Last update: Oct 2026

Cost of Living Comparison Between Cebu and Morogoro

For one person, living is cheaper in Morogoro: $376 a month against $918 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Morogoro
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Morogoro Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Morogoro

🇹🇿 Tanzania

$376

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Morogoro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Morogoro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $376 in Morogoro.

Cebu $918
Morogoro $376

Estimated couple costs with rent: $1,409 in Cebu versus $633 in Morogoro.

Cebu $1,409
Morogoro $633

Monthly costs for a family of three with rent: $1,900 in Cebu versus $891 in Morogoro.

Cebu $1,900
Morogoro $891

Living in Cebu is roughly 144% more expensive than in Morogoro, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Morogoro 72% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.85 TZS 4,857

67.03%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$18.86 TZS 49.4K

28.42%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.64 TZS 20.0K

-48.69%

Cappuccino

$2.51 ₱158

$2.01 TZS 5,262

24.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.34 TZS 903

367.65%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.20 TZS 523

165.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.99 TZS 2,589

79.80%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.92 TZS 5,018

13.02%

Milk (1 liter)

$1.92 ₱121

$0.78 TZS 2,031

146.15%

White Bread (500g)

$1.36 ₱85.5

$0.36 TZS 948

277.78%

Rice (white) (1kg)

$1.01 ₱63.6

$0.99 TZS 2,601

2.02%

Eggs

$2.03 ₱128

$1.80 TZS 4,716

12.78%

Local Cheese (1kg)

$9.86 ₱621

$9.10 TZS 23.8K

8.35%

Chicken Fillets (1kg)

$4.39 ₱277

$4.62 TZS 12.1K

-4.98%

Beef Round Steak (1kg)

$7.60 ₱479

$3.89 TZS 10.2K

95.37%

Apples (1kg)

$3.30 ₱208

$1.11 TZS 2,902

197.30%

Banana (1kg)

$1.39 ₱87.8

$0.54 TZS 1,421

157.41%

Oranges (1kg)

$2.33 ₱147

$0.59 TZS 1,534

294.92%

Tomato (1kg)

$1.50 ₱94.3

$0.40 TZS 1,044

275.00%

Potato (1kg)

$2.36 ₱149

$0.73 TZS 1,906

223.29%

Onion (1kg)

$1.90 ₱119

$0.54 TZS 1,425

251.85%

Lettuce (1 head)

$1.19 ₱74.9

$0.80 TZS 2,093

48.75%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.28 TZS 738

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.48 TZS 3,874

102.70%

Wine (Bottle)

$6.03 ₱380

$5.00 TZS 13.1K

20.60%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.79 TZS 2,074

55.70%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.63 TZS 4,261

7.36%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.29 TZS 759

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.12 TZS 21.3K

55.67%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.63 TZS 4,259

-52.76%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.55 TZS 1,439

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.50 TZS 35.4K

-66.96%

Gasoline (1 liter)

$1.31 ₱82.8

$0.72 TZS 1,894

81.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$17.0K TZS 44.4M

25.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.1K TZS 68.3M

-26.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$56.3 TZS 147.5K

113.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.84 TZS 23.1K

58.37%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$33.89 TZS 88.8K

-18.74%

Gym Membership (Monthly)

$32.33 ₱2,036

$11.50 TZS 30.1K

181.13%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.04 TZS 13.2K

12.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$572 TZS 1.5M

-51.83%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$7,556 TZS 19.8M

4.79%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$7.60 TZS 19.9K

549.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$25.56 TZS 66.9K

-1.25%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$44.95 TZS 117.7K

71.21%

Men's Leather Business Shoes

$57.2 ₱3,603

$19.08 TZS 50.0K

199.79%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$74.9 TZS 196.1K

567.27%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$187 TZS 491.0K

474.88%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$95.1 TZS 249.0K

546.99%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$301 TZS 789.1K

14.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

18.25

-60.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Morogoro: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Morogoro

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Morogoro

$125 33.2% 39.4% $81

Monthly Utilities & Internet

Cebu

$162 17.6%

Morogoro

$99 26.4% 38.8% $63

Clothing & Footwear

Cebu

$94 10.2%

Morogoro

$44 11.6% 53.4% $50

Eating Out

Cebu

$88 9.6%

Morogoro

$73 19.4% 17.5% $15

Sport & Entertainment

Cebu

$44 4.8%

Morogoro

$22 5.7% 50.5% $22

Getting Around

Cebu

$16 1.7%

Morogoro

$14 3.6% 12.3% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $74.9 in Morogoro. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $19.00 in Morogoro for a mid-range dinner for two. Groceries echo the gap at $206 vs $125 per month, with Morogoro cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇿 Morogoro

🕒 Local time

22:52 10:52 PM

17:52 5:52 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

471,409

💱 Currency

Philippine Peso PHP ₱

Tanzanian Shilling TZS Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

Exchange rates and currency converter

TZS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Tanzanian Shilling exchange rates as of October 17, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,945 TZS (10,000 TZS = 3.4 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Morogoro 9,730 km ≈ 13 h nonstop flight

From you

Cebu
Morogoro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Morogoro: Cost of Living - Frequently Asked Questions

Morogoro is cheaper overall, especially in groceries, clothing, and eating out. The 144% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $74.9 in Morogoro. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $376 in Morogoro – a 144% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Morogoro runs roughly 56% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Morogoro gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Morogoro is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Morogoro are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Morogoro gentler on the wallet – expenses run 144% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.