Cost of Living Comparison Between Multan and Belgaum Cost of Living Comparison Between Multan and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $402 in Multan versus $359 in Belgaum.

Estimated couple costs with rent: $602 in Multan versus $602 in Belgaum.

Monthly costs for a family of three with rent: $802 in Multan versus $844 in Belgaum.

Living in Multan is roughly 12% more expensive than in Belgaum, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Multan 70% lower, Belgaum 73% lower.

Meal at Budget Restaurant

$2.13 PKR 591

$2.28 ₹218

-6.58%

Three-Course Dinner for Two, Mid-Range

$8.64 PKR 2,397

$11.64 ₹1,110

-25.77%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,467

$3.11 ₹296

70.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 502

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.09 PKR 857

Cappuccino

$1.38 PKR 384

$2.05 ₹196

-32.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 PKR 83.7

$0.41 ₹38.63

-26.83%

Water (0.33 liter bottle)

$0.21 PKR 57.5

$0.12 ₹11.02

75.00%

Local Beer (0.5 liter draught)

$1.07 ₹102

Imported Beer (0.33 liter bottle)

$3.01 ₹287

Milk (1 liter)

$0.59 PKR 164

$0.70 ₹66.7

-15.71%

White Bread (500g)

$0.60 PKR 166

$0.30 ₹28.22

100.00%

Rice (white) (1kg)

$1.08 PKR 300

$0.62 ₹59.3

74.19%

Eggs

$1.03 PKR 287

$0.77 ₹73.8

33.77%

Local Cheese (1kg)

$4.91 PKR 1,363

$4.91 ₹468

Chicken Fillets (1kg)

$2.58 PKR 717

$2.85 ₹272

-9.47%

Beef Round Steak (1kg)

$3.15 PKR 876

Apples (1kg)

$0.98 PKR 273

$1.62 ₹155

-39.51%

Banana (1kg)

$0.71 PKR 198

$1.08 ₹103

-34.26%

Oranges (1kg)

$0.57 PKR 159

$1.81 ₹173

-68.51%

Tomato (1kg)

$0.52 PKR 143

$0.33 ₹31.73

57.58%

Potato (1kg)

$0.38 PKR 105

$0.42 ₹40.49

-9.52%

Onion (1kg)

$0.43 PKR 119

$0.42 ₹40.53

2.38%

Lettuce (1 head)

$0.60 PKR 166

$0.49 ₹46.44

22.45%

Water (1.5 liter bottle)

$0.39 PKR 107

$0.34 ₹32.32

14.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.89 PKR 526

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.62 PKR 450

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.86 PKR 515

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 PKR 533

$4.68 ₹447

-58.97%

Wine (Bottle)

$5.20 ₹496

Local Beer (0.5 liter bottle)

$1.42 ₹135

Imported Beer (0.33 liter bottle)

$2.23 ₹213

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹484

One-way Ticket (Public Transport)

$0.17 PKR 47.23

$0.19 ₹18.14

-10.53%

Public Transport Monthly Pass (Regular Price)

$7.16 PKR 1,986

$8.86 ₹845

-19.19%

Taxi Start (Normal Tariff)

$1.05 PKR 291

$1.14 ₹109

-7.89%

Taxi (Normal Tariff) (1km)

$0.30 PKR 84.4

$0.59 ₹55.9

-49.15%

Taxi 1hour Waiting (Normal Tariff)

$1.44 PKR 398

$1.47 ₹140

-2.04%

Gasoline (1 liter)

$0.99 PKR 275

$1.22 ₹116

-18.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K PKR 6.2M

$14.0K ₹1.3M

59.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K PKR 6.1M

$20.3K ₹1.9M

8.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 PKR 29.1K

$50.9 ₹4,855

105.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.73 PKR 1,312

$3.31 ₹316

42.90%

Internet (50+ Mbps, Unlimited Data)

$13.99 PKR 3,884

$6.87 ₹655

103.64%

Gym Membership (Monthly)

$17.76 PKR 4,929

$6.78 ₹646

161.95%

Tennis Court (1 Hour on Weekend)

$12.13 PKR 3,367

$7.42 ₹708

63.48%

Cinema Ticket

$2.71 PKR 753

$1.85 ₹176

46.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.21 PKR 10.1K

$23.63 ₹2,254

53.24%

International Primary School, 1 Child (Yearly)

$1,792 PKR 497.4K

$1,147 ₹109.4K

56.21%

Jeans (Levis 501 Or Similar)

$16.31 PKR 4,527

$19.25 ₹1,836

-15.27%

Summer Dress (H&M, Zara, etc)

$27.54 PKR 7,644

$25.37 ₹2,419

8.55%

Sport Shoes (Adidas, Nike)

$68.6 PKR 19.0K

$31.86 ₹3,038

115.16%

Men's Leather Business Shoes

$28.70 PKR 7,964

$23.62 ₹2,253

21.51%

1-bedroom Apartment, City Center (Monthly)

$87.0 PKR 24.2K

$133 ₹12.7K

-34.43%

1-bedroom Apartment, Outside City Center (Monthly)

$58.2 PKR 16.1K

$69.9 ₹6,671

-16.84%

3-bedroom Apartment, City Center (Monthly)

$178 PKR 49.3K

$286 ₹27.3K

-37.95%

3-bedroom Apartment, Outside City Center (Monthly)

$125 PKR 34.7K

$214 ₹20.4K

-41.75%

Buy Apartment in City Center (m2)

$574 ₹54.7K

Buy Apartment Outside City Center (m2)

$395 ₹37.7K

Average Monthly Net Salary (After Tax)

$184 PKR 51.1K

$474 ₹45.2K

-61.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.43

10.75

62.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Multan: July 26, 2026

Last update for Belgaum: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $87.0 in Multan and $133 in Belgaum. Housing cost is often the main lever when comparing two cities.

Belgaum pays 157% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Multan vs $12.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $81.0 vs $98.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Multan vs Belgaum: Cost of Living - Frequently Asked Questions

Multan and Belgaum differ by about 12% in total monthly costs ($402 vs $359 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 157% lower in Belgaum. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $87.0 in Multan versus $133 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $9.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $402 per month in Multan versus $359 in Belgaum – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Multan and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 12% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.