Cost of Living Comparison Between Kharkiv and Mosul Cost of Living Comparison Between Kharkiv and Mosul

Monthly Cost of Living

A single person spends $670 per month in Kharkiv vs $632 in Mosul, rent included.

A couple spends around $1,073 per month in Kharkiv vs $1,006 in Mosul, rent included.

A family of three spends $1,476 per month in Kharkiv vs $1,380 in Mosul, rent included.

Kharkiv costs about 6% more than Mosul, driven mainly by Clothing & Footwear.

Both Kharkiv and Mosul are more affordable than the global median – Kharkiv 50% lower, Mosul 53% lower.

Currency
🍽 Eating Out
Kharkiv
Mosul
Difference
Meal at Budget Restaurant
$7.08 ₴316
$3.47 IQD 4,547
104.03%
Three-Course Dinner for Two, Mid-Range
$26.72 ₴1,192
$19.46 IQD 25.5K
37.31%
Fast Food Meal (McDonalds, etc)
$5.94 ₴265
$6.08 IQD 7,956
-2.30%
Cappuccino
$1.29 ₴57.5
$1.61 IQD 2,109
-19.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.60 ₴26.92
$0.40 IQD 528
50.00%
Water (0.33 liter bottle)
$0.44 ₴19.67
$0.21 IQD 278
109.52%
Local Beer (0.5 liter draught)
$0.98 ₴43.52
$1.55 IQD 2,033
-36.77%
Imported Beer (0.33 liter bottle)
$1.53 ₴68.4
$1.50 IQD 1,964
2.00%
🛒 Groceries & Markets
Kharkiv
Mosul
Difference
Milk (1 liter)
$1.06 ₴47.12
$1.01 IQD 1,319
4.95%
White Bread (500g)
$0.62 ₴27.56
$0.82 IQD 1,073
-24.39%
Rice (white) (1kg)
$1.27 ₴56.6
$1.29 IQD 1,690
-1.55%
Eggs
$1.63 ₴72.5
$1.59 IQD 2,076
2.52%
Local Cheese (1kg)
$7.93 ₴354
$3.56 IQD 4,665
122.75%
Chicken Fillets (1kg)
$3.92 ₴175
$3.94 IQD 5,165
-0.51%
Beef Round Steak (1kg)
$6.60 ₴294
$11.69 IQD 15.3K
-43.54%
Apples (1kg)
$0.86 ₴38.48
$0.73 IQD 953
17.81%
Banana (1kg)
$1.62 ₴72.1
$1.06 IQD 1,389
52.83%
Oranges (1kg)
$1.90 ₴84.8
$0.72 IQD 942
163.89%
Tomato (1kg)
$2.26 ₴101
$0.47 IQD 611
380.85%
Potato (1kg)
$0.67 ₴29.82
$0.45 IQD 592
48.89%
Onion (1kg)
$0.56 ₴25.16
$0.58 IQD 760
-3.45%
Lettuce (1 head)
$1.03 ₴46.08
$0.48 IQD 622
114.58%
Water (1.5 liter bottle)
$0.54 ₴23.92
$0.52 IQD 676
3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.54 ₴113
$1.93 IQD 2,523
31.61%
Wine (Bottle)
$4.41 ₴197
$7.60 IQD 9,958
-41.97%
Local Beer (0.5 liter bottle)
$0.75 ₴33.58
$1.40 IQD 1,831
-46.43%
Imported Beer (0.33 liter bottle)
$1.32 ₴58.7
$1.88 IQD 2,461
-29.79%
🚌 Getting Around
Kharkiv
Mosul
Difference
One-way Ticket (Public Transport)
$0.37 ₴16.56
$0.36 IQD 477
2.78%
Public Transport Monthly Pass (Regular Price)
-
$76.7 IQD 100.4K
-
Taxi Start (Normal Tariff)
$1.47 ₴65.5
$1.49 IQD 1,949
-1.34%
Taxi (Normal Tariff) (1km)
$0.23 ₴10.25
$1.47 IQD 1,927
-84.35%
Taxi 1hour Waiting (Normal Tariff)
$2.88 ₴129
$4.48 IQD 5,864
-35.71%
Gasoline (1 liter)
$1.40 ₴62.4
$0.52 IQD 686
169.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K ₴1.2M
$17.5K IQD 22.9M
57.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K ₴1.1M
$20.3K IQD 26.5M
17.90%
🧾 Monthly Utilities & Internet
Kharkiv
Mosul
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 ₴5,113
$100 IQD 131.1K
14.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.38 ₴240
$15.03 IQD 19.7K
-64.20%
Internet (50+ Mbps, Unlimited Data)
