Last update: Oct 2026

Cost of Living Comparison Between Mosul and Ubud, Bali

For one person, living is cheaper in Mosul: $573 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

28

Cost of Living Index in Mosul
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Mosul Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mosul

🇮🇶 Iraq

$573

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mosul and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mosul and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $573 per month in Mosul vs $1,349 in Ubud, Bali, rent included.

Mosul $573
Ubud, Bali $1,349

A couple spends around $906 per month in Mosul vs $2,305 in Ubud, Bali, rent included.

Mosul $906
Ubud, Bali $2,305

A family of three spends $1,239 per month in Mosul vs $3,261 in Ubud, Bali, rent included.

Mosul $1,239
Ubud, Bali $3,261

Mosul is about 57% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.07 IQD 6,154

$3.32 Rp 60.4K

22.59%

Three-Course Dinner for Two, Mid-Range

$16.30 IQD 24.6K

$35.64 Rp 647.8K

-54.26%

Fast Food Meal (McDonalds, etc)

$5.21 IQD 7,870

$5.53 Rp 100.6K

-5.79%

Cappuccino

$1.44 IQD 2,171

$2.72 Rp 49.4K

-47.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 552

$1.70 Rp 30.9K

-78.24%

Water (0.33 liter bottle)

$0.16 IQD 241

$0.76 Rp 13.8K

-78.95%

Local Beer (0.5 liter draught)

$1.35 IQD 2,045

$2.65 Rp 48.2K

-49.06%

Imported Beer (0.33 liter bottle)

$1.30 IQD 1,965

$4.38 Rp 79.6K

-70.32%

Milk (1 liter)

$0.72 IQD 1,086

$1.49 Rp 27.1K

-51.68%

White Bread (500g)

$0.63 IQD 955

$2.28 Rp 41.4K

-72.37%

Rice (white) (1kg)

$1.09 IQD 1,645

$1.19 Rp 21.6K

-8.40%

Eggs

$1.35 IQD 2,045

$2.04 Rp 37.0K

-33.82%

Local Cheese (1kg)

$3.05 IQD 4,611

$17.70 Rp 321.7K

-82.77%

Chicken Fillets (1kg)

$3.63 IQD 5,481

$3.96 Rp 72.0K

-8.33%

Beef Round Steak (1kg)

$10.20 IQD 15.4K

$12.19 Rp 221.6K

-16.32%

Apples (1kg)

$0.60 IQD 900

$3.66 Rp 66.4K

-83.61%

Banana (1kg)

$0.89 IQD 1,347

$1.52 Rp 27.6K

-41.45%

Oranges (1kg)

$0.61 IQD 915

$2.23 Rp 40.5K

-72.65%

Tomato (1kg)

$0.43 IQD 650

$1.97 Rp 35.9K

-78.17%

Potato (1kg)

$0.41 IQD 617

$1.85 Rp 33.6K

-77.84%

Onion (1kg)

$0.41 IQD 621

$2.42 Rp 44.1K

-83.06%

Lettuce (1 head)

$0.36 IQD 544

$0.99 Rp 18.0K

-63.64%

Water (1.5 liter bottle)

$0.52 IQD 785

$0.51 Rp 9,332

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$1.67 IQD 2,528

$2.22 Rp 40.4K

-24.77%

Wine (Bottle)

$6.47 IQD 9,779

$22.24 Rp 404.2K

-70.91%

Local Beer (0.5 liter bottle)

$1.47 IQD 2,222

$2.26 Rp 41.1K

-34.96%

Imported Beer (0.33 liter bottle)

$1.67 IQD 2,516

$2.97 Rp 54.0K

-43.77%

One-way Ticket (Public Transport)

$0.34 IQD 518

$0.25 Rp 4,562

36.00%

Public Transport Monthly Pass (Regular Price)

$75.0 IQD 113.4K

$7.82 Rp 142.2K

859.46%

Taxi Start (Normal Tariff)

$1.29 IQD 1,954

$0.44 Rp 7,989

193.18%

Taxi (Normal Tariff) (1km)

$1.36 IQD 2,051

$0.43 Rp 7,817

216.28%

Taxi 1hour Waiting (Normal Tariff)

