Last update: Oct 2026

Cost of Living Comparison Between Monza and Naples

For one person, living is cheaper in Naples: $1,842 a month against $2,021 in Monza, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

98

Cost of Living Index in Monza
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Monza Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Monza

🇮🇹 Italy

$2,021

/mo nomad

Naples

🇮🇹 Italy

$1,842

/mo nomad

Monthly Cost of Living

How much you'll spend in Monza and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monza and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,021 in Monza versus $1,842 in Naples.

Monza $2,021
Naples $1,842

Estimated couple costs with rent: $3,136 in Monza versus $2,786 in Naples.

Monza $3,136
Naples $2,786

Monthly costs for a family of three with rent: $4,252 in Monza versus $3,730 in Naples.

Monza $4,252
Naples $3,730

Living in Monza is roughly 10% more expensive than in Naples, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monza 48% above, Naples 35% above.

Meal at Budget Restaurant

$21.91 €19.68

$16.69 €15.00

31.28%

Three-Course Dinner for Two, Mid-Range

$90.6 €81.4

$74.1 €66.6

22.30%

Fast Food Meal (McDonalds, etc)

$11.06 €9.94

$10.98 €9.86

0.73%

Cappuccino

$1.80 €1.62

$2.35 €2.11

-23.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.61 €3.24

$2.49 €2.24

44.98%

Water (0.33 liter bottle)

$1.29 €1.16

$1.28 €1.15

0.78%

Local Beer (0.5 liter draught)

$5.53 €4.97

$5.57 €5.00

-0.72%

Imported Beer (0.33 liter bottle)

$6.11 €5.49

$5.73 €5.15

6.63%

Milk (1 liter)

$1.45 €1.30

$2.03 €1.82

-28.57%

White Bread (500g)

$2.26 €2.03

$1.92 €1.72

17.71%

Rice (white) (1kg)

$3.54 €3.18

$3.14 €2.82

12.74%

Eggs

$3.40 €3.05

$4.39 €3.94

-22.55%

Local Cheese (1kg)

$22.77 €20.46

$16.48 €14.81

38.17%

Chicken Fillets (1kg)

$13.94 €12.52

$12.54 €11.27

11.16%

Beef Round Steak (1kg)

$22.69 €20.39

$20.83 €18.71

8.93%

Apples (1kg)

$2.71 €2.43

$2.51 €2.26

7.97%

Banana (1kg)

$1.78 €1.60

$2.10 €1.88

-15.24%

Oranges (1kg)

$3.26 €2.93

$2.28 €2.05

42.98%

Tomato (1kg)

$3.26 €2.93

$3.74 €3.36

-12.83%

Potato (1kg)

$2.10 €1.89

$1.74 €1.56

20.69%

Onion (1kg)

$1.98 €1.78

$1.76 €1.58

12.50%

Lettuce (1 head)

$1.81 €1.63

$1.42 €1.27

27.46%

Water (1.5 liter bottle)

$0.66 €0.59

$0.59 €0.53

11.86%

Cigarettes 20 Pack (Marlboro, Camel)

$6.65 €5.97

$6.73 €6.05

-1.19%

Wine (Bottle)

$5.55 €4.99

$6.36 €5.72

-12.74%

Local Beer (0.5 liter bottle)

$1.90 €1.70

$1.76 €1.58

7.95%

Imported Beer (0.33 liter bottle)

$2.21 €1.99

$3.02 €2.72

-26.82%

One-way Ticket (Public Transport)

$2.95 €2.65

$1.71 €1.54

72.51%

Public Transport Monthly Pass (Regular Price)

$66.0 €59.3

$38.77 €34.83

70.16%

Taxi Start (Normal Tariff)

$7.89 €7.09

$4.40 €3.95

79.32%

Taxi (Normal Tariff) (1km)

$1.22 €1.09

$1.25 €1.12

-2.40%

Taxi 1hour Waiting (Normal Tariff)

$34.21 €30.74

$23.77 €21.35

43.92%

Gasoline (1 liter)

$2.02 €1.81

$2.16 €1.94

-6.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.9K

$35.1K €31.6K

4.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €32.1K

$36.9K €33.1K

-3.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €175

$202 €182

-3.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 €9.27

$9.07 €8.15

13.67%

Internet (50+ Mbps, Unlimited Data)

$27.59 €24.79

$31.47 €28.28

-12.33%

Gym Membership (Monthly)

$47.27 €42.47

$56.5 €50.8

-16.32%

Tennis Court (1 Hour on Weekend)

$38.42 €34.52

$20.68 €18.58

85.78%

Cinema Ticket

$12.86 €11.55

$10.25 €9.21

25.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$877 €788

$452 €407

93.92%

International Primary School, 1 Child (Yearly)

$18.8K €16.9K

$7,863 €7,065

139.09%

Jeans (Levis 501 Or Similar)

$90.9 €81.7

$93.2 €83.7

-2.50%

Summer Dress (H&M, Zara, etc)

$45.37 €40.76

$42.18 €37.90

7.56%

Sport Shoes (Adidas, Nike)

$110 €99.0

$105 €93.9

5.43%

Men's Leather Business Shoes

$163 €146

$135 €121

20.71%

1-bedroom Apartment, City Center (Monthly)

$1,022 €918

$986 €886

3.57%

1-bedroom Apartment, Outside City Center (Monthly)

$775 €696

$702 €631

10.35%

3-bedroom Apartment, City Center (Monthly)

$1,920 €1,725

$1,879 €1,689

2.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,162

$1,118 €1,004

15.74%

Buy Apartment in City Center (m2)

$4,300 €3,863

$4,503 €4,046

-4.51%

Buy Apartment Outside City Center (m2)

$2,927 €2,630

$2,382 €2,140

22.88%

Average Monthly Net Salary (After Tax)

$1,951 €1,753

$1,860 €1,672

4.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

3.08

17.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: October 25, 2026

Last update for Naples: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monza

$775 38.3%

Naples

$702 38.1% 9.4% $73

Groceries & Markets

Monza

$375 18.6%

Naples

$346 18.8% 7.7% $29

Eating Out

Monza

$290 14.3%

Naples

$249 13.5% 14% $41

Monthly Utilities & Internet

Monza

$233 11.5%

Naples

$243 13.2% 4.2% $9.7

Clothing & Footwear

Monza

$184 9.1%

Naples

$169 9.2% 8.4% $15

Getting Around

Monza

$92 4.5%

Naples

$56 3.1% 38.7% $36

Sport & Entertainment

Monza

$73 3.6%

Naples

$77 4.2% 5.5% $4

Cost Breakdown

A one-bedroom apartment in the center runs $1,022 in Monza and $986 in Naples. Housing cost is often the main lever when comparing two cities.

Monza pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91 in Monza vs $74 in Naples for a mid-range dinner for two. Groceries echo the gap at $375 vs $346 per month, with Naples cheaper across the board.

Good to know

🇮🇹 Monza

🇮🇹 Naples

🕒 Local time

10:11 10:11 AM

Same time as Monza

🌤 Weather

👥 Population

120,204

972,212

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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Between locations

Monza Naples 660 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monza vs Naples: Cost of Living - Frequently Asked Questions

Naples wins on cost – living expenses run 9% lower than in Monza. Housing and daily spending are where you’ll feel the difference most, making Naples the obvious pick if budget is a priority.

Average pay runs 5% higher in Monza, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,022 in Monza versus $986 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $877 in Monza versus $452 in Naples. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 8% higher in Monza. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Naples gentler on the wallet – expenses run 9% less than in Monza. Beyond cost, consider language, visa policies, and how big the international community is in each city.