Cost of Living Comparison Between Kharkiv and Mosul Cost of Living Comparison Between Kharkiv and Mosul

Monthly Cost of Living

A single person spends $695 per month in Kharkiv vs $641 in Mosul, rent included.

A couple spends around $1,056 per month in Kharkiv vs $1,025 in Mosul, rent included.

A family of three spends $1,418 per month in Kharkiv vs $1,409 in Mosul, rent included.

Kharkiv costs about 8% more than Mosul, driven mainly by Clothing & Footwear.

Both Kharkiv and Mosul are more affordable than the global median – Kharkiv 49% lower, Mosul 53% lower.

Currency
🍽 Eating Out
Kharkiv
Mosul
Difference
Meal at Budget Restaurant
$6.72 ₴300
$3.31 IQD 4,334
103.02%
Three-Course Dinner for Two, Mid-Range
$30.80 ₴1,374
$19.00 IQD 24.9K
62.11%
Fast Food Meal (McDonalds, etc)
$5.04 ₴225
$6.18 IQD 8,088
-18.45%
Cappuccino
$1.55 ₴69.3
$1.57 IQD 2,058
-1.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 ₴47.63
$0.37 IQD 486
189.19%
Water (0.33 liter bottle)
$0.52 ₴22.99
$0.17 IQD 227
205.88%
Local Beer (0.5 liter draught)
$1.04 ₴46.29
$1.51 IQD 1,975
-31.13%
Imported Beer (0.33 liter bottle)
$1.66 ₴74.1
$1.57 IQD 2,055
5.73%
🛒 Groceries & Markets
Kharkiv
Mosul
Difference
Milk (1 liter)
$1.12 ₴50.2
$0.77 IQD 1,012
45.45%
White Bread (500g)
$0.66 ₴29.52
$0.73 IQD 958
-9.59%
Rice (white) (1kg)
$1.24 ₴55.5
$1.26 IQD 1,644
-1.59%
Eggs
$1.68 ₴75.1
$1.50 IQD 1,969
12.00%
Local Cheese (1kg)
$8.19 ₴365
$3.71 IQD 4,857
120.75%
Chicken Fillets (1kg)
$4.30 ₴192
$4.28 IQD 5,609
0.47%
Beef Round Steak (1kg)
$7.22 ₴322
$11.65 IQD 15.3K
-38.03%
Apples (1kg)
$1.38 ₴61.6
$0.69 IQD 905
100.00%
Banana (1kg)
$1.53 ₴68.3
$1.07 IQD 1,398
42.99%
Oranges (1kg)
$1.70 ₴76.0
$0.70 IQD 921
142.86%
Tomato (1kg)
$2.01 ₴89.7
$0.50 IQD 654
302.00%
Potato (1kg)
$0.73 ₴32.74
$0.46 IQD 605
58.70%
Onion (1kg)
$0.51 ₴22.95
$0.47 IQD 618
8.51%
Lettuce (1 head)
$1.22 ₴54.4
$0.39 IQD 517
212.82%
Water (1.5 liter bottle)
$0.57 ₴25.61
$0.64 IQD 841
-10.94%
Cigarettes 20 Pack (Marlboro, Camel)
$2.83 ₴126
$1.87 IQD 2,445
51.34%
Wine (Bottle)
$4.60 ₴205
$7.53 IQD 9,862
-38.91%
Local Beer (0.5 liter bottle)
$0.86 ₴38.17
$1.95 IQD 2,560
-55.90%
Imported Beer (0.33 liter bottle)
$1.24 ₴55.5
$1.88 IQD 2,468
-34.04%
🚌 Getting Around
Kharkiv
Mosul
Difference
One-way Ticket (Public Transport)
-
$0.36 IQD 473
-
Public Transport Monthly Pass (Regular Price)
-
$75.1 IQD 98.3K
-
Taxi Start (Normal Tariff)
$1.33 ₴59.4
$1.51 IQD 1,971
-11.92%
Taxi (Normal Tariff) (1km)
$0.35 ₴15.72
$1.50 IQD 1,960
-76.67%
Taxi 1hour Waiting (Normal Tariff)
$2.30 ₴103
$4.67 IQD 6,109
-50.75%
Gasoline (1 liter)
$1.67 ₴74.7
$0.51 IQD 662
227.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K ₴1.3M
$17.0K IQD 22.3M
73.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K ₴981.4K
$20.3K IQD 26.5M
8.52%
🧾 Monthly Utilities & Internet
Kharkiv
Mosul
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.6 ₴4,398
$88.3 IQD 115.6K
11.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.96 ₴266
