Last update: Nov 2026

Cost of Living Comparison Between Montserrat and Toronto

For one person, living is cheaper in Montserrat: $927 a month against $2,599 in Toronto, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index

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🇲🇸 Montserrat

$927

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

🙂 Solo nomad: Montserrat is 21% cheaper than Toronto without rent, and 64.4% cheaper with rent.

🙂 Family of 3: Montserrat is 23.2% cheaper than Toronto without rent, and 29.7% cheaper with rent.

Meal at Budget Restaurant

$18.86 EC$50.9

$17.98 CA$25.20

4.89%

Three-Course Dinner for Two, Mid-Range

$47.27 EC$128

$72.3 CA$101

-34.58%

Fast Food Meal (McDonalds, etc)

$12.24 EC$33.05

$10.83 CA$15.18

13.02%

Cappuccino

$7.04 EC$19.01

$4.34 CA$6.09

62.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 EC$7.83

$2.16 CA$3.03

34.26%

Water (0.33 liter bottle)

$1.57 EC$4.23

$1.66 CA$2.32

-5.42%

Local Beer (0.5 liter draught)

$2.98 EC$8.04

$6.35 CA$8.90

-53.07%

Imported Beer (0.33 liter bottle)

$4.43 EC$11.96

$7.34 CA$10.29

-39.65%

Milk (1 liter)

$3.53 EC$9.54

$2.57 CA$3.60

37.35%

White Bread (500g)

$3.02 EC$8.15

$2.71 CA$3.79

11.44%

Rice (white) (1kg)

$2.28 CA$3.19

Eggs

$7.34 EC$19.83

$3.60 CA$5.05

103.89%

Local Cheese (1kg)

$5.98 EC$16.13

$8.94 CA$12.54

-33.11%

Chicken Fillets (1kg)

$9.04 EC$24.40

$11.19 CA$15.69

-19.21%

Beef Round Steak (1kg)

$22.93 EC$61.9

$15.23 CA$21.34

50.56%

Apples (1kg)

$3.23 EC$8.73

$3.74 CA$5.25

-13.64%

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.02

Tomato (1kg)

$4.57 EC$12.34

$4.25 CA$5.96

7.53%

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$2.23 EC$6.03

$1.67 CA$2.34

33.53%

Lettuce (1 head)

$5.05 EC$13.62

$2.30 CA$3.22

119.57%

Water (1.5 liter bottle)

$1.26 CA$1.77

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

Wine (Bottle)

$22.43 EC$60.6

$14.25 CA$19.97

57.40%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

Imported Beer (0.33 liter bottle)

$4.45 EC$12.02

$2.58 CA$3.62

72.48%

One-way Ticket (Public Transport)

$1.86 EC$5.03

$2.35 CA$3.30

-20.85%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$4.69 EC$12.67

$1.22 CA$1.71

284.43%

Taxi 1hour Waiting (Normal Tariff)

$1.89 EC$5.10

$21.82 CA$30.59

-91.34%

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K EC$60.9K

$27.0K CA$37.8K

-16.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K EC$40.1K

$21.8K CA$30.6K

-31.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 EC$253

$121 CA$169

-22.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.57 EC$110

$33.10 CA$46.40

22.57%

Internet (50+ Mbps, Unlimited Data)

$46.93 EC$127

$49.09 CA$68.8

-4.40%

Gym Membership (Monthly)

$56.5 EC$153

$36.65 CA$51.4

54.13%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$1,300 EC$3,511

$2,641 CA$3,702

-50.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,290 EC$3,483

$2,090 CA$2,930

-38.28%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$1,587 EC$4,285

$3,623 CA$5,078

-56.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: November 2, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montserrat

–

Toronto

$1.4K 54.8%

Groceries & Markets

Montserrat

–

Toronto

$345 13.3%

Eating Out

Montserrat

–

Toronto

$290 11.2%

Monthly Utilities & Internet

Montserrat

–

Toronto

$203 7.8%

Clothing & Footwear

Montserrat

–

Toronto

$145 5.6%

Getting Around

Montserrat

–

Toronto

$130 5%

Sport & Entertainment

Montserrat

–

Toronto

$62 2.4%

Good to know

🇲🇸 Montserrat

🇨🇦 Toronto

🕒 Local time

00:49 12:49 AM

23:49 11:49 PM

1 h behind Montserrat

🌤 Weather

👥 Population

5,440

2,731,571

💱 Currency

East Caribbean Dollar XCD $

Canadian Dollar CAD $

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

USD to XCD in detail →

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Montserrat Toronto 3,400 km ≈ 4 h 45 min nonstop flight

From you

Montserrat
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montserrat vs other spots: cost of living compared

Cost of Living Comparison Between Montserrat and Toronto

CAD, USD, EUR to XCD – East Caribbean Dollar Converter

City Median Internet Speeds Comparison (Updated April 2026)

Montserrat

Toronto

Montserrat

Toronto

Montserrat vs other spots: cost of living compared

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