Last update: Oct 2026

Cost of Living Comparison Between Mora and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,987 in Mora, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

92

Cost of Living Index in Mora
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Mora Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Mora

🇸🇪 Sweden

$1,987

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Mora and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mora and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,987 in Mora versus $915 in Cebu.

Mora $1,987
Cebu $915

Estimated couple costs with rent: $3,000 in Mora versus $1,418 in Cebu.

Mora $3,000
Cebu $1,418

Monthly costs for a family of three with rent: $4,014 in Mora versus $1,921 in Cebu.

Mora $4,014
Cebu $1,921

Living in Mora is roughly 117% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Mora is 47% above, Cebu is 33% below.

Meal at Budget Restaurant

$10.15 SEK 101

$3.05 ₱192

232.79%

Three-Course Dinner for Two, Mid-Range

$101 SEK 1,004

$24.00 ₱1,511

322.04%

Fast Food Meal (McDonalds, etc)

$12.17 SEK 121

$3.99 ₱251

205.01%

Cappuccino

$5.06 SEK 50.1

$2.50 ₱157

102.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 SEK 11.20

$1.54 ₱97.1

-26.62%

Water (0.33 liter bottle)

$3.02 SEK 29.92

$0.50 ₱31.37

504.00%

Local Beer (0.5 liter draught)

$8.16 SEK 80.8

$1.78 ₱112

358.43%

Imported Beer (0.33 liter bottle)

$9.29 SEK 92.1

$2.17 ₱136

328.11%

Milk (1 liter)

$1.73 SEK 17.15

$2.00 ₱126

-13.50%

White Bread (500g)

$3.61 SEK 35.78

$1.37 ₱86.2

163.50%

Rice (white) (1kg)

$2.77 SEK 27.48

$1.03 ₱64.9

168.93%

Eggs

$5.12 SEK 50.7

$2.03 ₱128

152.22%

Local Cheese (1kg)

$12.93 SEK 128

$10.20 ₱642

26.76%

Chicken Fillets (1kg)

$11.06 SEK 110

$4.45 ₱280

148.54%

Beef Round Steak (1kg)

$22.16 SEK 220

$7.67 ₱483

188.92%

Apples (1kg)

$3.59 SEK 35.61

$3.31 ₱208

8.46%

Banana (1kg)

$2.44 SEK 24.22

$1.46 ₱91.8

67.12%

Oranges (1kg)

$3.12 SEK 30.96

$2.32 ₱146

34.48%

Tomato (1kg)

$4.39 SEK 43.53

$1.49 ₱94.0

194.63%

Potato (1kg)

$1.38 SEK 13.71

$2.34 ₱147

-41.03%

Onion (1kg)

$1.52 SEK 15.03

$1.94 ₱122

-21.65%

Lettuce (1 head)

$2.41 SEK 23.88

$1.16 ₱73.0

107.76%

Water (1.5 liter bottle)

$0.69 SEK 6.80

$0.68 ₱42.89

1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.01 SEK 59.6

$2.99 ₱188

101.00%

Wine (Bottle)

$12.15 SEK 120

$6.24 ₱393

94.71%

Local Beer (0.5 liter bottle)

$2.07 SEK 20.48

$1.23 ₱77.3

68.29%

Imported Beer (0.33 liter bottle)

$2.59 SEK 25.64

$1.73 ₱109

49.71%

One-way Ticket (Public Transport)

$3.29 SEK 32.64

$0.23 ₱14.36

1330.43%

Public Transport Monthly Pass (Regular Price)

$77.2 SEK 765

$12.34 ₱777

525.85%

Taxi Start (Normal Tariff)

$6.02 SEK 59.7

$0.79 ₱49.96

662.03%

Taxi (Normal Tariff) (1km)

$1.52 SEK 15.07

$0.22 ₱13.86

590.91%

Taxi 1hour Waiting (Normal Tariff)

$56.4 SEK 559

$4.54 ₱286

1143.17%

Gasoline (1 liter)

$1.83 SEK 18.17

$1.32 ₱82.9

38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K SEK 326.9K

$21.0K ₱1.3M

57.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K SEK 341.4K

$19.4K ₱1.2M

77.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 SEK 2,489

$119 ₱7,464

111.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.85 SEK 216

$14.22 ₱896

53.66%

Internet (50+ Mbps, Unlimited Data)

$40.37 SEK 400

$27.47 ₱1,730

46.96%

Gym Membership (Monthly)

$37.92 SEK 376

$32.31 ₱2,034

17.36%

Tennis Court (1 Hour on Weekend)

$25.83 SEK 256

$6.50 ₱409

297.38%

Cinema Ticket

$15.03 SEK 149

$5.40 ₱340

178.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$156 SEK 1,550

$276 ₱17.4K

-43.34%

International Primary School, 1 Child (Yearly)

$5,019 SEK 49.7K

$7,866 ₱495.3K

-36.20%

Jeans (Levis 501 Or Similar)

$89.0 SEK 882

$49.37 ₱3,108

80.31%

Summer Dress (H&M, Zara, etc)

$59.9 SEK 593

$24.58 ₱1,548

143.69%

Sport Shoes (Adidas, Nike)

$56.2 SEK 557

$76.6 ₱4,825

-26.68%

Men's Leather Business Shoes

$183 SEK 1,815

$58.9 ₱3,706

211.13%

1-bedroom Apartment, City Center (Monthly)

$809 SEK 8,013

$503 ₱31.7K

60.63%

1-bedroom Apartment, Outside City Center (Monthly)

$695 SEK 6,884

$305 ₱19.2K

128.16%

3-bedroom Apartment, City Center (Monthly)

$1,362 SEK 13.5K

$1,075 ₱67.7K

26.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 SEK 10.2K

$632 ₱39.8K

62.92%

Buy Apartment in City Center (m2)

$3,561 SEK 35.3K

$2,870 ₱180.7K

24.09%

Buy Apartment Outside City Center (m2)

$2,501 SEK 24.8K

$1,877 ₱118.2K

33.22%

Average Monthly Net Salary (After Tax)

$2,429 SEK 24.1K

$336 ₱21.1K

623.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.37

7.2

-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mora: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mora

$695 35%

Cebu

$305 33.3% 56.2% $390

Groceries & Markets

Mora

$378 19%

Cebu

$210 22.9% 44.5% $168

Monthly Utilities & Internet

Mora

$313 15.8%

Cebu

$160 17.5% 48.9% $153

Eating Out

Mora

$254 12.8%

Cebu

$88 9.6% 65.5% $167

Clothing & Footwear

Mora

$175 8.8%

Cebu

$94 10.3% 46.1% $80

Getting Around

Mora

$104 5.2%

Cebu

$15 1.7% 85.4% $89

Sport & Entertainment

Mora

$68 3.4%

Cebu

$43 4.7% 36.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $809 in Mora and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Mora pays 623% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Mora vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $378 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Mora

🇵🇭 Cebu

🕒 Local time

20:25 8:25 PM

02:25 2:25 AM

6 h ahead of Mora

🌤 Weather

👥 Population

10,896

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 20, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Mora Cebu 10,020 km ≈ 13 h nonstop flight

From you

Mora
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mora vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 117% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 623% higher in Mora, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $809 in Mora versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,987 per month in Mora versus $915 in Cebu – a 117% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 526% less than in Mora. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,987 in Mora, a $1,500 budget is realistic in Cebu but tight or insufficient in Mora. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mora, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mora and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 117% less than in Mora. Beyond cost, consider language, visa policies, and how big the international community is in each city.