Cost of Living Comparison Between Multan and Belgaum Cost of Living Comparison Between Multan and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $525 in Multan versus $311 in Belgaum.

Estimated couple costs with rent: $750 in Multan versus $530 in Belgaum.

Monthly costs for a family of three with rent: $976 in Multan versus $749 in Belgaum.

Living in Multan is roughly 69% more expensive than in Belgaum, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Multan 62% lower, Belgaum 77% lower.

Meal at Budget Restaurant

$2.51 PKR 696

$1.81 ₹173

38.67%

Three-Course Dinner for Two, Mid-Range

$10.95 PKR 3,035

$10.48 ₹1,005

4.48%

Fast Food Meal (McDonalds, etc)

$5.51 PKR 1,528

$2.69 ₹257

104.83%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.63 PKR 729

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.24 PKR 1,453

Cappuccino

$1.77 PKR 491

$1.66 ₹159

6.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 77.4

$0.33 ₹32.07

-15.15%

Water (0.33 liter bottle)

$0.20 PKR 54.7

$0.10 ₹9.46

100.00%

Local Beer (0.5 liter draught)

$0.98 ₹94.3

Imported Beer (0.33 liter bottle)

$2.17 ₹208

Milk (1 liter)

$0.67 PKR 184

$0.73 ₹69.6

-8.22%

White Bread (500g)

$0.54 PKR 150

$0.47 ₹44.84

14.89%

Rice (white) (1kg)

$1.02 PKR 283

$0.55 ₹52.7

85.45%

Eggs

$1.15 PKR 318

$0.76 ₹72.8

51.32%

Local Cheese (1kg)

$7.13 PKR 1,977

$4.24 ₹407

68.16%

Chicken Fillets (1kg)

$2.39 PKR 662

$2.58 ₹247

-7.36%

Beef Round Steak (1kg)

$4.25 PKR 1,178

Apples (1kg)

$0.92 PKR 254

$1.61 ₹155

-42.86%

Banana (1kg)

$0.52 PKR 145

$0.67 ₹64.0

-22.39%

Oranges (1kg)

$0.71 PKR 195

$1.47 ₹141

-51.70%

Tomato (1kg)

$0.59 PKR 162

$0.31 ₹29.78

90.32%

Potato (1kg)

$0.37 PKR 102

$0.34 ₹32.84

8.82%

Onion (1kg)

$0.43 PKR 120

$0.33 ₹31.95

30.30%

Lettuce (1 head)

$0.47 PKR 129

$0.27 ₹26.14

74.07%

Water (1.5 liter bottle)

$0.37 PKR 104

$0.29 ₹27.69

27.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 501

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.81 PKR 778

Cigarettes 20 Pack (Marlboro, Camel)

$2.12 PKR 589

$4.16 ₹398

-49.04%

Wine (Bottle)

$3.70 ₹355

Local Beer (0.5 liter bottle)

$1.32 ₹127

Imported Beer (0.33 liter bottle)

$2.03 ₹194

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹420

One-way Ticket (Public Transport)

$0.18 PKR 48.58

$0.22 ₹21.11

-18.18%

Public Transport Monthly Pass (Regular Price)

$7.32 PKR 2,027

$14.81 ₹1,420

-50.57%

Taxi Start (Normal Tariff)

$1.48 PKR 410

$1.06 ₹101

39.62%

Taxi (Normal Tariff) (1km)

$0.35 PKR 97.0

$0.50 ₹47.88

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$0.88 PKR 244

$0.85 ₹81.1

3.53%

Gasoline (1 liter)

$1.10 PKR 305

$1.06 ₹102

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K PKR 7.1M

$10.9K ₹1.0M

132.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K PKR 7.4M

$18.2K ₹1.7M

45.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 PKR 40.8K

$30.47 ₹2,921

382.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.83 PKR 1,339

$3.17 ₹304

52.37%

Internet (50+ Mbps, Unlimited Data)

$18.85 PKR 5,226

$5.36 ₹514

251.68%

Gym Membership (Monthly)

$23.83 PKR 6,606

$4.87 ₹467

389.32%

Tennis Court (1 Hour on Weekend)

$3.56 PKR 986

$5.64 ₹541

-36.88%

Cinema Ticket

$4.44 PKR 1,230

$2.05 ₹197

116.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.39 PKR 11.7K

$20.53 ₹1,968

106.48%

International Primary School, 1 Child (Yearly)

$1,029 PKR 285.3K

$868 ₹83.2K

18.60%

Jeans (Levis 501 Or Similar)

$18.02 PKR 4,993

$13.63 ₹1,307

32.21%

Summer Dress (H&M, Zara, etc)

$18.90 PKR 5,239

$32.21 ₹3,088

-41.32%

Sport Shoes (Adidas, Nike)

$93.5 PKR 25.9K

$31.56 ₹3,026

196.29%

Men's Leather Business Shoes

$25.90 PKR 7,178

$22.15 ₹2,124

16.93%

1-bedroom Apartment, City Center (Monthly)

$145 PKR 40.3K

$118 ₹11.3K

22.76%

1-bedroom Apartment, Outside City Center (Monthly)

$90.5 PKR 25.1K

$63.1 ₹6,049

43.43%

3-bedroom Apartment, City Center (Monthly)

$215 PKR 59.6K

$260 ₹24.9K

-17.22%

3-bedroom Apartment, Outside City Center (Monthly)

$149 PKR 41.3K

$196 ₹18.8K

-24.06%

Buy Apartment in City Center (m2)

$589 ₹56.5K

Buy Apartment Outside City Center (m2)

$404 ₹38.8K

Average Monthly Net Salary (After Tax)

$185 PKR 51.3K

$307 ₹29.4K

-39.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: September 13, 2026

Last update for Belgaum: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $145 in Multan and $118 in Belgaum. Housing cost is often the main lever when comparing two cities.

Belgaum pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Multan vs $10.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $89.0 vs $87.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Belgaum: Cost of Living - Frequently Asked Questions

Multan and Belgaum differ by about 69% in total monthly costs ($525 vs $311 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 66% lower in Belgaum. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $145 in Multan versus $118 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $11.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $525 per month in Multan versus $311 in Belgaum – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Multan and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 69% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.