Last update: Oct 2026

Cost of Living Comparison Between Monza and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $2,021 in Monza, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

Monza, Italy
Chiang Mai, Thailand
Monza
🇮🇹 Italy
$2,021
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Monza and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monza and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,021 per month in Monza vs $936 in Chiang Mai, rent included.

  • Monza $2,021
  • Chiang Mai $936

A couple spends around $3,136 per month in Monza vs $1,457 in Chiang Mai, rent included.

  • Monza $3,136
  • Chiang Mai $1,457

A family of three spends $4,252 per month in Monza vs $1,979 in Chiang Mai, rent included.

  • Monza $4,252
  • Chiang Mai $1,979

Monza costs about 116% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Monza sits 48% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Monza
Chiang Mai
Difference
Meal at Budget Restaurant
$21.91 €19.65
$2.24 ฿75.6
878.13%
Three-Course Dinner for Two, Mid-Range
$90.6 €81.3
$19.00 ฿641
376.89%
Fast Food Meal (McDonalds, etc)
$11.06 €9.92
$5.55 ฿187
99.28%
Cappuccino
$1.80 €1.62
$1.67 ฿56.5
7.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.61 €3.23
$0.64 ฿21.54
464.06%
Water (0.33 liter bottle)
$1.29 €1.16
$0.31 ฿10.31
316.13%
Local Beer (0.5 liter draught)
$5.53 €4.96
$2.36 ฿79.5
134.32%
Imported Beer (0.33 liter bottle)
$6.11 €5.48
$3.66 ฿124
66.94%
🛒 Groceries & Markets
Monza
Chiang Mai
Difference
Milk (1 liter)
$1.45 €1.30
$1.95 ฿65.7
-25.64%
White Bread (500g)
$2.26 €2.03
$1.44 ฿48.46
56.94%
Rice (white) (1kg)
$3.54 €3.17
$1.33 ฿45.03
166.17%
Eggs
$3.40 €3.05
$2.28 ฿77.1
49.12%
Local Cheese (1kg)
$22.77 €20.42
$16.45 ฿555
38.42%
Chicken Fillets (1kg)
$13.94 €12.50
$2.78 ฿93.9
401.44%
Beef Round Steak (1kg)
$22.69 €20.36
$9.31 ฿314
143.72%
Apples (1kg)
$2.71 €2.43
$2.35 ฿79.4
15.32%
Banana (1kg)
$1.78 €1.59
$0.97 ฿32.79
83.51%
Oranges (1kg)
$3.26 €2.92
$1.60 ฿53.9
103.75%
Tomato (1kg)
$3.26 €2.93
$1.50 ฿50.6
117.33%
Potato (1kg)
$2.10 €1.88
$1.28 ฿43.11
64.06%
Onion (1kg)
$1.98 €1.78
$1.10 ฿37.18
80.00%
Lettuce (1 head)
$1.81 €1.63
$0.71 ฿23.82
154.93%
Water (1.5 liter bottle)
$0.66 €0.59
$0.49 ฿16.36
34.69%
Cigarettes 20 Pack (Marlboro, Camel)
$6.65 €5.96
$4.14 ฿140
60.63%
Wine (Bottle)
$5.55 €4.98
$17.52 ฿591
-68.32%
Local Beer (0.5 liter bottle)
$1.90 €1.70
$1.61 ฿54.5
18.01%
Imported Beer (0.33 liter bottle)
$2.21 €1.98
$2.78 ฿93.9
-20.50%
🚌 Getting Around
Monza
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.95 €2.65
$0.87 ฿29.30
239.08%
Public Transport Monthly Pass (Regular Price)
$66.0 €59.2
$54.1 ฿1,825
21.96%
Taxi Start (Normal Tariff)
$7.89 €7.08
$1.16 ฿39.04
580.17%
Taxi (Normal Tariff) (1km)
$1.22 €1.09
$0.53 ฿17.80
130.19%
Taxi 1hour Waiting (Normal Tariff)
$34.21 €30.69
$2.42 ฿81.7
1313.64%
Gasoline (1 liter)
$2.02 €1.81
$1.45 ฿48.88
39.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.6K €32.8K
$21.1K ฿710.5K
73.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K €32.1K
$26.9K ฿909.0K
32.64%
🧾 Monthly Utilities & Internet
Monza
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 €175
$62.2 ฿2,098
213.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.31 €9.25
$12.17 ฿411
-15.28%
Internet (50+ Mbps, Unlimited Data)
$27.59 €24.75
$20.12 ฿679
37.13%
🎉 Sport & Entertainment
Monza
Chiang Mai
Difference
Gym Membership (Monthly)
