Last update: Nov 2026

Cost of Living Comparison Between Multan and Cebu

For one person, living is cheaper in Multan: $561 a month against $943 in Cebu, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

27

Cost of Living Index in Multan
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Multan Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Multan

🇵🇰 Pakistan

$561

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Multan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Multan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $561 in Multan versus $943 in Cebu.

Multan $561
Cebu $943

Estimated couple costs with rent: $773 in Multan versus $1,437 in Cebu.

Multan $773
Cebu $1,437

Monthly costs for a family of three with rent: $986 in Multan versus $1,930 in Cebu.

Multan $986
Cebu $1,930

Living in Multan costs roughly 41% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Multan 59% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.56 PKR 708

$3.88 ₱244

-34.02%

Three-Course Dinner for Two, Mid-Range

$11.05 PKR 3,055

$23.22 ₱1,462

-52.41%

Fast Food Meal (McDonalds, etc)

$5.31 PKR 1,468

$3.90 ₱246

36.15%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 768

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,456

Cappuccino

$1.80 PKR 497

$2.56 ₱161

-29.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 77.2

$1.60 ₱101

-82.50%

Water (0.33 liter bottle)

$0.20 PKR 54.2

$0.51 ₱32.02

-60.78%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.69 PKR 191

$1.99 ₱125

-65.33%

White Bread (500g)

$0.55 PKR 152

$1.37 ₱86.3

-59.85%

Rice (white) (1kg)

$1.03 PKR 284

$0.95 ₱59.8

8.42%

Eggs

$1.09 PKR 303

$2.02 ₱127

-46.04%

Local Cheese (1kg)

$6.66 PKR 1,843

$9.63 ₱606

-30.84%

Chicken Fillets (1kg)

$2.42 PKR 669

$4.35 ₱274

-44.37%

Beef Round Steak (1kg)

$4.46 PKR 1,235

$7.70 ₱485

-42.08%

Apples (1kg)

$0.93 PKR 257

$3.30 ₱207

-71.82%

Banana (1kg)

$0.49 PKR 136

$1.27 ₱79.7

-61.42%

Oranges (1kg)

$0.67 PKR 186

$2.34 ₱147

-71.37%

Tomato (1kg)

$0.62 PKR 171

$1.51 ₱95.3

-58.94%

Potato (1kg)

$0.40 PKR 110

$2.23 ₱141

-82.06%

Onion (1kg)

$0.42 PKR 117

$1.93 ₱122

-78.24%

Lettuce (1 head)

$0.49 PKR 136

$1.18 ₱74.4

-58.47%

Water (1.5 liter bottle)

$0.35 PKR 96.7

$0.65 ₱40.92

-46.15%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.88 PKR 519

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.86 PKR 790

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 PKR 610

$2.89 ₱182

-23.53%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.16 PKR 43.13

$0.23 ₱14.42

-30.43%

Public Transport Monthly Pass (Regular Price)

$8.46 PKR 2,339

$12.24 ₱770

-30.88%

Taxi Start (Normal Tariff)

$1.43 PKR 394

$0.82 ₱51.5

74.39%

Taxi (Normal Tariff) (1km)

$0.35 PKR 95.6

$0.20 ₱12.56

75.00%

Taxi 1hour Waiting (Normal Tariff)

$0.94 PKR 261

$4.32 ₱272

-78.24%

Gasoline (1 liter)

$1.29 PKR 357

$1.38 ₱86.7

-6.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K PKR 6.9M

$21.2K ₱1.3M

18.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K PKR 6.5M

$19.3K ₱1.2M

22.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 PKR 40.4K

$124 ₱7,814

17.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.97 PKR 1,374

$15.93 ₱1,003

-68.80%

Internet (50+ Mbps, Unlimited Data)

$19.24 PKR 5,323

$28.07 ₱1,767

-31.46%

Gym Membership (Monthly)

$24.14 PKR 6,677

$33.41 ₱2,103

-27.75%

Tennis Court (1 Hour on Weekend)

$3.57 PKR 988

$6.40 ₱403

-44.22%

Cinema Ticket

$4.37 PKR 1,209

$5.85 ₱368

-25.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.84 PKR 11.6K

$271 ₱17.0K

-84.54%

International Primary School, 1 Child (Yearly)

$1,017 PKR 281.3K

$8,060 ₱507.3K

-87.38%

Jeans (Levis 501 Or Similar)

$18.25 PKR 5,047

$48.31 ₱3,041

-62.22%

Summer Dress (H&M, Zara, etc)

$19.03 PKR 5,265

$24.56 ₱1,546

-22.52%

Sport Shoes (Adidas, Nike)

$93.3 PKR 25.8K

$77.1 ₱4,855

21.02%

Men's Leather Business Shoes

$25.72 PKR 7,114

$56.5 ₱3,557

-54.49%

1-bedroom Apartment, City Center (Monthly)

$189 PKR 52.2K

$495 ₱31.2K

-61.93%

1-bedroom Apartment, Outside City Center (Monthly)

$127 PKR 35.2K

$322 ₱20.2K

-60.40%

3-bedroom Apartment, City Center (Monthly)

$239 PKR 66.1K

$990 ₱62.3K

-75.87%

3-bedroom Apartment, Outside City Center (Monthly)

$174 PKR 48.2K

$628 ₱39.5K

-72.26%

Buy Apartment in City Center (m2)

$760 PKR 210.2K

$4,459 ₱280.6K

-82.96%

Buy Apartment Outside City Center (m2)

$526 PKR 145.5K

$3,030 ₱190.7K

-82.64%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

$343 ₱21.6K

-46.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

80.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: November 2, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Multan

$170 30.4%

Cebu

$168 17.8% 1.3% $2.3

Accommodation & Living

Multan

$127 22.7%

Cebu

$322 34.1% 153% $194

Groceries & Markets

Multan

$88 15.7%

Cebu

$206 21.8% 134% $118

Clothing & Footwear

Multan

$70 12.5%

Cebu

$93 9.9% 32.1% $23

Eating Out

Multan

$60 10.7%

Cebu

$95 10.1% 58.7% $35

Sport & Entertainment

Multan

$33 5.9%

Cebu

$45 4.8% 37.2% $12

Getting Around

Multan

$12 2.2%

Cebu

$15 1.6% 22.4% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $189 in Multan and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 85% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $11 in Multan vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $88 vs $206 per month, with Multan cheaper across the board.

Good to know

🇵🇰 Multan

🇵🇭 Cebu

🕒 Local time

22:50 10:50 PM

01:50 1:50 AM

3 h ahead of Multan

🌤 Weather

👥 Population

1,871,843

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Multan Cebu 5,840 km ≈ 8 h nonstop flight

From you

Multan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Cebu: Cost of Living - Frequently Asked Questions

Multan is about 41% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 46% lower in Multan. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $189 in Multan versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $561 per month in Multan versus $943 in Cebu – Multan is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Multan runs roughly 31% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Multan gentler on the wallet – expenses run 41% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.