Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Mosul

For one person, living is cheaper in Mosul: $566 a month against $689 in Kharkiv, rent and utilities included – about $1,500 less a year. Rent and utilities account for about half of the difference.

33

Cost of Living Index in Kharkiv
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Kharkiv Living Index
27

Cost of Living Index in Mosul
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Mosul Living Index

Jump to prices

Kharkiv

🇺🇦 Ukraine

$689

/mo nomad

Mosul

🇮🇶 Iraq

$566

/mo nomad

Monthly Cost of Living

How much you'll spend in Kharkiv and in Mosul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Mosul actually costs, broken down by who's living it.

A single person spends $689 per month in Kharkiv vs $566 in Mosul, rent included.

Kharkiv $689
Mosul $566

A couple spends around $1,063 per month in Kharkiv vs $893 in Mosul, rent included.

Kharkiv $1,063
Mosul $893

A family of three spends $1,437 per month in Kharkiv vs $1,220 in Mosul, rent included.

Kharkiv $1,437
Mosul $1,220

Kharkiv costs about 22% more than Mosul, and outside of rent the biggest gap is in clothing.

Both Kharkiv and Mosul are more affordable than the global median – Kharkiv 49% lower, Mosul 58% lower.

Meal at Budget Restaurant

$6.79 ₴305

$3.18 IQD 4,811

113.52%

Three-Course Dinner for Two, Mid-Range

$30.48 ₴1,368

$16.47 IQD 24.9K

85.06%

Fast Food Meal (McDonalds, etc)

$4.97 ₴223

$5.38 IQD 8,124

-7.62%

Cappuccino

$1.66 ₴74.7

$1.44 IQD 2,173

15.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₴47.37

$0.37 IQD 555

186.49%

Water (0.33 liter bottle)

$0.51 ₴22.77

$0.16 IQD 247

218.75%

Local Beer (0.5 liter draught)

$1.01 ₴45.48

$1.35 IQD 2,035

-25.19%

Imported Beer (0.33 liter bottle)

$1.63 ₴73.0

$1.31 IQD 1,975

24.43%

Milk (1 liter)

$1.14 ₴51.2

$0.73 IQD 1,097

56.16%

White Bread (500g)

$0.70 ₴31.33

$0.67 IQD 1,013

4.48%

Rice (white) (1kg)

$1.24 ₴55.6

$1.13 IQD 1,708

9.73%

Eggs

$1.73 ₴77.9

$1.30 IQD 1,968

33.08%

Local Cheese (1kg)

$8.45 ₴379

$3.17 IQD 4,791

166.56%

Chicken Fillets (1kg)

$4.10 ₴184

$3.64 IQD 5,493

12.64%

Beef Round Steak (1kg)

$7.11 ₴319

$10.17 IQD 15.4K

-30.09%

Apples (1kg)

$1.41 ₴63.4

$0.59 IQD 898

138.98%

Banana (1kg)

$1.59 ₴71.2

$0.93 IQD 1,408

70.97%

Oranges (1kg)

$1.68 ₴75.2

$0.59 IQD 894

184.75%

Tomato (1kg)

$2.13 ₴95.8

$0.46 IQD 694

363.04%

Potato (1kg)

$0.71 ₴31.74

$0.41 IQD 617

73.17%

Onion (1kg)

$0.52 ₴23.55

$0.41 IQD 622

26.83%

Lettuce (1 head)

$1.21 ₴54.2

$0.34 IQD 513

255.88%

Water (1.5 liter bottle)

$0.65 ₴29.10

$0.51 IQD 777

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ₴122

$1.68 IQD 2,542

62.50%

Wine (Bottle)

$4.56 ₴205

$6.71 IQD 10.1K

-32.04%

Local Beer (0.5 liter bottle)

$0.85 ₴38.07

$1.41 IQD 2,137

-39.72%

Imported Beer (0.33 liter bottle)

$1.18 ₴52.8

$1.69 IQD 2,550

-30.18%

One-way Ticket (Public Transport)

$0.32 IQD 482

Public Transport Monthly Pass (Regular Price)

$73.3 IQD 110.8K

Taxi Start (Normal Tariff)

$1.41 ₴63.4

$1.30 IQD 1,965

8.46%

Taxi (Normal Tariff) (1km)

