Last update: Oct 2026

Cost of Living Comparison Between Montmagny and Toronto

For one person, living is cheaper in Montmagny: $2,160 a month against $2,561 in Toronto, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Montmagny
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Montmagny Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Montmagny

🇨🇦 Canada

$2,160

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Montmagny and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montmagny and in Toronto actually costs, broken down by who's living it.

A single person spends $2,160 per month in Montmagny vs $2,561 in Toronto, rent included.

Montmagny $2,160
Toronto $2,561

A couple spends around $3,203 per month in Montmagny vs $3,694 in Toronto, rent included.

Montmagny $3,203
Toronto $3,694

A family of three spends $4,246 per month in Montmagny vs $4,826 in Toronto, rent included.

Montmagny $4,246
Toronto $4,826

Montmagny is about 16% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Montmagny and Toronto sit above the global median – Montmagny by 60%, Toronto by 90%.

Meal at Budget Restaurant

$18.31 CA$25.89

$17.18 CA$24.29

6.58%

Three-Course Dinner for Two, Mid-Range

$72.1 CA$102

$76.0 CA$107

-5.04%

Fast Food Meal (McDonalds, etc)

$10.55 CA$14.92

$10.54 CA$14.89

0.09%

Cappuccino

$3.92 CA$5.54

$4.02 CA$5.68

-2.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.82

$2.12 CA$3.00

-6.13%

Water (0.33 liter bottle)

$1.56 CA$2.21

$1.75 CA$2.48

-10.86%

Local Beer (0.5 liter draught)

$6.18 CA$8.73

$6.24 CA$8.83

-0.96%

Imported Beer (0.33 liter bottle)

$6.95 CA$9.82

$7.09 CA$10.02

-1.97%

Milk (1 liter)

$2.31 CA$3.26

$2.44 CA$3.45

-5.33%

White Bread (500g)

$3.00 CA$4.25

$2.68 CA$3.78

11.94%

Rice (white) (1kg)

$2.89 CA$4.08

$2.24 CA$3.17

29.02%

Eggs

$3.64 CA$5.14

$3.56 CA$5.03

2.25%

Local Cheese (1kg)

$13.13 CA$18.56

$9.09 CA$12.85

44.44%

Chicken Fillets (1kg)

$11.48 CA$16.23

$11.33 CA$16.01

1.32%

Beef Round Steak (1kg)

$13.81 CA$19.52

$14.53 CA$20.55

-4.96%

Apples (1kg)

$3.17 CA$4.48

$3.62 CA$5.12

-12.43%

Banana (1kg)

$1.48 CA$2.09

$1.21 CA$1.72

22.31%

Oranges (1kg)

$3.41 CA$4.81

$3.60 CA$5.09

-5.28%

Tomato (1kg)

$3.04 CA$4.29

$4.21 CA$5.96

-27.79%

Potato (1kg)

$1.89 CA$2.68

$1.79 CA$2.53

5.59%

Onion (1kg)

$1.77 CA$2.50

$1.59 CA$2.25

11.32%

Lettuce (1 head)

$2.42 CA$3.42

$2.27 CA$3.21

6.61%

Water (1.5 liter bottle)

$1.48 CA$2.09

$1.25 CA$1.77

18.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.05 CA$15.63

$13.82 CA$19.53

-20.04%

Wine (Bottle)

$10.59 CA$14.97

$14.27 CA$20.18

-25.79%

Local Beer (0.5 liter bottle)

$2.26 CA$3.20

$2.20 CA$3.10

2.73%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.02

$2.43 CA$3.44

16.87%

One-way Ticket (Public Transport)

$2.62 CA$3.70

$2.39 CA$3.38

9.62%

Public Transport Monthly Pass (Regular Price)

$58.8 CA$83.1

$111 CA$157

-46.99%

Taxi Start (Normal Tariff)

$3.07 CA$4.35

$2.91 CA$4.12

5.50%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.20 CA$1.69

23.33%

Taxi 1hour Waiting (Normal Tariff)

$31.95 CA$45.16

$21.38 CA$30.23

49.44%

Gasoline (1 liter)

$1.35 CA$1.91

$1.21 CA$1.71

11.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$28.2K CA$39.8K

-1.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K CA$28.2K

$20.3K CA$28.6K

-1.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.8 CA$107

$120 CA$170

-37.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.09 CA$48.19

$32.26 CA$45.60

5.67%

Internet (50+ Mbps, Unlimited Data)

$43.09 CA$60.9

$47.93 CA$67.8

-10.10%

Gym Membership (Monthly)

$38.81 CA$54.9

$38.48 CA$54.4

0.86%

Tennis Court (1 Hour on Weekend)

$19.17 CA$27.10

$22.96 CA$32.46

-16.51%

Cinema Ticket

$11.19 CA$15.82

$12.38 CA$17.50

-9.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 CA$703

$830 CA$1,173

-40.08%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.6K

$23.1K CA$32.6K

-30.78%

Jeans (Levis 501 Or Similar)

$58.5 CA$82.7

$50.7 CA$71.7

15.42%

Summer Dress (H&M, Zara, etc)

$38.54 CA$54.5

$40.02 CA$56.6

-3.70%

Sport Shoes (Adidas, Nike)

$94.1 CA$133

$98.0 CA$139

-3.95%

Men's Leather Business Shoes

$109 CA$155

$121 CA$171

-9.26%

1-bedroom Apartment, City Center (Monthly)

$1,265 CA$1,788

$1,592 CA$2,251

-20.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,101 CA$1,556

$1,410 CA$1,994

-21.94%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,698

$2,670 CA$3,775

-28.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,722 CA$2,434

$2,152 CA$3,042

-19.97%

Buy Apartment in City Center (m2)

$4,412 CA$6,237

$7,945 CA$11.2K

-44.47%

Buy Apartment Outside City Center (m2)

$3,851 CA$5,444

$6,542 CA$9,249

-41.14%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.47

0.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montmagny: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montmagny

$1.1K 51%

Toronto

$1.4K 55.1% 28.1% $309

Groceries & Markets

Montmagny

$346 16%

Toronto

$340 13.3% 1.8% $6.1

Eating Out

Montmagny

$284 13.2%

Toronto

$278 10.9% 2.1% $6

Monthly Utilities & Internet

Montmagny

$153 7.1%

Toronto

$201 7.8% 31.1% $48

Clothing & Footwear

Montmagny

$135 6.3%

Toronto

$139 5.4% 2.9% $3.9

Getting Around

Montmagny

$80 3.7%

Toronto

$129 5.1% 62.3% $50

Sport & Entertainment

Montmagny

$61 2.8%

Toronto

$63 2.5% 3.3% $2

Cost Breakdown

A central one-bedroom costs $1,265 in Montmagny versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $72.0 in Montmagny versus $76.0 in Toronto. Groceries tell a different story – $346 in Montmagny vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montmagny

🇨🇦 Toronto

🕒 Local time

12:17 12:17 PM

Same time as Montmagny

🌤 Weather

👥 Population

10,999

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Montmagny Toronto 780 km ≈ 1 h 30 min nonstop flight

From you

Montmagny
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montmagny vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 19%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,240 per month in Montmagny and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montmagny, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $497 per month in Montmagny and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 2% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Montmagny, where all-in costs run around $2,160, than in Toronto at $2,561. In Montmagny it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Montmagny – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montmagny. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.