Last update: Oct 2026

Cost of Living Comparison Between Multan and Ubud, Bali

For one person, living is cheaper in Multan: $529 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Multan
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Multan Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Multan

🇵🇰 Pakistan

$529

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Multan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Multan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $529 in Multan versus $1,368 in Ubud, Bali.

Multan $529
Ubud, Bali $1,368

Estimated couple costs with rent: $746 in Multan versus $2,314 in Ubud, Bali.

Multan $746
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $964 in Multan versus $3,260 in Ubud, Bali.

Multan $964
Ubud, Bali $3,260

Living in Multan costs roughly 61% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Multan is 61% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.52 PKR 696

$3.33 Rp 59.9K

-24.32%

Three-Course Dinner for Two, Mid-Range

$10.96 PKR 3,033

$35.18 Rp 633.2K

-68.85%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,464

$5.80 Rp 104.5K

-8.79%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 770

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.35 PKR 1,482

Cappuccino

$1.84 PKR 510

$2.73 Rp 49.1K

-32.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 PKR 83.2

$1.64 Rp 29.5K

-81.71%

Water (0.33 liter bottle)

$0.16 PKR 45.20

$0.83 Rp 15.0K

-80.72%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$0.68 PKR 188

$1.50 Rp 27.1K

-54.67%

White Bread (500g)

$0.52 PKR 143

$2.30 Rp 41.4K

-77.39%

Rice (white) (1kg)

$1.06 PKR 294

$1.18 Rp 21.2K

-10.17%

Eggs

$1.13 PKR 314

$2.14 Rp 38.6K

-47.20%

Local Cheese (1kg)

$6.65 PKR 1,840

$17.48 Rp 314.6K

-61.96%

Chicken Fillets (1kg)

$2.52 PKR 697

$4.03 Rp 72.5K

-37.47%

Beef Round Steak (1kg)

$4.63 PKR 1,280

$12.23 Rp 220.1K

-62.14%

Apples (1kg)

$0.96 PKR 266

$3.55 Rp 63.9K

-72.96%

Banana (1kg)

$0.50 PKR 138

$1.57 Rp 28.3K

-68.15%

Oranges (1kg)

$0.71 PKR 196

$2.24 Rp 40.2K

-68.30%

Tomato (1kg)

$0.61 PKR 169

$1.93 Rp 34.7K

-68.39%

Potato (1kg)

$0.39 PKR 109

$1.88 Rp 33.9K

-79.26%

Onion (1kg)

$0.43 PKR 119

$2.29 Rp 41.3K

-81.22%

Lettuce (1 head)

$0.50 PKR 138

$0.99 Rp 17.9K

-49.49%

Water (1.5 liter bottle)

$0.37 PKR 104

$0.53 Rp 9,475

-30.19%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.88 PKR 521

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.84 PKR 785

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 PKR 594

$2.28 Rp 41.1K

-6.14%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.19 PKR 53.0

$0.24 Rp 4,315

-20.83%

Public Transport Monthly Pass (Regular Price)

$7.28 PKR 2,016

$8.82 Rp 158.7K

-17.46%

Taxi Start (Normal Tariff)

$1.45 PKR 402

$0.48 Rp 8,684

202.08%

Taxi (Normal Tariff) (1km)

$0.35 PKR 96.6

$0.46 Rp 8,233

-23.91%

Taxi 1hour Waiting (Normal Tariff)

$0.88 PKR 245

$5.45 Rp 98.2K

-83.85%

Gasoline (1 liter)

$1.14 PKR 316

$0.88 Rp 15.9K

29.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K PKR 6.9M

$24.6K Rp 442.2M

1.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$31.2K Rp 561.4M

-12.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 PKR 40.7K

$83.0 Rp 1.5M

77.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.87 PKR 1,347

$6.45 Rp 116.0K

-24.50%

Internet (50+ Mbps, Unlimited Data)

$19.22 PKR 5,320

$18.57 Rp 334.2K

3.50%

Gym Membership (Monthly)

$24.43 PKR 6,761

$55.8 Rp 1.0M

-56.23%

Tennis Court (1 Hour on Weekend)

$3.55 PKR 981

$18.11 Rp 326.0K

-80.40%

Cinema Ticket

$4.25 PKR 1,177

$4.38 Rp 78.9K

-2.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.24 PKR 12.0K

$493 Rp 8.9M

-91.23%

International Primary School, 1 Child (Yearly)

$999 PKR 276.6K

$5,754 Rp 103.6M

-82.63%

Jeans (Levis 501 Or Similar)

$17.83 PKR 4,935

$46.19 Rp 831.4K

-61.40%

Summer Dress (H&M, Zara, etc)

$18.67 PKR 5,167

$35.33 Rp 636.0K

-47.16%

Sport Shoes (Adidas, Nike)

$94.3 PKR 26.1K

$79.1 Rp 1.4M

19.18%

Men's Leather Business Shoes

$25.89 PKR 7,165

$78.4 Rp 1.4M

-66.97%

1-bedroom Apartment, City Center (Monthly)

$146 PKR 40.3K

$1,142 Rp 20.6M

-87.25%

1-bedroom Apartment, Outside City Center (Monthly)

$93.6 PKR 25.9K

$676 Rp 12.2M

-86.15%

3-bedroom Apartment, City Center (Monthly)

$220 PKR 60.8K

$3,503 Rp 63.1M

-93.73%

3-bedroom Apartment, Outside City Center (Monthly)

$150 PKR 41.5K

$1,700 Rp 30.6M

-91.17%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$183 PKR 50.5K

$165 Rp 3.0M

10.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-5.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Multan

$171 32.4%

Ubud, Bali

$108 7.9% 36.9% $63

Accommodation & Living

Multan

$94 17.7%

Ubud, Bali

$676 49.4% 622% $582

Groceries & Markets

Multan

$89 16.9%

Ubud, Bali

$290 21.2% 225% $201

Clothing & Footwear

Multan

$70 13.3%

Ubud, Bali

$108 7.9% 52.6% $37

Eating Out

Multan

$60 11.3%

Ubud, Bali

$109 8% 81.4% $49

Sport & Entertainment

Multan

$33 6.2%

Ubud, Bali

$65 4.7% 96.1% $32

Getting Around

Multan

$11 2.1%

Ubud, Bali

$13 0.9% 11.6% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $146 in Multan and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Multan pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Multan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $89.0 vs $290 per month, with Multan cheaper across the board.

Good to know

🇵🇰 Multan

🇮🇩 Ubud, Bali

🕒 Local time

16:28 4:28 PM

19:28 7:28 PM

3 h ahead of Multan

🌤 Weather

👥 Population

1,871,843

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Multan Ubud, Bali 6,350 km ≈ 8 h nonstop flight

From you

Multan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Multan is cheaper overall, especially in groceries, clothing, and eating out. The 159% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 11% higher in Multan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $146 in Multan versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $43.24 in Multan versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 225% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $529 in Multan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.

For families, Multan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Multan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Multan gentler on the wallet – expenses run 159% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.