Cost of Living Comparison Between Belgaum and Multan Cost of Living Comparison Between Belgaum and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $311 in Belgaum versus $525 in Multan.

Estimated couple costs with rent: $530 in Belgaum versus $750 in Multan.

Monthly costs for a family of three with rent: $749 in Belgaum versus $976 in Multan.

Living in Belgaum costs roughly 41% less than in Multan, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Belgaum 77% lower, Multan 62% lower.

Meal at Budget Restaurant

$1.81 ₹173

$2.51 PKR 696

-27.89%

Three-Course Dinner for Two, Mid-Range

$10.48 ₹1,005

$10.95 PKR 3,035

-4.29%

Fast Food Meal (McDonalds, etc)

$2.69 ₹257

$5.51 PKR 1,528

-51.18%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.63 PKR 729

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.24 PKR 1,453

Cappuccino

$1.66 ₹159

$1.77 PKR 491

-6.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₹32.07

$0.28 PKR 77.4

17.86%

Water (0.33 liter bottle)

$0.10 ₹9.46

$0.20 PKR 54.7

-50.00%

Local Beer (0.5 liter draught)

$0.98 ₹94.3

Imported Beer (0.33 liter bottle)

$2.17 ₹208

Milk (1 liter)

$0.73 ₹69.6

$0.67 PKR 184

8.96%

White Bread (500g)

$0.47 ₹44.84

$0.54 PKR 150

-12.96%

Rice (white) (1kg)

$0.55 ₹52.7

$1.02 PKR 283

-46.08%

Eggs

$0.76 ₹72.8

$1.15 PKR 318

-33.91%

Local Cheese (1kg)

$4.24 ₹407

$7.13 PKR 1,977

-40.53%

Chicken Fillets (1kg)

$2.58 ₹247

$2.39 PKR 662

7.95%

Beef Round Steak (1kg)

$4.25 PKR 1,178

Apples (1kg)

$1.61 ₹155

$0.92 PKR 254

75.00%

Banana (1kg)

$0.67 ₹64.0

$0.52 PKR 145

28.85%

Oranges (1kg)

$1.47 ₹141

$0.71 PKR 195

107.04%

Tomato (1kg)

$0.31 ₹29.78

$0.59 PKR 162

-47.46%

Potato (1kg)

$0.34 ₹32.84

$0.37 PKR 102

-8.11%

Onion (1kg)

$0.33 ₹31.95

$0.43 PKR 120

-23.26%

Lettuce (1 head)

$0.27 ₹26.14

$0.47 PKR 129

-42.55%

Water (1.5 liter bottle)

$0.29 ₹27.69

$0.37 PKR 104

-21.62%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 501

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.81 PKR 778

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹398

$2.12 PKR 589

96.23%

Wine (Bottle)

$3.70 ₹355

Local Beer (0.5 liter bottle)

$1.32 ₹127

Imported Beer (0.33 liter bottle)

$2.03 ₹194

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹420

One-way Ticket (Public Transport)

$0.22 ₹21.11

$0.18 PKR 48.58

22.22%

Public Transport Monthly Pass (Regular Price)

$14.81 ₹1,420

$7.32 PKR 2,027

102.32%

Taxi Start (Normal Tariff)

$1.06 ₹101

$1.48 PKR 410

-28.38%

Taxi (Normal Tariff) (1km)

$0.50 ₹47.88

$0.35 PKR 97.0

42.86%

Taxi 1hour Waiting (Normal Tariff)

$0.85 ₹81.1

$0.88 PKR 244

-3.41%

Gasoline (1 liter)

$1.06 ₹102

$1.10 PKR 305

-3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K ₹1.0M

$25.5K PKR 7.1M

-57.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K ₹1.7M

$26.6K PKR 7.4M

-31.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.47 ₹2,921

$147 PKR 40.8K

-79.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.17 ₹304

$4.83 PKR 1,339

-34.37%

Internet (50+ Mbps, Unlimited Data)

$5.36 ₹514

$18.85 PKR 5,226

-71.56%

Gym Membership (Monthly)

$4.87 ₹467

$23.83 PKR 6,606

-79.56%

Tennis Court (1 Hour on Weekend)

$5.64 ₹541

$3.56 PKR 986

58.43%

Cinema Ticket

$2.05 ₹197

$4.44 PKR 1,230

-53.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.53 ₹1,968

$42.39 PKR 11.7K

-51.57%

International Primary School, 1 Child (Yearly)

$868 ₹83.2K

$1,029 PKR 285.3K

-15.68%

Jeans (Levis 501 Or Similar)

$13.63 ₹1,307

$18.02 PKR 4,993

-24.36%

Summer Dress (H&M, Zara, etc)

$32.21 ₹3,088

$18.90 PKR 5,239

70.42%

Sport Shoes (Adidas, Nike)

$31.56 ₹3,026

$93.5 PKR 25.9K

-66.25%

Men's Leather Business Shoes

$22.15 ₹2,124

$25.90 PKR 7,178

-14.48%

1-bedroom Apartment, City Center (Monthly)

$118 ₹11.3K

$145 PKR 40.3K

-18.54%

1-bedroom Apartment, Outside City Center (Monthly)

$63.1 ₹6,049

$90.5 PKR 25.1K

-30.28%

3-bedroom Apartment, City Center (Monthly)

$260 ₹24.9K

$215 PKR 59.6K

20.80%

3-bedroom Apartment, Outside City Center (Monthly)

$196 ₹18.8K

$149 PKR 41.3K

31.69%

Buy Apartment in City Center (m2)

$589 ₹56.5K

Buy Apartment Outside City Center (m2)

$404 ₹38.8K

Average Monthly Net Salary (After Tax)

$307 ₹29.4K

$185 PKR 51.3K

65.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

-17.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: September 13, 2026

Last update for Multan: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Belgaum and $145 in Multan. Housing cost is often the main lever when comparing two cities.

Belgaum pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $10.00 in Belgaum vs $11.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $89.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Multan: Cost of Living - Frequently Asked Questions

Belgaum and Multan differ by about 69% in total monthly costs ($311 vs $525 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 66% higher in Belgaum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Belgaum versus $145 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $11.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $311 per month in Belgaum versus $525 in Multan – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 69% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.