$0.34 ₴15.28

$1.35 IQD 2,035

-74.81%

Taxi 1hour Waiting (Normal Tariff)

$2.19 ₴98.5

$4.07 IQD 6,149

-46.19%

Gasoline (1 liter)

$1.76 ₴78.9

$0.47 IQD 716

274.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K ₴1.3M

$14.6K IQD 22.1M

103.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₴986.7K

$17.0K IQD 25.6M

29.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₴4,273

$75.2 IQD 113.7K

26.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.22 ₴279

$11.88 IQD 17.9K

-47.64%

Internet (50+ Mbps, Unlimited Data)

$7.22 ₴324

$24.08 IQD 36.4K

-70.02%

Gym Membership (Monthly)

$22.30 ₴1,001

$20.96 IQD 31.7K

6.39%

Tennis Court (1 Hour on Weekend)

$13.81 ₴620

$22.55 IQD 34.1K

-38.76%

Cinema Ticket

$4.67 ₴210

$8.49 IQD 12.8K

-44.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ₴12.6K

$168 IQD 254.0K

66.97%

International Primary School, 1 Child (Yearly)

$2,685 ₴120.5K

$2,769 IQD 4.2M

-3.02%

Jeans (Levis 501 Or Similar)

$55.6 ₴2,496

$10.89 IQD 16.5K

410.74%

Summer Dress (H&M, Zara, etc)

$42.27 ₴1,897

$16.77 IQD 25.3K

152.06%

Sport Shoes (Adidas, Nike)

$92.0 ₴4,129

$23.01 IQD 34.8K

299.74%

Men's Leather Business Shoes

$103 ₴4,618

$22.21 IQD 33.6K

363.17%

1-bedroom Apartment, City Center (Monthly)

$239 ₴10.7K

$143 IQD 215.7K

67.20%

1-bedroom Apartment, Outside City Center (Monthly)

$147 ₴6,589

$103 IQD 155.2K

42.94%

3-bedroom Apartment, City Center (Monthly)

$521 ₴23.4K

$252 IQD 381.5K

106.25%

3-bedroom Apartment, Outside City Center (Monthly)

$204 ₴9,136

$247 IQD 373.4K

-17.63%

Buy Apartment in City Center (m2)

$1,057 ₴47.4K

$722 IQD 1.1M

46.40%

Buy Apartment Outside City Center (m2)

$583 ₴26.2K

$815 IQD 1.2M

-28.44%

Average Monthly Net Salary (After Tax)

$525 ₴23.6K

$410 IQD 618.8K

28.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

2.53

607.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 11, 2026

Last update for Mosul: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kharkiv

$163 23.7%

Mosul

$129 22.7% 21.1% $34

Accommodation & Living

Kharkiv

$147 21.3%

Mosul

$103 18.1% 30% $44

Clothing & Footwear

Kharkiv

$132 19.1%

Mosul

$33 5.8% 75.1% $99

Monthly Utilities & Internet

Kharkiv

$109 15.8%

Mosul

$111 19.6% 2.4% $2.6

Eating Out

Kharkiv

$104 15.1%

Mosul

$70 12.4% 32.3% $33

Sport & Entertainment

Kharkiv

$32 4.6%

Mosul

$38 6.7% 19.8% $6.3

Getting Around

Kharkiv

$3.1 * 0.5%

Mosul

$83 14.6% 2549% $80

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $239 in Kharkiv versus $143 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Kharkiv versus $16.00 in Mosul. Monthly groceries follow the same trend: $163 vs $129 – making Mosul the more affordable choice for daily food spending.

Good to know

🇺🇦 Kharkiv

🇮🇶 Mosul

🕒 Local time

10:19 10:19 AM

Same time as Kharkiv

🌤 Weather

👥 Population

1,447,652

1,683,000

💱 Currency

Ukrainian Hryvnia UAH ₴

Iraqi Dinar IQD ع.د

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Iraqi Dinar exchange rates as of October 19, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Kharkiv Mosul 1,610 km ≈ 2 h 30 min nonstop flight

From you

Kharkiv
Mosul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Mosul: Cost of Living - Frequently Asked Questions

Kharkiv costs about 22% more than Mosul, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,033 per month in Kharkiv and $849 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Kharkiv and $16.00 in Mosul. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 27% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $689 in Kharkiv and $566 in Mosul, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mosul costs $566 versus $689 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.