$15.35 IQD 20.1K
-61.17%
Internet (50+ Mbps, Unlimited Data)
$7.28 ₴325
$33.26 IQD 43.6K
-78.11%
🎉 Sport & Entertainment
Kharkiv
Mosul
Difference
Gym Membership (Monthly)
$21.68 ₴967
$24.19 IQD 31.7K
-10.38%
Tennis Court (1 Hour on Weekend)
$15.39 ₴686
$25.35 IQD 33.2K
-39.29%
Cinema Ticket
$4.77 ₴213
$9.41 IQD 12.3K
-49.31%
🧸 Childcare & Education
Kharkiv
Mosul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$287 ₴12.8K
$196 IQD 257.3K
46.10%
International Primary School, 1 Child (Yearly)
$2,842 ₴126.8K
$3,556 IQD 4.7M
-20.08%
👕👟 Clothing & Footwear
Kharkiv
Mosul
Difference
Jeans (Levis 501 Or Similar)
$56.4 ₴2,516
$12.55 IQD 16.4K
349.40%
Summer Dress (H&M, Zara, etc)
$41.61 ₴1,856
$19.28 IQD 25.2K
115.82%
Sport Shoes (Adidas, Nike)
$92.9 ₴4,143
$26.44 IQD 34.6K
251.25%
Men's Leather Business Shoes
$98.2 ₴4,378
$25.24 IQD 33.1K
288.87%
🏠 Accommodation & Living
Kharkiv
Mosul
Difference
1-bedroom Apartment, City Center (Monthly)
$247 ₴11.0K
$160 IQD 210.1K
53.91%
1-bedroom Apartment, Outside City Center (Monthly)
$144 ₴6,441
$113 IQD 148.3K
27.53%
3-bedroom Apartment, City Center (Monthly)
$525 ₴23.4K
$274 IQD 358.4K
91.95%
3-bedroom Apartment, Outside City Center (Monthly)
$213 ₴9,500
$281 IQD 367.9K
-24.21%
Buy Apartment in City Center (m2)
$1,056 ₴47.1K
$807 IQD 1.1M
30.85%
Buy Apartment Outside City Center (m2)
$584 ₴26.1K
$940 IQD 1.2M
-37.91%
💵 Salaries & Financials
Kharkiv
Mosul
Difference
Average Monthly Net Salary (After Tax)
$547 ₴24.4K
$490 IQD 641.4K
11.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.89
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: August 31, 2026

Last update for Mosul: September 1, 2026

Cost Breakdown

A central one-bedroom costs $247 in Kharkiv versus $160 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Kharkiv versus $19.00 in Mosul. Monthly groceries follow the same trend: $161 vs $149 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Mosul: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kharkiv or Mosul?
Kharkiv costs about 8% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kharkiv and in Mosul?
For a comfortable life, plan on about $1,042 per month in Kharkiv and $961 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kharkiv or Mosul?
Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Kharkiv and in Mosul?
A mid-range dinner for two costs $31.00 in Kharkiv and $19.00 in Mosul. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Kharkiv or in Mosul?
Groceries cost about 8% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Kharkiv or in Mosul?
$1,200 covers both cities comfortably – all-in costs are $695 in Kharkiv and $641 in Mosul, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Kharkiv or Mosul?
For digital nomads, it depends on budget. Mosul costs $641 versus $695 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Kharkiv or to Mosul?
If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.

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