Cost of Living Comparison Between Kamloops and Montreal Cost of Living Comparison Between Kamloops and Montreal

Monthly Cost of Living

A single person spends $2,536 per month in Kamloops vs $2,063 in Montreal, rent included.

A couple spends around $3,623 per month in Kamloops vs $3,159 in Montreal, rent included.

A family of three spends $4,711 per month in Kamloops vs $4,255 in Montreal, rent included.

Kamloops costs about 23% more than Montreal, driven mainly by Eating Out.

Both Kamloops and Montreal sit above the global median – Kamloops by 89%, Montreal by 54%.

Currency
🍽 Eating Out
Kamloops
Montreal
Difference
Meal at Budget Restaurant
$22.20 CA$30.74
$15.92 CA$22.05
39.45%
Three-Course Dinner for Two, Mid-Range
$66.4 CA$91.9
$73.1 CA$101
-9.17%
Fast Food Meal (McDonalds, etc)
$10.89 CA$15.07
$11.15 CA$15.43
-2.33%
Cappuccino
$4.30 CA$5.96
$3.80 CA$5.26
13.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 CA$3.60
$2.18 CA$3.01
19.27%
Water (0.33 liter bottle)
$2.02 CA$2.79
$1.46 CA$2.02
38.36%
Local Beer (0.5 liter draught)
$6.04 CA$8.37
$6.12 CA$8.48
-1.31%
Imported Beer (0.33 liter bottle)
$6.00 CA$8.30
$6.78 CA$9.38
-11.50%
🛒 Groceries & Markets
Kamloops
Montreal
Difference
Milk (1 liter)
$2.81 CA$3.89
$2.33 CA$3.22
20.60%
White Bread (500g)
$2.52 CA$3.49
$3.39 CA$4.69
-25.66%
Rice (white) (1kg)
$4.64 CA$6.43
$3.73 CA$5.16
24.40%
Eggs
$3.79 CA$5.24
$3.38 CA$4.68
12.13%
Local Cheese (1kg)
$10.36 CA$14.34
$16.25 CA$22.50
-36.25%
Chicken Fillets (1kg)
$13.29 CA$18.40
$11.54 CA$15.98
15.16%
Beef Round Steak (1kg)
$15.62 CA$21.63
$15.24 CA$21.10
2.49%
Apples (1kg)
$4.16 CA$5.76
$3.74 CA$5.18
11.23%
Banana (1kg)
$1.68 CA$2.33
$1.70 CA$2.36
-1.18%
Oranges (1kg)
$4.00 CA$5.54
$4.11 CA$5.68
-2.68%
Tomato (1kg)
$3.93 CA$5.44
$4.35 CA$6.02
-9.66%
Potato (1kg)
$2.75 CA$3.81
$2.71 CA$3.75
1.48%
Onion (1kg)
$2.21 CA$3.06
$2.62 CA$3.62
-15.65%
Lettuce (1 head)
$2.82 CA$3.90
$2.25 CA$3.12
25.33%
Water (1.5 liter bottle)
$1.82 CA$2.52
$1.73 CA$2.39
5.20%
Cigarettes 20 Pack (Marlboro, Camel)
$16.35 CA$22.63
$13.31 CA$18.43
22.84%
Wine (Bottle)
$13.27 CA$18.37
$10.78 CA$14.93
23.10%
Local Beer (0.5 liter bottle)
$4.45 CA$6.16
$3.01 CA$4.17
47.84%
Imported Beer (0.33 liter bottle)
$3.72 CA$5.15
$3.46 CA$4.80
7.51%
🚌 Getting Around
Kamloops
Montreal
Difference
One-way Ticket (Public Transport)
$1.51 CA$2.09
$2.74 CA$3.79
-44.89%
Public Transport Monthly Pass (Regular Price)
$36.55 CA$50.6
$72.7 CA$101
-49.70%
Taxi Start (Normal Tariff)
$3.82 CA$5.28
$3.63 CA$5.03
5.23%
Taxi (Normal Tariff) (1km)
$1.62 CA$2.25
$1.46 CA$2.02
10.96%
Taxi 1hour Waiting (Normal Tariff)
$12.73 CA$17.62
$33.44 CA$46.30
-61.93%
Gasoline (1 liter)
$1.28 CA$1.78
$1.21 CA$1.68
5.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.7K
$24.6K CA$34.1K
1.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K CA$27.9K
$21.7K CA$30.0K
-7.19%
🧾 Monthly Utilities & Internet
Kamloops
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 CA$242
$76.0 CA$105
129.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.5 CA$70.0
$35.72 CA$49.46
41.49%
Internet (50+ Mbps, Unlimited Data)
$72.3 CA$100
$42.86 CA$59.4
68.60%
🎉 Sport & Entertainment
Kamloops
Montreal
Difference
Gym Membership (Monthly)
