Cost of Living Comparison Between Monza and Naples Cost of Living Comparison Between Monza and Naples

Monthly Cost of Living

Monthly costs for one person with rent: $2,067 in Monza versus $1,838 in Naples.

Estimated couple costs with rent: $3,233 in Monza versus $2,848 in Naples.

Monthly costs for a family of three with rent: $4,400 in Monza versus $3,857 in Naples.

Living in Monza is roughly 12% more expensive than Naples, driven mainly by Eating Out.

Both cities are pricier than the global median: Monza 54% above, Naples 37% above.

Meal at Budget Restaurant

$23.28 €20.04

$17.54 €15.10

32.73%

Three-Course Dinner for Two, Mid-Range

$91.0 €78.4

$69.0 €59.4

31.91%

Fast Food Meal (McDonalds, etc)

$11.74 €10.11

$11.38 €9.80

3.16%

Cappuccino

$1.99 €1.71

$2.20 €1.89

-9.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 €2.79

$2.10 €1.81

54.29%

Water (0.33 liter bottle)

$1.50 €1.29

$1.07 €0.92

40.19%

Local Beer (0.5 liter draught)

$5.73 €4.94

$4.75 €4.09

20.63%

Imported Beer (0.33 liter bottle)

$5.94 €5.11

$4.57 €3.94

29.98%

Milk (1 liter)

$1.86 €1.60

$2.00 €1.73

-7.00%

White Bread (500g)

$2.78 €2.39

$1.79 €1.54

55.31%

Rice (white) (1kg)

$3.17 €2.73

$2.81 €2.42

12.81%

Eggs

$3.74 €3.22

$4.12 €3.55

-9.22%

Local Cheese (1kg)

$16.00 €13.77

$14.83 €12.77

7.89%

Chicken Fillets (1kg)

$12.82 €11.04

$10.31 €8.88

24.35%

Beef Round Steak (1kg)

$24.16 €20.80

$16.42 €14.13

47.14%

Apples (1kg)

$2.87 €2.47

$2.91 €2.51

-1.37%

Banana (1kg)

$2.19 €1.89

$2.18 €1.87

0.46%

Oranges (1kg)

$3.22 €2.78

$2.59 €2.23

24.32%

Tomato (1kg)

$4.07 €3.50

$3.60 €3.10

13.06%

Potato (1kg)

$2.13 €1.83

$1.98 €1.70

7.58%

Onion (1kg)

$1.75 €1.51

$1.91 €1.65

-8.38%

Lettuce (1 head)

$1.70 €1.47

$1.51 €1.30

12.58%

Water (1.5 liter bottle)

$0.60 €0.51

$0.68 €0.58

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$7.14 €6.15

$7.04 €6.06

1.42%

Wine (Bottle)

$9.33 €8.03

$8.26 €7.11

12.95%

Local Beer (0.5 liter bottle)

$2.15 €1.85

$2.72 €2.34

-20.96%

Imported Beer (0.33 liter bottle)

$2.69 €2.31

$3.50 €3.02

-23.14%

One-way Ticket (Public Transport)

$2.21 €1.90

$1.71 €1.47

29.24%

Public Transport Monthly Pass (Regular Price)

$59.2 €50.9

$48.91 €42.11

20.98%

Taxi Start (Normal Tariff)

$7.87 €6.78

$5.75 €4.95

36.87%

Taxi (Normal Tariff) (1km)

$1.01 €0.87

$2.15 €1.85

-53.02%

Taxi 1hour Waiting (Normal Tariff)

$38.59 €33.22

$34.66 €29.84

11.34%

Gasoline (1 liter)

$2.07 €1.79

$2.00 €1.72

3.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €24.2K

$35.3K €30.4K

-20.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K €27.5K

$36.1K €31.0K

-11.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €188

$226 €195

-3.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.48 €11.61

$12.98 €11.18

3.85%

Internet (50+ Mbps, Unlimited Data)

$30.11 €25.92

$34.23 €29.47

-12.04%

Gym Membership (Monthly)

$72.5 €62.5

$56.6 €48.69

28.25%

Tennis Court (1 Hour on Weekend)

$44.32 €38.16

$33.21 €28.59

33.45%

Cinema Ticket

$11.59 €9.98

$11.73 €10.10

-1.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 €540

$384 €331

63.46%

International Primary School, 1 Child (Yearly)

$10.3K €8,864

$6,118 €5,267

68.28%

Jeans (Levis 501 Or Similar)

$90.4 €77.8

$105 €90.3

-13.80%

Summer Dress (H&M, Zara, etc)

$37.96 €32.68

$44.38 €38.20

-14.47%

Sport Shoes (Adidas, Nike)

$108 €93.0

$103 €88.9

4.67%

Men's Leather Business Shoes

$140 €121

$147 €126

-4.71%

1-bedroom Apartment, City Center (Monthly)

$1,028 €885

$951 €818

8.12%

1-bedroom Apartment, Outside City Center (Monthly)

$823 €709

$699 €602

17.80%

3-bedroom Apartment, City Center (Monthly)

$2,048 €1,763

$1,903 €1,638

7.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,337 €1,151

$1,150 €990

16.28%

Buy Apartment in City Center (m2)

$4,552 €3,919

$4,885 €4,205

-6.81%

Buy Apartment Outside City Center (m2)

$2,981 €2,567

$2,316 €1,993

28.75%

Average Monthly Net Salary (After Tax)

$2,106 €1,813

$1,898 €1,634

10.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.21

4.04

4.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: June 1, 2026

Last update for Naples: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,028 in Monza and $951 in Naples. Housing cost is often the main lever when comparing two cities.

Monza pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Monza vs $69.0 in Naples for a mid-range dinner for two. Groceries echo the gap at $378 vs $328 per month, with Naples cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monza vs Naples: Cost of Living - Frequently Asked Questions

Naples wins on cost – living expenses run 12% lower than in Monza. Housing and daily spending are where you'll feel the difference most, making Naples the obvious pick if budget is a priority.

Monza pays 11% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,028 in Monza versus $951 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $628 in Monza versus $384 in Naples. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Monza. For households that cook at home regularly, that difference adds up over a month.

At $1,838 in Naples versus $2,067 in Monza, a $2,000 budget is realistic in Naples but tight or insufficient in Monza. The gap between the two cities makes Naples the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monza and Naples are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naples gentler on the wallet – expenses run 12% less than in Monza. Beyond cost, consider language, visa policies, and how big the international community is in each city.