Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Multan

For one person, living is cheaper in Multan: $560 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
27

Cost of Living Index in Multan
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Multan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Multan

🇵🇰 Pakistan

$560

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Multan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Multan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $560 in Multan.

Ubud, Bali $1,349
Multan $560

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $771 in Multan.

Ubud, Bali $2,305
Multan $771

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $982 in Multan.

Ubud, Bali $3,261
Multan $982

Living in Ubud, Bali is roughly 141% more expensive than in Multan, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.47 PKR 682

34.41%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$10.64 PKR 2,941

234.96%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.50 PKR 1,519

0.55%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.75 PKR 760

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.10 PKR 1,410

Cappuccino

$2.72 Rp 49.3K

$1.85 PKR 511

47.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.30 PKR 83.1

466.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.19 PKR 53.4

300.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$0.73 PKR 201

104.11%

White Bread (500g)

$2.28 Rp 41.3K

$0.52 PKR 143

338.46%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.08 PKR 297

10.19%

Eggs

$2.04 Rp 36.9K

$1.09 PKR 301

87.16%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.59 PKR 1,821

168.59%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.52 PKR 697

57.14%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$4.47 PKR 1,237

172.71%

Apples (1kg)

$3.66 Rp 66.3K

$0.91 PKR 252

302.20%

Banana (1kg)

$1.52 Rp 27.5K

$0.47 PKR 129

223.40%

Oranges (1kg)

$2.23 Rp 40.4K

$0.67 PKR 186

232.84%

Tomato (1kg)

$1.97 Rp 35.8K

$0.57 PKR 158

245.61%

Potato (1kg)

$1.85 Rp 33.5K

$0.39 PKR 108

374.36%

Onion (1kg)

$2.42 Rp 44.0K

$0.42 PKR 117

476.19%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.47 PKR 129

110.64%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.37 PKR 103

37.84%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 499

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.86 PKR 789

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.18 PKR 603

1.83%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.17 PKR 46.69

47.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$8.46 PKR 2,339

-7.57%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.43 PKR 395

-69.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.38 PKR 104

13.16%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$0.86 PKR 237

529.07%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.18 PKR 327

-30.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$25.2K PKR 7.0M

-5.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.3K PKR 6.4M

36.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$146 PKR 40.2K

-45.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$4.82 PKR 1,332

33.82%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$18.97 PKR 5,243

-2.06%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$23.97 PKR 6,627

106.42%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$3.57 PKR 987

394.40%

Cinema Ticket

$4.27 Rp 77.5K

$4.27 PKR 1,181

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$41.98 PKR 11.6K

1068.51%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$993 PKR 274.4K

471.65%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$18.39 PKR 5,085

142.74%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$18.81 PKR 5,199

85.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$94.0 PKR 26.0K

-15.03%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$25.44 PKR 7,034

212.19%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$190 PKR 52.5K

491.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$127 PKR 35.0K

430.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$236 PKR 65.4K

1407.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$173 PKR 47.8K

897.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$763 PKR 211.0K

257.95%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$522 PKR 144.3K

337.67%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$185 PKR 51.2K

-11.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Multan: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Multan

$127 22.6% 81.2% $545

Groceries & Markets

Ubud, Bali

$288 21.4%

Multan

$88 15.7% 69.4% $200

Eating Out

Ubud, Bali

$108 8%

Multan

$60 10.8% 43.9% $47

Clothing & Footwear

Ubud, Bali

$108 8%

Multan

$71 12.6% 34.4% $37

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Multan

$169 30.3% 62.7% $65

Sport & Entertainment

Ubud, Bali

$58 4.3%

Multan

$33 5.8% 44% $26

Getting Around

Ubud, Bali

$11 0.9%

Multan

$12 2.2% 9% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $190 in Multan. Housing cost is often the main lever when comparing two cities.

Multan pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $11 in Multan for a mid-range dinner for two. Groceries echo the gap at $288 vs $88 per month, with Multan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Multan

🕒 Local time

14:08 2:08 PM

11:08 11:08 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,871,843

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Multan 6,350 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Multan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Multan: Cost of Living - Frequently Asked Questions

Multan is about 58% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 12% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $190 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $42 in Multan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 227% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $560 in Multan versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.