Last update: Nov 2026

Cost of Living Comparison Between Multan and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $561 in Multan, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Multan
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Multan Living Index
16

Cost of Living Index in Belgaum
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Belgaum Living Index

Jump to prices

Multan

🇵🇰 Pakistan

$561

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Multan and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Multan and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $561 in Multan versus $332 in Belgaum.

Multan $561
Belgaum $332

Estimated couple costs with rent: $773 in Multan versus $558 in Belgaum.

Multan $773
Belgaum $558

Monthly costs for a family of three with rent: $986 in Multan versus $784 in Belgaum.

Multan $986
Belgaum $784

Living in Multan is roughly 69% more expensive than in Belgaum, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Multan 59% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$2.56 PKR 708

$1.89 ₹178

35.45%

Three-Course Dinner for Two, Mid-Range

$11.05 PKR 3,055

$10.75 ₹1,015

2.79%

Fast Food Meal (McDonalds, etc)

$5.31 PKR 1,468

$2.61 ₹247

103.45%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 768

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,456

Cappuccino

$1.80 PKR 497

$1.61 ₹152

11.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 77.2

$0.36 ₹34.15

-22.22%

Water (0.33 liter bottle)

$0.20 PKR 54.2

$0.11 ₹10.51

81.82%

Local Beer (0.5 liter draught)

$0.93 ₹88.1

Imported Beer (0.33 liter bottle)

$2.26 ₹213

Milk (1 liter)

$0.69 PKR 191

$0.71 ₹66.9

-2.82%

White Bread (500g)

$0.55 PKR 152

$0.51 ₹48.35

7.84%

Rice (white) (1kg)

$1.03 PKR 284

$0.62 ₹59.0

66.13%

Eggs

$1.09 PKR 303

$0.77 ₹73.0

41.56%

Local Cheese (1kg)

$6.66 PKR 1,843

$4.88 ₹461

36.48%

Chicken Fillets (1kg)

$2.42 PKR 669

$3.01 ₹284

-19.60%

Beef Round Steak (1kg)

$4.46 PKR 1,235

Apples (1kg)

$0.93 PKR 257

$1.60 ₹151

-41.88%

Banana (1kg)

$0.49 PKR 136

$0.64 ₹60.6

-23.44%

Oranges (1kg)

$0.67 PKR 186

$1.52 ₹143

-55.92%

Tomato (1kg)

$0.62 PKR 171

$0.31 ₹29.71

100.00%

Potato (1kg)

$0.40 PKR 110

$0.38 ₹36.06

5.26%

Onion (1kg)

$0.42 PKR 117

$0.40 ₹37.56

5.00%

Lettuce (1 head)

$0.49 PKR 136

$0.25 ₹23.43

96.00%

Water (1.5 liter bottle)

$0.35 PKR 96.7

$0.31 ₹29.75

12.90%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.88 PKR 519

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.86 PKR 790

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 PKR 610

$3.80 ₹359

-41.84%

Wine (Bottle)

$5.44 ₹514

Local Beer (0.5 liter bottle)

$1.40 ₹132

Imported Beer (0.33 liter bottle)

$2.13 ₹201

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.62 ₹247

One-way Ticket (Public Transport)

$0.16 PKR 43.13

$0.20 ₹18.87

-20.00%

Public Transport Monthly Pass (Regular Price)

$8.46 PKR 2,339

$14.87 ₹1,404

-43.11%

Taxi Start (Normal Tariff)

$1.43 PKR 394

$1.08 ₹102

32.41%

Taxi (Normal Tariff) (1km)

$0.35 PKR 95.6

$0.51 ₹48.36

-31.37%

Taxi 1hour Waiting (Normal Tariff)

$0.94 PKR 261

$0.87 ₹81.8

8.05%

Gasoline (1 liter)

$1.29 PKR 357

$1.10 ₹104

17.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K PKR 6.9M

$10.9K ₹1.0M

130.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K PKR 6.5M

$18.4K ₹1.7M

27.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 PKR 40.4K

$29.82 ₹2,817

390.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.97 PKR 1,374

$3.14 ₹296

58.28%

Internet (50+ Mbps, Unlimited Data)

$19.24 PKR 5,323

$5.66 ₹535

239.93%

Gym Membership (Monthly)

$24.14 PKR 6,677

$4.64 ₹438

420.26%

Tennis Court (1 Hour on Weekend)

$3.57 PKR 988

$6.55 ₹619

-45.50%

Cinema Ticket

$4.37 PKR 1,209

$2.08 ₹197

110.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.84 PKR 11.6K

$20.95 ₹1,979

99.71%

International Primary School, 1 Child (Yearly)

$1,017 PKR 281.3K

$858 ₹81.0K

18.56%

Jeans (Levis 501 Or Similar)

$18.25 PKR 5,047

$13.53 ₹1,278

34.89%

Summer Dress (H&M, Zara, etc)

$19.03 PKR 5,265

$35.81 ₹3,383

-46.86%

Sport Shoes (Adidas, Nike)

$93.3 PKR 25.8K

$43.50 ₹4,110

114.57%

Men's Leather Business Shoes

$25.72 PKR 7,114

$23.60 ₹2,230

8.98%

1-bedroom Apartment, City Center (Monthly)

$189 PKR 52.2K

$122 ₹11.5K

54.96%

1-bedroom Apartment, Outside City Center (Monthly)

$127 PKR 35.2K

$64.0 ₹6,043

99.19%

3-bedroom Apartment, City Center (Monthly)

$239 PKR 66.1K

$262 ₹24.8K

-8.88%

3-bedroom Apartment, Outside City Center (Monthly)

$174 PKR 48.2K

$194 ₹18.3K

-10.15%

Buy Apartment in City Center (m2)

$760 PKR 210.2K

$594 ₹56.1K

27.89%

Buy Apartment Outside City Center (m2)

$526 PKR 145.5K

$404 ₹38.1K

30.29%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

$306 ₹28.9K

-39.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: November 2, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Multan

$170 30.4%

Belgaum

$39 11.6% 77.3% $132

Accommodation & Living

Multan

$127 22.7%

Belgaum

$64 19.3% 49.8% $63

Groceries & Markets

Multan

$88 15.7%

Belgaum

$96 28.9% 9% $7.9

Clothing & Footwear

Multan

$70 12.5%

Belgaum

$52 15.8% 25.5% $18

Eating Out

Multan

$60 10.7%

Belgaum

$53 16.1% 10.9% $6.5

Sport & Entertainment

Multan

$33 5.9%

Belgaum

$8.8 2.7% 73.2% $24

Getting Around

Multan

$12 2.2%

Belgaum

$19 5.8% 57.8% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $189 in Multan and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Belgaum pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Multan vs $11 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $88 vs $96 per month, with Multan cheaper across the board.

Good to know

🇵🇰 Multan

🇮🇳 Belgaum

🕒 Local time

02:15 2:15 AM

02:45 2:45 AM

30 min ahead of Multan

🌤 Weather

👥 Population

1,871,843

600,000

💱 Currency

Pakistani Rupee PKR ₨

Indian Rupee INR ₹

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Multan Belgaum 1,620 km ≈ 2 h 30 min nonstop flight

From you

Multan
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Belgaum: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $561 in Multan and $332 in Belgaum, so Belgaum is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 40% lower in Multan. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $189 in Multan versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Multan pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $561 per month in Multan versus $332 in Belgaum – Belgaum is about 41% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Belgaum is more practical. Housing and childcare are both notably cheaper than in Multan, and the savings on those two alone free up budget for education, activities, and family trips.