Cost of Living Comparison Between Mosul and Kharkiv Cost of Living Comparison Between Mosul and Kharkiv

Monthly Cost of Living

A single person spends $624 per month in Mosul vs $690 in Kharkiv, rent included.

A couple spends around $1,003 per month in Mosul vs $1,069 in Kharkiv, rent included.

A family of three spends $1,383 per month in Mosul vs $1,448 in Kharkiv, rent included.

Mosul is about 10% cheaper than Kharkiv, driven mainly by Clothing & Footwear.

Both Mosul and Kharkiv are more affordable than the global median – Mosul 53% lower, Kharkiv 49% lower.

Meal at Budget Restaurant

$3.48 IQD 4,562

$7.36 ₴326

-52.72%

Three-Course Dinner for Two, Mid-Range

$18.94 IQD 24.8K

$27.16 ₴1,204

-30.27%

Fast Food Meal (McDonalds, etc)

$6.18 IQD 8,090

$6.15 ₴273

0.49%

Cappuccino

$1.61 IQD 2,111

$1.35 ₴59.7

19.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 525

$0.61 ₴26.84

-34.43%

Water (0.33 liter bottle)

$0.22 IQD 283

$0.41 ₴18.08

-46.34%

Local Beer (0.5 liter draught)

$1.55 IQD 2,034

$1.02 ₴45.37

51.96%

Imported Beer (0.33 liter bottle)

$1.56 IQD 2,037

$1.49 ₴66.3

4.70%

Milk (1 liter)

$0.94 IQD 1,230

$1.10 ₴48.80

-14.55%

White Bread (500g)

$0.82 IQD 1,079

$0.57 ₴25.32

43.86%

Rice (white) (1kg)

$1.28 IQD 1,682

$1.24 ₴55.0

3.23%

Eggs

$1.53 IQD 2,000

$1.55 ₴68.9

-1.29%

Local Cheese (1kg)

$3.48 IQD 4,553

$7.98 ₴354

-56.39%

Chicken Fillets (1kg)

$3.80 IQD 4,979

$4.01 ₴178

-5.24%

Beef Round Steak (1kg)

$11.78 IQD 15.4K

$6.72 ₴298

75.30%

Apples (1kg)

$0.68 IQD 887

$0.85 ₴37.60

-20.00%

Banana (1kg)

$1.07 IQD 1,406

$1.62 ₴71.9

-33.95%

Oranges (1kg)

$0.68 IQD 888

$1.85 ₴82.0

-63.24%

Tomato (1kg)

$0.46 IQD 603

$2.25 ₴99.7

-79.56%

Potato (1kg)

$0.45 IQD 590

$0.61 ₴27.19

-26.23%

Onion (1kg)

$0.58 IQD 753

$0.56 ₴24.79

3.57%

Lettuce (1 head)

$0.44 IQD 580

$1.03 ₴45.73

-57.28%

Water (1.5 liter bottle)

$0.52 IQD 687

$0.54 ₴24.09

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 IQD 2,566

$2.57 ₴114

-23.74%

Wine (Bottle)

$7.53 IQD 9,859

$4.52 ₴201

66.59%

Local Beer (0.5 liter bottle)

$1.43 IQD 1,873

$0.75 ₴33.45

90.67%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,462

$1.25 ₴55.6

50.40%

One-way Ticket (Public Transport)

$0.36 IQD 473

$0.35 ₴15.48

2.86%

Public Transport Monthly Pass (Regular Price)

$75.8 IQD 99.3K

Taxi Start (Normal Tariff)

$1.56 IQD 2,042

$1.43 ₴63.4

9.09%

Taxi (Normal Tariff) (1km)

$1.47 IQD 1,922

$0.25 ₴11.13

488.00%

Taxi 1hour Waiting (Normal Tariff)

$4.62 IQD 6,049

$2.84 ₴126

62.68%

Gasoline (1 liter)

$0.58 IQD 754

$1.34 ₴59.5

-56.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K IQD 22.7M

$26.8K ₴1.2M

-35.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$23.9K ₴1.1M

-14.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 IQD 133.3K

$114 ₴5,066

-10.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.51 IQD 20.3K

$5.60 ₴248

176.96%

Internet (50+ Mbps, Unlimited Data)

$29.70 IQD 38.9K

$6.05 ₴268

390.91%

Gym Membership (Monthly)

$22.60 IQD 29.6K

$24.93 ₴1,106

-9.35%

Tennis Court (1 Hour on Weekend)

$21.89 IQD 28.7K

$15.88 ₴704

37.85%

Cinema Ticket

$9.45 IQD 12.4K

$4.88 ₴217

93.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$176 IQD 230.2K

$350 ₴15.5K

-49.78%

International Primary School, 1 Child (Yearly)

$3,283 IQD 4.3M

$3,174 ₴140.8K

3.44%

Jeans (Levis 501 Or Similar)

$15.24 IQD 20.0K

$56.0 ₴2,484

-72.79%

Summer Dress (H&M, Zara, etc)

$19.50 IQD 25.5K

$40.66 ₴1,803

-52.04%

Sport Shoes (Adidas, Nike)

$26.76 IQD 35.0K

$83.8 ₴3,716

-68.07%

Men's Leather Business Shoes

$25.49 IQD 33.4K

$105 ₴4,642

-75.64%

1-bedroom Apartment, City Center (Monthly)

$152 IQD 198.9K

$183 ₴8,095

-16.79%

1-bedroom Apartment, Outside City Center (Monthly)

$87.8 IQD 114.9K

$131 ₴5,831

-33.26%

3-bedroom Apartment, City Center (Monthly)

$265 IQD 347.3K

$362 ₴16.1K

-26.80%

3-bedroom Apartment, Outside City Center (Monthly)

$286 IQD 374.3K

$241 ₴10.7K

18.77%

Buy Apartment in City Center (m2)

$814 IQD 1.1M

$1,065 ₴47.2K

-23.55%

Buy Apartment Outside City Center (m2)

$925 IQD 1.2M

$592 ₴26.2K

56.33%

Average Monthly Net Salary (After Tax)

$475 IQD 621.9K

$493 ₴21.8K

-3.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

-15.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: May 30, 2026

Last update for Kharkiv: May 31, 2026

Cost Breakdown

A central one-bedroom costs $152 in Mosul versus $183 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Mosul versus $27.00 in Kharkiv. Monthly groceries follow the same trend: $145 vs $154 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv costs about 11% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $935 per month in Mosul and $1,035 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Mosul and $27.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 6% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $624 in Mosul and $690 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mosul costs $624 versus $690 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.