Last update: Oct 2026

Cost of Living Comparison Between Toronto and Moose Jaw, SK

For one person, living is cheaper in Moose Jaw, SK: $1,780 a month against $2,589 in Toronto, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
86

Cost of Living Index in Moose Jaw, SK
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Moose Jaw, SK Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Moose Jaw, SK

🇨🇦 Canada

$1,780

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Moose Jaw, SK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Moose Jaw, SK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $1,780 in Moose Jaw, SK.

Toronto $2,589
Moose Jaw, SK $1,780

Estimated couple costs with rent: $3,710 in Toronto versus $2,809 in Moose Jaw, SK.

Toronto $3,710
Moose Jaw, SK $2,809

Monthly costs for a family of three with rent: $4,831 in Toronto versus $3,838 in Moose Jaw, SK.

Toronto $4,831
Moose Jaw, SK $3,838

Living in Toronto is roughly 45% more expensive than in Moose Jaw, SK, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Moose Jaw, SK 31% above.

Meal at Budget Restaurant

$17.60 CA$24.62

$17.82 CA$24.92

-1.23%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$67.8 CA$94.8

14.75%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.81

$9.27 CA$12.96

14.24%

Cappuccino

$4.16 CA$5.82

$2.74 CA$3.83

51.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.00 CA$2.80

2.00%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.14 CA$1.59

53.51%

Local Beer (0.5 liter draught)

$6.58 CA$9.20

$4.17 CA$5.83

57.79%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.95

$4.92 CA$6.89

44.51%

Milk (1 liter)

$2.53 CA$3.55

$1.50 CA$2.09

68.67%

White Bread (500g)

$2.70 CA$3.78

$1.95 CA$2.73

38.46%

Rice (white) (1kg)

$2.24 CA$3.13

$4.80 CA$6.72

-53.33%

Eggs

$3.48 CA$4.87

$2.99 CA$4.19

16.39%

Local Cheese (1kg)

$9.38 CA$13.11

$8.02 CA$11.22

16.96%

Chicken Fillets (1kg)

$11.60 CA$16.22

$9.69 CA$13.55

19.71%

Beef Round Steak (1kg)

$14.68 CA$20.54

$16.09 CA$22.50

-8.76%

Apples (1kg)

$3.74 CA$5.24

$2.97 CA$4.16

25.93%

Banana (1kg)

$1.22 CA$1.71

$1.21 CA$1.70

0.83%

Oranges (1kg)

$3.48 CA$4.87

$2.39 CA$3.34

45.61%

Tomato (1kg)

$4.32 CA$6.05

$3.03 CA$4.23

42.57%

Potato (1kg)

$1.85 CA$2.59

$2.79 CA$3.90

-33.69%

Onion (1kg)

$1.69 CA$2.36

$2.13 CA$2.98

-20.66%

Lettuce (1 head)

$2.23 CA$3.12

$2.75 CA$3.84

-18.91%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.44 CA$2.02

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.64

$12.69 CA$17.75

10.64%

Wine (Bottle)

$14.43 CA$20.18

$13.79 CA$19.29

4.64%

Local Beer (0.5 liter bottle)

$2.16 CA$3.02

$2.76 CA$3.86

-21.74%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.51 CA$4.91

-28.21%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.55 CA$3.57

-7.06%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$56.1 CA$78.4

100.57%

Taxi Start (Normal Tariff)

$3.04 CA$4.26

$4.39 CA$6.14

-30.75%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.24 CA$1.74

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.55

$14.50 CA$20.28

55.52%

Gasoline (1 liter)

$1.24 CA$1.74

$1.09 CA$1.53

13.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.6K CA$40.0K

-6.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.3K CA$29.9K

0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$209 CA$293

-40.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.23

$39.18 CA$54.8

-15.65%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.1

$58.6 CA$81.9

-18.13%

Gym Membership (Monthly)

$36.69 CA$51.3

$45.72 CA$64.0

-19.75%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.11

$17.06 CA$23.87

38.75%

Cinema Ticket

$13.08 CA$18.29

$10.18 CA$14.24

28.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,061

$491 CA$687

54.45%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.3K

$14.5K CA$20.3K

64.15%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.9

$49.11 CA$68.7

9.02%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.6

$44.49 CA$62.2

-9.10%

Sport Shoes (Adidas, Nike)

$100 CA$141

$85.5 CA$120

17.48%

Men's Leather Business Shoes

$125 CA$175

$107 CA$150

17.12%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,280

$816 CA$1,141

99.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,980

$632 CA$884

123.92%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,768

$1,497 CA$2,094

79.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,939

$1,327 CA$1,856

58.32%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$3,548 CA$4,963

112.81%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,335

$2,156 CA$3,015

209.61%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,956

$2,722 CA$3,807

30.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.72

-5.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Moose Jaw, SK: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Moose Jaw, SK

$632 35.5% 55.3% $783

Groceries & Markets

Toronto

$345 13.3%

Moose Jaw, SK

$323 18.1% 6.5% $22

Eating Out

Toronto

$285 11%

Moose Jaw, SK

$246 13.8% 13.5% $38

Monthly Utilities & Internet

Toronto

$206 7.9%

Moose Jaw, SK

$307 17.3% 49.4% $101

Clothing & Footwear

Toronto

$144 5.6%

Moose Jaw, SK

$129 7.2% 10.5% $15

Getting Around

Toronto

$131 5.1%

Moose Jaw, SK

$77 4.3% 41.4% $54

Sport & Entertainment

Toronto

$63 2.4%

Moose Jaw, SK

$66 3.7% 5.1% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $816 in Moose Jaw, SK. Housing cost is often the main lever when comparing two cities.

Toronto pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78 in Toronto vs $68 in Moose Jaw, SK for a mid-range dinner for two. Groceries echo the gap at $345 vs $323 per month, with Moose Jaw, SK cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇦 Moose Jaw, SK

🕒 Local time

04:21 4:21 AM

02:21 2:21 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

33,890

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Toronto Moose Jaw, SK 2,110 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Moose Jaw, SK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Moose Jaw, SK: Cost of Living - Frequently Asked Questions

Moose Jaw, SK is about 31% cheaper overall, especially in transport, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 30% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $816 in Moose Jaw, SK. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Moose Jaw, SK runs roughly 50% less than in Toronto. The price difference matters if you commute daily and watch your budget.

Childcare runs $759 in Toronto versus $491 in Moose Jaw, SK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,780 in Moose Jaw, SK versus $2,589 in Toronto, a $2,500 budget is realistic in Moose Jaw, SK but tight or insufficient in Toronto. The gap between the two cities makes Moose Jaw, SK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Moose Jaw, SK gentler on the wallet – expenses run 31% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.