Cost of Living Comparison Between Ubud, Bali and Multan Cost of Living Comparison Between Ubud, Bali and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $414 in Multan.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $613 in Multan.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $812 in Multan.

Living in Ubud, Bali is roughly 243% more expensive than Multan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Multan is 69% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.18 PKR 606

63.30%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$8.58 PKR 2,386

281.47%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.19 PKR 1,443

-4.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.72 PKR 478

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.20 PKR 891

Cappuccino

$2.71 Rp 48.6K

$1.43 PKR 398

89.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.28 PKR 77.0

378.57%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.20 PKR 54.9

250.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$0.58 PKR 163

212.07%

White Bread (500g)

$2.52 Rp 45.1K

$0.60 PKR 168

320.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.04 PKR 290

11.54%

Eggs

$2.46 Rp 44.1K

$1.08 PKR 300

127.78%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.93 PKR 1,371

198.38%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.57 PKR 716

68.09%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$3.03 PKR 842

300.66%

Apples (1kg)

$3.84 Rp 68.8K

$1.01 PKR 282

280.20%

Banana (1kg)

$1.56 Rp 27.9K

$0.68 PKR 188

129.41%

Oranges (1kg)

$2.83 Rp 50.8K

$0.58 PKR 160

387.93%

Tomato (1kg)

$2.33 Rp 41.7K

$0.51 PKR 143

356.86%

Potato (1kg)

$1.91 Rp 34.3K

$0.38 PKR 104

402.63%

Onion (1kg)

$2.20 Rp 39.5K

$0.43 PKR 119

411.63%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.57 PKR 157

77.19%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.36 PKR 99.4

116.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.85 PKR 515

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.54 PKR 428

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.94 PKR 539

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.97 PKR 549

68.53%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.17 PKR 47.97

58.82%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$7.26 PKR 2,019

10.61%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.03 PKR 286

-55.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.31 PKR 85.4

45.16%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.38 PKR 384

342.03%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.95 PKR 266

-16.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$22.4K PKR 6.2M

16.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$21.9K PKR 6.1M

46.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$103 PKR 28.6K

-22.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$4.84 PKR 1,347

-16.12%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$13.62 PKR 3,790

72.69%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$17.96 PKR 4,997

449.55%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$12.52 PKR 3,484

-47.04%

Cinema Ticket

$4.15 Rp 74.3K

$2.64 PKR 734

57.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$36.00 PKR 10.0K

744.33%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,755 PKR 488.2K

276.79%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$16.34 PKR 4,547

239.90%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$27.87 PKR 7,752

37.46%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$70.9 PKR 19.7K

25.02%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$29.24 PKR 8,135

166.31%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$85.3 PKR 23.7K

1079.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$58.6 PKR 16.3K

1051.65%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$178 PKR 49.4K

1837.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$126 PKR 34.9K

1524.40%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$180 PKR 50.0K

-7.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.43

-23.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Multan: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $85.3 in Multan. Housing cost is often the main lever when comparing two cities.

Multan pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $9.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $302 vs $80.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Multan: Cost of Living - Frequently Asked Questions

Multan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 243% gap adds up to real monthly savings that compound significantly over time.

On paper, Multan earns 9% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $85.3 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $36.00 in Multan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 279% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $414 in Multan versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.

For families, Multan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Multan gentler on the wallet – expenses run 243% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.