Cost of Living Comparison Between Toronto and Moose Jaw, SK Cost of Living Comparison Between Toronto and Moose Jaw, SK

Monthly Cost of Living

Monthly costs for one person with rent: $2,756 in Toronto versus $1,785 in Moose Jaw, SK.

Estimated couple costs with rent: $4,075 in Toronto versus $2,921 in Moose Jaw, SK.

Monthly costs for a family of three with rent: $5,395 in Toronto versus $4,056 in Moose Jaw, SK.

Living in Toronto is roughly 54% more expensive than in Moose Jaw, SK, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 107% above, Moose Jaw, SK 34% above.

Currency
🍽 Eating Out
Toronto
Moose Jaw, SK
Difference
Meal at Budget Restaurant
$18.70 CA$26.43
$21.87 CA$30.92
-14.49%
Three-Course Dinner for Two, Mid-Range
$83.8 CA$118
$90.1 CA$127
-7.03%
Fast Food Meal (McDonalds, etc)
$11.09 CA$15.68
$8.87 CA$12.54
25.03%
Cappuccino
$3.83 CA$5.42
$3.60 CA$5.08
6.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.20 CA$3.11
$2.52 CA$3.57
-12.70%
Water (0.33 liter bottle)
$1.68 CA$2.38
$1.51 CA$2.13
11.26%
Local Beer (0.5 liter draught)
$5.75 CA$8.13
$4.84 CA$6.84
18.80%
Imported Beer (0.33 liter bottle)
$6.79 CA$9.60
$5.90 CA$8.34
15.08%
🛒 Groceries & Markets
Toronto
Moose Jaw, SK
Difference
Milk (1 liter)
$2.73 CA$3.86
$1.51 CA$2.13
80.79%
White Bread (500g)
$2.86 CA$4.04
$2.38 CA$3.37
20.17%
Rice (white) (1kg)
$3.64 CA$5.15
$5.52 CA$7.81
-34.06%
Eggs
$3.48 CA$4.91
$3.14 CA$4.44
10.83%
Local Cheese (1kg)
$13.37 CA$18.90
$8.08 CA$11.42
65.47%
Chicken Fillets (1kg)
$13.01 CA$18.39
$10.00 CA$14.14
30.10%
Beef Round Steak (1kg)
$16.86 CA$23.83
$16.48 CA$23.29
2.31%
Apples (1kg)
$4.04 CA$5.70
$2.99 CA$4.22
35.12%
Banana (1kg)
$1.14 CA$1.61
$1.26 CA$1.78
-9.52%
Oranges (1kg)
$3.25 CA$4.60
$2.49 CA$3.52
30.52%
Tomato (1kg)
$4.12 CA$5.83
$3.06 CA$4.32
34.64%
Potato (1kg)
$2.42 CA$3.42
$2.86 CA$4.04
-15.38%
Onion (1kg)
$2.88 CA$4.07
$2.21 CA$3.13
30.32%
Lettuce (1 head)
$2.46 CA$3.48
$2.80 CA$3.96
-12.14%
Water (1.5 liter bottle)
$2.00 CA$2.82
$1.28 CA$1.80
56.25%
Cigarettes 20 Pack (Marlboro, Camel)
$14.50 CA$20.49
$13.27 CA$18.76
9.27%
Wine (Bottle)
$13.86 CA$19.59
$13.67 CA$19.32
1.39%
Local Beer (0.5 liter bottle)
$2.75 CA$3.88
$3.27 CA$4.63
-15.90%
Imported Beer (0.33 liter bottle)
$3.18 CA$4.50
$3.33 CA$4.71
-4.50%
🚌 Getting Around
Toronto
Moose Jaw, SK
Difference
One-way Ticket (Public Transport)
$2.53 CA$3.57
$2.72 CA$3.84
-6.99%
Public Transport Monthly Pass (Regular Price)
$115 CA$162
$57.7 CA$81.6
98.53%
Taxi Start (Normal Tariff)
$3.79 CA$5.35
$3.66 CA$5.17
3.55%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.89
$1.28 CA$1.82
4.69%
Taxi 1hour Waiting (Normal Tariff)
$25.72 CA$36.35
$14.95 CA$21.14
72.04%
Gasoline (1 liter)
$1.10 CA$1.56
$1.14 CA$1.62
-3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K CA$35.7K
$24.8K CA$35.0K
1.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$30.2K
$20.3K CA$28.7K
5.33%
🧾 Monthly Utilities & Internet
Toronto
Moose Jaw, SK
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 CA$164
$161 CA$227
-27.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.09 CA$53.8
$48.32 CA$68.3
-21.17%
Internet (50+ Mbps, Unlimited Data)
$54.8 CA$77.4
$73.0 CA$103
-24.96%
🎉 Sport & Entertainment
Toronto
Moose Jaw, SK
Difference
Gym Membership (Monthly)
$57.3 CA$80.9
$48.77 CA$68.9
17.41%
Tennis Court (1 Hour on Weekend)
$20.43 CA$28.88
-
-
Cinema Ticket
$11.97 CA$16.92
$10.83 CA$15.31
10.53%
🧸 Childcare & Education
Toronto
Moose Jaw, SK
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,111 CA$1,571
$533 CA$753
108.68%
International Primary School, 1 Child (Yearly)
$18.2K CA$25.7K
$15.1K CA$21.3K
20.58%
👕👟 Clothing & Footwear
Toronto
Moose Jaw, SK
Difference
Jeans (Levis 501 Or Similar)
$58.6 CA$82.9
$52.0 CA$73.6
12.67%
Summer Dress (H&M, Zara, etc)
$39.90 CA$56.4
$57.3 CA$81.1
-30.42%
Sport Shoes (Adidas, Nike)
$88.9 CA$126
$92.3 CA$130
-3.65%
Men's Leather Business Shoes
$114 CA$161
$114 CA$161
0.04%
🏠 Accommodation & Living
Toronto
Moose Jaw, SK
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,527
$650 CA$919
174.88%
1-bedroom Apartment, Outside City Center (Monthly)
$1,533 CA$2,167
$598 CA$845
156.34%
3-bedroom Apartment, City Center (Monthly)
$2,938 CA$4,154
$1,177 CA$1,663
149.74%
3-bedroom Apartment, Outside City Center (Monthly)
$2,468 CA$3,489
$1,275 CA$1,802
93.61%
Buy Apartment in City Center (m2)
$9,003 CA$12.7K
-
-
Buy Apartment Outside City Center (m2)
$6,997 CA$9,890
-
-
💵 Salaries & Financials
Toronto
Moose Jaw, SK
Difference
Average Monthly Net Salary (After Tax)
$3,444 CA$4,869
$2,668 CA$3,772
29.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
4.72
9.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: June 15, 2026

