Cost of Living Comparison Between Multan and Belgaum Cost of Living Comparison Between Multan and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $410 in Multan versus $371 in Belgaum.

Estimated couple costs with rent: $619 in Multan versus $613 in Belgaum.

Monthly costs for a family of three with rent: $827 in Multan versus $855 in Belgaum.

Living in Multan is roughly 11% more expensive than Belgaum, driven mainly by Groceries & Markets.

Both cities sit below the global median: Multan 69% lower, Belgaum 72% lower.

Meal at Budget Restaurant

$2.18 PKR 605

$2.29 ₹216

-4.80%

Three-Course Dinner for Two, Mid-Range

$8.68 PKR 2,413

$11.78 ₹1,115

-26.32%

Fast Food Meal (McDonalds, etc)

$5.20 PKR 1,445

$3.26 ₹308

59.51%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.74 PKR 483

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.09 PKR 859

Cappuccino

$1.43 PKR 397

$2.03 ₹192

-29.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 76.9

$0.38 ₹35.61

-26.32%

Water (0.33 liter bottle)

$0.22 PKR 60.4

$0.13 ₹12.60

69.23%

Local Beer (0.5 liter draught)

$1.06 ₹101

Imported Beer (0.33 liter bottle)

$3.12 ₹295

Milk (1 liter)

$0.58 PKR 161

$0.73 ₹68.9

-20.55%

White Bread (500g)

$0.61 PKR 169

$0.32 ₹30.67

90.62%

Rice (white) (1kg)

$1.08 PKR 300

$0.62 ₹59.0

74.19%

Eggs

$1.09 PKR 302

$0.82 ₹77.9

32.93%

Local Cheese (1kg)

$4.72 PKR 1,312

$4.74 ₹448

-0.42%

Chicken Fillets (1kg)

$2.59 PKR 721

$2.97 ₹281

-12.79%

Beef Round Steak (1kg)

$3.04 PKR 845

Apples (1kg)

$0.98 PKR 273

$1.69 ₹160

-42.01%

Banana (1kg)

$0.67 PKR 185

$1.08 ₹102

-37.96%

Oranges (1kg)

$0.58 PKR 162

$1.81 ₹171

-67.96%

Tomato (1kg)

$0.52 PKR 145

$0.34 ₹31.92

52.94%

Potato (1kg)

$0.40 PKR 111

$0.43 ₹40.69

-6.98%

Onion (1kg)

$0.40 PKR 110

$0.43 ₹40.50

-6.98%

Lettuce (1 head)

$0.59 PKR 165

$0.46 ₹43.23

28.26%

Water (1.5 liter bottle)

$0.36 PKR 99.5

$0.36 ₹34.14

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.85 PKR 513

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.61 PKR 446

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.86 PKR 517

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 PKR 533

$4.74 ₹449

-59.49%

Wine (Bottle)

$5.35 ₹506

Local Beer (0.5 liter bottle)

$1.42 ₹134

Imported Beer (0.33 liter bottle)

$2.28 ₹216

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹460

One-way Ticket (Public Transport)

$0.17 PKR 47.74

$0.22 ₹20.68

-22.73%

Public Transport Monthly Pass (Regular Price)

$7.17 PKR 1,993

$8.58 ₹811

-16.43%

Taxi Start (Normal Tariff)

$1.03 PKR 287

$1.14 ₹108

-9.65%

Taxi (Normal Tariff) (1km)

$0.33 PKR 92.8

$0.59 ₹55.9

-44.07%

Taxi 1hour Waiting (Normal Tariff)

$1.43 PKR 397

$1.43 ₹136

Gasoline (1 liter)

$1.02 PKR 283

$1.17 ₹111

-12.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K PKR 6.1M

$13.8K ₹1.3M

60.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K PKR 6.1M

$20.8K ₹2.0M

5.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.3K

$50.1 ₹4,743

102.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.75 PKR 1,322

$3.28 ₹310

44.82%

Internet (50+ Mbps, Unlimited Data)

$13.85 PKR 3,851

$6.89 ₹652

101.02%

Gym Membership (Monthly)

$18.27 PKR 5,078

$6.82 ₹645

167.89%

Tennis Court (1 Hour on Weekend)

$12.46 PKR 3,464

$7.18 ₹679

73.54%

Cinema Ticket

$2.67 PKR 741

$1.84 ₹175

45.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.61 PKR 10.2K

$23.20 ₹2,195

57.80%

International Primary School, 1 Child (Yearly)

$1,786 PKR 496.4K

$1,163 ₹110.0K

53.50%

Jeans (Levis 501 Or Similar)

$16.25 PKR 4,518

$19.61 ₹1,855

-17.13%

Summer Dress (H&M, Zara, etc)

$28.19 PKR 7,839

$24.98 ₹2,364

12.85%

Sport Shoes (Adidas, Nike)

$69.7 PKR 19.4K

$31.70 ₹2,999

120.00%

Men's Leather Business Shoes

$29.11 PKR 8,092

$23.41 ₹2,215

24.35%

1-bedroom Apartment, City Center (Monthly)

$84.9 PKR 23.6K

$136 ₹12.9K

-37.60%

1-bedroom Apartment, Outside City Center (Monthly)

$56.8 PKR 15.8K

$68.9 ₹6,517

-17.61%

3-bedroom Apartment, City Center (Monthly)

$173 PKR 48.1K

$287 ₹27.2K

-39.82%

3-bedroom Apartment, Outside City Center (Monthly)

$126 PKR 35.0K

$219 ₹20.7K

-42.58%

Buy Apartment in City Center (m2)

$596 ₹56.4K

Buy Apartment Outside City Center (m2)

$398 ₹37.6K

Average Monthly Net Salary (After Tax)

$180 PKR 49.9K

$319 ₹30.2K

-43.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.43

10.75

62.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: June 14, 2026

Last update for Belgaum: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $84.9 in Multan and $136 in Belgaum. Housing cost is often the main lever when comparing two cities.

Belgaum pays 78% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Multan vs $12.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $79.0 vs $100 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Belgaum: Cost of Living - Frequently Asked Questions

Multan and Belgaum differ by about 11% in total monthly costs ($410 vs $371 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Belgaum earns 78% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $84.9 in Multan versus $136 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $9.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $410 per month in Multan versus $371 in Belgaum – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Multan and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 11% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.