$6.27 ₴280
$29.61 IQD 38.8K
-78.82%
🎉 Sport & Entertainment
Kharkiv
Mosul
Difference
Gym Membership (Monthly)
$25.27 ₴1,127
$22.10 IQD 28.9K
14.34%
Tennis Court (1 Hour on Weekend)
$16.00 ₴714
$21.90 IQD 28.7K
-26.94%
Cinema Ticket
$4.81 ₴215
$9.68 IQD 12.7K
-50.31%
🧸 Childcare & Education
Kharkiv
Mosul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$355 ₴15.8K
$180 IQD 236.3K
96.79%
International Primary School, 1 Child (Yearly)
$3,213 ₴143.3K
$3,281 IQD 4.3M
-2.07%
👕👟 Clothing & Footwear
Kharkiv
Mosul
Difference
Jeans (Levis 501 Or Similar)
$56.6 ₴2,526
$15.26 IQD 20.0K
270.97%
Summer Dress (H&M, Zara, etc)
$40.07 ₴1,788
$19.43 IQD 25.4K
106.23%
Sport Shoes (Adidas, Nike)
$83.2 ₴3,711
$26.54 IQD 34.7K
213.38%
Men's Leather Business Shoes
$101 ₴4,510
$25.49 IQD 33.4K
296.59%
🏠 Accommodation & Living
Kharkiv
Mosul
Difference
1-bedroom Apartment, City Center (Monthly)
$183 ₴8,177
$150 IQD 196.2K
22.33%
1-bedroom Apartment, Outside City Center (Monthly)
$134 ₴5,967
$87.6 IQD 114.7K
52.69%
3-bedroom Apartment, City Center (Monthly)
$365 ₴16.3K
$267 IQD 349.3K
36.84%
3-bedroom Apartment, Outside City Center (Monthly)
$243 ₴10.9K
$282 IQD 368.8K
-13.59%
Buy Apartment in City Center (m2)
$1,081 ₴48.2K
$792 IQD 1.0M
36.52%
Buy Apartment Outside City Center (m2)
$572 ₴25.5K
$913 IQD 1.2M
-37.37%
💵 Salaries & Financials
Kharkiv
Mosul
Difference
Average Monthly Net Salary (After Tax)
$532 ₴23.7K
$489 IQD 640.2K
8.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
14.33
18.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: July 14, 2026

Last update for Mosul: July 12, 2026

Cost Breakdown

A central one-bedroom costs $183 in Kharkiv versus $150 in Mosul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Kharkiv versus $19.00 in Mosul. Monthly groceries follow the same trend: $153 vs $147 – making Mosul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Mosul: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kharkiv or Mosul?
Kharkiv costs about 6% more than Mosul, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kharkiv and in Mosul?
For a comfortable life, plan on about $1,005 per month in Kharkiv and $948 in Mosul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kharkiv or Mosul?
Rent is clearly cheaper in Mosul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Kharkiv and in Mosul?
A mid-range dinner for two costs $27.00 in Kharkiv and $19.00 in Mosul. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Kharkiv or in Mosul?
Groceries cost about 4% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Kharkiv or in Mosul?
$1,200 covers both cities comfortably – all-in costs are $670 in Kharkiv and $632 in Mosul, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Kharkiv or Mosul?
For digital nomads, it depends on budget. Mosul costs $632 versus $670 in Kharkiv. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Kharkiv or to Mosul?
If budget matters most, go with Mosul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.

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