Last update: Oct 2026

Cost of Living Comparison Between Kamloops and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,432 in Kamloops, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Kamloops
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Kamloops Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Kamloops

🇨🇦 Canada

$2,432

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Kamloops and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kamloops and in Montreal actually costs, broken down by who's living it.

A single person spends $2,432 per month in Kamloops vs $2,018 in Montreal, rent included.

Kamloops $2,432
Montreal $2,018

A couple spends around $3,611 per month in Kamloops vs $3,085 in Montreal, rent included.

Kamloops $3,611
Montreal $3,085

A family of three spends $4,790 per month in Kamloops vs $4,152 in Montreal, rent included.

Kamloops $4,790
Montreal $4,152

Kamloops costs about 20% more than Montreal, and outside of rent the biggest gap is in transport.

Both Kamloops and Montreal sit above the global median – Kamloops by 80%, Montreal by 49%.

Meal at Budget Restaurant

$21.03 CA$29.73

$18.82 CA$26.61

11.74%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$103

$70.3 CA$99.4

3.90%

Fast Food Meal (McDonalds, etc)

$10.29 CA$14.55

$10.66 CA$15.06

-3.47%

Cappuccino

$3.87 CA$5.47

$3.84 CA$5.43

0.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 CA$3.45

$1.92 CA$2.71

27.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.54 CA$2.18

11.69%

Local Beer (0.5 liter draught)

$6.07 CA$8.58

$6.23 CA$8.81

-2.57%

Imported Beer (0.33 liter bottle)

$6.34 CA$8.97

$7.10 CA$10.03

-10.70%

Milk (1 liter)

$2.28 CA$3.22

$2.31 CA$3.27

-1.30%

White Bread (500g)

$2.41 CA$3.41

$3.14 CA$4.44

-23.25%

Rice (white) (1kg)

$3.79 CA$5.35

$3.21 CA$4.54

18.07%

Eggs

$4.17 CA$5.89

$3.52 CA$4.97

18.47%

Local Cheese (1kg)

$8.31 CA$11.74

$12.81 CA$18.11

-35.13%

Chicken Fillets (1kg)

$11.99 CA$16.95

$11.46 CA$16.20

4.62%

Beef Round Steak (1kg)

$16.93 CA$23.93

$13.39 CA$18.92

26.44%

Apples (1kg)

$4.22 CA$5.97

$3.14 CA$4.43

34.39%

Banana (1kg)

$1.76 CA$2.49

$1.44 CA$2.03

22.22%

Oranges (1kg)

$4.17 CA$5.89

$3.47 CA$4.91

20.17%

Tomato (1kg)

$4.04 CA$5.72

$3.07 CA$4.34

31.60%

Potato (1kg)

$2.82 CA$3.99

$1.90 CA$2.69

48.42%

Onion (1kg)

$2.29 CA$3.24

$1.77 CA$2.50

29.38%

Lettuce (1 head)

$2.65 CA$3.74

$2.34 CA$3.31

13.25%

Water (1.5 liter bottle)

$1.78 CA$2.52

$1.55 CA$2.19

14.84%

Cigarettes 20 Pack (Marlboro, Camel)

$16.19 CA$22.88

$11.38 CA$16.09

42.27%

Wine (Bottle)

$12.40 CA$17.53

$10.63 CA$15.03

16.65%

Local Beer (0.5 liter bottle)

$4.74 CA$6.70

$2.27 CA$3.21

108.81%

Imported Beer (0.33 liter bottle)

$3.74 CA$5.29

$2.82 CA$3.99

32.62%

One-way Ticket (Public Transport)

$1.53 CA$2.17

$2.66 CA$3.76

-42.48%

Public Transport Monthly Pass (Regular Price)

$36.59 CA$51.7

$77.3 CA$109

-52.66%

Taxi Start (Normal Tariff)

$3.49 CA$4.93

$3.20 CA$4.53

9.06%

Taxi (Normal Tariff) (1km)

