Cost of Living Comparison Between Mosul and Kharkiv Cost of Living Comparison Between Mosul and Kharkiv

Monthly Cost of Living

A single person spends $653 per month in Mosul vs $691 in Kharkiv, rent included.

A couple spends around $1,030 per month in Mosul vs $1,079 in Kharkiv, rent included.

A family of three spends $1,407 per month in Mosul vs $1,467 in Kharkiv, rent included.

Mosul is about 5% cheaper than Kharkiv, driven mainly by Clothing & Footwear.

Both Mosul and Kharkiv are more affordable than the global median – Mosul 53% lower, Kharkiv 50% lower.

Meal at Budget Restaurant

$3.34 IQD 4,380

$6.74 ₴300

-50.45%

Three-Course Dinner for Two, Mid-Range

$19.19 IQD 25.1K

$31.20 ₴1,390

-38.49%

Fast Food Meal (McDonalds, etc)

$6.23 IQD 8,156

$5.06 ₴226

23.12%

Cappuccino

$1.62 IQD 2,118

$1.55 ₴69.2

4.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 489

$1.07 ₴47.87

-65.42%

Water (0.33 liter bottle)

$0.17 IQD 226

$0.52 ₴22.95

-67.31%

Local Beer (0.5 liter draught)

$1.57 IQD 2,051

$0.98 ₴43.72

60.20%

Imported Beer (0.33 liter bottle)

$1.56 IQD 2,043

$1.72 ₴76.5

-9.30%

Milk (1 liter)

$0.80 IQD 1,047

$1.12 ₴50.0

-28.57%

White Bread (500g)

$0.80 IQD 1,045

$0.69 ₴30.78

15.94%

Rice (white) (1kg)

$1.33 IQD 1,739

$1.25 ₴55.5

6.40%

Eggs

$1.49 IQD 1,956

$1.74 ₴77.7

-14.37%

Local Cheese (1kg)

$3.59 IQD 4,707

$8.24 ₴367

-56.43%

Chicken Fillets (1kg)

$4.34 IQD 5,687

$4.31 ₴192

0.70%

Beef Round Steak (1kg)

$11.71 IQD 15.3K

$7.40 ₴330

58.24%

Apples (1kg)

$0.69 IQD 900

$1.41 ₴62.9

-51.06%

Banana (1kg)

$1.07 IQD 1,401

$1.57 ₴70.1

-31.85%

Oranges (1kg)

$0.71 IQD 929

$1.70 ₴75.7

-58.24%

Tomato (1kg)

$0.53 IQD 692

$2.07 ₴92.3

-74.40%

Potato (1kg)

$0.49 IQD 644

$0.72 ₴31.87

-31.94%

Onion (1kg)

$0.44 IQD 582

$0.53 ₴23.53

-16.98%

Lettuce (1 head)

$0.39 IQD 515

$1.23 ₴54.6

-68.29%

Water (1.5 liter bottle)

$0.66 IQD 862

$0.57 ₴25.52

15.79%

Cigarettes 20 Pack (Marlboro, Camel)

$1.88 IQD 2,463

$2.78 ₴124

-32.37%

Wine (Bottle)

$7.87 IQD 10.3K

$4.42 ₴197

78.05%

Local Beer (0.5 liter bottle)

$1.96 IQD 2,564

$0.79 ₴35.21

148.10%

Imported Beer (0.33 liter bottle)

$1.90 IQD 2,485

$1.31 ₴58.5

45.04%

One-way Ticket (Public Transport)

$0.39 IQD 513

Public Transport Monthly Pass (Regular Price)

$75.4 IQD 98.7K

Taxi Start (Normal Tariff)

$1.57 IQD 2,061

$1.38 ₴61.3

13.77%

Taxi (Normal Tariff) (1km)

$1.48 IQD 1,944

$0.33 ₴14.53

348.48%

Taxi 1hour Waiting (Normal Tariff)

$4.51 IQD 5,907

$2.31 ₴103

95.24%

Gasoline (1 liter)

$0.50 IQD 661

$1.76 ₴78.4

-71.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K IQD 22.6M

$29.6K ₴1.3M

-41.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$22.4K ₴997.4K

-9.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.0 IQD 115.3K

$97.1 ₴4,325

-9.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.44 IQD 20.2K

$6.08 ₴271

153.95%

Internet (50+ Mbps, Unlimited Data)

$34.00 IQD 44.5K

$7.31 ₴326

365.12%

Gym Membership (Monthly)

$23.85 IQD 31.2K

$22.27 ₴992

7.09%

Tennis Court (1 Hour on Weekend)

$25.99 IQD 34.0K

$15.36 ₴684

69.21%

Cinema Ticket

$9.78 IQD 12.8K

$4.80 ₴214

103.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$200 IQD 261.7K

$289 ₴12.9K

-30.78%

International Primary School, 1 Child (Yearly)

$3,569 IQD 4.7M

$2,857 ₴127.3K

24.94%

Jeans (Levis 501 Or Similar)

$12.19 IQD 16.0K

$56.5 ₴2,519

-78.44%

Summer Dress (H&M, Zara, etc)

$18.90 IQD 24.8K

$40.83 ₴1,819

-53.71%

Sport Shoes (Adidas, Nike)

$26.60 IQD 34.8K

$93.6 ₴4,170

-71.58%

Men's Leather Business Shoes

$25.69 IQD 33.6K

$98.0 ₴4,368

-73.80%

1-bedroom Apartment, City Center (Monthly)

$162 IQD 212.7K

$249 ₴11.1K

-34.79%

1-bedroom Apartment, Outside City Center (Monthly)

$114 IQD 149.7K

$144 ₴6,423

-20.68%

3-bedroom Apartment, City Center (Monthly)

$281 IQD 368.5K

$520 ₴23.2K

-45.93%

3-bedroom Apartment, Outside City Center (Monthly)

$284 IQD 371.4K

$211 ₴9,385

34.63%

Buy Apartment in City Center (m2)

$812 IQD 1.1M

$1,058 ₴47.1K

-23.20%

Buy Apartment Outside City Center (m2)

$927 IQD 1.2M

$578 ₴25.7K

60.42%

Average Monthly Net Salary (After Tax)

$477 IQD 624.2K

$537 ₴23.9K

-11.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: September 6, 2026

Last update for Kharkiv: September 7, 2026

Cost Breakdown

A central one-bedroom costs $162 in Mosul versus $249 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Mosul versus $31.00 in Kharkiv. Monthly groceries follow the same trend: $151 vs $163 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv costs about 6% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $980 per month in Mosul and $1,036 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Mosul and $31.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $653 in Mosul and $691 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mosul costs $653 versus $691 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.