Cost of Living Comparison Between Ubud, Bali and Mosul Cost of Living Comparison Between Ubud, Bali and Mosul

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $624 in Mosul, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,003 in Mosul, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,383 in Mosul, rent included.

Ubud, Bali costs about 128% more than Mosul, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Mosul is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$3.48 IQD 4,562

2.30%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$18.94 IQD 24.8K

72.81%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$6.18 IQD 8,090

-19.90%

Cappuccino

$2.71 Rp 48.6K

$1.61 IQD 2,111

68.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.40 IQD 525

235.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.22 IQD 283

218.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.55 IQD 2,034

88.39%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.56 IQD 2,037

153.85%

Milk (1 liter)

$1.81 Rp 32.4K

$0.94 IQD 1,230

92.55%

White Bread (500g)

$2.52 Rp 45.1K

$0.82 IQD 1,079

207.32%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.28 IQD 1,682

-9.38%

Eggs

$2.46 Rp 44.1K

$1.53 IQD 2,000

60.78%

Local Cheese (1kg)

$14.71 Rp 263.7K

$3.48 IQD 4,554

322.70%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.80 IQD 4,979

13.68%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$11.78 IQD 15.4K

3.06%

Apples (1kg)

$3.84 Rp 68.8K

$0.68 IQD 887

464.71%

Banana (1kg)

$1.56 Rp 27.9K

$1.07 IQD 1,406

45.79%

Oranges (1kg)

$2.83 Rp 50.8K

$0.68 IQD 888

316.18%

Tomato (1kg)

$2.33 Rp 41.7K

$0.46 IQD 603

406.52%

Potato (1kg)

$1.91 Rp 34.3K

$0.45 IQD 590

324.44%

Onion (1kg)

$2.20 Rp 39.5K

$0.58 IQD 753

279.31%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.44 IQD 580

129.55%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.52 IQD 687

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.96 IQD 2,567

69.39%

Wine (Bottle)

$23.74 Rp 425.5K

$7.53 IQD 9,859

215.27%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.43 IQD 1,873

95.10%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.88 IQD 2,462

52.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.36 IQD 473

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$75.8 IQD 99.3K

-89.41%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.56 IQD 2,042

-70.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.47 IQD 1,922

-69.39%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$4.62 IQD 6,049

32.03%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.58 IQD 754

36.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$17.3K IQD 22.7M

51.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.4K IQD 26.7M

57.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$102 IQD 133.3K

-21.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$15.51 IQD 20.3K

-73.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$29.70 IQD 38.9K

-20.81%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$22.60 IQD 29.6K

336.73%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$21.89 IQD 28.7K

-69.71%

Cinema Ticket

$4.15 Rp 74.3K

$9.45 IQD 12.4K

-56.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$176 IQD 230.2K

72.92%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,283 IQD 4.3M

101.43%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$15.24 IQD 20.0K

264.44%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$19.50 IQD 25.5K

96.46%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$26.76 IQD 35.0K

231.09%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$25.49 IQD 33.4K

205.49%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$152 IQD 198.9K

562.69%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$87.8 IQD 114.9K

669.61%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$265 IQD 347.3K

1197.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$286 IQD 374.3K

613.59%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$814 IQD 1.1M

248.95%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$925 IQD 1.2M

144.78%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$475 IQD 621.9K

-65.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.33

-7.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Mosul: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $152 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $19.00 in Mosul. Monthly groceries follow the same trend: $302 vs $145 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mosul: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $624 in Mosul – roughly 128% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $935 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $624 in Mosul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 844% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $624, than in Ubud, Bali at $1,419. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $624 in Mosul to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.