Cost of Living Comparison Between Mosul and Ubud, Bali Cost of Living Comparison Between Mosul and Ubud, Bali

Monthly Cost of Living

A single person spends $632 per month in Mosul vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,006 per month in Mosul vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,380 per month in Mosul vs $3,763 in Ubud, Bali, rent included.

Mosul is about 55% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mosul sits 53% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.47 IQD 4,547

$3.45 Rp 62.0K

0.58%

Three-Course Dinner for Two, Mid-Range

$19.46 IQD 25.5K

$32.34 Rp 580.1K

-39.83%

Fast Food Meal (McDonalds, etc)

$6.08 IQD 7,956

$4.84 Rp 86.9K

25.62%

Cappuccino

$1.61 IQD 2,109

$2.75 Rp 49.3K

-41.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 528

$1.38 Rp 24.8K

-71.01%

Water (0.33 liter bottle)

$0.21 IQD 278

$0.75 Rp 13.5K

-72.00%

Local Beer (0.5 liter draught)

$1.55 IQD 2,033

$2.99 Rp 53.7K

-48.16%

Imported Beer (0.33 liter bottle)

$1.50 IQD 1,964

$3.85 Rp 69.1K

-61.04%

Milk (1 liter)

$1.01 IQD 1,319

$1.74 Rp 31.1K

-41.95%

White Bread (500g)

$0.82 IQD 1,073

$2.46 Rp 44.1K

-66.67%

Rice (white) (1kg)

$1.29 IQD 1,690

$1.17 Rp 21.0K

10.26%

Eggs

$1.59 IQD 2,076

$2.43 Rp 43.6K

-34.57%

Local Cheese (1kg)

$3.56 IQD 4,665

$14.50 Rp 260.2K

-75.45%

Chicken Fillets (1kg)

$3.94 IQD 5,165

$4.35 Rp 78.0K

-9.43%

Beef Round Steak (1kg)

$11.69 IQD 15.3K

$11.98 Rp 214.9K

-2.42%

Apples (1kg)

$0.73 IQD 953

$3.72 Rp 66.7K

-80.38%

Banana (1kg)

$1.06 IQD 1,389

$1.63 Rp 29.2K

-34.97%

Oranges (1kg)

$0.72 IQD 942

$2.74 Rp 49.2K

-73.72%

Tomato (1kg)

$0.47 IQD 611

$2.24 Rp 40.2K

-79.02%

Potato (1kg)

$0.45 IQD 592

$1.92 Rp 34.4K

-76.56%

Onion (1kg)

$0.58 IQD 760

$2.28 Rp 40.8K

-74.56%

Lettuce (1 head)

$0.48 IQD 622

$1.06 Rp 19.1K

-54.72%

Water (1.5 liter bottle)

$0.52 IQD 676

$0.72 Rp 12.9K

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 IQD 2,523

$3.29 Rp 58.9K

-41.34%

Wine (Bottle)

$7.60 IQD 9,958

$23.19 Rp 416.1K

-67.23%

Local Beer (0.5 liter bottle)

$1.40 IQD 1,831

$2.78 Rp 49.8K

-49.64%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,461

$2.73 Rp 49.0K

-31.14%

One-way Ticket (Public Transport)

$0.36 IQD 477

$0.27 Rp 4,778

33.33%

Public Transport Monthly Pass (Regular Price)

$76.7 IQD 100.4K

$8.11 Rp 145.4K

845.75%

Taxi Start (Normal Tariff)

$1.49 IQD 1,949

$0.48 Rp 8,659

210.42%

Taxi (Normal Tariff) (1km)

$1.47 IQD 1,927

$0.42 Rp 7,532

250.00%

Taxi 1hour Waiting (Normal Tariff)

$4.48 IQD 5,864

$6.22 Rp 111.6K

-27.97%

Gasoline (1 liter)

$0.52 IQD 686

$0.81 Rp 14.6K

-35.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K IQD 22.9M

$26.6K Rp 477.4M

-34.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K IQD 26.5M

$32.2K Rp 577.4M

-37.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 IQD 131.1K

$78.4 Rp 1.4M

27.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.03 IQD 19.7K

$4.07 Rp 73.0K

269.29%

Internet (50+ Mbps, Unlimited Data)

$29.61 IQD 38.8K

$24.33 Rp 436.4K

21.70%

Gym Membership (Monthly)

$22.10 IQD 28.9K

$98.6 Rp 1.8M

-77.59%

Tennis Court (1 Hour on Weekend)

$21.90 IQD 28.7K

$6.34 Rp 113.7K

245.43%

Cinema Ticket

$9.68 IQD 12.7K

$3.99 Rp 71.5K

142.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 IQD 236.3K

$305 Rp 5.5M

-40.83%

International Primary School, 1 Child (Yearly)

$3,281 IQD 4.3M

$6,642 Rp 119.2M

-50.61%

Jeans (Levis 501 Or Similar)

$15.26 IQD 20.0K

$54.1 Rp 971.2K

-71.81%

Summer Dress (H&M, Zara, etc)

$19.43 IQD 25.4K

$37.81 Rp 678.2K

-48.61%

Sport Shoes (Adidas, Nike)

$26.54 IQD 34.7K

$86.8 Rp 1.6M

-69.44%

Men's Leather Business Shoes

$25.49 IQD 33.4K

$76.4 Rp 1.4M

-66.61%

1-bedroom Apartment, City Center (Monthly)

$150 IQD 196.2K

$992 Rp 17.8M

-84.90%

1-bedroom Apartment, Outside City Center (Monthly)

$87.6 IQD 114.7K

$673 Rp 12.1M

-86.98%

3-bedroom Apartment, City Center (Monthly)

$267 IQD 349.3K

$3,375 Rp 60.5M

-92.10%

3-bedroom Apartment, Outside City Center (Monthly)

$282 IQD 368.8K

$2,050 Rp 36.8M

-86.26%

Buy Apartment in City Center (m2)

$792 IQD 1.0M

$2,805 Rp 50.3M

-71.77%

Buy Apartment Outside City Center (m2)

$913 IQD 1.2M

$2,227 Rp 39.9M

-59.02%

Average Monthly Net Salary (After Tax)

$489 IQD 640.2K

$167 Rp 3.0M

192.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

13.28

7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $150 in Mosul versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 193% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Mosul versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $147 vs $297 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $632 in Mosul, $1,408 in Ubud, Bali – roughly 123% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $948 per month in Mosul and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $632 in Mosul and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 846% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $632, than in Ubud, Bali at $1,408. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $632 in Mosul to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.