Cost of Living Comparison Between Ubud, Bali and Multan Cost of Living Comparison Between Ubud, Bali and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $525 in Multan.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $750 in Multan.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $976 in Multan.

Living in Ubud, Bali is roughly 161% more expensive than in Multan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Multan is 62% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.51 PKR 695

37.05%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.95 PKR 3,033

231.60%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.51 PKR 1,528

3.63%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.63 PKR 729

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.24 PKR 1,452

Cappuccino

$2.67 Rp 47.3K

$1.77 PKR 490

50.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.28 PKR 77.3

525.00%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.20 PKR 54.7

335.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.67 PKR 184

141.79%

White Bread (500g)

$2.33 Rp 41.3K

$0.54 PKR 150

331.48%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.02 PKR 283

8.82%

Eggs

$2.20 Rp 39.0K

$1.15 PKR 318

91.30%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.13 PKR 1,976

148.11%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.39 PKR 661

71.55%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$4.25 PKR 1,178

186.59%

Apples (1kg)

$3.71 Rp 65.6K

$0.92 PKR 254

303.26%

Banana (1kg)

$1.59 Rp 28.1K

$0.52 PKR 145

205.77%

Oranges (1kg)

$2.28 Rp 40.4K

$0.71 PKR 195

221.13%

Tomato (1kg)

$1.95 Rp 34.6K

$0.59 PKR 162

230.51%

Potato (1kg)

$1.91 Rp 33.7K

$0.37 PKR 102

416.22%

Onion (1kg)

$2.33 Rp 41.3K

$0.43 PKR 120

441.86%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.47 PKR 129

114.89%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.37 PKR 104

48.65%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 501

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.81 PKR 777

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.12 PKR 589

5.19%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 PKR 48.56

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$7.32 PKR 2,026

22.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.48 PKR 409

-67.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.35 PKR 96.9

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$0.88 PKR 244

540.91%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 PKR 304

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$25.5K PKR 7.1M

-2.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.6K PKR 7.4M

19.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$147 PKR 40.7K

-44.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.83 PKR 1,338

34.37%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$18.85 PKR 5,223

-0.42%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$23.83 PKR 6,602

138.65%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$3.56 PKR 986

426.12%

Cinema Ticket

$4.54 Rp 80.4K

$4.44 PKR 1,229

2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$42.39 PKR 11.7K

1033.92%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,029 PKR 285.1K

454.86%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$18.02 PKR 4,991

152.61%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$18.90 PKR 5,236

89.84%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$93.5 PKR 25.9K

-14.03%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$25.90 PKR 7,174

203.75%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$145 PKR 40.2K

667.05%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$90.5 PKR 25.1K

670.97%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$215 PKR 59.6K

1590.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$149 PKR 41.3K

1064.60%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$185 PKR 51.2K

-9.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Multan: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $145 in Multan. Housing cost is often the main lever when comparing two cities.

Multan pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $11.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $295 vs $89.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Multan: Cost of Living - Frequently Asked Questions

Multan is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 161% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Multan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $145 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $42.39 in Multan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 233% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $525 in Multan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.

For families, Multan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Multan gentler on the wallet – expenses run 161% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.