Cost of Living Comparison Between Mosul and Kharkiv Cost of Living Comparison Between Mosul and Kharkiv

Monthly Cost of Living

A single person spends $615 per month in Mosul vs $693 in Kharkiv, rent included.

A couple spends around $1,014 per month in Mosul vs $1,090 in Kharkiv, rent included.

A family of three spends $1,412 per month in Mosul vs $1,486 in Kharkiv, rent included.

Mosul is about 11% cheaper than Kharkiv, driven mainly by Clothing & Footwear.

Both Mosul and Kharkiv are more affordable than the global median – Mosul 54% lower, Kharkiv 49% lower.

Meal at Budget Restaurant

$3.42 IQD 4,483

$7.07 ₴311

-51.63%

Three-Course Dinner for Two, Mid-Range

$19.33 IQD 25.3K

$27.47 ₴1,208

-29.63%

Fast Food Meal (McDonalds, etc)

$6.03 IQD 7,895

$6.06 ₴266

-0.50%

Cappuccino

$1.56 IQD 2,048

$1.28 ₴56.3

21.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 IQD 532

$0.65 ₴28.56

-36.92%

Water (0.33 liter bottle)

$0.19 IQD 251

$0.43 ₴19.02

-55.81%

Local Beer (0.5 liter draught)

$1.50 IQD 1,964

$0.97 ₴42.87

54.64%

Imported Beer (0.33 liter bottle)

$1.56 IQD 2,043

$1.48 ₴65.3

5.41%

Milk (1 liter)

$0.93 IQD 1,224

$1.05 ₴46.26

-11.43%

White Bread (500g)

$0.78 IQD 1,024

$0.63 ₴27.51

23.81%

Rice (white) (1kg)

$1.30 IQD 1,697

$1.27 ₴55.8

2.36%

Eggs

$1.52 IQD 1,993

$1.58 ₴69.4

-3.80%

Local Cheese (1kg)

$3.56 IQD 4,664

$7.86 ₴345

-54.71%

Chicken Fillets (1kg)

$3.77 IQD 4,931

$3.93 ₴173

-4.07%

Beef Round Steak (1kg)

$11.43 IQD 15.0K

$6.45 ₴284

77.21%

Apples (1kg)

$0.74 IQD 969

$0.84 ₴37.11

-11.90%

Banana (1kg)

$1.12 IQD 1,462

$1.62 ₴71.1

-30.86%

Oranges (1kg)

$0.71 IQD 925

$1.92 ₴84.4

-63.02%

Tomato (1kg)

$0.47 IQD 616

$2.16 ₴94.9

-78.24%

Potato (1kg)

$0.46 IQD 601

$0.65 ₴28.74

-29.23%

Onion (1kg)

$0.54 IQD 707

$0.56 ₴24.45

-3.57%

Lettuce (1 head)

$0.48 IQD 628

$1.04 ₴45.67

-53.85%

Water (1.5 liter bottle)

$0.56 IQD 732

$0.55 ₴23.99

1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$1.87 IQD 2,446

$2.62 ₴115

-28.63%

Wine (Bottle)

$7.77 IQD 10.2K

$4.53 ₴199

71.52%

Local Beer (0.5 liter bottle)

$1.39 IQD 1,817

$0.76 ₴33.30

82.89%

Imported Beer (0.33 liter bottle)

$1.95 IQD 2,558

$1.26 ₴55.4

54.76%

One-way Ticket (Public Transport)

$0.36 IQD 473

$0.38 ₴16.57

-5.26%

Public Transport Monthly Pass (Regular Price)

$76.9 IQD 100.7K

Taxi Start (Normal Tariff)

$1.51 IQD 1,971

$1.43 ₴62.7

5.59%

Taxi (Normal Tariff) (1km)

$1.55 IQD 2,028

$0.25 ₴11.00

520.00%

Taxi 1hour Waiting (Normal Tariff)

$4.49 IQD 5,879

$2.95 ₴130

52.20%

Gasoline (1 liter)

$0.54 IQD 704

$1.33 ₴58.4

-59.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K IQD 22.6M

$26.7K ₴1.2M

-35.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K IQD 26.4M

$23.4K ₴1.0M

-13.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 IQD 133.7K

$115 ₴5,054

-11.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.09 IQD 19.8K

$5.55 ₴244

171.89%

Internet (50+ Mbps, Unlimited Data)

$30.21 IQD 39.6K

$6.19 ₴272

388.05%

Gym Membership (Monthly)

$22.35 IQD 29.3K

$25.27 ₴1,111

-11.56%

Tennis Court (1 Hour on Weekend)

$21.39 IQD 28.0K

$16.02 ₴704

33.52%

Cinema Ticket

$9.79 IQD 12.8K

$4.86 ₴214

101.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 IQD 234.4K

$358 ₴15.7K

-50.00%

International Primary School, 1 Child (Yearly)

$3,314 IQD 4.3M

$3,171 ₴139.4K

4.51%

Jeans (Levis 501 Or Similar)

$15.18 IQD 19.9K

$56.5 ₴2,484

-73.13%

Summer Dress (H&M, Zara, etc)

$19.30 IQD 25.3K

$40.02 ₴1,760

-51.77%

Sport Shoes (Adidas, Nike)

$27.25 IQD 35.7K

$81.8 ₴3,599

-66.70%

Men's Leather Business Shoes

$25.23 IQD 33.0K

$102 ₴4,497

-75.33%

1-bedroom Apartment, City Center (Monthly)

$153 IQD 200.7K

$184 ₴8,074

-16.51%

1-bedroom Apartment, Outside City Center (Monthly)

$87.6 IQD 114.7K

$130 ₴5,707

-32.52%

3-bedroom Apartment, City Center (Monthly)

$263 IQD 344.3K

$368 ₴16.2K

-28.58%

3-bedroom Apartment, Outside City Center (Monthly)

$279 IQD 365.7K

$246 ₴10.8K

13.42%

Buy Apartment in City Center (m2)

$801 IQD 1.0M

$1,062 ₴46.7K

-24.63%

Buy Apartment Outside City Center (m2)

$940 IQD 1.2M

$590 ₴25.9K

59.40%

Average Monthly Net Salary (After Tax)

$481 IQD 630.3K

$483 ₴21.2K

-0.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

-15.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: April 13, 2026

Last update for Kharkiv: April 14, 2026

Cost Breakdown

A central one-bedroom costs $153 in Mosul versus $184 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Mosul versus $27 in Kharkiv. Monthly groceries follow the same trend: $145 vs $152 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv costs about 13% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $923 per month in Mosul and $1,040 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Mosul and $27.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 5% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $615 in Mosul and $693 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mosul costs $615 versus $693 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.