Cost of Living Comparison Between Mosul and Ubud, Bali Cost of Living Comparison Between Mosul and Ubud, Bali

Monthly Cost of Living

A single person spends $653 per month in Mosul vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,030 per month in Mosul vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,407 per month in Mosul vs $3,275 in Ubud, Bali, rent included.

Mosul is about 53% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mosul sits 53% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.34 IQD 4,380

$3.33 Rp 58.7K

0.30%

Three-Course Dinner for Two, Mid-Range

$19.19 IQD 25.1K

$35.82 Rp 630.7K

-46.43%

Fast Food Meal (McDonalds, etc)

$6.23 IQD 8,156

$5.63 Rp 99.1K

10.66%

Cappuccino

$1.62 IQD 2,118

$2.82 Rp 49.7K

-42.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 489

$1.75 Rp 30.8K

-78.86%

Water (0.33 liter bottle)

$0.17 IQD 226

$0.80 Rp 14.0K

-78.75%

Local Beer (0.5 liter draught)

$1.57 IQD 2,051

$3.04 Rp 53.6K

-48.36%

Imported Beer (0.33 liter bottle)

$1.56 IQD 2,043

$4.30 Rp 75.7K

-63.72%

Milk (1 liter)

$0.80 IQD 1,047

$1.61 Rp 28.3K

-50.31%

White Bread (500g)

$0.80 IQD 1,045

$2.27 Rp 39.9K

-64.76%

Rice (white) (1kg)

$1.33 IQD 1,739

$1.17 Rp 20.6K

13.68%

Eggs

$1.49 IQD 1,956

$2.17 Rp 38.2K

-31.34%

Local Cheese (1kg)

$3.59 IQD 4,707

$17.63 Rp 310.5K

-79.64%

Chicken Fillets (1kg)

$4.34 IQD 5,687

$4.05 Rp 71.4K

7.16%

Beef Round Steak (1kg)

$11.71 IQD 15.3K

$12.18 Rp 214.5K

-3.86%

Apples (1kg)

$0.69 IQD 900

$3.62 Rp 63.7K

-80.94%

Banana (1kg)

$1.07 IQD 1,401

$1.64 Rp 28.8K

-34.76%

Oranges (1kg)

$0.71 IQD 929

$2.31 Rp 40.6K

-69.26%

Tomato (1kg)

$0.53 IQD 692

$1.96 Rp 34.5K

-72.96%

Potato (1kg)

$0.49 IQD 644

$1.84 Rp 32.5K

-73.37%

Onion (1kg)

$0.44 IQD 582

$2.37 Rp 41.7K

-81.43%

Lettuce (1 head)

$0.39 IQD 515

$1.05 Rp 18.5K

-62.86%

Water (1.5 liter bottle)

$0.66 IQD 862

$0.54 Rp 9,560

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$1.88 IQD 2,463

$2.30 Rp 40.6K

-18.26%

Wine (Bottle)

$7.87 IQD 10.3K

$23.08 Rp 406.4K

-65.90%

Local Beer (0.5 liter bottle)

$1.96 IQD 2,564

$2.34 Rp 41.2K

-16.24%

Imported Beer (0.33 liter bottle)

$1.90 IQD 2,485

$3.07 Rp 54.0K

-38.11%

One-way Ticket (Public Transport)

$0.39 IQD 513

$0.25 Rp 4,365

56.00%

Public Transport Monthly Pass (Regular Price)

$75.4 IQD 98.7K

$9.42 Rp 165.9K

700.32%

Taxi Start (Normal Tariff)

$1.57 IQD 2,061

$0.49 Rp 8,631

220.41%

Taxi (Normal Tariff) (1km)

$1.48 IQD 1,944

$0.47 Rp 8,349

214.89%

Taxi 1hour Waiting (Normal Tariff)

$4.51 IQD 5,907

$5.60 Rp 98.6K

-19.46%

Gasoline (1 liter)

$0.50 IQD 661

$0.81 Rp 14.2K

-38.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K IQD 22.6M

$25.0K Rp 440.3M

-31.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$31.1K Rp 547.0M

-34.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.0 IQD 115.3K

$82.7 Rp 1.5M

6.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.44 IQD 20.2K

$6.49 Rp 114.2K

137.90%

Internet (50+ Mbps, Unlimited Data)

$34.00 IQD 44.5K

$18.79 Rp 330.8K

80.95%

Gym Membership (Monthly)

$23.85 IQD 31.2K

$55.2 Rp 972.6K

-56.82%

Tennis Court (1 Hour on Weekend)

$25.99 IQD 34.0K

$18.21 Rp 320.6K

42.72%

Cinema Ticket

$9.78 IQD 12.8K

$4.30 Rp 75.7K

127.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$200 IQD 261.7K

$494 Rp 8.7M

-59.56%

International Primary School, 1 Child (Yearly)

$3,569 IQD 4.7M

$5,917 Rp 104.2M

-39.68%

Jeans (Levis 501 Or Similar)

$12.19 IQD 16.0K

$46.28 Rp 814.8K

-73.66%

Summer Dress (H&M, Zara, etc)

$18.90 IQD 24.8K

$36.44 Rp 641.6K

-48.13%

Sport Shoes (Adidas, Nike)

$26.60 IQD 34.8K

$80.7 Rp 1.4M

-67.04%

Men's Leather Business Shoes

$25.69 IQD 33.6K

$78.8 Rp 1.4M

-67.40%

1-bedroom Apartment, City Center (Monthly)

$162 IQD 212.7K

$1,114 Rp 19.6M

-85.42%

1-bedroom Apartment, Outside City Center (Monthly)

$114 IQD 149.7K

$693 Rp 12.2M

-83.51%

3-bedroom Apartment, City Center (Monthly)

$281 IQD 368.5K

$3,639 Rp 64.1M

-92.27%

3-bedroom Apartment, Outside City Center (Monthly)

$284 IQD 371.4K

$1,712 Rp 30.1M

-83.44%

Buy Apartment in City Center (m2)

$812 IQD 1.1M

$2,761 Rp 48.6M

-70.58%

Buy Apartment Outside City Center (m2)

$927 IQD 1.2M

$2,293 Rp 40.4M

-59.58%

Average Monthly Net Salary (After Tax)

$477 IQD 624.2K

$167 Rp 2.9M

185.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $162 in Mosul versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 185% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Mosul versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $151 vs $294 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $653 in Mosul, $1,378 in Ubud, Bali – roughly 111% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $980 per month in Mosul and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $653 in Mosul and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 700% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $653, than in Ubud, Bali at $1,378. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $653 in Mosul to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.