shoes

$40.77 ₹3,487

$41.03 ₹3,509

-0.63%

1-bedroom Apartment, City Center (Monthly)

$710 ₹60.8K

$202 ₹17.3K

250.81%

1-bedroom Apartment, Outside City Center (Monthly)

$351 ₹30K

$123 ₹10.5K

185.74%

3-bedroom Apartment, City Center (Monthly)

$1,820 ₹155.6K

$512 ₹43.8K

255.31%

3-bedroom Apartment, Outside City Center (Monthly)

$828 ₹70.8K

$496 ₹42.4K

67.01%

Buy Apartment in City Center (m2)

$6,975 ₹596.6K

$641 ₹54.8K

988.55%

Buy Apartment Outside City Center (m2)

$3,092 ₹264.5K

$529 ₹45.2K

484.58%

Average Monthly Net Salary (After Tax)

$787 ₹67.3K

$384 ₹32.8K

104.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.62

6.96%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 28, 2025

Last update for Ludhiana: October 28, 2025

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