$3.99 IQD 6,032

$5.41 Rp 98.3K

-26.25%

Gasoline (1 liter)

$0.44 IQD 661

$0.82 Rp 15.0K

-46.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.0K IQD 22.7M

$23.8K Rp 433.3M

-37.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K IQD 26.2M

$31.7K Rp 577.0M

-45.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 IQD 115.0K

$79.1 Rp 1.4M

-3.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 IQD 18.5K

$6.45 Rp 117.2K

89.77%

Internet (50+ Mbps, Unlimited Data)

$23.78 IQD 35.9K

$18.58 Rp 337.7K

27.99%

Gym Membership (Monthly)

$20.66 IQD 31.2K

$49.48 Rp 899.4K

-58.25%

Tennis Court (1 Hour on Weekend)

$22.72 IQD 34.3K

$17.65 Rp 320.8K

28.73%

Cinema Ticket

$8.09 IQD 12.2K

$4.27 Rp 77.7K

89.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 IQD 259.6K

$491 Rp 8.9M

-64.97%

International Primary School, 1 Child (Yearly)

$2,729 IQD 4.1M

$5,674 Rp 103.1M

-51.91%

Jeans (Levis 501 Or Similar)

$10.79 IQD 16.3K

$44.64 Rp 811.4K

-75.83%

Summer Dress (H&M, Zara, etc)

$16.25 IQD 24.6K

$34.95 Rp 635.3K

-53.51%

Sport Shoes (Adidas, Nike)

$23.17 IQD 35.0K

$79.9 Rp 1.5M

-71.00%

Men's Leather Business Shoes

$22.08 IQD 33.4K

$79.4 Rp 1.4M

-72.20%

1-bedroom Apartment, City Center (Monthly)

$142 IQD 215.2K

$1,125 Rp 20.4M

-87.34%

1-bedroom Apartment, Outside City Center (Monthly)

$103 IQD 155.9K

$671 Rp 12.2M

-84.64%

3-bedroom Apartment, City Center (Monthly)

$247 IQD 373.8K

$3,565 Rp 64.8M

-93.06%

3-bedroom Apartment, Outside City Center (Monthly)

$252 IQD 380.7K

$1,723 Rp 31.3M

-85.38%

Buy Apartment in City Center (m2)

$730 IQD 1.1M

$2,732 Rp 49.6M

-73.28%

Buy Apartment Outside City Center (m2)

$502 IQD 758.5K

$2,284 Rp 41.5M

-78.02%

Average Monthly Net Salary (After Tax)

$420 IQD 634.2K

$164 Rp 3.0M

156.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mosul

$127 22.2%

Ubud, Bali

$288 21.4% 126% $161

Monthly Utilities & Internet

Mosul

$112 19.6%

Ubud, Bali

$104 7.7% 7.2% $8

Accommodation & Living

Mosul

$103 18%

Ubud, Bali

$672 49.8% 551% $568

Getting Around

Mosul

$84 14.7%

Ubud, Bali

$11 0.9% 86.5% $73

Eating Out

Mosul

$77 13.4%

Ubud, Bali

$108 8% 40% $31

Sport & Entertainment

Mosul

$37 6.4%

Ubud, Bali

$58 4.3% 57.5% $21

Clothing & Footwear

Mosul

$33 5.7%

Ubud, Bali

$108 8% 231% $75

Cost Breakdown

A central one-bedroom costs $142 in Mosul versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mosul are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $16 in Mosul versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $127 vs $288 – making Mosul the more affordable choice for daily food spending.

Good to know

🇮🇶 Mosul

🇮🇩 Ubud, Bali

🕒 Local time

21:41 9:41 PM

02:41 2:41 AM

5 h ahead of Mosul

🌤 Weather

👥 Population

1,683,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Mosul Ubud, Bali 9,010 km ≈ 12 h nonstop flight

From you

Mosul
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $573 in Mosul, $1,349 in Ubud, Bali – roughly 135% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $860 per month in Mosul and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments: a one-bedroom in the center costs $142 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $573 in Mosul and $1,349 in Ubud, Bali. That’s a gap of about 135%.

Public transport costs about 90% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Mosul, where all-in costs run around $573, than in Ubud, Bali at $1,349. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mosul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.