Cost of Living Comparison Between Ubud, Bali and Mosul Cost of Living Comparison Between Ubud, Bali and Mosul

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $653 in Mosul, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,030 in Mosul, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,407 in Mosul, rent included.

Ubud, Bali costs about 111% more than Mosul, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Mosul is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.34 IQD 4,380

-0.30%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$19.19 IQD 25.1K

86.66%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.23 IQD 8,156

-9.63%

Cappuccino

$2.82 Rp 49.7K

$1.62 IQD 2,118

74.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.37 IQD 489

372.97%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.17 IQD 226

370.59%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.57 IQD 2,051

93.63%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.56 IQD 2,043

175.64%

Milk (1 liter)

$1.61 Rp 28.3K

$0.80 IQD 1,047

101.25%

White Bread (500g)

$2.27 Rp 39.9K

$0.80 IQD 1,045

183.75%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.33 IQD 1,739

-12.03%

Eggs

$2.17 Rp 38.2K

$1.49 IQD 1,956

45.64%

Local Cheese (1kg)

$17.63 Rp 310.5K

$3.59 IQD 4,707

391.09%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.34 IQD 5,687

-6.68%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.71 IQD 15.3K

4.01%

Apples (1kg)

$3.62 Rp 63.7K

$0.69 IQD 900

424.64%

Banana (1kg)

$1.64 Rp 28.8K

$1.07 IQD 1,401

53.27%

Oranges (1kg)

$2.31 Rp 40.6K

$0.71 IQD 929

225.35%

Tomato (1kg)

$1.96 Rp 34.5K

$0.53 IQD 692

269.81%

Potato (1kg)

$1.84 Rp 32.5K

$0.49 IQD 644

275.51%

Onion (1kg)

$2.37 Rp 41.7K

$0.44 IQD 582

438.64%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.39 IQD 515

169.23%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.66 IQD 862

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.88 IQD 2,463

22.34%

Wine (Bottle)

$23.08 Rp 406.4K

$7.87 IQD 10.3K

193.27%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.96 IQD 2,564

19.39%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.90 IQD 2,485

61.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.39 IQD 513

-35.90%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$75.4 IQD 98.7K

-87.50%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.57 IQD 2,061

-68.79%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.48 IQD 1,944

-68.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.51 IQD 5,907

24.17%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.50 IQD 661

62.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$17.2K IQD 22.6M

45.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$20.4K IQD 26.7M

52.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$88.0 IQD 115.3K

-6.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$15.44 IQD 20.2K

-57.97%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$34.00 IQD 44.5K

-44.74%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$23.85 IQD 31.2K

131.61%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$25.99 IQD 34.0K

-29.93%

Cinema Ticket

$4.30 Rp 75.7K

$9.78 IQD 12.8K

-56.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$200 IQD 261.7K

147.31%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,569 IQD 4.7M

65.79%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$12.19 IQD 16.0K

279.66%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$18.90 IQD 24.8K

92.80%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$26.60 IQD 34.8K

203.38%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$25.69 IQD 33.6K

206.73%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$162 IQD 212.7K

585.79%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$114 IQD 149.7K

506.26%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$281 IQD 368.5K

1193.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$284 IQD 371.4K

503.75%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$812 IQD 1.1M

239.85%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$927 IQD 1.2M

147.41%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$477 IQD 624.2K

-64.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Mosul: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $162 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 185% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $19.00 in Mosul. Monthly groceries follow the same trend: $294 vs $151 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mosul: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $653 in Mosul – roughly 111% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $980 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $653 in Mosul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 700% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $653, than in Ubud, Bali at $1,378. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $653 in Mosul to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.