Last update: Oct 2026

Cost of Living Comparison Between Montreal and Kamloops

For one person, living is cheaper in Montreal: $2,064 a month against $2,402 in Kamloops, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

Montreal, Canada
Kamloops, Canada
Montreal
🇨🇦 Canada
$2,064
/mo nomad
Kamloops
🇨🇦 Canada
$2,402
/mo nomad
Monthly Cost of Living

How much you'll spend in Montreal and in Kamloops

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Kamloops actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,402 in Kamloops, rent included.

  • Montreal $2,064
  • Kamloops $2,402

A couple spends around $3,156 per month in Montreal vs $3,510 in Kamloops, rent included.

  • Montreal $3,156
  • Kamloops $3,510

A family of three spends $4,247 per month in Montreal vs $4,618 in Kamloops, rent included.

  • Montreal $4,247
  • Kamloops $4,618

Montreal is about 14% cheaper than Kamloops, and outside of rent the biggest gap is in groceries.

Both Montreal and Kamloops sit above the global median – Montreal by 52%, Kamloops by 76%.

Currency
🍽 Eating Out
Montreal
Kamloops
Difference
Meal at Budget Restaurant
$18.98 CA$26.52
$21.11 CA$29.49
-10.09%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$102
$75.3 CA$105
-3.06%
Fast Food Meal (McDonalds, etc)
$10.88 CA$15.20
$10.85 CA$15.15
0.28%
Cappuccino
$3.81 CA$5.33
$3.90 CA$5.45
-2.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.71
$2.51 CA$3.50
-22.71%
Water (0.33 liter bottle)
$1.58 CA$2.21
$1.76 CA$2.45
-10.23%
Local Beer (0.5 liter draught)
$6.37 CA$8.90
$5.93 CA$8.29
7.42%
Imported Beer (0.33 liter bottle)
$7.26 CA$10.15
$6.37 CA$8.90
13.97%
🛒 Groceries & Markets
Montreal
Kamloops
Difference
Milk (1 liter)
$2.23 CA$3.11
$2.42 CA$3.38
-7.85%
White Bread (500g)
$3.17 CA$4.43
$2.47 CA$3.45
28.34%
Rice (white) (1kg)
$3.31 CA$4.62
$3.86 CA$5.39
-14.25%
Eggs
$3.63 CA$5.07
$4.09 CA$5.71
-11.25%
Local Cheese (1kg)
$13.16 CA$18.38
$8.50 CA$11.87
54.82%
Chicken Fillets (1kg)
$11.56 CA$16.15
$12.29 CA$17.17
-5.94%
Beef Round Steak (1kg)
$13.71 CA$19.16
$17.90 CA$25.01
-23.41%
Apples (1kg)
$3.29 CA$4.60
$4.10 CA$5.72
-19.76%
Banana (1kg)
$1.46 CA$2.04
$1.85 CA$2.59
-21.08%
Oranges (1kg)
$3.37 CA$4.70
$4.13 CA$5.77
-18.40%
Tomato (1kg)
$3.15 CA$4.40
$4.03 CA$5.63
-21.84%
Potato (1kg)
$1.89 CA$2.64
$2.96 CA$4.14
-36.15%
Onion (1kg)
$1.79 CA$2.50
$2.35 CA$3.28
-23.83%
Lettuce (1 head)
$2.47 CA$3.45
$2.63 CA$3.68
-6.08%
Water (1.5 liter bottle)
$1.58 CA$2.21
$1.82 CA$2.54
-13.19%
Cigarettes 20 Pack (Marlboro, Camel)
$11.28 CA$15.77
$16.31 CA$22.79
-30.84%
Wine (Bottle)
$10.49 CA$14.66
$12.88 CA$17.99
-18.56%
Local Beer (0.5 liter bottle)
$2.34 CA$3.26
$4.69 CA$6.56
-50.11%
Imported Beer (0.33 liter bottle)
$2.91 CA$4.07
$3.96 CA$5.53
-26.52%
🚌 Getting Around
Montreal
Kamloops
Difference
One-way Ticket (Public Transport)
$2.61 CA$3.65
$1.74 CA$2.43
50.00%
Public Transport Monthly Pass (Regular Price)
$79.1 CA$111
$38.12 CA$53.3
107.58%
Taxi Start (Normal Tariff)
$3.26 CA$4.55
$3.54 CA$4.94
-7.91%
Taxi (Normal Tariff) (1km)
$1.44 CA$2.01
$1.92 CA$2.69
-25.00%
Taxi 1hour Waiting (Normal Tariff)
$33.43 CA$46.71
$12.26 CA$17.12
172.68%
Gasoline (1 liter)
$1.33 CA$1.86
$1.36 CA$1.90
-2.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K CA$40.0K
$28.1K CA$39.2K
2.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.5K
$20.7K CA$28.9K
2.05%
🧾 Monthly Utilities & Internet
Montreal
Kamloops
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.1 CA$112
$203 CA$284
-60.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.30 CA$47.92
$49.46 CA$69.1
-30.65%
Internet (50+ Mbps, Unlimited Data)
$42.85 CA$59.9
$67.2 CA$93.8
-36.20%
🎉 Sport & Entertainment
Montreal
Kamloops
Difference
Gym Membership (Monthly)
$31.14 CA$43.51
$42.73 CA$59.7
-27.12%
Tennis Court (1 Hour on Weekend)
$19.41 CA$27.11
$27.16 CA$37.95
-28.53%
Cinema Ticket
$11.23 CA$15.69
$11.99 CA$16.75
-6.34%
🧸 Childcare & Education
Montreal
Kamloops
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$525 CA$734
$764 CA$1,067
-31.26%
International Primary School, 1 Child (Yearly)
$16.3K CA$22.8K
$3,881 CA$5,422
320.73%
👕👟 Clothing & Footwear
Montreal
Kamloops
Difference
Jeans (Levis 501 Or Similar)
$58.0 CA$81.0
$60.3 CA$84.2
-3.78%
Summer Dress (H&M, Zara, etc)
$38.11 CA$53.2
$57.2 CA$79.9
-33.36%
Sport Shoes (Adidas, Nike)
$93.4 CA$131
$81.3 CA$114
14.84%
Men's Leather Business Shoes
$110 CA$154
$104 CA$145
6.44%
🏠 Accommodation & Living
Montreal
Kamloops
Difference
1-bedroom Apartment, City Center (Monthly)
$1,285 CA$1,795
$1,389 CA$1,941
-7.51%
1-bedroom Apartment, Outside City Center (Monthly)
$977 CA$1,364
$1,121 CA$1,566
-12.88%
3-bedroom Apartment, City Center (Monthly)
$2,271 CA$3,173
$2,190 CA$3,060
3.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,665 CA$2,326
$1,771 CA$2,474
-5.99%
Buy Apartment in City Center (m2)
$5,139 CA$7,180
$5,068 CA$7,081
1.40%
Buy Apartment Outside City Center (m2)
$3,834 CA$5,357
$3,819 CA$5,336
0.40%
💵 Salaries & Financials
Montreal
Kamloops
Difference
Average Monthly Net Salary (After Tax)
$3,002 CA$4,194
$3,020 CA$4,219
-0.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
4.6
-2.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Kamloops: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montreal
$977
Kamloops
$1.1K 14.8% $144
Groceries & Markets
Montreal
$351
Kamloops
$393 11.8% $41
Eating Out
Montreal
$291
Kamloops
$308 5.8% $17
Monthly Utilities & Internet
Montreal
$157
Kamloops
$320 103% $163
Clothing & Footwear
Montreal
$135
Kamloops
$136 0.9% $1.2
Getting Around
Montreal
$100
Kamloops
$58 41.8% $42
Sport & Entertainment
Montreal
$54
Kamloops
$67 24.5% $13

