Cost of Living Comparison Between Toronto and Moose Jaw, SK Cost of Living Comparison Between Toronto and Moose Jaw, SK

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $1,772 in Moose Jaw, SK.

Estimated couple costs with rent: $3,866 in Toronto versus $2,818 in Moose Jaw, SK.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $3,864 in Moose Jaw, SK.

Living in Toronto is roughly 48% more expensive than in Moose Jaw, SK, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 90% above, Moose Jaw, SK 29% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$17.78 CA$24.66

0.39%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$69.0 CA$95.7

25.84%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$9.19 CA$12.74

19.04%

Cappuccino

$4.01 CA$5.57

$2.67 CA$3.70

50.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$2.03 CA$2.82

7.88%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.16 CA$1.61

45.69%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$4.37 CA$6.06

47.60%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$4.82 CA$6.68

46.27%

Milk (1 liter)

$2.71 CA$3.76

$1.49 CA$2.07

81.88%

White Bread (500g)

$2.92 CA$4.05

$2.06 CA$2.86

41.75%

Rice (white) (1kg)

$2.48 CA$3.44

$4.96 CA$6.88

-50.00%

Eggs

$3.85 CA$5.34

$2.99 CA$4.15

28.76%

Local Cheese (1kg)

$10.10 CA$14.01

$7.92 CA$10.98

27.53%

Chicken Fillets (1kg)

$12.02 CA$16.66

$9.44 CA$13.09

27.33%

Beef Round Steak (1kg)

$15.61 CA$21.65

$16.72 CA$23.19

-6.64%

Apples (1kg)

$3.90 CA$5.41

$2.96 CA$4.10

31.76%

Banana (1kg)

$1.24 CA$1.72

$1.28 CA$1.78

-3.13%

Oranges (1kg)

$3.78 CA$5.24

$2.44 CA$3.38

54.92%

Tomato (1kg)

$4.38 CA$6.08

$3.06 CA$4.24

43.14%

Potato (1kg)

$1.93 CA$2.67

$2.90 CA$4.02

-33.45%

Onion (1kg)

$1.50 CA$2.08

$2.20 CA$3.05

-31.82%

Lettuce (1 head)

$2.28 CA$3.17

$2.80 CA$3.89

-18.57%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.46 CA$2.03

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.13

$12.88 CA$17.86

12.73%

Wine (Bottle)

$14.42 CA$19.99

$13.96 CA$19.36

3.30%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.90 CA$4.03

-22.07%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$3.50 CA$4.85

-26.00%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.70 CA$3.75

-12.59%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$58.0 CA$80.4

97.26%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$4.25 CA$5.90

-25.65%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$0.82 CA$1.14

53.66%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.29

$14.52 CA$20.14

55.44%

Gasoline (1 liter)

$1.24 CA$1.72

$1.09 CA$1.51

13.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$29.1K CA$40.4K

-6.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$21.2K CA$29.4K

-2.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$209 CA$289

-40.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.37

$41.22 CA$57.2

-20.62%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$62.4 CA$86.6

-21.84%

Gym Membership (Monthly)

$40.27 CA$55.9

$47.35 CA$65.7

-14.95%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

Cinema Ticket

$12.82 CA$17.77

$10.34 CA$14.34

23.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$511 CA$709

54.02%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$14.8K CA$20.5K

65.63%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$51.0 CA$70.7

6.46%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$45.15 CA$62.6

-4.54%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$85.0 CA$118

15.18%

Men's Leather Business Shoes

$126 CA$175

$111 CA$153

13.92%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,302

$806 CA$1,117

106.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$633 CA$878

134.16%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,542 CA$2,138

81.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,367 CA$1,896

57.77%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,842 CA$9,488

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$2,704 CA$3,750

40.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.72

-5.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Moose Jaw, SK: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $806 in Moose Jaw, SK. Housing cost is often the main lever when comparing two cities.

Toronto pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Toronto vs $69.0 in Moose Jaw, SK for a mid-range dinner for two. Groceries echo the gap at $364 vs $327 per month, with Moose Jaw, SK cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Moose Jaw, SK: Cost of Living - Frequently Asked Questions

Moose Jaw, SK is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around. The 48% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 40% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $806 in Moose Jaw, SK. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Moose Jaw, SK runs roughly 97% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $787 in Toronto versus $511 in Moose Jaw, SK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,772 in Moose Jaw, SK versus $2,620 in Toronto, a $2,500 budget is realistic in Moose Jaw, SK but tight or insufficient in Toronto. The gap between the two cities makes Moose Jaw, SK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Moose Jaw, SK gentler on the wallet – expenses run 48% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.