Cost of Living Comparison Between Monza and Naples Cost of Living Comparison Between Monza and Naples

Monthly Cost of Living

Monthly costs for one person with rent: $2,130 in Monza versus $1,850 in Naples.

Estimated couple costs with rent: $3,269 in Monza versus $2,794 in Naples.

Monthly costs for a family of three with rent: $4,407 in Monza versus $3,739 in Naples.

Living in Monza is roughly 15% more expensive than in Naples, driven mainly by Eating Out.

Both cities are pricier than the global median: Monza 59% above, Naples 38% above.

Meal at Budget Restaurant

$22.96 €20.11

$17.54 €15.36

30.90%

Three-Course Dinner for Two, Mid-Range

$91.3 €80.0

$69.9 €61.2

30.62%

Fast Food Meal (McDonalds, etc)

$11.70 €10.24

$11.72 €10.27

-0.17%

Cappuccino

$1.93 €1.69

$2.21 €1.94

-12.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 €2.85

$2.08 €1.82

56.25%

Water (0.33 liter bottle)

$1.44 €1.26

$1.11 €0.97

29.73%

Local Beer (0.5 liter draught)

$5.68 €4.97

$4.58 €4.01

24.02%

Imported Beer (0.33 liter bottle)

$5.74 €5.03

$4.53 €3.97

26.71%

Milk (1 liter)

$1.78 €1.56

$2.00 €1.75

-11.00%

White Bread (500g)

$2.81 €2.46

$1.72 €1.51

63.37%

Rice (white) (1kg)

$3.20 €2.81

$2.96 €2.59

8.11%

Eggs

$3.73 €3.27

$4.12 €3.61

-9.47%

Local Cheese (1kg)

$16.00 €14.01

$14.73 €12.90

8.62%

Chicken Fillets (1kg)

$13.34 €11.68

$10.37 €9.08

28.64%

Beef Round Steak (1kg)

$23.84 €20.88

$16.17 €14.16

47.43%

Apples (1kg)

$2.84 €2.49

$2.83 €2.48

0.35%

Banana (1kg)

$2.24 €1.97

$2.27 €1.99

-1.32%

Oranges (1kg)

$3.27 €2.86

$2.73 €2.39

19.78%

Tomato (1kg)

$4.11 €3.60

$3.64 €3.19

12.91%

Potato (1kg)

$2.14 €1.87

$1.93 €1.69

10.88%

Onion (1kg)

$1.72 €1.50

$1.92 €1.68

-10.42%

Lettuce (1 head)

$1.70 €1.49

$1.52 €1.33

11.84%

Water (1.5 liter bottle)

$0.56 €0.49

$0.69 €0.60

-18.84%

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 €5.97

$6.96 €6.10

-2.01%

Wine (Bottle)

$5.63 €4.93

$7.58 €6.64

-25.73%

Local Beer (0.5 liter bottle)

$2.13 €1.87

$2.76 €2.41

-22.83%

Imported Beer (0.33 liter bottle)

$2.81 €2.46

$3.39 €2.97

-17.11%

One-way Ticket (Public Transport)

$2.19 €1.92

$1.70 €1.49

28.82%

Public Transport Monthly Pass (Regular Price)

$57.4 €50.3

$47.76 €41.83

20.25%

Taxi Start (Normal Tariff)

$7.87 €6.90

$5.89 €5.16

33.62%

Taxi (Normal Tariff) (1km)

$1.00 €0.88

$2.17 €1.90

-53.92%

Taxi 1hour Waiting (Normal Tariff)

$38.88 €34.05

$34.18 €29.93

13.75%

Gasoline (1 liter)

$2.06 €1.81

$2.01 €1.76

2.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €23.9K

$35.7K €31.3K

-23.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K €28.1K

$35.7K €31.3K

-10.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €193

$223 €196

-1.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.52 €11.84

$13.16 €11.52

2.74%

Internet (50+ Mbps, Unlimited Data)

$29.83 €26.12

$33.29 €29.15

-10.39%

Gym Membership (Monthly)

$71.9 €63.0

$57.8 €50.6

24.37%

Tennis Court (1 Hour on Weekend)

$44.44 €38.92

$33.09 €28.98

34.30%

Cinema Ticket

$11.69 €10.24

$11.55 €10.11

1.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 €533

$394 €345

54.64%

International Primary School, 1 Child (Yearly)

$10.3K €9,009

$6,120 €5,360

68.08%

Jeans (Levis 501 Or Similar)

$89.3 €78.2

$103 €90.5

-13.63%

Summer Dress (H&M, Zara, etc)

$37.76 €33.07

$43.41 €38.02

-13.02%

Sport Shoes (Adidas, Nike)

$108 €94.4

$100 €87.8

7.45%

Men's Leather Business Shoes

$139 €122

$144 €126

-3.36%

1-bedroom Apartment, City Center (Monthly)

$1,033 €905

$943 €826

9.55%

1-bedroom Apartment, Outside City Center (Monthly)

$819 €717

$696 €610

17.61%

3-bedroom Apartment, City Center (Monthly)

$1,995 €1,747

$1,931 €1,691

3.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,308 €1,145

$1,136 €995

15.09%

Buy Apartment in City Center (m2)

$4,477 €3,921

$4,575 €4,007

-2.15%

Buy Apartment Outside City Center (m2)

$2,956 €2,588

$2,201 €1,927

34.30%

Average Monthly Net Salary (After Tax)

$2,074 €1,817

$1,885 €1,651

10.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.21

4.04

4.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: July 13, 2026

Last update for Naples: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,033 in Monza and $943 in Naples. Housing cost is often the main lever when comparing two cities.

Monza pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Monza vs $70.0 in Naples for a mid-range dinner for two. Groceries echo the gap at $372 vs $327 per month, with Naples cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monza vs Naples: Cost of Living - Frequently Asked Questions

Naples wins on cost – living expenses run 15% lower than in Monza. Housing and daily spending are where you'll feel the difference most, making Naples the obvious pick if budget is a priority.

Average pay runs 10% higher in Monza, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,033 in Monza versus $943 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $608 in Monza versus $394 in Naples. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Monza. For households that cook at home regularly, that difference adds up over a month.

At $1,850 in Naples versus $2,130 in Monza, a $2,000 budget is realistic in Naples but tight or insufficient in Monza. The gap between the two cities makes Naples the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monza and Naples are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naples gentler on the wallet – expenses run 15% less than in Monza. Beyond cost, consider language, visa policies, and how big the international community is in each city.