Cost of Living Comparison Between Toronto and Moose Jaw, SK Cost of Living Comparison Between Toronto and Moose Jaw, SK

Monthly Cost of Living

Monthly costs for one person with rent: $2,754 in Toronto versus $1,759 in Moose Jaw, SK.

Estimated couple costs with rent: $4,024 in Toronto versus $2,848 in Moose Jaw, SK.

Monthly costs for a family of three with rent: $5,294 in Toronto versus $3,937 in Moose Jaw, SK.

Living in Toronto is roughly 57% more expensive than Moose Jaw, SK, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 106% above, Moose Jaw, SK 31% above.

Currency
🍽 Eating Out
Toronto
Moose Jaw, SK
Difference
Meal at Budget Restaurant
$18.87 CA$25.86
$22.04 CA$30.20
-14.38%
Three-Course Dinner for Two, Mid-Range
$82.6 CA$113
$86.9 CA$119
-4.99%
Fast Food Meal (McDonalds, etc)
$11.19 CA$15.33
$8.72 CA$11.95
28.33%
Cappuccino
$3.83 CA$5.25
$3.77 CA$5.16
1.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 CA$3.00
$2.44 CA$3.35
-10.25%
Water (0.33 liter bottle)
$1.63 CA$2.24
$1.50 CA$2.05
8.67%
Local Beer (0.5 liter draught)
$5.73 CA$7.85
$4.78 CA$6.54
19.87%
Imported Beer (0.33 liter bottle)
$6.58 CA$9.01
$5.90 CA$8.08
11.53%
🛒 Groceries & Markets
Toronto
Moose Jaw, SK
Difference
Milk (1 liter)
$2.80 CA$3.83
$1.48 CA$2.03
89.19%
White Bread (500g)
$2.77 CA$3.80
$2.41 CA$3.30
14.94%
Rice (white) (1kg)
$3.55 CA$4.86
$5.31 CA$7.27
-33.15%
Eggs
$3.46 CA$4.75
$3.14 CA$4.31
10.19%
Local Cheese (1kg)
$13.39 CA$18.35
$8.27 CA$11.33
61.91%
Chicken Fillets (1kg)
$12.88 CA$17.64
$9.75 CA$13.36
32.10%
Beef Round Steak (1kg)
$16.36 CA$22.42
$16.56 CA$22.69
-1.21%
Apples (1kg)
$4.14 CA$5.67
$3.03 CA$4.15
36.63%
Banana (1kg)
$1.14 CA$1.56
$1.30 CA$1.78
-12.31%
Oranges (1kg)
$3.39 CA$4.65
$2.49 CA$3.41
36.14%
Tomato (1kg)
$4.05 CA$5.55
$3.13 CA$4.29
29.39%
Potato (1kg)
$2.53 CA$3.47
$2.89 CA$3.96
-12.46%
Onion (1kg)
$2.82 CA$3.87
$2.30 CA$3.15
22.61%
Lettuce (1 head)
$2.46 CA$3.38
$2.74 CA$3.75
-10.22%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.21 CA$1.66
62.81%
Cigarettes 20 Pack (Marlboro, Camel)
$14.78 CA$20.25
$13.20 CA$18.08
11.97%
Wine (Bottle)
$14.57 CA$19.96
$14.25 CA$19.52
2.25%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$3.39 CA$4.64
-21.24%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$3.39 CA$4.64
-5.90%
🚌 Getting Around
Toronto
Moose Jaw, SK
Difference
One-way Ticket (Public Transport)
$2.41 CA$3.30
$2.61 CA$3.58
-7.66%
Public Transport Monthly Pass (Regular Price)
$113 CA$154
$58.3 CA$79.9
93.19%
Taxi Start (Normal Tariff)
$3.59 CA$4.92
$3.64 CA$4.99
-1.37%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.84
$1.28 CA$1.75
5.47%
Taxi 1hour Waiting (Normal Tariff)
$25.88 CA$35.45
$14.66 CA$20.08
76.53%
Gasoline (1 liter)
$1.10 CA$1.51
$1.13 CA$1.55
-2.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.4K
$25.3K CA$34.6K
-0.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K CA$29.7K
$20.5K CA$28.1K
5.97%
🧾 Monthly Utilities & Internet
Toronto
Moose Jaw, SK
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 CA$159
$155 CA$213
-25.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.49 CA$51.4
$48.62 CA$66.6
-22.89%
Internet (50+ Mbps, Unlimited Data)
$55.1 CA$75.4
$70.8 CA$97.0
-22.27%
🎉 Sport & Entertainment
Toronto
Moose Jaw, SK
Difference
Gym Membership (Monthly)
$57.0 CA$78.1
$48.68 CA$66.7
17.13%
Tennis Court (1 Hour on Weekend)
$20.45 CA$28.01
-
-
Cinema Ticket
$11.83 CA$16.20
$10.80 CA$14.80
9.54%
🧸 Childcare & Education
Toronto
Moose Jaw, SK
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,121 CA$1,536
$535 CA$733
109.47%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$15.1K CA$20.6K
22.50%
👕👟 Clothing & Footwear
Toronto
Moose Jaw, SK
Difference
Jeans (Levis 501 Or Similar)
$56.8 CA$77.8
$51.7 CA$70.8
9.99%
Summer Dress (H&M, Zara, etc)
$38.87 CA$53.3
$58.6 CA$80.3
-33.70%
Sport Shoes (Adidas, Nike)
$89.4 CA$123
$91.2 CA$125
-1.96%
Men's Leather Business Shoes
$114 CA$157
$112 CA$154
1.65%
🏠 Accommodation & Living
Toronto
Moose Jaw, SK
Difference
1-bedroom Apartment, City Center (Monthly)
$1,844 CA$2,526
$660 CA$904
179.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,557 CA$2,133
$580 CA$794
168.52%
3-bedroom Apartment, City Center (Monthly)
$2,940 CA$4,027
$1,182 CA$1,619
148.74%
3-bedroom Apartment, Outside City Center (Monthly)
$2,432 CA$3,332
$1,246 CA$1,708
95.13%
Buy Apartment in City Center (m2)
$8,557 CA$11.7K
-
-
Buy Apartment Outside City Center (m2)
$6,919 CA$9,479
-
-
💵 Salaries & Financials
Toronto
Moose Jaw, SK
Difference
Average Monthly Net Salary (After Tax)
$3,596 CA$4,927
$2,830 CA$3,877
27.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
4.72
9.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 27, 2026

