Last update: Oct 2026

Cost of Living Comparison Between Mosul and Kharkiv

For one person, living is cheaper in Mosul: $573 a month against $722 in Kharkiv, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

28

Cost of Living Index in Mosul
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Mosul Living Index
35

Cost of Living Index in Kharkiv
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Kharkiv Living Index

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Mosul

🇮🇶 Iraq

$573

/mo nomad

Kharkiv

🇺🇦 Ukraine

$722

/mo nomad

Monthly Cost of Living

How much you'll spend in Mosul and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mosul and in Kharkiv actually costs, broken down by who's living it.

A single person spends $573 per month in Mosul vs $722 in Kharkiv, rent included.

Mosul $573
Kharkiv $722

A couple spends around $906 per month in Mosul vs $1,072 in Kharkiv, rent included.

Mosul $906
Kharkiv $1,072

A family of three spends $1,239 per month in Mosul vs $1,421 in Kharkiv, rent included.

Mosul $1,239
Kharkiv $1,421

Mosul is about 21% cheaper than Kharkiv, and outside of rent the biggest gap is in clothing.

Both Mosul and Kharkiv are more affordable than the global median – Mosul 58% lower, Kharkiv 47% lower.

Meal at Budget Restaurant

$4.07 IQD 6,154

$6.54 ₴298

-37.77%

Three-Course Dinner for Two, Mid-Range

$16.30 IQD 24.6K

$30.03 ₴1,368

-45.72%

Fast Food Meal (McDonalds, etc)

$5.21 IQD 7,870

$4.82 ₴220

8.09%

Cappuccino

$1.44 IQD 2,171

$1.64 ₴74.9

-12.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 552

$1.04 ₴47.57

-64.42%

Water (0.33 liter bottle)

$0.16 IQD 241

$0.50 ₴22.61

-68.00%

Local Beer (0.5 liter draught)

$1.35 IQD 2,045

$0.96 ₴43.90

40.63%

Imported Beer (0.33 liter bottle)

$1.30 IQD 1,965

$1.67 ₴75.9

-22.16%

Milk (1 liter)

$0.72 IQD 1,086

$1.09 ₴49.49

-33.94%

White Bread (500g)

$0.63 IQD 955

$0.68 ₴31.03

-7.35%

Rice (white) (1kg)

$1.09 IQD 1,645

$1.22 ₴55.6

-10.66%

Eggs

$1.35 IQD 2,045

$1.65 ₴75.0

-18.18%

Local Cheese (1kg)

$3.05 IQD 4,611

$8.34 ₴380

-63.43%

Chicken Fillets (1kg)

$3.63 IQD 5,481

$4.07 ₴185

-10.81%

Beef Round Steak (1kg)

$10.20 IQD 15.4K

$7.14 ₴325

42.86%

Apples (1kg)

$0.60 IQD 900

$1.33 ₴60.4

-54.89%

Banana (1kg)

$0.89 IQD 1,347

$1.51 ₴68.8

-41.06%

Oranges (1kg)

$0.61 IQD 915

$1.57 ₴71.4

-61.15%

Tomato (1kg)

$0.43 IQD 650

$2.10 ₴95.8

-79.52%

Potato (1kg)

$0.41 IQD 617

$0.72 ₴32.88

-43.06%

Onion (1kg)

$0.41 IQD 621

$0.54 ₴24.72

-24.07%

Lettuce (1 head)

$0.36 IQD 544

$1.20 ₴54.8

-70.00%

Water (1.5 liter bottle)

$0.52 IQD 785

$0.60 ₴27.26

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.67 IQD 2,528

$2.72 ₴124

-38.60%

Wine (Bottle)

$6.47 IQD 9,779

$4.32 ₴197

49.77%

Local Beer (0.5 liter bottle)

$1.47 IQD 2,222

$0.83 ₴37.80

77.11%

Imported Beer (0.33 liter bottle)

$1.67 IQD 2,516

$1.19 ₴54.4

40.34%

One-way Ticket (Public Transport)

$0.34 IQD 518

Public Transport Monthly Pass (Regular Price)

$75.0 IQD 113.4K

Taxi Start (Normal Tariff)

$1.29 IQD 1,954

$1.34 ₴61.1

-3.73%

Taxi (Normal Tariff) (1km)

$1.36 IQD 2,051

$0.32 ₴14.52

325.00%

Taxi 1hour Waiting (Normal Tariff)

