Last update: Nov 2026

Cost of Living Comparison Between Toronto and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $927 a month against $2,599 in Toronto, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

🇲🇸 Montserrat

$927

/mo nomad

😐 Solo nomad: Toronto is 26.6% more expensive than Montserrat without rent, and 180.5% more expensive with rent.

😐 Family of 3: Toronto is 30.2% more expensive than Montserrat without rent, and 42.3% more expensive with rent.

Meal at Budget Restaurant

$17.98 CA$25.20

$18.86 EC$50.9

-4.67%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$47.27 EC$128

52.87%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$12.24 EC$33.05

-11.52%

Cappuccino

$4.34 CA$6.09

$7.04 EC$19.01

-38.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$2.90 EC$7.83

-25.52%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.57 EC$4.23

5.73%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$2.98 EC$8.04

113.09%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$4.43 EC$11.96

65.69%

Milk (1 liter)

$2.57 CA$3.60

$3.53 EC$9.54

-27.20%

White Bread (500g)

$2.71 CA$3.79

$3.02 EC$8.15

-10.26%

Rice (white) (1kg)

$2.28 CA$3.19

Eggs

$3.60 CA$5.05

$7.34 EC$19.83

-50.95%

Local Cheese (1kg)

$8.94 CA$12.54

$5.98 EC$16.13

49.50%

Chicken Fillets (1kg)

$11.19 CA$15.69

$9.04 EC$24.40

23.78%

Beef Round Steak (1kg)

$15.23 CA$21.34

$22.93 EC$61.9

-33.58%

Apples (1kg)

$3.74 CA$5.25

$3.23 EC$8.73

15.79%

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.02

Tomato (1kg)

$4.25 CA$5.96

$4.57 EC$12.34

-7.00%

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$1.67 CA$2.34

$2.23 EC$6.03

-25.11%

Lettuce (1 head)

$2.30 CA$3.22

$5.05 EC$13.62

-54.46%

Water (1.5 liter bottle)

$1.26 CA$1.77

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

Wine (Bottle)

$14.25 CA$19.97

$22.43 EC$60.6

-36.47%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$4.45 EC$12.02

-42.02%

One-way Ticket (Public Transport)

$2.35 CA$3.30

$1.86 EC$5.03

26.34%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$4.69 EC$12.67

-73.99%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

$1.89 EC$5.10

1054.50%

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$22.5K EC$60.9K

19.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$14.9K EC$40.1K

46.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$93.7 EC$253

28.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

$40.57 EC$110

-18.41%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$46.93 EC$127

4.60%

Gym Membership (Monthly)

$36.65 CA$51.4

$56.5 EC$153

-35.12%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

$1,300 EC$3,511

103.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

$1,290 EC$3,483

62.01%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

$1,587 EC$4,285

128.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Montserrat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Montserrat

–

Groceries & Markets

Toronto

$345 13.3%

Montserrat

–

Eating Out

Toronto

$290 11.2%

Montserrat

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Montserrat

–

Clothing & Footwear

Toronto

$145 5.6%

Montserrat

–

Getting Around

Toronto

$130 5%

Montserrat

–

Sport & Entertainment

Toronto

$62 2.4%

Montserrat

–

Good to know

🇨🇦 Toronto

🇲🇸 Montserrat

🕒 Local time

00:34 12:34 AM

01:34 1:34 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

5,440

💱 Currency

Canadian Dollar CAD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

Exchange rates and currency converter

XCD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

USD to CAD in detail →

On the map

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Toronto Montserrat 3,400 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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