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,389 in Kamloops. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $75 in Kamloops. Monthly groceries follow the same trend: $351 vs $393 – making Montreal the more affordable choice for daily food spending.

Good to know
🇨🇦 Montreal
🇨🇦 Kamloops
🕒 Local time
02:02 2:02 AM
00:02 12:02 AM
2 h behind Montreal
🌤 Weather
👥 Population
1,762,949
90,280
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Montreal Kamloops 3,460 km ≈ 4 h 45 min nonstop flight
From you
  • Montreal
  • Kamloops

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Kamloops: Cost of Living - Frequently Asked Questions
How do living costs in Montreal and in Kamloops compare overall?
Monthly costs with rent: $2,064 in Montreal, $2,402 in Kamloops – Montreal comes out roughly 14% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Montreal compared to Kamloops?
For a comfortable life, plan on about $3,096 per month in Montreal and $3,603 in Kamloops. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do apartment prices compare in Montreal and in Kamloops?
A central 1-bedroom goes for about $1,285 in Montreal and $1,389 in Kamloops. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
What is the difference in childcare costs between Montreal and Kamloops?
Kindergarten costs $525 per month in Montreal and $764 in Kamloops. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 12% more in Kamloops, though the gap depends on what you buy.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,402 in Kamloops. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Montreal or Kamloops?
Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Montreal vs other spots: cost of living compared

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