Last update: Oct 2026

Cost of Living Comparison Between Morogoro and Cebu

For one person, living is cheaper in Morogoro: $376 a month against $918 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Morogoro
Learn more

Morogoro Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Morogoro

🇹🇿 Tanzania

$376

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Morogoro and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morogoro and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $376 in Morogoro versus $918 in Cebu.

Morogoro $376
Cebu $918

Estimated couple costs with rent: $633 in Morogoro versus $1,409 in Cebu.

Morogoro $633
Cebu $1,409

Monthly costs for a family of three with rent: $891 in Morogoro versus $1,900 in Cebu.

Morogoro $891
Cebu $1,900

Living in Morogoro costs roughly 59% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Morogoro 72% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.85 TZS 4,857

$3.09 ₱195

-40.13%

Three-Course Dinner for Two, Mid-Range

$18.86 TZS 49.4K

$24.22 ₱1,525

-22.13%

Fast Food Meal (McDonalds, etc)

$7.64 TZS 20.0K

$3.92 ₱247

94.90%

Cappuccino

$2.01 TZS 5,262

$2.51 ₱158

-19.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 TZS 903

$1.59 ₱100

-78.62%

Water (0.33 liter bottle)

$0.20 TZS 523

$0.53 ₱33.45

-62.26%

Local Beer (0.5 liter draught)

$0.99 TZS 2,589

$1.78 ₱112

-44.38%

Imported Beer (0.33 liter bottle)

$1.92 TZS 5,018

$2.17 ₱137

-11.52%

Milk (1 liter)

$0.78 TZS 2,031

$1.92 ₱121

-59.38%

White Bread (500g)

$0.36 TZS 948

$1.36 ₱85.5

-73.53%

Rice (white) (1kg)

$0.99 TZS 2,601

$1.01 ₱63.6

-1.98%

Eggs

$1.80 TZS 4,716

$2.03 ₱128

-11.33%

Local Cheese (1kg)

$9.10 TZS 23.8K

$9.86 ₱621

-7.71%

Chicken Fillets (1kg)

$4.62 TZS 12.1K

$4.39 ₱277

5.24%

Beef Round Steak (1kg)

$3.89 TZS 10.2K

$7.60 ₱479

-48.82%

Apples (1kg)

$1.11 TZS 2,902

$3.30 ₱208

-66.36%

Banana (1kg)

$0.54 TZS 1,421

$1.39 ₱87.8

-61.15%

Oranges (1kg)

$0.59 TZS 1,534

$2.33 ₱147

-74.68%

Tomato (1kg)

$0.40 TZS 1,044

$1.50 ₱94.3

-73.33%

Potato (1kg)

$0.73 TZS 1,906

$2.36 ₱149

-69.07%

Onion (1kg)

$0.54 TZS 1,425

$1.90 ₱119

-71.58%

Lettuce (1 head)

$0.80 TZS 2,093

$1.19 ₱74.9

-32.77%

Water (1.5 liter bottle)

$0.28 TZS 738

$0.63 ₱39.73

-55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$1.48 TZS 3,874

$3.00 ₱189

-50.67%

Wine (Bottle)

$5.00 TZS 13.1K

$6.03 ₱380

-17.08%

Local Beer (0.5 liter bottle)

$0.79 TZS 2,074

$1.23 ₱77.7

-35.77%

Imported Beer (0.33 liter bottle)

$1.63 TZS 4,261

$1.75 ₱110

-6.86%

One-way Ticket (Public Transport)

$0.29 TZS 759

$0.25 ₱15.87

16.00%

Public Transport Monthly Pass (Regular Price)

$8.12 TZS 21.3K

$12.64 ₱796

-35.76%

Taxi Start (Normal Tariff)

$1.63 TZS 4,259

$0.77 ₱48.64

111.69%

Taxi (Normal Tariff) (1km)

$0.55 TZS 1,439

$0.23 ₱14.54

139.13%

Taxi 1hour Waiting (Normal Tariff)

$13.50 TZS 35.4K

$4.46 ₱281

202.69%

Gasoline (1 liter)

$0.72 TZS 1,894

$1.31 ₱82.8

-45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K TZS 44.4M

$21.2K ₱1.3M

-20.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K TZS 68.3M

$19.1K ₱1.2M

36.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.3 TZS 147.5K

$120 ₱7,573

-53.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.84 TZS 23.1K

$14.00 ₱882

-36.86%

Internet (50+ Mbps, Unlimited Data)

$33.89 TZS 88.8K

$27.54 ₱1,735

23.06%

Gym Membership (Monthly)

$11.50 TZS 30.1K

$32.33 ₱2,036

-64.43%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.04 TZS 13.2K

$5.65 ₱356

-10.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 TZS 1.5M

$275 ₱17.3K

107.61%

International Primary School, 1 Child (Yearly)

$7,556 TZS 19.8M

$7,918 ₱498.8K

-4.57%

Jeans (Levis 501 Or Similar)

$7.60 TZS 19.9K

$49.33 ₱3,107

-84.59%

Summer Dress (H&M, Zara, etc)

$25.56 TZS 66.9K

$25.24 ₱1,590

1.27%

Sport Shoes (Adidas, Nike)

$44.95 TZS 117.7K

$77.0 ₱4,848

-41.59%

Men's Leather Business Shoes

$19.08 TZS 50.0K

$57.2 ₱3,603

-66.64%

1-bedroom Apartment, City Center (Monthly)

$74.9 TZS 196.1K

$500 ₱31.5K

-85.01%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$187 TZS 491.0K

$1,078 ₱67.9K

-82.61%

3-bedroom Apartment, Outside City Center (Monthly)

$95.1 TZS 249.0K

$615 ₱38.8K

-84.54%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$301 TZS 789.1K

$346 ₱21.8K

-12.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.25

7.2

153.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morogoro: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Morogoro

$125 33.2%

Cebu

$206 22.4% 65% $81

Monthly Utilities & Internet

Morogoro

$99 26.4%

Cebu

$162 17.6% 63.3% $63

Eating Out

Morogoro

$73 19.4%

Cebu

$88 9.6% 21.2% $15

Clothing & Footwear

Morogoro

$44 11.6%

Cebu

$94 10.2% 115% $50

Sport & Entertainment

Morogoro

$22 5.7%

Cebu

$44 4.8% 102% $22

Getting Around

Morogoro

$14 3.6%

Cebu

$16 1.7% 14.1% $1.9

Accommodation & Living

Morogoro

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $74.9 in Morogoro and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Morogoro vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $125 vs $206 per month, with Morogoro cheaper across the board.

Good to know

🇹🇿 Morogoro

🇵🇭 Cebu

🕒 Local time

16:52 4:52 PM

21:52 9:52 PM

5 h ahead of Morogoro

🌤 Weather

👥 Population

471,409

964,169

💱 Currency

Tanzanian Shilling TZS Sh

Philippine Peso PHP ₱

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of October 17, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,945 TZS (10,000 TZS = 3.4 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to TZS in detail →

On the map

Lowest

Highest

Between locations

Morogoro Cebu 9,730 km ≈ 13 h nonstop flight

From you

Morogoro
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Morogoro vs Cebu: Cost of Living - Frequently Asked Questions

Morogoro is cheaper overall, especially in groceries, eating out, and clothing. The 144% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 15% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $74.9 in Morogoro versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $376 per month in Morogoro versus $918 in Cebu – a 144% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Morogoro runs roughly 56% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Morogoro gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Morogoro is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Morogoro and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Morogoro gentler on the wallet – expenses run 144% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.