Cost of Living Comparison Between Montreal and Sarnia Cost of Living Comparison Between Montreal and Sarnia

Monthly Cost of Living

A single person spends $2,085 per month in Montreal vs $1,978 in Sarnia, rent included.

A couple spends around $3,174 per month in Montreal vs $2,881 in Sarnia, rent included.

A family of three spends $4,262 per month in Montreal vs $3,783 in Sarnia, rent included.

Montreal costs about 5% more than Sarnia, driven mainly by Groceries & Markets.

Both Montreal and Sarnia sit above the global median – Montreal by 56%, Sarnia by 48%.

Meal at Budget Restaurant

$16.52 CA$23.24

$14.66 CA$20.63

12.69%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$47.75 CA$67.2

54.95%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.40

$9.69 CA$13.63

12.90%

Cappuccino

$3.84 CA$5.41

$2.56 CA$3.60

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.01

$1.49 CA$2.09

43.62%

Water (0.33 liter bottle)

$1.45 CA$2.04

$1.56 CA$2.20

-7.05%

Local Beer (0.5 liter draught)

$6.13 CA$8.63

$4.76 CA$6.70

28.78%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.47

$6.08 CA$8.56

10.69%

Milk (1 liter)

$2.35 CA$3.31

$2.24 CA$3.15

4.91%

White Bread (500g)

$3.34 CA$4.69

$2.23 CA$3.14

49.78%

Rice (white) (1kg)

$3.74 CA$5.27

$2.55 CA$3.59

46.67%

Eggs

$3.39 CA$4.77

$3.11 CA$4.38

9.00%

Local Cheese (1kg)

$16.30 CA$22.93

$8.23 CA$11.59

98.06%

Chicken Fillets (1kg)

$11.81 CA$16.62

$14.05 CA$19.77

-15.94%

Beef Round Steak (1kg)

$15.64 CA$22.01

$13.81 CA$19.44

13.25%

Apples (1kg)

$3.69 CA$5.20

$3.98 CA$5.61

-7.29%

Banana (1kg)

$1.70 CA$2.39

$1.18 CA$1.65

44.07%

Oranges (1kg)

$4.11 CA$5.79

$3.21 CA$4.52

28.04%

Tomato (1kg)

$4.41 CA$6.20

$3.73 CA$5.25

18.23%

Potato (1kg)

$2.79 CA$3.93

$2.39 CA$3.36

16.74%

Onion (1kg)

$2.64 CA$3.72

$2.74 CA$3.86

-3.65%

Lettuce (1 head)

$2.29 CA$3.22

$2.01 CA$2.83

13.93%

Water (1.5 liter bottle)

$1.78 CA$2.51

$1.26 CA$1.77

41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.53

$11.11 CA$15.63

18.54%

Wine (Bottle)

$10.64 CA$14.97

$9.60 CA$13.51

10.83%

Local Beer (0.5 liter bottle)

$2.99 CA$4.20

$2.44 CA$3.43

22.54%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.83

$3.04 CA$4.28

13.16%

One-way Ticket (Public Transport)

$2.81 CA$3.95

$2.27 CA$3.20

23.79%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$54.1 CA$76.2

34.50%

Taxi Start (Normal Tariff)

$3.52 CA$4.95

$2.60 CA$3.65

35.38%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.05

$1.76 CA$2.47

-17.61%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.26

$28.87 CA$40.62

18.77%

Gasoline (1 liter)

$1.22 CA$1.72

$1.14 CA$1.60

7.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.5K

$25.1K CA$35.4K

0.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.1K

$19.9K CA$28.0K

11.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$108

$142 CA$200

-46.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$50.1

$36.03 CA$50.7

-1.19%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.5

$55.6 CA$78.2

-22.68%

Gym Membership (Monthly)

$43.39 CA$61.1

$21.87 CA$30.77

98.40%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

$18.53 CA$26.07

-9.17%

Cinema Ticket

$11.09 CA$15.60

$11.84 CA$16.65

-6.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$879

$293 CA$412

113.49%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,296

$10.4K CA$14.6K

-43.12%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.8

$52.7 CA$74.2

19.69%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.6

$25.46 CA$35.82

74.78%

Sport Shoes (Adidas, Nike)

$103 CA$145

$70.1 CA$98.6

46.65%

Men's Leather Business Shoes

$118 CA$166

$88.1 CA$124

34.22%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,699

$1,272 CA$1,790

-5.12%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,358

$975 CA$1,371

-0.97%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,858

$2,361 CA$3,323

-13.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,219

$1,473 CA$2,072

7.09%

Buy Apartment in City Center (m2)

$5,085 CA$7,155

Buy Apartment Outside City Center (m2)

$3,783 CA$5,324

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

$3,013 CA$4,239

-4.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.33

-20.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for Sarnia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,207 in Montreal versus $1,272 in Sarnia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Sarnia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in Montreal versus $48.00 in Sarnia. Monthly groceries follow the same trend: $395 vs $335 – making Sarnia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Sarnia: Cost of Living - Frequently Asked Questions

Montreal costs about 5% more than Sarnia, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,127 per month in Montreal and $2,967 in Sarnia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sarnia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 18% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Montreal and $48.00 in Sarnia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Sarnia, where all-in costs run around $1,978, than in Montreal at $2,085. In Sarnia it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sarnia costs $1,978 versus $2,085 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sarnia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.