Last update: Oct 2026

Cost of Living Comparison Between Moose Jaw, SK and Toronto

For one person, living is cheaper in Moose Jaw, SK: $1,767 a month against $2,599 in Toronto, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

84

Cost of Living Index in Moose Jaw, SK
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Moose Jaw, SK Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Moose Jaw, SK

🇨🇦 Canada

$1,767

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Moose Jaw, SK and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moose Jaw, SK and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,767 in Moose Jaw, SK versus $2,599 in Toronto.

Moose Jaw, SK $1,767
Toronto $2,599

Estimated couple costs with rent: $2,792 in Moose Jaw, SK versus $3,700 in Toronto.

Moose Jaw, SK $2,792
Toronto $3,700

Monthly costs for a family of three with rent: $3,818 in Moose Jaw, SK versus $4,801 in Toronto.

Moose Jaw, SK $3,818
Toronto $4,801

Living in Moose Jaw, SK costs roughly 32% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Moose Jaw, SK 31% above, Toronto 92% above.

Meal at Budget Restaurant

$14.53 CA$20.27

$17.98 CA$25.08

-19.19%

Three-Course Dinner for Two, Mid-Range

$67.8 CA$94.7

$72.3 CA$101

-6.12%

Fast Food Meal (McDonalds, etc)

$9.55 CA$13.32

$10.83 CA$15.11

-11.82%

Cappuccino

$2.64 CA$3.68

$4.34 CA$6.06

-39.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.81

$2.16 CA$3.01

-6.94%

Water (0.33 liter bottle)

$1.19 CA$1.67

$1.66 CA$2.31

-28.31%

Local Beer (0.5 liter draught)

$4.25 CA$5.93

$6.35 CA$8.86

-33.07%

Imported Beer (0.33 liter bottle)

$4.76 CA$6.65

$7.34 CA$10.24

-35.15%

Milk (1 liter)

$1.52 CA$2.12

$2.57 CA$3.58

-40.86%

White Bread (500g)

$2.00 CA$2.79

$2.71 CA$3.78

-26.20%

Rice (white) (1kg)

$4.97 CA$6.93

$2.28 CA$3.18

117.98%

Eggs

$3.10 CA$4.33

$3.60 CA$5.03

-13.89%

Local Cheese (1kg)

$7.75 CA$10.81

$8.94 CA$12.48

-13.31%

Chicken Fillets (1kg)

$9.37 CA$13.08

$11.19 CA$15.61

-16.26%

Beef Round Steak (1kg)

$16.19 CA$22.59

$15.23 CA$21.24

6.30%

Apples (1kg)

$2.95 CA$4.12

$3.74 CA$5.23

-21.12%

Banana (1kg)

$1.27 CA$1.77

$1.23 CA$1.71

3.25%

Oranges (1kg)

$2.40 CA$3.35

$3.58 CA$4.99

-32.96%

Tomato (1kg)

$3.01 CA$4.21

$4.25 CA$5.93

-29.18%

Potato (1kg)

$2.91 CA$4.06

$1.94 CA$2.71

50.00%

Onion (1kg)

$2.16 CA$3.01

$1.67 CA$2.33

29.34%

Lettuce (1 head)

$2.88 CA$4.02

$2.30 CA$3.21

25.22%

Water (1.5 liter bottle)

$1.46 CA$2.03

$1.26 CA$1.76

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$12.77 CA$17.82

$14.19 CA$19.81

-10.01%

Wine (Bottle)

$13.97 CA$19.49

$14.25 CA$19.88

-1.96%

Local Beer (0.5 liter bottle)

$2.89 CA$4.04

$2.28 CA$3.18

26.75%

Imported Beer (0.33 liter bottle)

$3.39 CA$4.73

$2.58 CA$3.60

31.40%

One-way Ticket (Public Transport)

$2.67 CA$3.73

$2.35 CA$3.28

13.62%

Public Transport Monthly Pass (Regular Price)

$57.2 CA$79.8

$111 CA$155

-48.44%

Taxi Start (Normal Tariff)

$3.68 CA$5.14

$3.01 CA$4.20

22.26%

Taxi (Normal Tariff) (1km)

$1.58 CA$2.21

$1.22 CA$1.71

29.51%

Taxi 1hour Waiting (Normal Tariff)

$18.18 CA$25.37

$21.82 CA$30.45

-16.68%

Gasoline (1 liter)

