Cost of Living Comparison Between Ubud, Bali and Multan Cost of Living Comparison Between Ubud, Bali and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $406 in Multan.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $615 in Multan.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $824 in Multan.

Living in Ubud, Bali is roughly 247% more expensive than in Multan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Multan is 70% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.07 PKR 574

66.67%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$8.62 PKR 2,393

275.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$5.16 PKR 1,432

-6.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 486

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.22 PKR 895

Cappuccino

$2.75 Rp 49.3K

$1.43 PKR 397

92.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.30 PKR 84.3

360.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.20 PKR 55.6

275.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$0.59 PKR 163

194.92%

White Bread (500g)

$2.46 Rp 44.1K

$0.56 PKR 156

339.29%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.05 PKR 291

11.43%

Eggs

$2.43 Rp 43.6K

$1.03 PKR 286

135.92%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.76 PKR 1,322

204.62%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.60 PKR 721

67.31%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$3.08 PKR 857

288.96%

Apples (1kg)

$3.72 Rp 66.7K

$0.99 PKR 274

275.76%

Banana (1kg)

$1.63 Rp 29.2K

$0.68 PKR 188

139.71%

Oranges (1kg)

$2.74 Rp 49.2K

$0.57 PKR 160

380.70%

Tomato (1kg)

$2.24 Rp 40.2K

$0.49 PKR 136

357.14%

Potato (1kg)

$1.92 Rp 34.4K

$0.38 PKR 105

405.26%

Onion (1kg)

$2.28 Rp 40.8K

$0.40 PKR 110

470.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.60 PKR 168

76.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.36 PKR 98.7

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.57 PKR 435

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.83 PKR 509

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.92 PKR 534

71.35%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.19 PKR 52.1

42.11%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$7.17 PKR 1,991

13.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.04 PKR 288

-53.85%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.31 PKR 85.2

35.48%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.42 PKR 395

338.03%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.99 PKR 275

-18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$22.2K PKR 6.2M

19.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$22.5K PKR 6.3M

42.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$105 PKR 29.0K

-25.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$4.92 PKR 1,365

-17.28%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$13.89 PKR 3,857

75.16%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$18.04 PKR 5,008

446.62%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$12.58 PKR 3,494

-49.60%

Cinema Ticket

$3.99 Rp 71.5K

$2.63 PKR 731

51.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$36.34 PKR 10.1K

739.38%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,754 PKR 487.2K

278.60%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$16.64 PKR 4,622

225.36%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$27.32 PKR 7,586

38.40%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$70.2 PKR 19.5K

23.65%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$29.67 PKR 8,239

157.33%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$86.9 PKR 24.1K

1041.43%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$57.5 PKR 16.0K

1069.15%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$175 PKR 48.5K

1831.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$125 PKR 34.8K

1537.27%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$183 PKR 50.8K

-8.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.43

-23.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Multan: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $86.9 in Multan. Housing cost is often the main lever when comparing two cities.

Multan pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $9.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $297 vs $79.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Multan: Cost of Living - Frequently Asked Questions

Multan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 247% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Multan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $86.9 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $36.34 in Multan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 278% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $406 in Multan versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Multan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Multan the clear choice for anyone on this budget.

For families, Multan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Multan gentler on the wallet – expenses run 247% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.