Cost of Living Comparison Between Belgaum and Multan Cost of Living Comparison Between Belgaum and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $369 in Belgaum versus $407 in Multan.

Estimated couple costs with rent: $604 in Belgaum versus $605 in Multan.

Monthly costs for a family of three with rent: $840 in Belgaum versus $803 in Multan.

Living in Belgaum costs roughly 9% less than in Multan, driven mainly by Groceries & Markets.

Both cities sit below the global median: Belgaum 72% lower, Multan 70% lower.

Meal at Budget Restaurant

$2.29 ₹217

$2.16 PKR 604

6.02%

Three-Course Dinner for Two, Mid-Range

$11.52 ₹1,090

$8.90 PKR 2,483

29.44%

Fast Food Meal (McDonalds, etc)

$3.22 ₹305

$5.45 PKR 1,520

-40.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 498

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.21 PKR 896

Cappuccino

$2.08 ₹196

$1.42 PKR 396

46.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.49

$0.30 PKR 84.1

36.67%

Water (0.33 liter bottle)

$0.13 ₹12.60

$0.17 PKR 46.43

-23.53%

Local Beer (0.5 liter draught)

$1.03 ₹97.4

Imported Beer (0.33 liter bottle)

$2.99 ₹283

Milk (1 liter)

$0.73 ₹68.7

$0.63 PKR 175

15.87%

White Bread (500g)

$0.32 ₹30.40

$0.56 PKR 156

-42.86%

Rice (white) (1kg)

$0.61 ₹58.1

$1.04 PKR 290

-41.35%

Eggs

$0.83 ₹78.9

$1.03 PKR 287

-19.42%

Local Cheese (1kg)

$4.90 ₹463

$4.95 PKR 1,380

-1.01%

Chicken Fillets (1kg)

$2.95 ₹279

$2.48 PKR 692

18.95%

Beef Round Steak (1kg)

$3.18 PKR 888

Apples (1kg)

$1.70 ₹160

$0.99 PKR 276

71.72%

Banana (1kg)

$1.10 ₹104

$0.72 PKR 201

52.78%

Oranges (1kg)

$1.83 ₹173

$0.54 PKR 151

238.89%

Tomato (1kg)

$0.36 ₹34.19

$0.52 PKR 144

-30.77%

Potato (1kg)

$0.42 ₹39.77

$0.38 PKR 105

10.53%

Onion (1kg)

$0.42 ₹39.94

$0.39 PKR 109

7.69%

Lettuce (1 head)

$0.45 ₹42.78

$0.56 PKR 157

-19.64%

Water (1.5 liter bottle)

$0.34 ₹31.84

$0.36 PKR 99.1

-5.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.39 PKR 389

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.56 PKR 436

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.86 PKR 519

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 ₹432

$1.97 PKR 549

131.98%

Wine (Bottle)

$5.36 ₹507

Local Beer (0.5 liter bottle)

$1.36 ₹129

Imported Beer (0.33 liter bottle)

$2.28 ₹215

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.01 ₹474

One-way Ticket (Public Transport)

$0.17 ₹16.14

$0.17 PKR 46.30

Public Transport Monthly Pass (Regular Price)

$8.49 ₹804

$6.97 PKR 1,945

21.81%

Taxi Start (Normal Tariff)

$1.18 ₹112

$1.08 PKR 301

9.26%

Taxi (Normal Tariff) (1km)

$0.56 ₹52.9

$0.33 PKR 92.9

69.70%

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹140

$1.38 PKR 384

7.25%

Gasoline (1 liter)

$1.23 ₹116

$1.00 PKR 279

23.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.9K ₹1.3M

$22.2K PKR 6.2M

-37.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₹1.9M

$22.1K PKR 6.2M

-8.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.98 ₹4,729

$105 PKR 29.3K

-52.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.45 ₹326

$4.84 PKR 1,351

-28.72%

Internet (50+ Mbps, Unlimited Data)

$7.06 ₹668

$13.61 PKR 3,799

-48.13%

Gym Membership (Monthly)

$6.83 ₹646

$17.93 PKR 5,006

-61.91%

Tennis Court (1 Hour on Weekend)

$7.57 ₹717

$12.18 PKR 3,401

-37.85%

Cinema Ticket

$1.82 ₹172

$2.59 PKR 723

-29.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$23.32 ₹2,207

$35.90 PKR 10.0K

-35.04%

International Primary School, 1 Child (Yearly)

$1,174 ₹111.1K

$1,752 PKR 489.1K

-32.98%

Jeans (Levis 501 Or Similar)

$19.63 ₹1,857

$16.49 PKR 4,604

19.04%

Summer Dress (H&M, Zara, etc)

$25.10 ₹2,375

$27.70 PKR 7,732

-9.39%

Sport Shoes (Adidas, Nike)

$32.51 ₹3,076

$68.7 PKR 19.2K

-52.65%

Men's Leather Business Shoes

$23.07 ₹2,183

$28.67 PKR 8,003

-19.53%

1-bedroom Apartment, City Center (Monthly)

$136 ₹12.9K

$84.6 PKR 23.6K

61.01%

1-bedroom Apartment, Outside City Center (Monthly)

$69.9 ₹6,614

$57.3 PKR 16.0K

22.03%

3-bedroom Apartment, City Center (Monthly)

$296 ₹28.0K

$173 PKR 48.2K

71.47%

3-bedroom Apartment, Outside City Center (Monthly)

$217 ₹20.6K

$128 PKR 35.8K

69.38%

Buy Apartment in City Center (m2)

$581 ₹55.0K

Buy Apartment Outside City Center (m2)

$408 ₹38.6K

Average Monthly Net Salary (After Tax)

$466 ₹44.1K

$178 PKR 49.6K

162.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

17.43

-38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: April 27, 2026

Last update for Multan: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Belgaum and $84.6 in Multan. Housing cost is often the main lever when comparing two cities.

Belgaum pays 162% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Belgaum vs $9.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $100 vs $79.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Multan: Cost of Living - Frequently Asked Questions

Belgaum and Multan differ by about 10% in total monthly costs ($369 vs $407 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Belgaum pays 162% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $136 in Belgaum versus $84.6 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $9.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $369 per month in Belgaum versus $407 in Multan – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 10% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.