$1.15 CA$1.61

$1.23 CA$1.72

-6.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$38.9K

$27.0K CA$37.6K

3.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K CA$31.0K

$21.8K CA$30.5K

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 CA$296

$121 CA$169

75.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.42 CA$55.0

$33.10 CA$46.19

19.09%

Internet (50+ Mbps, Unlimited Data)

$60.5 CA$84.4

$49.09 CA$68.5

23.26%

Gym Membership (Monthly)

$47.37 CA$66.1

$36.65 CA$51.1

29.25%

Tennis Court (1 Hour on Weekend)

$17.00 CA$23.72

$25.01 CA$34.90

-32.03%

Cinema Ticket

$10.18 CA$14.21

$12.78 CA$17.83

-20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$495 CA$691

$754 CA$1,053

-34.36%

International Primary School, 1 Child (Yearly)

$5,270 CA$7,353

$33.7K CA$47.0K

-84.36%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.4

$50.4 CA$70.3

0.08%

Summer Dress (H&M, Zara, etc)

$43.62 CA$60.9

$41.43 CA$57.8

5.29%

Sport Shoes (Adidas, Nike)

$84.5 CA$118

$101 CA$141

-16.51%

Men's Leather Business Shoes

$106 CA$148

$130 CA$182

-18.48%

1-bedroom Apartment, City Center (Monthly)

$814 CA$1,135

$1,590 CA$2,218

-48.82%

1-bedroom Apartment, Outside City Center (Monthly)

$635 CA$886

$1,424 CA$1,987

-55.44%

3-bedroom Apartment, City Center (Monthly)

$1,491 CA$2,081

$2,641 CA$3,685

-43.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 CA$1,885

$2,090 CA$2,916

-35.37%

Buy Apartment in City Center (m2)

$3,527 CA$4,921

$7,730 CA$10.8K

-54.37%

Buy Apartment Outside City Center (m2)

$2,186 CA$3,051

$6,892 CA$9,616

-68.28%

Average Monthly Net Salary (After Tax)

$2,737 CA$3,819

$3,623 CA$5,055

-24.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.45

6.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moose Jaw, SK: October 31, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moose Jaw, SK

$635 35.9%

Toronto

$1.4K 54.8% 124% $790

Groceries & Markets

Moose Jaw, SK

$324 18.4%

Toronto

$345 13.3% 6.3% $20

Monthly Utilities & Internet

Moose Jaw, SK

$312 17.7%

Toronto

$203 7.8% 35% $109

Eating Out

Moose Jaw, SK

$220 12.5%

Toronto

$290 11.2% 31.8% $70

Clothing & Footwear

Moose Jaw, SK

$128 7.3%

Toronto

$145 5.6% 13.5% $17

Getting Around

Moose Jaw, SK

$80 4.5%

Toronto

$130 5% 62.9% $50

Sport & Entertainment

Moose Jaw, SK

$68 3.8%

Toronto

$62 2.4% 8.2% $5.5

Cost Breakdown

A one-bedroom apartment in the center runs $814 in Moose Jaw, SK and $1,590 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68 in Moose Jaw, SK vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $324 vs $345 per month, with Moose Jaw, SK cheaper across the board.

Good to know

🇨🇦 Moose Jaw, SK

🇨🇦 Toronto

🕒 Local time

13:36 1:36 PM

14:36 2:36 PM

1 h ahead of Moose Jaw, SK

🌤 Weather

👥 Population

33,890

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.717 USD

1 CAD = 0.641 EUR

1 CAD = 0.717 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Moose Jaw, SK Toronto 2,110 km ≈ 3 h 15 min nonstop flight

From you

Moose Jaw, SK
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moose Jaw, SK vs Toronto: Cost of Living - Frequently Asked Questions

Moose Jaw, SK is about 32% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 24% lower in Moose Jaw, SK. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $814 in Moose Jaw, SK versus $1,590 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Moose Jaw, SK runs roughly 48% less than in Toronto. The price difference matters if you commute daily and watch your budget.

Childcare runs $495 in Moose Jaw, SK versus $754 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,767 in Moose Jaw, SK versus $2,599 in Toronto, a $2,500 budget is realistic in Moose Jaw, SK but tight or insufficient in Toronto. The gap between the two cities makes Moose Jaw, SK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Moose Jaw, SK gentler on the wallet – expenses run 32% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.