Last update for Moose Jaw, SK: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,844 in Toronto and $660 in Moose Jaw, SK. Housing cost is often the main lever when comparing two cities.

Toronto pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Toronto vs $87.0 in Moose Jaw, SK. Groceries flip the comparison at $394 vs $335, with Moose Jaw, SK cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Moose Jaw, SK: Cost of Living - Frequently Asked Questions
Is Moose Jaw, SK cheaper than Toronto?
Moose Jaw, SK is cheaper overall, especially in Groceries & Markets, Getting Around, Sport & Entertainment. The 57% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Toronto or Moose Jaw, SK?
Toronto pays 27% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Toronto and Moose Jaw, SK?
Rent for a central apartment: $1,844 in Toronto versus $660 in Moose Jaw, SK. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Moose Jaw, SK runs roughly 93% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,121 in Toronto versus $535 in Moose Jaw, SK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for Toronto or Moose Jaw, SK?
At $1,759 in Moose Jaw, SK versus $2,754 in Toronto, a $2,500 budget is realistic in Moose Jaw, SK but tight or insufficient in Toronto. The gap between the two cities makes Moose Jaw, SK the clear choice for anyone on this budget.
Is it better to live in Toronto or Moose Jaw, SK?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Moose Jaw, SK gentler on the wallet – expenses run 57% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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