Last update for Moose Jaw, SK: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,787 in Toronto and $650 in Moose Jaw, SK. Housing cost is often the main lever when comparing two cities.

Toronto pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $90.0 in Moose Jaw, SK. Groceries flip the comparison at $395 vs $335, with Moose Jaw, SK cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Moose Jaw, SK: Cost of Living - Frequently Asked Questions
Is Moose Jaw, SK cheaper than Toronto?
Moose Jaw, SK is cheaper overall, especially in Groceries & Markets, Getting Around, Sport & Entertainment. The 54% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Toronto or Moose Jaw, SK?
Average pay runs 29% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Toronto and Moose Jaw, SK?
Rent for a central apartment: $1,787 in Toronto versus $650 in Moose Jaw, SK. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Moose Jaw, SK runs roughly 99% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,111 in Toronto versus $533 in Moose Jaw, SK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for living in Toronto or in Moose Jaw, SK?
At $1,785 in Moose Jaw, SK versus $2,756 in Toronto, a $2,500 budget is realistic in Moose Jaw, SK but tight or insufficient in Toronto. The gap between the two cities makes Moose Jaw, SK the clear choice for anyone on this budget.
Is it better to live in Toronto or in Moose Jaw, SK?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Moose Jaw, SK gentler on the wallet – expenses run 54% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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