Last update: Nov 2026

Cost of Living Comparison Between Belgaum and Multan

For one person, living is cheaper in Belgaum: $332 a month against $561 in Multan, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

Belgaum, India
Multan, Pakistan
Belgaum
🇮🇳 India
$332
/mo nomad
Multan
🇵🇰 Pakistan
$561
/mo nomad
Monthly Cost of Living

How much you'll spend in Belgaum and in Multan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgaum and in Multan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $332 in Belgaum versus $561 in Multan.

  • Belgaum $332
  • Multan $561

Estimated couple costs with rent: $558 in Belgaum versus $773 in Multan.

  • Belgaum $558
  • Multan $773

Monthly costs for a family of three with rent: $784 in Belgaum versus $986 in Multan.

  • Belgaum $784
  • Multan $986

Living in Belgaum costs roughly 41% less than in Multan, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Belgaum 75% lower, Multan 59% lower.

Currency
🍽 Eating Out
Belgaum
Multan
Difference
Meal at Budget Restaurant
$1.89 ₹178
$2.56 PKR 708
-26.17%
Three-Course Dinner for Two, Mid-Range
$10.75 ₹1,015
$11.05 PKR 3,055
-2.71%
Fast Food Meal (McDonalds, etc)
$2.61 ₹247
$5.31 PKR 1,468
-50.85%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.78 PKR 768
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$5.27 PKR 1,456
-
Cappuccino
$1.61 ₹152
$1.80 PKR 497
-10.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 ₹34.15
$0.28 PKR 77.2
28.57%
Water (0.33 liter bottle)
$0.11 ₹10.51
$0.20 PKR 54.2
-45.00%
Local Beer (0.5 liter draught)
$0.93 ₹88.1
-
-
Imported Beer (0.33 liter bottle)
$2.26 ₹213
-
-
🛒 Groceries & Markets
Belgaum
Multan
Difference
Milk (1 liter)
$0.71 ₹66.9
$0.69 PKR 191
2.90%
White Bread (500g)
$0.51 ₹48.35
$0.55 PKR 152
-7.27%
Rice (white) (1kg)
$0.62 ₹59.0
$1.03 PKR 284
-39.81%
Eggs
$0.77 ₹73.0
$1.09 PKR 303
-29.36%
Local Cheese (1kg)
$4.88 ₹461
$6.66 PKR 1,843
-26.73%
Chicken Fillets (1kg)
$3.01 ₹284
$2.42 PKR 669
24.38%
Beef Round Steak (1kg)
-
$4.46 PKR 1,235
-
Apples (1kg)
$1.60 ₹151
$0.93 PKR 257
72.04%
Banana (1kg)
$0.64 ₹60.6
$0.49 PKR 136
30.61%
Oranges (1kg)
$1.52 ₹143
$0.67 PKR 186
126.87%
Tomato (1kg)
$0.31 ₹29.71
$0.62 PKR 171
-50.00%
Potato (1kg)
$0.38 ₹36.06
$0.40 PKR 110
-5.00%
Onion (1kg)
$0.40 ₹37.56
$0.42 PKR 117
-4.76%
Lettuce (1 head)
$0.25 ₹23.43
$0.49 PKR 136
-48.98%
Water (1.5 liter bottle)
$0.31 ₹29.75
$0.35 PKR 96.7
-11.43%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.88 PKR 519
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.86 PKR 790
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 ₹359
$2.21 PKR 610
71.95%
Wine (Bottle)
$5.44 ₹514
-
-
Local Beer (0.5 liter bottle)
$1.40 ₹132
-
-
Imported Beer (0.33 liter bottle)
$2.13 ₹201
-
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$2.62 ₹247
-
-
🚌 Getting Around
Belgaum
Multan
Difference
One-way Ticket (Public Transport)
$0.20 ₹18.87
$0.16 PKR 43.13
25.00%
Public Transport Monthly Pass (Regular Price)
$14.87 ₹1,404
$8.46 PKR 2,339
75.77%
Taxi Start (Normal Tariff)
$1.08 ₹102
$1.43 PKR 394
-24.48%
Taxi (Normal Tariff) (1km)
$0.51 ₹48.36
$0.35 PKR 95.6
45.71%
Taxi 1hour Waiting (Normal Tariff)
$0.87 ₹81.8
$0.94 PKR 261
-7.45%
Gasoline (1 liter)
$1.10 ₹104
$1.29 PKR 357
-14.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.9K ₹1.0M
$25.0K PKR 6.9M
-56.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.4K ₹1.7M
$23.5K PKR 6.5M
-21.84%
🧾 Monthly Utilities & Internet
Belgaum
Multan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$29.82 ₹2,817
$146 PKR 40.4K
-79.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.14 ₹296
$4.97 PKR 1,374
-36.82%
Internet (50+ Mbps, Unlimited Data)
$5.66 ₹535
$19.24 PKR 5,323
-70.58%
🎉 Sport & Entertainment
Belgaum
Multan
Difference
Gym Membership (Monthly)
$4.64 ₹438
$24.14 PKR 6,677
-80.78%
Tennis Court (1 Hour on Weekend)
$6.55 ₹619
$3.57 PKR 988
83.47%
Cinema Ticket
$2.08 ₹197
$4.37 PKR 1,209
-52.40%
🧸 Childcare & Education
Belgaum
Multan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$20.95 ₹1,979
$41.84 PKR 11.6K
-49.93%
International Primary School, 1 Child (Yearly)
$858 ₹81.0K
$1,017 PKR 281.3K
-15.65%
👕👟 Clothing & Footwear
Belgaum
Multan
Difference
Jeans (Levis 501 Or Similar)
$13.53 ₹1,278
$18.25 PKR 5,047
-25.86%
Summer Dress (H&M, Zara, etc)
$35.81 ₹3,383
$19.03 PKR 5,265
88.18%
Sport Shoes (Adidas, Nike)
$43.50 ₹4,110
$93.3 PKR 25.8K
-53.40%
Men's Leather Business Shoes
$23.60 ₹2,230
$25.72 PKR 7,114
-8.24%
🏠 Accommodation & Living
Belgaum
Multan
Difference
1-bedroom Apartment, City Center (Monthly)
$122 ₹11.5K
$189 PKR 52.2K
-35.47%
1-bedroom Apartment, Outside City Center (Monthly)
$64.0 ₹6,043
$127 PKR 35.2K
-49.80%
3-bedroom Apartment, City Center (Monthly)
$262 ₹24.8K
$239 PKR 66.1K
9.74%
3-bedroom Apartment, Outside City Center (Monthly)
$194 ₹18.3K
$174 PKR 48.2K
11.30%
Buy Apartment in City Center (m2)
$594 ₹56.1K
$760 PKR 210.2K
-21.81%
Buy Apartment Outside City Center (m2)
$404 ₹38.1K
$526 PKR 145.5K
-23.25%
💵 Salaries & Financials
Belgaum
Multan
Difference
Average Monthly Net Salary (After Tax)
$306 ₹28.9K
$185 PKR 51.2K
65.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.75
13
-17.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: November 3, 2026

