Last update: Oct 2026

Cost of Living Comparison Between Cebu and Mora

For one person, living is cheaper in Cebu: $915 a month against $1,987 in Mora, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
92

Cost of Living Index in Mora
Learn more

Mora Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Mora

🇸🇪 Sweden

$1,987

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Mora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Mora actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,987 in Mora.

Cebu $915
Mora $1,987

Estimated couple costs with rent: $1,418 in Cebu versus $3,000 in Mora.

Cebu $1,418
Mora $3,000

Monthly costs for a family of three with rent: $1,921 in Cebu versus $4,014 in Mora.

Cebu $1,921
Mora $4,014

Living in Cebu costs roughly 54% less than in Mora, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 33% below, Mora is 47% above.

Meal at Budget Restaurant

$3.05 ₱192

$10.15 SEK 101

-69.95%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$101 SEK 1,004

-76.31%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$12.17 SEK 121

-67.21%

Cappuccino

$2.50 ₱157

$5.06 SEK 50.1

-50.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.13 SEK 11.20

36.28%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.02 SEK 29.92

-83.44%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.16 SEK 80.8

-78.19%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$9.29 SEK 92.1

-76.64%

Milk (1 liter)

$2.00 ₱126

$1.73 SEK 17.15

15.61%

White Bread (500g)

$1.37 ₱86.2

$3.61 SEK 35.78

-62.05%

Rice (white) (1kg)

$1.03 ₱64.9

$2.77 SEK 27.48

-62.82%

Eggs

$2.03 ₱128

$5.12 SEK 50.7

-60.35%

Local Cheese (1kg)

$10.20 ₱642

$12.93 SEK 128

-21.11%

Chicken Fillets (1kg)

$4.45 ₱280

$11.06 SEK 110

-59.76%

Beef Round Steak (1kg)

$7.67 ₱483

$22.16 SEK 220

-65.39%

Apples (1kg)

$3.31 ₱208

$3.59 SEK 35.61

-7.80%

Banana (1kg)

$1.46 ₱91.8

$2.44 SEK 24.22

-40.16%

Oranges (1kg)

$2.32 ₱146

$3.12 SEK 30.96

-25.64%

Tomato (1kg)

$1.49 ₱94.0

$4.39 SEK 43.53

-66.06%

Potato (1kg)

$2.34 ₱147

$1.38 SEK 13.71

69.57%

Onion (1kg)

$1.94 ₱122

$1.52 SEK 15.03

27.63%

Lettuce (1 head)

$1.16 ₱73.0

$2.41 SEK 23.88

-51.87%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.69 SEK 6.80

-1.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$6.01 SEK 59.6

-50.25%

Wine (Bottle)

$6.24 ₱393

$12.15 SEK 120

-48.64%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.07 SEK 20.48

-40.58%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.59 SEK 25.64

-33.20%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$3.29 SEK 32.64

-93.01%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$77.2 SEK 765

-84.02%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$6.02 SEK 59.7

-86.88%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.52 SEK 15.07

-85.53%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$56.4 SEK 559

-91.96%

Gasoline (1 liter)

$1.32 ₱82.9

$1.83 SEK 18.17

-27.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$33.0K SEK 326.9K

-36.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$34.5K SEK 341.4K

-43.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$251 SEK 2,489

-52.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$21.85 SEK 216

-34.92%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$40.37 SEK 400

-31.95%

Gym Membership (Monthly)

$32.31 ₱2,034

$37.92 SEK 376

-14.79%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$25.83 SEK 256

-74.84%

Cinema Ticket

$5.40 ₱340

$15.03 SEK 149

-64.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$156 SEK 1,550

76.49%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,019 SEK 49.7K

56.74%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$89.0 SEK 882

-44.54%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$59.9 SEK 593

-58.96%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$56.2 SEK 557

36.39%

Men's Leather Business Shoes

$58.9 ₱3,706

$183 SEK 1,815

-67.86%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$809 SEK 8,013

-37.74%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$695 SEK 6,884

-56.17%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,362 SEK 13.5K

-21.11%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,030 SEK 10.2K

-38.62%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$3,561 SEK 35.3K

-19.41%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$2,501 SEK 24.8K

-24.94%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$2,429 SEK 24.1K

-86.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.37

113.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Mora: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Mora

$695 35% 128% $390

Groceries & Markets

Cebu

$210 22.9%

Mora

$378 19% 80.1% $168

Monthly Utilities & Internet

Cebu

$160 17.5%

Mora

$313 15.8% 95.6% $153

Clothing & Footwear

Cebu

$94 10.3%

Mora

$175 8.8% 85.4% $80

Eating Out

Cebu

$88 9.6%

Mora

$254 12.8% 190% $167

Sport & Entertainment

Cebu

$43 4.7%

Mora

$68 3.4% 57.7% $25

Getting Around

Cebu

$15 1.7%

Mora

$104 5.2% 587% $89

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $809 in Mora. Housing cost is often the main lever when comparing two cities.

Mora pays 623% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $101 in Mora for a mid-range dinner for two. Groceries echo the gap at $210 vs $378 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇪 Mora

🕒 Local time

03:08 3:08 AM

21:08 9:08 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

10,896

💱 Currency

Philippine Peso PHP ₱

Swedish Krona SEK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swedish Krona exchange rates as of October 20, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Mora 10,020 km ≈ 13 h nonstop flight

From you

Cebu
Mora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Mora: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 117% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 623% lower in Mora. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $809 in Mora. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $1,987 in Mora – a 117% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 526% less than in Mora. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,987 in Mora, a $1,500 budget is realistic in Cebu but tight or insufficient in Mora. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mora, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Mora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 117% less than in Mora. Beyond cost, consider language, visa policies, and how big the international community is in each city.