Cost of Living Comparison Between Belgaum and Multan Cost of Living Comparison Between Belgaum and Multan

Monthly Cost of Living

Monthly costs for one person with rent: $359 in Belgaum versus $402 in Multan.

Estimated couple costs with rent: $602 in Belgaum versus $602 in Multan.

Monthly costs for a family of three with rent: $844 in Belgaum versus $802 in Multan.

Living in Belgaum costs roughly 11% less than in Multan, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Belgaum 73% lower, Multan 70% lower.

Meal at Budget Restaurant

$2.28 ₹218

$2.13 PKR 591

7.04%

Three-Course Dinner for Two, Mid-Range

$11.64 ₹1,110

$8.64 PKR 2,397

34.72%

Fast Food Meal (McDonalds, etc)

$3.11 ₹296

$5.29 PKR 1,467

-41.21%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 502

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.09 PKR 857

Cappuccino

$2.05 ₹196

$1.38 PKR 384

48.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.63

$0.30 PKR 83.7

36.67%

Water (0.33 liter bottle)

$0.12 ₹11.02

$0.21 PKR 57.5

-42.86%

Local Beer (0.5 liter draught)

$1.07 ₹102

Imported Beer (0.33 liter bottle)

$3.01 ₹287

Milk (1 liter)

$0.70 ₹66.7

$0.59 PKR 164

18.64%

White Bread (500g)

$0.30 ₹28.22

$0.60 PKR 166

-50.00%

Rice (white) (1kg)

$0.62 ₹59.3

$1.08 PKR 300

-42.59%

Eggs

$0.77 ₹73.8

$1.03 PKR 287

-25.24%

Local Cheese (1kg)

$4.91 ₹468

$4.91 PKR 1,363

Chicken Fillets (1kg)

$2.85 ₹272

$2.58 PKR 717

10.47%

Beef Round Steak (1kg)

$3.15 PKR 876

Apples (1kg)

$1.62 ₹155

$0.98 PKR 273

65.31%

Banana (1kg)

$1.08 ₹103

$0.71 PKR 198

52.11%

Oranges (1kg)

$1.81 ₹173

$0.57 PKR 159

217.54%

Tomato (1kg)

$0.33 ₹31.73

$0.52 PKR 143

-36.54%

Potato (1kg)

$0.42 ₹40.49

$0.38 PKR 105

10.53%

Onion (1kg)

$0.42 ₹40.53

$0.43 PKR 119

-2.33%

Lettuce (1 head)

$0.49 ₹46.44

$0.60 PKR 166

-18.33%

Water (1.5 liter bottle)

$0.34 ₹32.32

$0.39 PKR 107

-12.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.89 PKR 526

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.62 PKR 450

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.86 PKR 515

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 ₹447

$1.92 PKR 533

143.75%

Wine (Bottle)

$5.20 ₹496

Local Beer (0.5 liter bottle)

$1.42 ₹135

Imported Beer (0.33 liter bottle)

$2.23 ₹213

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹484

One-way Ticket (Public Transport)

$0.19 ₹18.14

$0.17 PKR 47.23

11.76%

Public Transport Monthly Pass (Regular Price)

$8.86 ₹845

$7.16 PKR 1,986

23.74%

Taxi Start (Normal Tariff)

$1.14 ₹109

$1.05 PKR 291

8.57%

Taxi (Normal Tariff) (1km)

$0.59 ₹55.9

$0.30 PKR 84.4

96.67%

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹140

$1.44 PKR 398

2.08%

Gasoline (1 liter)

$1.22 ₹116

$0.99 PKR 275

23.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.0K ₹1.3M

$22.4K PKR 6.2M

-37.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₹1.9M

$22.0K PKR 6.1M

-7.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.9 ₹4,855

$105 PKR 29.1K

-51.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.31 ₹316

$4.73 PKR 1,312

-30.02%

Internet (50+ Mbps, Unlimited Data)

$6.87 ₹655

$13.99 PKR 3,884

-50.89%

Gym Membership (Monthly)

$6.78 ₹646

$17.76 PKR 4,929

-61.82%

Tennis Court (1 Hour on Weekend)

$7.42 ₹708

$12.13 PKR 3,367

-38.83%

Cinema Ticket

$1.85 ₹176

$2.71 PKR 753

-31.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$23.63 ₹2,254

$36.21 PKR 10.1K

-34.74%

International Primary School, 1 Child (Yearly)

$1,147 ₹109.4K

$1,792 PKR 497.4K

-35.98%

Jeans (Levis 501 Or Similar)

$19.25 ₹1,836

$16.31 PKR 4,527

18.03%

Summer Dress (H&M, Zara, etc)

$25.37 ₹2,419

$27.54 PKR 7,644

-7.88%

Sport Shoes (Adidas, Nike)

$31.86 ₹3,038

$68.6 PKR 19.0K

-53.52%

Men's Leather Business Shoes

$23.62 ₹2,253

$28.70 PKR 7,964

-17.70%

1-bedroom Apartment, City Center (Monthly)

$133 ₹12.7K

$87.0 PKR 24.2K

52.51%

1-bedroom Apartment, Outside City Center (Monthly)

$69.9 ₹6,671

$58.2 PKR 16.1K

20.25%

3-bedroom Apartment, City Center (Monthly)

$286 ₹27.3K

$178 PKR 49.3K

61.15%

3-bedroom Apartment, Outside City Center (Monthly)

$214 ₹20.4K

$125 PKR 34.7K

71.67%

Buy Apartment in City Center (m2)

$574 ₹54.7K

Buy Apartment Outside City Center (m2)

$395 ₹37.7K

Average Monthly Net Salary (After Tax)

$474 ₹45.2K

$184 PKR 51.1K

157.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

17.43

-38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: July 26, 2026

Last update for Multan: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $133 in Belgaum and $87.0 in Multan. Housing cost is often the main lever when comparing two cities.

Belgaum pays 157% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Belgaum vs $9.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $98.0 vs $81.0 per month, with Multan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Multan: Cost of Living - Frequently Asked Questions

Belgaum and Multan differ by about 12% in total monthly costs ($359 vs $402 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 157% higher in Belgaum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $133 in Belgaum versus $87.0 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $9.00 in Multan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $359 per month in Belgaum versus $402 in Multan – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Multan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 12% less than in Multan. Beyond cost, consider language, visa policies, and how big the international community is in each city.