$47.27 €42.40
$37.31 ฿1,259
26.70%
Tennis Court (1 Hour on Weekend)
$38.42 €34.47
$3.77 ฿127
919.10%
Cinema Ticket
$12.86 €11.54
$6.49 ฿219
98.15%
🧸 Childcare & Education
Monza
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$877 €787
$736 ฿24.8K
19.20%
International Primary School, 1 Child (Yearly)
$18.8K €16.9K
$14.8K ฿498.2K
27.34%
👕👟 Clothing & Footwear
Monza
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$90.9 €81.5
$53.4 ฿1,801
70.26%
Summer Dress (H&M, Zara, etc)
$45.37 €40.69
$24.64 ฿831
84.13%
Sport Shoes (Adidas, Nike)
$110 €98.8
$91.5 ฿3,087
20.44%
Men's Leather Business Shoes
$163 €146
$71.9 ฿2,427
126.04%
🏠 Accommodation & Living
Monza
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,022 €916
$482 ฿16.3K
111.83%
1-bedroom Apartment, Outside City Center (Monthly)
$775 €695
$309 ฿10.4K
150.80%
3-bedroom Apartment, City Center (Monthly)
$1,920 €1,722
$1,006 ฿33.9K
90.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,294 €1,161
$633 ฿21.4K
104.25%
Buy Apartment in City Center (m2)
$4,300 €3,857
$2,363 ฿79.7K
81.95%
Buy Apartment Outside City Center (m2)
$2,927 €2,626
$1,589 ฿53.6K
84.21%
💵 Salaries & Financials
Monza
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,951 €1,750
$590 ฿19.9K
230.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.62
5.57
-35.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monza
$775
Chiang Mai
$309 60.1% $466
Groceries & Markets
Monza
$375
Chiang Mai
$234 37.5% $141
Eating Out
Monza
$290
Chiang Mai
$78 73.2% $212
Monthly Utilities & Internet
Monza
$233
Chiang Mai
$94 59.4% $138
Clothing & Footwear
Monza
$184
Chiang Mai
$109 41% $75
Getting Around
Monza
$92
Chiang Mai
$61 33.1% $30
Sport & Entertainment
Monza
$73
Chiang Mai
$50 31.1% $23

Cost Breakdown

A central one-bedroom costs $1,022 in Monza versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Monza are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91 in Monza versus $19 in Chiang Mai. Monthly groceries follow the same trend: $375 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇮🇹 Monza
🇹🇭 Chiang Mai
🕒 Local time
09:20 9:20 AM
15:20 3:20 PM
6 h ahead of Monza
🌤 Weather
👥 Population
120,204
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Monza Chiang Mai 8,510 km ≈ 11 h nonstop flight
From you
  • Monza
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monza vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monza or Chiang Mai?
Monza costs about 116% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Monza and in Chiang Mai?
For a comfortable life, plan on about $3,031 per month in Monza and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Monza or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,022 in Monza.
How do childcare costs compare in Monza and in Chiang Mai?
Kindergarten costs $877 per month in Monza and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Monza or in Chiang Mai?
Groceries cost about 60% more in Monza, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Monza or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,021 in Monza and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Monza compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Monza or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monza makes more sense. Both are solid long-term options with distinct trade-offs.

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