Cost of Living Comparison Between Ubud, Bali and Mosul Cost of Living Comparison Between Ubud, Bali and Mosul

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $632 in Mosul, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,006 in Mosul, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,380 in Mosul, rent included.

Ubud, Bali costs about 123% more than Mosul, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Mosul is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.47 IQD 4,547

-0.58%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$19.46 IQD 25.5K

66.19%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.08 IQD 7,956

-20.39%

Cappuccino

$2.75 Rp 49.3K

$1.61 IQD 2,109

70.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.40 IQD 528

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.21 IQD 278

257.14%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.55 IQD 2,033

92.90%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.50 IQD 1,964

156.67%

Milk (1 liter)

$1.74 Rp 31.1K

$1.01 IQD 1,319

72.28%

White Bread (500g)

$2.46 Rp 44.1K

$0.82 IQD 1,073

200.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.29 IQD 1,690

-9.30%

Eggs

$2.43 Rp 43.6K

$1.59 IQD 2,076

52.83%

Local Cheese (1kg)

$14.50 Rp 260.2K

$3.56 IQD 4,665

307.30%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.94 IQD 5,165

10.41%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$11.69 IQD 15.3K

2.48%

Apples (1kg)

$3.72 Rp 66.7K

$0.73 IQD 953

409.59%

Banana (1kg)

$1.63 Rp 29.2K

$1.06 IQD 1,389

53.77%

Oranges (1kg)

$2.74 Rp 49.2K

$0.72 IQD 942

280.56%

Tomato (1kg)

$2.24 Rp 40.2K

$0.47 IQD 611

376.60%

Potato (1kg)

$1.92 Rp 34.4K

$0.45 IQD 592

326.67%

Onion (1kg)

$2.28 Rp 40.8K

$0.58 IQD 760

293.10%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.48 IQD 622

120.83%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.52 IQD 676

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.93 IQD 2,523

70.47%

Wine (Bottle)

$23.19 Rp 416.1K

$7.60 IQD 9,958

205.13%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.40 IQD 1,831

98.57%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.88 IQD 2,461

45.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.36 IQD 477

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$76.7 IQD 100.4K

-89.43%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.49 IQD 1,949

-67.79%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.47 IQD 1,927

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$4.48 IQD 5,864

38.84%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.52 IQD 686

55.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$17.5K IQD 22.9M

52.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$20.3K IQD 26.5M

58.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$100 IQD 131.1K

-21.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$15.03 IQD 19.7K

-72.92%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$29.61 IQD 38.8K

-17.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$22.10 IQD 28.9K

346.20%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$21.90 IQD 28.7K

-71.05%

Cinema Ticket

$3.99 Rp 71.5K

$9.68 IQD 12.7K

-58.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$180 IQD 236.3K

69.01%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,281 IQD 4.3M

102.47%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$15.26 IQD 20.0K

254.78%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$19.43 IQD 25.4K

94.60%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$26.54 IQD 34.7K

227.20%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$25.49 IQD 33.4K

199.53%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$150 IQD 196.2K

562.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$87.6 IQD 114.7K

668.13%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$267 IQD 349.3K

1165.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$282 IQD 368.8K

627.92%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$792 IQD 1.0M

254.22%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$913 IQD 1.2M

144.03%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$489 IQD 640.2K

-65.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.33

-7.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Mosul: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $150 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 193% higher in Mosul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $19.00 in Mosul. Monthly groceries follow the same trend: $297 vs $147 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mosul: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $632 in Mosul – roughly 123% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $948 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $632 in Mosul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 846% less in Mosul. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Mosul, where all-in costs run around $632, than in Ubud, Bali at $1,408. In Mosul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $632 in Mosul to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.