Last update: Nov 2026

Cost of Living Comparison Between Cebu and Multan

For one person, living is cheaper in Multan: $561 a month against $943 in Cebu, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
27

Cost of Living Index in Multan
Learn more

Multan Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

Multan

🇵🇰 Pakistan

$561

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Multan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Multan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $561 in Multan.

Cebu $943
Multan $561

Estimated couple costs with rent: $1,437 in Cebu versus $773 in Multan.

Cebu $1,437
Multan $773

Monthly costs for a family of three with rent: $1,930 in Cebu versus $986 in Multan.

Cebu $1,930
Multan $986

Living in Cebu is roughly 68% more expensive than in Multan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Multan 59% lower.

Meal at Budget Restaurant

$3.88 ₱244

$2.56 PKR 708

51.56%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$11.05 PKR 3,055

110.14%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.31 PKR 1,468

-26.55%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 768

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,456

Cappuccino

$2.56 ₱161

$1.80 PKR 497

42.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.28 PKR 77.2

471.43%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.20 PKR 54.2

155.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.69 PKR 191

188.41%

White Bread (500g)

$1.37 ₱86.3

$0.55 PKR 152

149.09%

Rice (white) (1kg)

$0.95 ₱59.8

$1.03 PKR 284

-7.77%

Eggs

$2.02 ₱127

$1.09 PKR 303

85.32%

Local Cheese (1kg)

$9.63 ₱606

$6.66 PKR 1,843

44.59%

Chicken Fillets (1kg)

$4.35 ₱274

$2.42 PKR 669

79.75%

Beef Round Steak (1kg)

$7.70 ₱485

$4.46 PKR 1,235

72.65%

Apples (1kg)

$3.30 ₱207

$0.93 PKR 257

254.84%

Banana (1kg)

$1.27 ₱79.7

$0.49 PKR 136

159.18%

Oranges (1kg)

$2.34 ₱147

$0.67 PKR 186

249.25%

Tomato (1kg)

$1.51 ₱95.3

$0.62 PKR 171

143.55%

Potato (1kg)

$2.23 ₱141

$0.40 PKR 110

457.50%

Onion (1kg)

$1.93 ₱122

$0.42 PKR 117

359.52%

Lettuce (1 head)

$1.18 ₱74.4

$0.49 PKR 136

140.82%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.35 PKR 96.7

85.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.88 PKR 519

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.86 PKR 790

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.21 PKR 610

30.77%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.16 PKR 43.13

43.75%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$8.46 PKR 2,339

44.68%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.43 PKR 394

-42.66%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.35 PKR 95.6

-42.86%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$0.94 PKR 261

359.57%

Gasoline (1 liter)

$1.38 ₱86.7

$1.29 PKR 357

6.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$25.0K PKR 6.9M

-15.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$23.5K PKR 6.5M

-18.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$146 PKR 40.4K

-15.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$4.97 PKR 1,374

220.52%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$19.24 PKR 5,323

45.89%

Gym Membership (Monthly)

$33.41 ₱2,103

$24.14 PKR 6,677

38.40%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$3.57 PKR 988

79.27%

Cinema Ticket

$5.85 ₱368

$4.37 PKR 1,209

33.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$41.84 PKR 11.6K

546.68%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$1,017 PKR 281.3K

692.66%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$18.25 PKR 5,047

164.71%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$19.03 PKR 5,265

29.06%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$93.3 PKR 25.8K

-17.37%

Men's Leather Business Shoes

$56.5 ₱3,557

$25.72 PKR 7,114

119.71%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$189 PKR 52.2K

162.66%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$127 PKR 35.2K

152.50%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$239 PKR 66.1K

314.37%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$174 PKR 48.2K

260.49%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$760 PKR 210.2K

486.82%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$526 PKR 145.5K

476.03%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$185 PKR 51.2K

85.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Multan: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Multan

$127 22.7% 60.4% $194

Groceries & Markets

Cebu

$206 21.8%

Multan

$88 15.7% 57.3% $118

Monthly Utilities & Internet

Cebu

$168 17.8%

Multan

$170 30.4% 1.4% $2.3

Eating Out

Cebu

$95 10.1%

Multan

$60 10.7% 37% $35

Clothing & Footwear

Cebu

$93 9.9%

Multan

$70 12.5% 24.3% $23

Sport & Entertainment

Cebu

$45 4.8%

Multan

$33 5.9% 27.1% $12

Getting Around

Cebu

$15 1.6%

Multan

$12 2.2% 18.3% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $189 in Multan. Housing cost is often the main lever when comparing two cities.

Cebu pays 85% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $11 in Multan for a mid-range dinner for two. Groceries echo the gap at $206 vs $88 per month, with Multan cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Multan

🕒 Local time

01:57 1:57 AM

22:57 10:57 PM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

1,871,843

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Multan 5,840 km ≈ 8 h nonstop flight

From you

Cebu
Multan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Multan: Cost of Living - Frequently Asked Questions

Multan is about 41% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 85% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $189 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $561 in Multan – Multan is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Multan runs roughly 31% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Multan gentler on the wallet – expenses run 41% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.