$3.99 IQD 6,032

$2.13 ₴97.2

87.32%

Gasoline (1 liter)

$0.44 IQD 661

$1.80 ₴82.0

-75.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.0K IQD 22.7M

$30.3K ₴1.4M

-50.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K IQD 26.2M

$23.7K ₴1.1M

-26.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 IQD 115.0K

$95.7 ₴4,359

-20.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 IQD 18.5K

$5.93 ₴270

106.41%

Internet (50+ Mbps, Unlimited Data)

$23.78 IQD 35.9K

$6.78 ₴309

250.74%

Gym Membership (Monthly)

$20.66 IQD 31.2K

$24.11 ₴1,098

-14.31%

Tennis Court (1 Hour on Weekend)

$22.72 IQD 34.3K

$13.50 ₴615

68.30%

Cinema Ticket

$8.09 IQD 12.2K

$4.62 ₴210

75.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 IQD 259.6K

$274 ₴12.5K

-37.20%

International Primary School, 1 Child (Yearly)

$2,729 IQD 4.1M

$2,659 ₴121.1K

2.64%

Jeans (Levis 501 Or Similar)

$10.79 IQD 16.3K

$55.5 ₴2,526

-80.54%

Summer Dress (H&M, Zara, etc)

$16.25 IQD 24.6K

$41.95 ₴1,910

-61.26%

Sport Shoes (Adidas, Nike)

$23.17 IQD 35.0K

$87.9 ₴4,002

-73.63%

Men's Leather Business Shoes

$22.08 IQD 33.4K

$104 ₴4,739

-78.78%

1-bedroom Apartment, City Center (Monthly)

$142 IQD 215.2K

$274 ₴12.5K

-48.06%

1-bedroom Apartment, Outside City Center (Monthly)

$103 IQD 155.9K

$188 ₴8,540

-45.00%

3-bedroom Apartment, City Center (Monthly)

$247 IQD 373.8K

$496 ₴22.6K

-50.14%

3-bedroom Apartment, Outside City Center (Monthly)

$252 IQD 380.7K

$206 ₴9,368

22.47%

Buy Apartment in City Center (m2)

$730 IQD 1.1M

$1,043 ₴47.5K

-30.01%

Buy Apartment Outside City Center (m2)

$502 IQD 758.5K

$595 ₴27.1K

-15.67%

Average Monthly Net Salary (After Tax)

$420 IQD 634.2K

$516 ₴23.5K

-18.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

17.89

-85.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: October 25, 2026

Last update for Kharkiv: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mosul

$127 22.2%

Kharkiv

$159 22% 24.7% $31

Monthly Utilities & Internet

Mosul

$112 19.6%

Kharkiv

$108 15% 3.3% $3.7

Accommodation & Living

Mosul

$103 18%

Kharkiv

$188 26% 81.8% $84

Getting Around

Mosul

$84 14.7%

Kharkiv

$2.9 * 0.4% 96.5% $82

Eating Out

Mosul

$77 13.4%

Kharkiv

$101 14% 31.1% $24

Sport & Entertainment

Mosul

$37 6.4%

Kharkiv

$33 4.6% 9.5% $3.5

Clothing & Footwear

Mosul

$33 5.7%

Kharkiv

$130 18% 300% $98

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $142 in Mosul versus $274 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Mosul versus $30 in Kharkiv. Monthly groceries follow the same trend: $127 vs $159 – making Mosul the more affordable choice for daily food spending.

Good to know

🇮🇶 Mosul

🇺🇦 Kharkiv

🕒 Local time

14:56 2:56 PM

13:56 1:56 PM

1 h behind Mosul

🌤 Weather

👥 Population

1,683,000

1,447,652

💱 Currency

Iraqi Dinar IQD ع.د

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Ukrainian Hryvnia exchange rates as of October 28, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 50.68 UAH (100 UAH = 1.97 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Mosul Kharkiv 1,610 km ≈ 2 h 30 min nonstop flight

From you

Mosul
Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv costs about 26% more than Mosul, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $860 per month in Mosul and $1,083 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments: a one-bedroom in the center costs $142 there versus $274 in Kharkiv.

A mid-range dinner for two costs $16 in Mosul and $30 in Kharkiv. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 25% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $573 in Mosul and $722 in Kharkiv, leaving budget for savings and extras in both cases.

Families tend to lean toward Mosul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.