Cost of Living Comparison Between Belgaum and Multan Cost of Living Comparison Between Belgaum and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $371 in Belgaum versus $410 in Multan.

Estimated couple costs with rent: $613 in Belgaum versus $619 in Multan.

Monthly costs for a family of three with rent: $855 in Belgaum versus $827 in Multan.

Living in Belgaum costs roughly 10% less than in Multan, driven mainly by Groceries & Markets.

Both cities sit below the global median: Belgaum 72% lower, Multan 69% lower.

Meal at Budget Restaurant

$2.29 ₹216

$2.18 PKR 605

5.05%

Three-Course Dinner for Two, Mid-Range

$11.78 ₹1,115

$8.68 PKR 2,413

35.71%

Fast Food Meal (McDonalds, etc)

$3.26 ₹308

$5.20 PKR 1,445

-37.31%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.74 PKR 483

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.09 PKR 859

Cappuccino

$2.03 ₹192

$1.43 PKR 397

41.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.61

$0.28 PKR 76.9

35.71%

Water (0.33 liter bottle)

$0.13 ₹12.60

$0.22 PKR 60.4

-40.91%

Local Beer (0.5 liter draught)

$1.06 ₹101

Imported Beer (0.33 liter bottle)

$3.12 ₹295

Milk (1 liter)

$0.73 ₹68.9

$0.58 PKR 161

25.86%

White Bread (500g)

$0.32 ₹30.67

$0.61 PKR 169

-47.54%

Rice (white) (1kg)

$0.62 ₹59.0

$1.08 PKR 300

-42.59%

Eggs

$0.82 ₹77.9

$1.09 PKR 302

-24.77%

Local Cheese (1kg)

$4.74 ₹448

$4.72 PKR 1,312

0.42%

Chicken Fillets (1kg)

$2.97 ₹281

$2.59 PKR 721

14.67%

Beef Round Steak (1kg)

$3.04 PKR 845

Apples (1kg)

$1.69 ₹160

$0.98 PKR 273

72.45%

Banana (1kg)

$1.08 ₹102

$0.67 PKR 185

61.19%

Oranges (1kg)

$1.81 ₹171

$0.58 PKR 162

212.07%

Tomato (1kg)

$0.34 ₹31.92

$0.52 PKR 145

-34.62%

Potato (1kg)

$0.43 ₹40.69

$0.40 PKR 111

7.50%

Onion (1kg)

$0.43 ₹40.50

$0.40 PKR 110

7.50%

Lettuce (1 head)

$0.46 ₹43.23

$0.59 PKR 165

-22.03%

Water (1.5 liter bottle)

$0.36 ₹34.14

$0.36 PKR 99.5

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.85 PKR 513

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.61 PKR 446

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.86 PKR 517

Cigarettes 20 Pack (Marlboro, Camel)

$4.74 ₹449

$1.92 PKR 533

146.88%

Wine (Bottle)

$5.35 ₹506

Local Beer (0.5 liter bottle)

$1.42 ₹134

Imported Beer (0.33 liter bottle)

$2.28 ₹216

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹460

One-way Ticket (Public Transport)

$0.22 ₹20.68

$0.17 PKR 47.74

29.41%

Public Transport Monthly Pass (Regular Price)

$8.58 ₹811

$7.17 PKR 1,993

19.67%

Taxi Start (Normal Tariff)

$1.14 ₹108

$1.03 PKR 287

10.68%

Taxi (Normal Tariff) (1km)

$0.59 ₹55.9

$0.33 PKR 92.8

78.79%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.43 PKR 397

Gasoline (1 liter)

$1.17 ₹111

$1.02 PKR 283

14.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.8K ₹1.3M

$22.1K PKR 6.1M

-37.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₹2.0M

$22.0K PKR 6.1M

-5.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.1 ₹4,743

$102 PKR 28.3K

-50.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.28 ₹310

$4.75 PKR 1,322

-30.95%

Internet (50+ Mbps, Unlimited Data)

$6.89 ₹652

$13.85 PKR 3,851

-50.25%

Gym Membership (Monthly)

$6.82 ₹645

$18.27 PKR 5,078

-62.67%

Tennis Court (1 Hour on Weekend)

$7.18 ₹679

$12.46 PKR 3,464

-42.38%

Cinema Ticket

$1.84 ₹175

$2.67 PKR 741

-31.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$23.20 ₹2,195

$36.61 PKR 10.2K

-36.63%

International Primary School, 1 Child (Yearly)

$1,163 ₹110.0K

$1,786 PKR 496.4K

-34.85%

Jeans (Levis 501 Or Similar)

$19.61 ₹1,855

$16.25 PKR 4,518

20.68%

Summer Dress (H&M, Zara, etc)

$24.98 ₹2,364

$28.19 PKR 7,839

-11.39%

Sport Shoes (Adidas, Nike)

$31.70 ₹2,999

$69.7 PKR 19.4K

-54.55%

Men's Leather Business Shoes

$23.41 ₹2,215

$29.11 PKR 8,092

-19.58%

1-bedroom Apartment, City Center (Monthly)

$136 ₹12.9K

$84.9 PKR 23.6K

60.25%

1-bedroom Apartment, Outside City Center (Monthly)

$68.9 ₹6,517

$56.8 PKR 15.8K

21.37%

3-bedroom Apartment, City Center (Monthly)

$287 ₹27.2K

$173 PKR 48.1K

66.16%

3-bedroom Apartment, Outside City Center (Monthly)

$219 ₹20.7K

$126 PKR 35.0K

74.15%

Buy Apartment in City Center (m2)

$596 ₹56.4K

Buy Apartment Outside City Center (m2)

$398 ₹37.6K

Average Monthly Net Salary (After Tax)

$319 ₹30.2K

$180 PKR 49.9K

77.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

17.43

-38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: June 13, 2026

Last update for Multan: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Belgaum and $84.9 in Multan. Housing cost is often the main lever when comparing two cities.

Belgaum pays 78% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Belgaum vs $9.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $100 vs $79.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Multan: Cost of Living - Frequently Asked Questions

Belgaum and Multan differ by about 11% in total monthly costs ($371 vs $410 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Belgaum pays 78% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $136 in Belgaum versus $84.9 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $9.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $371 per month in Belgaum versus $410 in Multan – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 11% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.