$55.3 CA$76.5
$42.92 CA$59.4
28.77%
Tennis Court (1 Hour on Weekend)
$29.91 CA$41.42
$17.23 CA$23.86
73.59%
Cinema Ticket
$11.97 CA$16.58
$11.09 CA$15.35
7.94%
🧸 Childcare & Education
Kamloops
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$786 CA$1,088
$620 CA$858
26.80%
International Primary School, 1 Child (Yearly)
$4,070 CA$5,635
$5,834 CA$8,078
-30.25%
👕👟 Clothing & Footwear
Kamloops
Montreal
Difference
Jeans (Levis 501 Or Similar)
$69.2 CA$95.8
$62.7 CA$86.8
10.36%
Summer Dress (H&M, Zara, etc)
$61.0 CA$84.5
$44.41 CA$61.5
37.38%
Sport Shoes (Adidas, Nike)
$83.0 CA$115
$101 CA$139
-17.60%
Men's Leather Business Shoes
$117 CA$162
$119 CA$165
-1.75%
🏠 Accommodation & Living
Kamloops
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,492 CA$2,066
$1,211 CA$1,677
23.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,233 CA$1,708
$960 CA$1,329
28.53%
3-bedroom Apartment, City Center (Monthly)
$2,264 CA$3,134
$2,035 CA$2,818
11.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,924 CA$2,664
$1,589 CA$2,201
21.07%
Buy Apartment in City Center (m2)
$5,215 CA$7,220
$5,181 CA$7,173
0.66%
Buy Apartment Outside City Center (m2)
$3,829 CA$5,302
$3,934 CA$5,446
-2.65%
💵 Salaries & Financials
Kamloops
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,057 CA$4,233
$2,960 CA$4,098
3.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
5.01
33.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamloops: June 2, 2026

Last update for Montreal: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,492 in Kamloops versus $1,211 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Kamloops, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Kamloops versus $73.0 in Montreal. Groceries tell a different story – $400 in Kamloops vs $392 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kamloops vs Montreal: Cost of Living - Frequently Asked Questions
How do living costs in Kamloops and Montreal compare overall?
Monthly costs with rent: $2,536 in Kamloops, $2,063 in Montreal – roughly 23% apart. Kamloops costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Kamloops compared to Montreal?
For a comfortable life, plan on about $3,804 per month in Kamloops and $3,094 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Kamloops and Montreal?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Kamloops and Montreal?
Kindergarten costs $786 per month in Kamloops and $620 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 2% more in Kamloops, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,063, than in Kamloops at $2,536. In Montreal it covers expenses comfortably, while in Kamloops it requires careful planning or may not stretch far enough.
How does quality of life compare between Kamloops and Montreal?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,063 in Montreal to $2,536 in Kamloops. Climate, culture, job market, and personal taste all factor in.
Is Kamloops or Montreal safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Kamloops and Montreal?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kamloops makes more sense. Both are solid long-term options with distinct trade-offs.

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