$1.93 CA$2.72

$1.48 CA$2.09

30.41%

Taxi 1hour Waiting (Normal Tariff)

$12.04 CA$17.02

$32.88 CA$46.48

-63.38%

Gasoline (1 liter)

$1.28 CA$1.81

$1.34 CA$1.90

-4.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.4K

$28.2K CA$39.8K

-0.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.0K

$19.6K CA$27.8K

-2.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 CA$274

$76.0 CA$107

155.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.68 CA$68.8

$33.95 CA$48.00

43.39%

Internet (50+ Mbps, Unlimited Data)

$65.0 CA$91.9

$42.31 CA$59.8

53.58%

Gym Membership (Monthly)

$42.51 CA$60.1

$29.76 CA$42.07

42.84%

Tennis Court (1 Hour on Weekend)

$26.55 CA$37.53

$20.28 CA$28.67

30.92%

Cinema Ticket

$11.51 CA$16.27

$11.15 CA$15.77

3.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$755 CA$1,067

$507 CA$717

48.84%

International Primary School, 1 Child (Yearly)

$3,819 CA$5,399

$16.1K CA$22.7K

-76.21%

Jeans (Levis 501 Or Similar)

$61.4 CA$86.8

$57.6 CA$81.4

6.67%

Summer Dress (H&M, Zara, etc)

$56.3 CA$79.7

$37.58 CA$53.1

49.92%

Sport Shoes (Adidas, Nike)

$78.9 CA$112

$91.9 CA$130

-14.15%

Men's Leather Business Shoes

$105 CA$148

$110 CA$155

-4.43%

1-bedroom Apartment, City Center (Monthly)

$1,297 CA$1,833

$1,260 CA$1,782

2.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,178 CA$1,665

$948 CA$1,340

24.32%

3-bedroom Apartment, City Center (Monthly)

$2,268 CA$3,207

$2,137 CA$3,021

6.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,002 CA$2,830

$1,614 CA$2,281

24.06%

Buy Apartment in City Center (m2)

$4,987 CA$7,050

$4,960 CA$7,011

0.55%

Buy Apartment Outside City Center (m2)

$3,795 CA$5,365

$3,838 CA$5,425

-1.10%

Average Monthly Net Salary (After Tax)

$2,828 CA$3,998

$2,827 CA$3,997

0.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.48

2.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamloops: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kamloops

$1.2K 48.4%

Montreal

$948 47% 19.6% $230

Groceries & Markets

Kamloops

$384 15.8%

Montreal

$346 17.2% 9.8% $38

Monthly Utilities & Internet

Kamloops

$307 12.6%

Montreal

$152 7.5% 50.5% $155

Eating Out

Kamloops

$305 12.6%

Montreal

$288 14.3% 5.7% $17

Clothing & Footwear

Kamloops

$136 5.6%

Montreal

$133 6.6% 1.6% $2.1

Sport & Entertainment

Kamloops

$66 2.7%

Montreal

$52 2.6% 20.6% $13

Getting Around

Kamloops

$56 2.3%

Montreal

$99 4.9% 76.4% $43

Cost Breakdown

A central one-bedroom costs $1,297 in Kamloops versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Kamloops, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Kamloops versus $70.0 in Montreal. Monthly groceries follow the same trend: $384 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Kamloops

🇨🇦 Montreal

🕒 Local time

18:37 6:37 PM

21:37 9:37 PM

3 h ahead of Kamloops

🌤 Weather

👥 Population

90,280

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Kamloops Montreal 3,460 km ≈ 4 h 45 min nonstop flight

From you

Kamloops
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kamloops vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,432 in Kamloops, $2,018 in Montreal – roughly 20% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,648 per month in Kamloops and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $755 per month in Kamloops and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Kamloops, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Kamloops at $2,432. In Montreal it covers expenses comfortably, while in Kamloops it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,018 in Montreal to $2,432 in Kamloops. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kamloops makes more sense. Both are solid long-term options with distinct trade-offs.