Cost of Living Comparison Between Mosul and Ubud, Bali Cost of Living Comparison Between Mosul and Ubud, Bali

Monthly Cost of Living

A single person spends $624 per month in Mosul vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,003 per month in Mosul vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,383 per month in Mosul vs $3,660 in Ubud, Bali, rent included.

Mosul is about 56% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mosul sits 53% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.48 IQD 4,562

$3.56 Rp 63.7K

-2.25%

Three-Course Dinner for Two, Mid-Range

$18.94 IQD 24.8K

$32.73 Rp 584.5K

-42.13%

Fast Food Meal (McDonalds, etc)

$6.18 IQD 8,090

$4.95 Rp 88.4K

24.85%

Cappuccino

$1.61 IQD 2,111

$2.71 Rp 48.4K

-40.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 525

$1.34 Rp 24.0K

-70.15%

Water (0.33 liter bottle)

$0.22 IQD 283

$0.70 Rp 12.5K

-68.57%

Local Beer (0.5 liter draught)

$1.55 IQD 2,034

$2.92 Rp 52.1K

-46.92%

Imported Beer (0.33 liter bottle)

$1.56 IQD 2,037

$3.96 Rp 70.7K

-60.61%

Milk (1 liter)

$0.94 IQD 1,230

$1.81 Rp 32.3K

-48.07%

White Bread (500g)

$0.82 IQD 1,079

$2.52 Rp 45.0K

-67.46%

Rice (white) (1kg)

$1.28 IQD 1,682

$1.16 Rp 20.7K

10.34%

Eggs

$1.53 IQD 2,000

$2.46 Rp 43.9K

-37.80%

Local Cheese (1kg)

$3.48 IQD 4,553

$14.71 Rp 262.7K

-76.34%

Chicken Fillets (1kg)

$3.80 IQD 4,979

$4.32 Rp 77.1K

-12.04%

Beef Round Steak (1kg)

$11.78 IQD 15.4K

$12.14 Rp 216.7K

-2.97%

Apples (1kg)

$0.68 IQD 887

$3.84 Rp 68.6K

-82.29%

Banana (1kg)

$1.07 IQD 1,406

$1.56 Rp 27.8K

-31.41%

Oranges (1kg)

$0.68 IQD 888

$2.83 Rp 50.6K

-75.97%

Tomato (1kg)

$0.46 IQD 603

$2.33 Rp 41.5K

-80.26%

Potato (1kg)

$0.45 IQD 590

$1.91 Rp 34.2K

-76.44%

Onion (1kg)

$0.58 IQD 753

$2.20 Rp 39.3K

-73.64%

Lettuce (1 head)

$0.44 IQD 580

$1.01 Rp 18.1K

-56.44%

Water (1.5 liter bottle)

$0.52 IQD 687

$0.78 Rp 13.8K

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 IQD 2,566

$3.32 Rp 59.2K

-40.96%

Wine (Bottle)

$7.53 IQD 9,859

$23.74 Rp 423.9K

-68.28%

Local Beer (0.5 liter bottle)

$1.43 IQD 1,873

$2.79 Rp 49.8K

-48.75%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,462

$2.86 Rp 51.1K

-34.27%

One-way Ticket (Public Transport)

$0.36 IQD 473

$0.27 Rp 4,800

33.33%

Public Transport Monthly Pass (Regular Price)

$75.8 IQD 99.3K

$8.03 Rp 143.4K

844.33%

Taxi Start (Normal Tariff)

$1.56 IQD 2,042

$0.46 Rp 8,150

239.13%

Taxi (Normal Tariff) (1km)

$1.47 IQD 1,922

$0.45 Rp 8,037

226.67%

Taxi 1hour Waiting (Normal Tariff)

$4.62 IQD 6,049

$6.10 Rp 108.9K

-24.26%

Gasoline (1 liter)

$0.58 IQD 754

$0.79 Rp 14.2K

-26.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K IQD 22.7M

$26.1K Rp 467.0M

-33.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$32.1K Rp 573.6M

-36.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 IQD 133.3K

$79.9 Rp 1.4M

27.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.51 IQD 20.3K

$4.06 Rp 72.6K

282.02%

Internet (50+ Mbps, Unlimited Data)

$29.70 IQD 38.9K

$23.52 Rp 420.0K

26.28%

Gym Membership (Monthly)

$22.60 IQD 29.6K

$98.7 Rp 1.8M

-77.10%

Tennis Court (1 Hour on Weekend)

$21.89 IQD 28.7K

$6.63 Rp 118.4K

230.17%

Cinema Ticket

$9.45 IQD 12.4K

$4.15 Rp 74.1K

127.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$176 IQD 230.2K

$304 Rp 5.4M

-42.17%

International Primary School, 1 Child (Yearly)

$3,283 IQD 4.3M

$6,613 Rp 118.1M

-50.36%

Jeans (Levis 501 Or Similar)

$15.24 IQD 20.0K

$55.5 Rp 991.8K

-72.56%

Summer Dress (H&M, Zara, etc)

$19.50 IQD 25.5K

$38.31 Rp 684.1K

-49.10%

Sport Shoes (Adidas, Nike)

$26.76 IQD 35.0K

$88.6 Rp 1.6M

-69.80%

Men's Leather Business Shoes

$25.49 IQD 33.4K

$77.9 Rp 1.4M

-67.27%

1-bedroom Apartment, City Center (Monthly)

$152 IQD 198.9K

$1,006 Rp 18.0M

-84.91%

1-bedroom Apartment, Outside City Center (Monthly)

$87.8 IQD 114.9K

$675 Rp 12.1M

-87.01%

3-bedroom Apartment, City Center (Monthly)

$265 IQD 347.3K

$3,442 Rp 61.5M

-92.29%

3-bedroom Apartment, Outside City Center (Monthly)

$286 IQD 374.3K

$2,039 Rp 36.4M

-85.99%

Buy Apartment in City Center (m2)

$814 IQD 1.1M

$2,841 Rp 50.7M

-71.34%

Buy Apartment Outside City Center (m2)

$925 IQD 1.2M

$2,264 Rp 40.4M

-59.15%

Average Monthly Net Salary (After Tax)

$475 IQD 621.9K

$165 Rp 3.0M

187.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

13.28

7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $152 in Mosul versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Mosul versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $145 vs $302 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $624 in Mosul, $1,419 in Ubud, Bali – roughly 128% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $935 per month in Mosul and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $624 in Mosul and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 844% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $624, than in Ubud, Bali at $1,419. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $624 in Mosul to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.