Cost of Living Comparison Between Montmagny and Toronto Cost of Living Comparison Between Montmagny and Toronto

Monthly Cost of Living

A single person spends $2,336 per month in Montmagny vs $2,811 in Toronto, rent included.

A couple spends around $3,395 per month in Montmagny vs $4,130 in Toronto, rent included.

A family of three spends $4,453 per month in Montmagny vs $5,449 in Toronto, rent included.

Montmagny is about 17% cheaper than Toronto, driven mainly by Getting Around.

Both Montmagny and Toronto sit above the global median – Montmagny by 74%, Toronto by 110%.

Meal at Budget Restaurant

$14.85 CA$20.65

$18.71 CA$26.02

-20.63%

Three-Course Dinner for Two, Mid-Range

$71.0 CA$98.8

$81.9 CA$114

-13.25%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.20

$10.83 CA$15.06

0.92%

Cappuccino

$4.11 CA$5.72

$3.89 CA$5.41

5.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 CA$3.66

$2.22 CA$3.09

18.47%

Water (0.33 liter bottle)

$2.03 CA$2.83

$1.65 CA$2.29

23.03%

Local Beer (0.5 liter draught)

$5.17 CA$7.19

$6.05 CA$8.41

-14.55%

Imported Beer (0.33 liter bottle)

$8.71 CA$12.11

$6.58 CA$9.15

32.37%

Milk (1 liter)

$2.61 CA$3.62

$2.73 CA$3.79

-4.40%

White Bread (500g)

$2.97 CA$4.13

$2.72 CA$3.78

9.19%

Rice (white) (1kg)

$2.68 CA$3.73

$3.54 CA$4.92

-24.29%

Eggs

$2.96 CA$4.12

$3.50 CA$4.87

-15.43%

Local Cheese (1kg)

$10.62 CA$14.77

$13.53 CA$18.81

-21.51%

Chicken Fillets (1kg)

$12.82 CA$17.82

$13.09 CA$18.20

-2.06%

Beef Round Steak (1kg)

$14.32 CA$19.92

$16.96 CA$23.59

-15.57%

Apples (1kg)

$5.95 CA$8.28

$4.16 CA$5.79

43.03%

Banana (1kg)

$2.57 CA$3.57

$1.18 CA$1.64

117.80%

Oranges (1kg)

$5.27 CA$7.34

$3.25 CA$4.52

62.15%

Tomato (1kg)

$4.39 CA$6.11

$4.12 CA$5.73

6.55%

Potato (1kg)

$2.47 CA$3.43

$2.50 CA$3.48

-1.20%

Onion (1kg)

$2.56 CA$3.56

$2.88 CA$4.00

-11.11%

Lettuce (1 head)

$2.71 CA$3.77

$2.35 CA$3.27

15.32%

Water (1.5 liter bottle)

$1.26 CA$1.75

$2.00 CA$2.78

-37.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.08 CA$15.41

$14.58 CA$20.28

-24.01%

Wine (Bottle)

$10.88 CA$15.13

$14.18 CA$19.71

-23.27%

Local Beer (0.5 liter bottle)

$2.17 CA$3.02

$2.80 CA$3.89

-22.50%

Imported Beer (0.33 liter bottle)

$2.60 CA$3.62

$3.25 CA$4.53

-20.00%

One-way Ticket (Public Transport)

$2.32 CA$3.23

$2.40 CA$3.34

-3.33%

Public Transport Monthly Pass (Regular Price)

$61.9 CA$86.1

$114 CA$159

-45.72%

Taxi Start (Normal Tariff)

$2.91 CA$4.05

$3.76 CA$5.22

-22.61%

Taxi (Normal Tariff) (1km)

$2.70 CA$3.75

$1.41 CA$1.96

91.49%

Taxi 1hour Waiting (Normal Tariff)

$26.08 CA$36.27

$25.53 CA$35.50

2.15%

Gasoline (1 liter)

$1.22 CA$1.70

$1.10 CA$1.53

10.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.3K

$25.2K CA$35.1K

0.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$27.5K

$21.1K CA$29.3K

-6.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 CA$146

$120 CA$166

-12.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 CA$78.0

$37.54 CA$52.2

49.49%

Internet (50+ Mbps, Unlimited Data)

$46.76 CA$65.0

$54.5 CA$75.8

-14.23%

Gym Membership (Monthly)

$42.68 CA$59.4

$55.5 CA$77.2

-23.11%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.41

Cinema Ticket

$10.97 CA$15.26

$11.56 CA$16.07

-5.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$699 CA$972

$1,129 CA$1,571

-38.12%

International Primary School, 1 Child (Yearly)

$4,335 CA$6,028

$18.0K CA$25.0K

-75.88%

Jeans (Levis 501 Or Similar)

$56.0 CA$77.9

$56.9 CA$79.2

-1.67%

Summer Dress (H&M, Zara, etc)

$59.6 CA$82.9

$39.96 CA$55.6

49.20%

Sport Shoes (Adidas, Nike)

$104 CA$144

$89.7 CA$125

15.67%

Men's Leather Business Shoes

$148 CA$205

$114 CA$159

29.23%

1-bedroom Apartment, City Center (Monthly)

$1,329 CA$1,848

$1,849 CA$2,572

-28.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 CA$1,664

$1,560 CA$2,169

-23.28%

3-bedroom Apartment, City Center (Monthly)

$2,003 CA$2,785

$2,925 CA$4,068

-31.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,845 CA$2,566

$2,470 CA$3,435

-25.31%

Buy Apartment in City Center (m2)

$4,350 CA$6,050

$9,085 CA$12.6K

-52.11%

Buy Apartment Outside City Center (m2)

$4,040 CA$5,618

$7,036 CA$9,785

-42.58%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,967

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.16

26.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montmagny: May 31, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,329 in Montmagny versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Montmagny versus $82.0 in Toronto. Monthly groceries follow the same trend: $382 vs $396 – making Montmagny the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montmagny vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 20%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,504 per month in Montmagny and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montmagny, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $699 per month in Montmagny and $1,129 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montmagny, where all-in costs run around $2,336, than in Toronto at $2,811. In Montmagny it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Montmagny – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montmagny. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.