Cost of Living Comparison Between Mosul and Kharkiv Cost of Living Comparison Between Mosul and Kharkiv

Monthly Cost of Living

A single person spends $632 per month in Mosul vs $670 in Kharkiv, rent included.

A couple spends around $1,006 per month in Mosul vs $1,073 in Kharkiv, rent included.

A family of three spends $1,380 per month in Mosul vs $1,476 in Kharkiv, rent included.

Mosul is about 6% cheaper than Kharkiv, driven mainly by Clothing & Footwear.

Both Mosul and Kharkiv are more affordable than the global median – Mosul 53% lower, Kharkiv 50% lower.

Meal at Budget Restaurant

$3.47 IQD 4,547

$7.08 ₴316

-50.99%

Three-Course Dinner for Two, Mid-Range

$19.46 IQD 25.5K

$26.72 ₴1,192

-27.17%

Fast Food Meal (McDonalds, etc)

$6.08 IQD 7,956

$5.94 ₴265

2.36%

Cappuccino

$1.61 IQD 2,109

$1.29 ₴57.5

24.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 528

$0.60 ₴26.92

-33.33%

Water (0.33 liter bottle)

$0.21 IQD 278

$0.44 ₴19.67

-52.27%

Local Beer (0.5 liter draught)

$1.55 IQD 2,033

$0.98 ₴43.52

58.16%

Imported Beer (0.33 liter bottle)

$1.50 IQD 1,964

$1.53 ₴68.4

-1.96%

Milk (1 liter)

$1.01 IQD 1,319

$1.06 ₴47.12

-4.72%

White Bread (500g)

$0.82 IQD 1,073

$0.62 ₴27.56

32.26%

Rice (white) (1kg)

$1.29 IQD 1,690

$1.27 ₴56.6

1.57%

Eggs

$1.59 IQD 2,076

$1.63 ₴72.5

-2.45%

Local Cheese (1kg)

$3.56 IQD 4,665

$7.93 ₴354

-55.11%

Chicken Fillets (1kg)

$3.94 IQD 5,165

$3.92 ₴175

0.51%

Beef Round Steak (1kg)

$11.69 IQD 15.3K

$6.60 ₴294

77.12%

Apples (1kg)

$0.73 IQD 953

$0.86 ₴38.48

-15.12%

Banana (1kg)

$1.06 IQD 1,389

$1.62 ₴72.1

-34.57%

Oranges (1kg)

$0.72 IQD 942

$1.90 ₴84.8

-62.11%

Tomato (1kg)

$0.47 IQD 611

$2.26 ₴101

-79.20%

Potato (1kg)

$0.45 IQD 592

$0.67 ₴29.82

-32.84%

Onion (1kg)

$0.58 IQD 760

$0.56 ₴25.16

3.57%

Lettuce (1 head)

$0.48 IQD 622

$1.03 ₴46.08

-53.40%

Water (1.5 liter bottle)

$0.52 IQD 676

$0.54 ₴23.92

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 IQD 2,523

$2.54 ₴113

-24.02%

Wine (Bottle)

$7.60 IQD 9,958

$4.41 ₴197

72.34%

Local Beer (0.5 liter bottle)

$1.40 IQD 1,831

$0.75 ₴33.58

86.67%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,461

$1.32 ₴58.7

42.42%

One-way Ticket (Public Transport)

$0.36 IQD 477

$0.37 ₴16.56

-2.70%

Public Transport Monthly Pass (Regular Price)

$76.7 IQD 100.4K

Taxi Start (Normal Tariff)

$1.49 IQD 1,949

$1.47 ₴65.5

1.36%

Taxi (Normal Tariff) (1km)

$1.47 IQD 1,927

$0.23 ₴10.25

539.13%

Taxi 1hour Waiting (Normal Tariff)

$4.48 IQD 5,864

$2.88 ₴129

55.56%

Gasoline (1 liter)

$0.52 IQD 686

$1.40 ₴62.4

-62.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K IQD 22.9M

$27.6K ₴1.2M

-36.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K IQD 26.5M

$23.9K ₴1.1M

-15.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 IQD 131.1K

$115 ₴5,113

-12.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.03 IQD 19.7K

$5.38 ₴240

179.37%

Internet (50+ Mbps, Unlimited Data)

$29.61 IQD 38.8K

$6.27 ₴280

372.25%

Gym Membership (Monthly)

$22.10 IQD 28.9K

$25.27 ₴1,127

-12.54%

Tennis Court (1 Hour on Weekend)

$21.90 IQD 28.7K

$16.00 ₴714

36.87%

Cinema Ticket

$9.68 IQD 12.7K

$4.81 ₴215

101.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 IQD 236.3K

$355 ₴15.8K

-49.18%

International Primary School, 1 Child (Yearly)

$3,281 IQD 4.3M

$3,213 ₴143.3K

2.12%

Jeans (Levis 501 Or Similar)

$15.26 IQD 20.0K

$56.6 ₴2,526

-73.04%

Summer Dress (H&M, Zara, etc)

$19.43 IQD 25.4K

$40.07 ₴1,788

-51.51%

Sport Shoes (Adidas, Nike)

$26.54 IQD 34.7K

$83.2 ₴3,711

-68.09%

Men's Leather Business Shoes

$25.49 IQD 33.4K

$101 ₴4,510

-74.78%

1-bedroom Apartment, City Center (Monthly)

$150 IQD 196.2K

$183 ₴8,177

-18.25%

1-bedroom Apartment, Outside City Center (Monthly)

$87.6 IQD 114.7K

$134 ₴5,967

-34.51%

3-bedroom Apartment, City Center (Monthly)

$267 IQD 349.3K

$365 ₴16.3K

-26.92%

3-bedroom Apartment, Outside City Center (Monthly)

$282 IQD 368.8K

$243 ₴10.9K

15.73%

Buy Apartment in City Center (m2)

$792 IQD 1.0M

$1,081 ₴48.2K

-26.75%

Buy Apartment Outside City Center (m2)

$913 IQD 1.2M

$572 ₴25.5K

59.68%

Average Monthly Net Salary (After Tax)

$489 IQD 640.2K

$532 ₴23.7K

-8.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

-15.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: July 12, 2026

Last update for Kharkiv: July 14, 2026

Cost Breakdown

A central one-bedroom costs $150 in Mosul versus $183 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Mosul versus $27.00 in Kharkiv. Monthly groceries follow the same trend: $147 vs $153 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv costs about 6% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $948 per month in Mosul and $1,005 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Mosul and $27.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $632 in Mosul and $670 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mosul costs $632 versus $670 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.