Last update for Multan: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Belgaum
$96
Multan
$88 8.3% $7.9
Accommodation & Living
Belgaum
$64
Multan
$127 99.2% $63
Eating Out
Belgaum
$53
Multan
$60 12.2% $6.5
Clothing & Footwear
Belgaum
$52
Multan
$70 34.3% $18
Monthly Utilities & Internet
Belgaum
$39
Multan
$170 341% $132
Getting Around
Belgaum
$19
Multan
$12 36.6% $7.1
Sport & Entertainment
Belgaum
$8.8
Multan
$33 274% $24

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Belgaum and $189 in Multan. Housing cost is often the main lever when comparing two cities.

Belgaum pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Belgaum vs $11 in Multan. Groceries flip the comparison at $96 vs $88, with Multan cheaper for home cooking.

Good to know
🇮🇳 Belgaum
🇵🇰 Multan
🕒 Local time
01:43 1:43 AM
01:13 1:13 AM
30 min behind Belgaum
🌤 Weather
👥 Population
600,000
1,871,843
💱 Currency
Exchange rates and currency converter

PKR, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

On the map
Between locations
  • Belgaum Multan 1,620 km ≈ 2 h 30 min nonstop flight
From you
  • Belgaum
  • Multan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgaum vs Multan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Belgaum and in Multan?
Total monthly costs including rent come to $332 in Belgaum and $561 in Multan, so Belgaum is about 41% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Belgaum or Multan?
Average pay runs 65% higher in Belgaum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Belgaum and in Multan?
Rent for a central apartment: $122 in Belgaum versus $189 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Multan pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Belgaum or Multan?
All in, you’ll spend $332 per month in Belgaum versus $561 in Multan – Belgaum is about 41% cheaper, which adds up to real savings over time.
How far does $1,200 go in Belgaum compared to Multan?
Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Where should families live: Belgaum or Multan?
For families, Belgaum is more practical. Housing and childcare are both notably cheaper than in Multan, and the savings on those two alone free up budget for education, activities, and family trips.

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