🙂Monthly costs for one person with rent: $521 in Multan versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $733 in Multan versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $945 in Multan versus $3,273 in Ubud, Bali.
🌍Living in Multan costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Multan is 62% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Multan
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.59PKR 717
$3.37Rp 59.8K
-23.15%
Three-Course Dinner for Two, Mid-Range
$10.91PKR 3,024
$38.59Rp 683.8K
-71.73%
Fast Food Meal(McDonalds, etc)
$5.56PKR 1,540
$5.52Rp 97.8K
0.72%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.64PKR 733
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$5.35PKR 1,483
-
-
Cappuccino
$1.87PKR 519
$2.64Rp 46.9K
-29.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.28PKR 76.9
$1.67Rp 29.6K
-83.23%
Water(0.33 liter bottle)
$0.18PKR 50.9
$0.77Rp 13.6K
-76.62%
Local Beer(0.5 liter draught)
-
$2.63Rp 46.7K
-
Imported Beer(0.33 liter bottle)
-
$4.28Rp 75.9K
-
🛒 Groceries & Markets
Multan
Ubud, Bali
Difference
Milk(1 liter)
$0.71PKR 197
$1.55Rp 27.4K
-54.19%
White Bread(500g)
$0.52PKR 144
$2.22Rp 39.4K
-76.58%
Rice(white)(1kg)
$1.07PKR 296
$1.13Rp 19.9K
-5.31%
Eggs
$1.15PKR 318
$2.09Rp 37.0K
-44.98%
Local Cheese(1kg)
$7.24PKR 2,006
$17.39Rp 308.2K
-58.37%
Chicken Fillets(1kg)
$2.37PKR 657
$3.87Rp 68.5K
-38.76%
Beef Round Steak(1kg)
$4.27PKR 1,184
$12.55Rp 222.4K
-65.98%
Apples(1kg)
$0.91PKR 253
$3.62Rp 64.1K
-74.86%
Banana(1kg)
$0.48PKR 132
$1.56Rp 27.6K
-69.23%
Oranges(1kg)
$0.71PKR 196
$2.35Rp 41.7K
-69.79%
Tomato(1kg)
$0.54PKR 148
$2.06Rp 36.4K
-73.79%
Potato(1kg)
$0.39PKR 109
$1.90Rp 33.7K
-79.47%
Onion(1kg)
$0.43PKR 119
$2.34Rp 41.4K
-81.62%
Lettuce(1 head)
$0.50PKR 138
$1.03Rp 18.3K
-51.46%
Water(1.5 liter bottle)
$0.38PKR 105
$0.55Rp 9,830
-30.91%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.83PKR 507
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.90PKR 804
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.20PKR 610
$2.25Rp 39.9K
-2.22%
Wine(Bottle)
-
$23.81Rp 421.9K
-
Local Beer(0.5 liter bottle)
-
$2.31Rp 41.0K
-
Imported Beer(0.33 liter bottle)
-
$2.80Rp 49.6K
-
🚌 Getting Around
Multan
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.20PKR 55.6
$0.27Rp 4,827
-25.93%
Public Transport Monthly Pass(Regular Price)
$7.06PKR 1,957
$8.66Rp 153.5K
-18.48%
Taxi Start(Normal Tariff)
$1.42PKR 394
$0.48Rp 8,533
195.83%
Taxi(Normal Tariff)(1km)
$0.37PKR 104
$0.45Rp 7,904
-17.78%
Taxi 1hour Waiting(Normal Tariff)
$0.93PKR 257
$5.72Rp 101.4K
-83.74%
Gasoline(1 liter)
$1.09PKR 301
$0.76Rp 13.4K
43.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1KPKR 6.9M
$24.5KRp 433.9M
2.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KPKR 7.3M
$32.1KRp 569.3M
-18.33%
🧾 Monthly Utilities & Internet
Multan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144PKR 39.9K
$83.6Rp 1.5M
72.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.90PKR 1,358
$6.46Rp 114.4K
-24.15%
Internet(50+ Mbps, Unlimited Data)
$19.48PKR 5,400
$18.99Rp 336.6K
2.58%
🎉 Sport & Entertainment
Multan
Ubud, Bali
Difference
Gym Membership(Monthly)
$24.31PKR 6,738
$56.0Rp 992.0K
-56.57%
Tennis Court(1 Hour on Weekend)
$3.55PKR 983
$18.62Rp 329.9K
-80.93%
Cinema Ticket
$4.46PKR 1,236
$4.28Rp 75.9K
4.21%
🧸 Childcare & Education
Multan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$41.85PKR 11.6K
$487Rp 8.6M
-91.40%
International Primary School, 1 Child(Yearly)
$1,010PKR 279.8K
$5,856Rp 103.8M
-82.76%
👕👟 Clothing & Footwear
Multan
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$18.34PKR 5,082
$45.56Rp 807.4K
-59.75%
Summer Dress(H&M, Zara, etc)
$18.99PKR 5,264
$36.38Rp 644.7K
-47.80%
Sport Shoes(Adidas, Nike)
$91.8PKR 25.4K
$82.0Rp 1.5M
11.98%
Men's Leather Business Shoes
$26.07PKR 7,226
$80.4Rp 1.4M
-67.57%
🏠 Accommodation & Living
Multan
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$143PKR 39.7K
$1,117Rp 19.8M
-87.18%
1-bedroom Apartment, Outside City Center(Monthly)
$93.6PKR 26.0K
$701Rp 12.4M
-86.65%
3-bedroom Apartment, City Center(Monthly)
$214PKR 59.4K
$3,537Rp 62.7M
-93.94%
3-bedroom Apartment, Outside City Center(Monthly)
$147PKR 40.7K
$1,762Rp 31.2M
-91.67%
Buy Apartment in City Center(m2)
-
$2,826Rp 50.1M
-
Buy Apartment Outside City Center(m2)
-
$2,292Rp 40.6M
-
💵 Salaries & Financials
Multan
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$186PKR 51.6K
$170Rp 3.0M
9.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
13
13.78
-5.66%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Multan: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $143 in Multan and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Multan pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $11.00 in Multan vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $89.0 vs $293 per month, with Multan cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Multan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Multan?
Multan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 168% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Multan or Ubud, Bali?
Average pay runs 10% higher in Multan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Multan and Ubud, Bali?
Rent for a central apartment: $143 in Multan versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $41.85 in Multan versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Multan and in Ubud, Bali?
Supermarket bills run roughly 229% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Multan or in Ubud, Bali?
At $521 in Multan versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.
Is Multan or Ubud, Bali more family-friendly?
For families, Multan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Multan or Ubud, Bali?
Safety-wise, Multan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Multan gentler on the wallet – expenses run 168% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.